Customer Information - Following the decision by the Bank of England to increase its base rate by 0.25% we will be making changes to our mortgage and savings interest rates, please click here for more information.

Mortgages for squirrels

Take out a new house purchase mortgage with us and we’ll make a donation to Cumbria Wildlife Trust.
Ready to put down roots?

Speak to a real person, not a robot

Kinder banking, it’s in our nature.
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Use our mortgage calculator

Discover the kinds of deals that could be available to you, depending on your budget and deposit amount.
Crunch some numbers

Explore our mortgages

We’re real people, not robots. So when you speak to us, you know you’ll get to talk to a member of our friendly team. Take a look at our 3 step process below or scroll further to explore your mortgage options.

We offer residential mortgages up to 95% loan to value (LTV) (75% in London & SE England).

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Explore your mortgage options

Take a look through our mortgage information to see which product you want more detail on.

1

Use our mortgage calculator

Use our mortgage calculator to discover the kinds of deals that could be available to you, depending on your budget and deposit amount.

2

Book an appointment

Book an appointment with one of our friendly experts to chat through your options and get the ball rolling.

3

Our mortgage range

Whether you’re a first time buyer, moving to a new home or looking to remortgage, we’re here to support you.

Searching for your first home?
We’ll support you every step of the way, from getting your mortgage right through to the final paperwork.
Moving house?
Our friendly, helpful team can help you get from A to B as easily as possible.
Looking to remortgage?
Take a look at our current deals with one of our Feefo Platinum Trusted Service award-winning team.
Where We Lend

We provide mortgages on properties throughout England, Scotland and Wales. Some of our mortgages are only available on properties in our branch operating area.

Our operating area is Cumbria (all CA and LA postcodes), South-West Scotland (all DG postcodes and TD9), West Northumberland (NE45-49) and North Lancashire (all PR, FY, LA AND BB1-3 and BB5-7).

Use our Mortgage Calculator to find out which mortgages could be available to you.

Mortgage Calculator