Check out our new, reduced mortgage rates

From First Time Buyers to established homeowners, we can find the right deal for you
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Bathroom designer Jemima is looking forward to putting her skills to use for herself now she finally owns a home.
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Get a mortgage with as little as a 5% deposit

Whether you're a first time buyer or an established homeowner, a 5% deposit mortgage could help you move sooner rather than later.
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Looking for a mortgage?

We are now offering residential mortgages up to 95% loan to value (LTV) in our operating area and up to 90% throughout the rest of the UK (75% in London & SE England).

Buying your first home?
We’ve got great deals including 5% deposit mortgages
Thinking of moving house?
Expert advice and mortgages for new and existing customers
Looking to remortgage?
It's quick and easy to remortgage with The Cumberland
Holiday Let mortgages
We offer specialist holiday let mortgages throughout mainland UK and selected islands, offering mortgages up to 75% LTV.
Hospitality mortgages
We also provide hospitality business mortgages for hotels, guest houses and bed & breakfasts.

Latest News

Photo: The Cumberland offers its  lowest ever mortgage rate
The Cumberland offers its lowest ever mortgage rate

The Cumberland has announced its lowest ever mortgage rates, offering the chance to make significant savings.

Photo: Sharp rise in people undertaking home improvements
Sharp rise in people undertaking home improvements

The pandemic has made us realise just how important our homes are, so it’s unsurprising that there has been a rise in people making home improvements.

Photo: Changes to branch opening hours
Changes to branch opening hours

Following an extensive review of branch transaction levels and customer usage following the lifting of lockdown restrictions earlier this year, we can confirm our current branch opening hours will become permanent with effect from Wednesday 1 September.


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Your eligible deposits with Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.