Please Note: The information included within these pages is for for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.
Important Information: We are currently only accepting applications from intermediaries located within our branch operating area unless already registered. Click here for more information.
At The Cumberland, we're pleased to offer a range of residential mortgages to meet the needs of your client.
We adopt a kinder approach to intermediary lending. When it comes to residential mortgages, we believe in real people, not robots. That’s why you will be provided with a dedicated Relationship Manager contact from day one, providing you with an efficient service to deliver the best residential mortgage to suit the needs of your client.
Kinder Banking. It’s in our nature..
Explore our 'how to guides' to find out how to submit an application with us and more
Use our Intermediary Affordability Calculator to provide a lending amount for your client
Once we approve your registration, submit ESIS requests, DIPs, Residential Mortgage Applications and upload supporting documentation all in one place.
The Cumberland has joined L&G Ignite as lender partner, giving brokers access to residential and Holiday Let mortgage products.
As of 2 December 2025, The Cumberland has reduced rates by 0.20% on the core Holiday Let range for Holiday Let landlords looking for a better deal in 2026.
As the summer holiday season draws to a close, many property investors will begin turning their attention to potentially growing their portfolio ahead of next year’s season.