We have made changes to mortgage and savings interest rates, please click here for more information.

Get a mortgage with as little as a 5% deposit

Whether you're a first time buyer or an established homeowner, a 5% deposit mortgage could help you move sooner rather than later.
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How does your bank make you feel?

With expert advice from our friendly, helpful staff, banking feels brighter with The Cumberland.
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Customer notice: Our payment services will be temporarily unavailable in the early hours of Wednesday 26 January due to maintenance. Read More.

Looking for a mortgage?

We are now offering residential mortgages up to 95% loan to value (LTV) (75% in London & SE England).

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Buying your first home?
We’ve got great deals including 5% deposit mortgages
First Time Buyers
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Thinking of moving house?
Expert advice and mortgages for new and existing customers
Moving Home Mortgages
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Looking to remortgage?
It's quick and easy to remortgage with The Cumberland
Remortgage Deals
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Holiday Let mortgages
We offer specialist holiday let mortgages throughout mainland UK and selected islands, offering mortgages up to 75% LTV.
View rates and criteria
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Hospitality mortgages
We also provide hospitality business mortgages for hotels, guest houses and bed & breakfasts.
Find out more

Latest News

Photo: Mental health and well-being champions at The Cumberland: Aaron Battistini
Mental health and well-being champions at The Cumberland: Aaron Battistini

"I think it's a really worthwhile thing to do and I've not regretted doing it for a minute since I volunteered."

Photo: Mental health and well-being champions at The Cumberland: Vicky Mills
Mental health and well-being champions at The Cumberland: Vicky Mills

Vicky Mills has a single word of advice for any colleague at The Cumberland considering following her example and becoming a mental health and wellbeing champion: listen.

Photo: Mental health champion aiming to normalise subject in the workplace
Mental health champion aiming to normalise subject in the workplace

Lisa is one of The Cumberland’s team of mental health and wellbeing champions.

View all our news
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Your eligible deposits with Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.