We’ll support you every step of the way, from getting your mortgage right through to the final paperwork.
Annual Mortgage Statements: All mortgage statements will be with customers by the end of April. For more information please click here.
Customer Information: Due to unforeseen circumstances, we are unable to display our Discounted Variable Rate mortgage products on our website. These products are still available and if you would like information about them, please book an appointment and we will talk you through your options. Click here to book an appointment.
Explore our mortgages
We’re real people, not robots. So when you speak to us, you know you’ll get to talk to a member of our friendly team. Take a look at our 3 step process below or scroll further to explore your mortgage options.
We offer residential mortgages up to 95% loan to value (LTV) (80% in London & SE England).*
*Subject to lending criteria at the time
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Explore your mortgage options
View our rangeTake a look through our mortgage information to see which product you want more detail on.
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Use our mortgage calculator
Mortgage CalculatorUse our mortgage calculator to discover the kinds of deals that could be available to you, depending on your budget and deposit amount.
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Book an appointment
Book an AppointmentBook an appointment with one of our friendly experts to chat through your options and get the ball rolling.
Our mortgage range
Whether you’re a first time buyer, moving to a new home or looking to remortgage, we’re here to support you.
Moving house?
Our friendly, helpful team can help you get from A to B as easily as possible.
Looking to remortgage?
Take a look at our current deals with one of our Feefo Platinum Trusted Service award-winning team.
Frequently Asked Questions
Buying a home is a big step and there’s a lot to consider.
Finding out how much you can borrow is a great place to start. It allows you to narrow down your search to the properties within your budget, ready for when the house hunt begins. You can find out how much you could borrow by visiting our mortgage calculator.
The quickest way to speak to a mortgage advisor who can potentially help you get on or move up the property ladder, or remortgage, is to Book an Appointment.
A mortgage is a loan, secured on a property, that is repaid with a predetermined set of payments over an agreed period of time.
The amount you could borrow will depend on your income, outgoings, property value, and how much you have available each month to pay back.
When looking to buy a property and take a mortgage out, you’ll need a deposit to put down. The minimum deposit needed can potentially be as low as 5% of the property’s value (dependent on the property you are buying and where you are looking to purchase).
To find out how much you can borrow and how much deposit you are going to need, you can make an appointment with one of our expert mortgage advisors who will be more than happy to guide you through the process.
We offer:
Fixed Rate Mortgages
With a fixed rate mortgage, your interest rate is fixed for an agreed period. During this period your monthly repayments stay the same so you know exactly how much you’re going to pay each month for a set amount of time. Even if interest rates go up, you will continue to pay the same amount each month, but if they drop your payments won’t fall. An arrangement fee may be payable and if you repay all or a significant part of your mortgage before the end of the fixed period, an early repayment charge is likely to apply.
Discount Variable Rate Mortgages
For a Discount Variable Rate your interest is a set percentage below our Standard Variable Rate (SVR) for an agreed period of time. If you have a variable rate mortgage your payments will go up or down whenever the rate it is tracking goes up or down. An arrangement fee may be payable and if you repay all or a significant part of your mortgage before the end of the discount period, an early repayment charge is likely to apply.
