Borrowing more

Did you know that, if you have a residential mortgage with us, you could borrow up to 90% of the value of your home?

You could use the extra money to help with home improvements or a one-off purchase such as a dream holiday or new car.

• The minimum you can apply for is £2,500.
• The total of your existing loan and your new application must be no more than 90% of the value of your home.
• The maximum amount you can borrow will depend on the purpose of the loan.

Use our product selector below to get an idea about how much your additional borrowing monthly payments could be, or get in touch to chat through your specific needs.

£100 cashback terms and conditions

New customers: Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process. Payable once per current account. Maximum one eligible current account per mortgage application. Existing customers: Your Cumberland current account must be funded with a minimum of £750 per month for the 3 successive months prior to your application.