BORROWING MORE

If you’ve got your mortgage with us, you may be able to borrow more for home improvements, dream holiday or a new car
Arrange to meet us at your local branch. We're here 6 days a week
Book An Appointment
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Borrowing more on your Cumberland mortgage

Need to borrow more?
We may be able to help
To help with home improvements or a one-off purchase such as a car or dream holiday, you can apply for an additional loan
How much you could borrow
The minimum you can apply for is £2,500
The total of your existing loan and your new application must be no more than 90% of the value of your home. The maximum amount you can borrow will depend on the purpose of the loan
How to apply
Or for more details
Book Appointment
Arrange an appointment, please contact us by phone or visit your nearest branch

Our Current Deals

Please enter your requirements below to display the appropriate available deals beneath

£100,000
£20,000
20 Years
£20,000
There are restrictions if you wish to borrow on an interest-only basis on a property outside our operating area. In addition, the interest rate on your mortgage will be 0.20% higher than those shown below, which are only applicable to repayment mortgages. Please contact us for further details.
These products are available for a £120,000 mortgage with a 75% loan to value (LTV).
2 YEAR DISCOUNT RATE
1.38%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.86% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.38% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £170.01 and 192 monthly payments of £210.25.

The total amount payable would be £45,467 made up of the loan amount plus interest (£11,948), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.38%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.86% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.38% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £170.01 and 192 monthly payments of £210.25.

The total amount payable would be £45,467 made up of the loan amount plus interest (£11,948), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.50%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.74% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.50% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £171.78 and 192 monthly payments of £210.48.

The total amount payable would be £45,554 made up of the loan amount plus interest (£12,035), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.50%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.74% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.50% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £171.78 and 192 monthly payments of £210.48.

The total amount payable would be £45,554 made up of the loan amount plus interest (£12,035), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.68%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.56% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £174.46 and 192 monthly payments of £210.83.

The total amount payable would be £45,685 made up of the loan amount plus interest (£12,166), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.68%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.56% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £174.46 and 192 monthly payments of £210.83.

The total amount payable would be £45,685 made up of the loan amount plus interest (£12,166), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.68%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.56% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £174.46 and 192 monthly payments of £210.83.

The total amount payable would be £45,685 made up of the loan amount plus interest (£12,166), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.68%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.56% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £174.46 and 192 monthly payments of £210.83.

The total amount payable would be £45,685 made up of the loan amount plus interest (£12,166), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.33%
Initial Interest Rate
4.2% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.91% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £184.36 and 192 monthly payments of £212.04.

The total amount payable would be £46,155 made up of the loan amount plus interest (£12,636), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.33%
Initial Interest Rate
4.2% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.91% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 2.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £184.36 and 192 monthly payments of £212.04.

The total amount payable would be £46,155 made up of the loan amount plus interest (£12,636), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.28%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 1.28% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.28% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £168.54 and 191 monthly payments of £209.82.

The total amount payable would be £45,308 made up of the loan amount plus interest (£11,789), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.28%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 1.28% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.28% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £168.54 and 191 monthly payments of £209.82.

The total amount payable would be £45,308 made up of the loan amount plus interest (£11,789), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.38%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 1.38% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.38% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £170.01 and 191 monthly payments of £210.02.

The total amount payable would be £45,383 made up of the loan amount plus interest (£11,864), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.38%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 1.38% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.38% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £170.01 and 191 monthly payments of £210.02.

The total amount payable would be £45,383 made up of the loan amount plus interest (£11,864), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.61%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 1.61% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.61% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £173.42 and 191 monthly payments of £210.47.

The total amount payable would be £44,904 made up of the loan amount plus interest (£12,035), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.61%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 1.61% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.61% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £173.42 and 191 monthly payments of £210.47.

The total amount payable would be £44,904 made up of the loan amount plus interest (£12,035), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.63%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate is fixed at 1.63% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.63% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £173.72 and 191 monthly payments of £210.51.

The total amount payable would be £45,569 made up of the loan amount plus interest (£12,050), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.63%
Initial Interest Rate
4.0% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate is fixed at 1.63% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.63% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £173.72 and 191 monthly payments of £210.51.

The total amount payable would be £45,569 made up of the loan amount plus interest (£12,050), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.71%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 1.71% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.71% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £174.91 and 191 monthly payments of £210.67.

The total amount payable would be £44,980 made up of the loan amount plus interest (£12,111), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.71%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 1.71% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.71% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £174.91 and 191 monthly payments of £210.67.

The total amount payable would be £44,980 made up of the loan amount plus interest (£12,111), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.78%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate is fixed at 1.78% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.78% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £175.96 and 191 monthly payments of £210.81.

The total amount payable would be £45,683 made up of the loan amount plus interest (£12,164), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.78%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate is fixed at 1.78% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.78% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £175.96 and 191 monthly payments of £210.81.

