Customer Information: Following the decision by the Bank of England to increase its base rate by 0.25% we will be making changes to our mortgage and savings interest rates, please click here for more information.

Why should I consider a remortgage?

There are a number of reasons why remortgaging might be right for you. Our mortgage expert explains everything you need to know about remortgages.
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Save for the future, today

Earn more from your money with our new increased variable savings rates
Start saving today

Buying your first home is an exciting time

To help the process go as smoothly as possible we’ve created this handy first time buyer guider, covering everything from budgets to the big move itself.
Start your journey

Looking for a mortgage?

We are now offering residential mortgages up to 95% loan to value (LTV) (75% in London & SE England).

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Buying your first home?
We’ve got great deals including 5% deposit mortgages
First Time Buyers
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Thinking of moving house?
Expert advice and mortgages for new and existing customers
Moving Home Mortgages
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Looking to remortgage?
It's quick and easy to remortgage with The Cumberland
Remortgage Deals
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Holiday Let mortgages
We offer specialist holiday let mortgages throughout mainland UK and selected islands, offering mortgages up to 75% LTV.
View rates and criteria
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Hospitality mortgages
We also provide hospitality business mortgages for hotels, guest houses and bed & breakfasts.
Find out more

Latest News

Photo: Celebrating International Women’s Day & Women’s History Month
Celebrating International Women’s Day & Women’s History Month

Celebrating the achievements of female colleagues was a key part of a unique way for us to mark International Women’s Day at the Cumberland.

Photo: The Cumberland donates £10,000 to help refugees fleeing war in Ukraine
The Cumberland donates £10,000 to help refugees fleeing war in Ukraine

The Cumberland building society has made a £10,000 donation to a fund which will help refugees arriving in Cumbria from Ukraine.

Photo: The Cumberland joins the North West Family Business Awards 2022
The Cumberland joins the North West Family Business Awards 2022

The Cumberland Building Society is delighted to be supporting the 2022 North West Family Business Awards set to take place on Friday 13th May at the Titanic Hotel, Liverpool.


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Your eligible deposits held by a UK establishment of Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.