What does a mortgage really mean?

Beyond the finance, obtaining a mortgage can mean so many things – like spreading your wings or starting a family. Our mortgage hub is here to help with some useful information to get you started on your journey,
Visit our hub

Are you worried about your mortgage?

If you are having trouble paying your mortgage, whether it is residential or commercial, we will always try to help you.
Find out more

Explore our mortgages

We’re real people, not robots. So when you speak to us, you know you’ll get to talk to a member of our friendly team. Take a look at our 3 step process below or scroll further to explore your mortgage options.

We offer residential mortgages up to 95% loan to value (LTV) (75% in London & SE England).*

*Subject to lending criteria at the time

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
  1. Explore your mortgage options

    Take a look through our mortgage information to see which product you want more detail on.

    View our range
  2. Use our mortgage calculator

    Use our mortgage calculator to discover the kinds of deals that could be available to you, depending on your budget and deposit amount.

    Mortgage Calculator
  3. Book an appointment

    Book an appointment with one of our friendly experts to chat through your options and get the ball rolling.

    Book an Appointment

Our mortgage range

Whether you’re a first time buyer, moving to a new home or looking to remortgage, we’re here to support you.
Existing Cumberland Mortgage Customers
Existing Cumberland Mortgage Customers

If you existing Cumberland mortgage deal is coming to an end or you want to switch to a different one, start the process today.

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Searching for your first home?
Searching for your first home?

We’ll support you every step of the way, from getting your mortgage right through to the final paperwork.

Let’s get started
Moving house?
Moving house?

Our friendly, helpful team can help you get from A to B as easily as possible.

Time to get moving?
Looking to remortgage?
Looking to remortgage?

Take a look at our current deals with one of our Feefo Platinum Trusted Service award-winning team.

Explore your options
Where We Lend

We provide mortgages on properties throughout England, Scotland and Wales. Some of our mortgages are only available on properties in our branch operating area.

Our operating area is Cumbria (all CA and LA postcodes), South-West Scotland (all DG postcodes and TD9), West Northumberland (NE45-49) and North Lancashire (all PR, FY, LA AND BB1-3 and BB5-7).

Use our Mortgage Calculator to find out which mortgages could be available to you.

Mortgage Calculator