Brighter for first time buyers. #BrighterForYou
We make buying your first home a breeze. And the £1000 cashback* isn't bad either.
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How to protect yourself from fraud
Criminals use exceptional circumstances such as the current COVID-19 situation as an opportunity to target people for fraud scams.
Latest advice
Get to know Grant
If he’s not at work in his suit supporting our customers in the hospitality sector, you’re likely to find Grant Seaton donning his running gear.
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Looking for a mortgage?

We are now accepting applications for residential purchase and remortgages to up to 90% loan to value (LTV) in our operating area and up to 85% elsewhere.

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Buying your first home?
We’ve got great deals including 10% deposit mortgages
First Time Buyers
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Thinking of moving house?
Expert advice and mortgages for new and existing customers
Moving Home Mortgages
Looking to remortgage? Image
Looking to remortgage?
It's quick and easy to remortgage with The Cumberland
Remortgage Deals

Coronavirus Help & Support

 Branch opening times
We're pleased to announce we will further increase our branch opening times around the region.
Full details
Mortgage payment holidays
We are committed to helping our customers who are experiencing difficulties as a result of coronavirus (COVID-19).
Find out more
Managing your account
You can use our online services to help you manage your everyday banking needs without having to leave your home.
Get started
Financial & mental wellbeing
One of our main priorities is to support our customers facing financial difficulties, providing guidance and support in a practical and proactive way.
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Fraud protection advice
Follow our fraud protection advice to help keep your money safe during these exceptional circumstances.
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Latest News

Photo: FareShare: Providing vital community support during the Covid-19 crisis
FareShare: Providing vital community support during the Covid-19 crisis

Each year we pledge a donation to a local charity for every AGM vote we receive. This year our Pledge for Votes beneficiaries were FareShare Lancashire & Cumbria and FareShare Glasgow & the West of Scotland.

Photo: Carlisle needs help this winter says charity campaigner
Carlisle needs help this winter says charity campaigner

A leading Carlisle charity campaigner says he is concerned for people’s mental health as they face up to the realities of a winter coping with Covid.

Photo: First time buyers: 10% deposit mortgages are still available
First time buyers: 10% deposit mortgages are still available

If you’re a first time buyer you could still get onto the property ladder with a 10 per cent deposit with The Cumberland.

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FSCS Logo (Small) FSCS Logo (Large)

Your eligible deposits with Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.