Helping homeless people in our region get back on their feet

We're supporting a local community project that’s helping to tackle homelessness.
Find out more

Get a mortgage with as little as a 5% deposit

Whether you're a first time buyer or an established homeowner, a 5% deposit mortgage could help you move sooner rather than later.
See what you could borrow

Looking for a mortgage?

We are now offering residential mortgages up to 95% loan to value (LTV) in our operating area and up to 90% throughout the rest of the UK (75% in London & SE England).

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Buying your first home?
We’ve got great deals including 5% deposit mortgages
First Time Buyers
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Thinking of moving house?
Expert advice and mortgages for new and existing customers
Moving Home Mortgages
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Looking to remortgage?
It's quick and easy to remortgage with The Cumberland
Remortgage Deals
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Holiday Let mortgages
We offer specialist holiday let mortgages throughout mainland UK and selected islands, offering mortgages up to 75% LTV.
View rates and criteria
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Hospitality mortgages
We also provide hospitality business mortgages for hotels, guest houses and bed & breakfasts.
Find out more

Latest News

Photo: Lake District hotel prepares for a return to normality
Lake District hotel prepares for a return to normality

Stunning Lake District views, exciting outdoor adventures and recently refurbished rooms - it’s no wonder The Glaramara Hotel is thrilled to reopen to the public later this month.

Photo: Supporting our colleagues: Mental Health Awareness Week 2021
Supporting our colleagues: Mental Health Awareness Week 2021

This week is Mental Health Awareness Week, which this year is all about taking time to #ConnectWithNature.

Photo: How will Cumbrian tourism bounce back?
How will Cumbrian tourism bounce back?

Our panel of experts look at how the county’s crucially important tourism sector will respond to the challenges of 2021.

View all our news
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Your eligible deposits with Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.