New and improved mortgage rates

Whether you're looking to buy your first house, move home or remortgage, our reduced rates could help you. See how much you could borrow and compare monthly repayments.
Try our calculator

Award-winning customer service

Providing great service is something we’re really proud of. Thanks to your feedback, we’ve won Feefo’s Platinum Trusted Service Award.
See our star rating

Looking for a mortgage?

We are now accepting mortgage applications for residential purchase and remortgages to up to 90% loan to value (LTV) in our operating area and up to 85% elsewhere (75% in London & SE England)

Buying your first home?
We’ve got great deals including 10% deposit mortgages
Thinking of moving house?
Expert advice and mortgages for new and existing customers
Looking to remortgage?
It's quick and easy to remortgage with The Cumberland

Coronavirus Help & Support

Any questions? Our award-winning customer care team are here to chat online, 7 days a week

Banking safely
Find out how we can help you with everyday banking tasks such as paying in cheques, cancelling direct debits and other transaction queries.
Mortgage payment holidays
Help is still available if you are experiencing problems with mortgage payments as a result of coronavirus or any other financial difficulties.
Support for business customers
Our dedicated commercial team are working with our customers throughout this crisis to provide whatever support we can.
Financial & mental wellbeing
One of our main priorities is to support our customers facing financial difficulties, providing guidance and support in a practical and proactive way.
Fraud protection advice
Follow our fraud protection advice to help keep your money safe and find out what scams to look out for at this time of year.

Latest News

Photo: Mortgage News: Rates reduced on first time buyer, home buyer and remortgage products
Mortgage News: Rates reduced on first time buyer, home buyer and remortgage products

The Cumberland has made a series of changes to its mortgages which will give further help to homebuyers.

Photo: Has Covid changed the property market?
Has Covid changed the property market?

Our special panel of experts look at how the Covid-19 pandemic has affected the property market

Photo: The Cumberland gets platinum rating for service
The Cumberland gets platinum rating for service

The Cumberland has achieved a much sought-after Platinum Trusted Service Award from leading customer reviews platform Feefo.

View all our news
FSCS Logo (Small) FSCS Logo (Large)

Your eligible deposits with Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.