The total amount payable would be £45,683 made up of the loan amount plus interest (£12,164), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.96%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 80%

Your interest rate is fixed at 1.96% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.96% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £178.68 and 191 monthly payments of £211.16.

The total amount payable would be £45,168 made up of the loan amount plus interest (£12,299), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.96%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 80%

Your interest rate is fixed at 1.96% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 1.96% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £178.68 and 191 monthly payments of £211.16.

The total amount payable would be £45,168 made up of the loan amount plus interest (£12,299), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.11%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 85%

Your interest rate is fixed at 2.11% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 2.11% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £180.97 and 191 monthly payments of £211.45.

The total amount payable would be £45,280 made up of the loan amount plus interest (£12,411), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.11%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 85%

Your interest rate is fixed at 2.11% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 2.11% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £180.97 and 191 monthly payments of £211.45.

The total amount payable would be £45,280 made up of the loan amount plus interest (£12,411), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.48%
Initial Interest Rate
4.3% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate is fixed at 2.48% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 2.48% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £186.69 and 191 monthly payments of £212.15.

The total amount payable would be £46,207 made up of the loan amount plus interest (£12,688), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.48%
Initial Interest Rate
4.3% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate is fixed at 2.48% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 2.48% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £186.69 and 191 monthly payments of £212.15.

The total amount payable would be £46,207 made up of the loan amount plus interest (£12,688), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.81%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 90%

Your interest rate is fixed at 2.81% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 2.81% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £191.88 and 191 monthly payments of £212.77.

The total amount payable would be £45,805 made up of the loan amount plus interest (£12,936), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.81%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 90%

Your interest rate is fixed at 2.81% until 1st March 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd March 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2019 at 2.81% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 25 monthly payments of £191.88 and 191 monthly payments of £212.77.

The total amount payable would be £45,805 made up of the loan amount plus interest (£12,936), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.70%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 1.70% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 1.70% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £174.76 and 179 monthly payments of £208.40.

The total amount payable would be £44,789 made up of the loan amount plus interest (£11,270), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.70%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 1.70% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 1.70% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £174.76 and 179 monthly payments of £208.40.

The total amount payable would be £44,789 made up of the loan amount plus interest (£11,270), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.92%
Initial Interest Rate
3.6% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 1.92% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 1.92% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £178.08 and 179 monthly payments of £209.03.

The total amount payable would be £44,374 made up of the loan amount plus interest (£11,505), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.92%
Initial Interest Rate
3.6% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 1.92% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 1.92% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £178.08 and 179 monthly payments of £209.03.

The total amount payable would be £44,374 made up of the loan amount plus interest (£11,505), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.05%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 70%

Your interest rate is fixed at 2.05% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.05% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £180.05 and 179 monthly payments of £209.40.

The total amount payable would be £45,163 made up of the loan amount plus interest (£11,644), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.05%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 70%

Your interest rate is fixed at 2.05% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.05% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £180.05 and 179 monthly payments of £209.40.

The total amount payable would be £45,163 made up of the loan amount plus interest (£11,644), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.10%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 2.10% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.10% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £180.82 and 179 monthly payments of £209.54.

The total amount payable would be £45,217 made up of the loan amount plus interest (£11,698), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.10%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 2.10% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.10% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £180.82 and 179 monthly payments of £209.54.

The total amount payable would be £45,217 made up of the loan amount plus interest (£11,698), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.13%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate is fixed at 2.13% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.13% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £181.28 and 179 monthly payments of £209.63.

The total amount payable would be £45,250 made up of the loan amount plus interest (£11,731), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.13%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate is fixed at 2.13% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.13% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £181.28 and 179 monthly payments of £209.63.

The total amount payable would be £45,250 made up of the loan amount plus interest (£11,731), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.27%
Initial Interest Rate
3.7% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 70%

Your interest rate is fixed at 2.27% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.27% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £183.43 and 179 monthly payments of £210.03.

The total amount payable would be £44,751 made up of the loan amount plus interest (£11,882), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.27%
Initial Interest Rate
3.7% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 70%

Your interest rate is fixed at 2.27% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.27% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £183.43 and 179 monthly payments of £210.03.

The total amount payable would be £44,751 made up of the loan amount plus interest (£11,882), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.32%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 2.32% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.32% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £184.20 and 179 monthly payments of £210.17.

The total amount payable would be £44,805 made up of the loan amount plus interest (£11,936), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.32%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 2.32% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.32% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £184.20 and 179 monthly payments of £210.17.

The total amount payable would be £44,805 made up of the loan amount plus interest (£11,936), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.35%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 80%

Your interest rate is fixed at 2.35% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.35% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £184.67 and 179 monthly payments of £210.25.

The total amount payable would be £44,837 made up of the loan amount plus interest (£11,968), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.35%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 80%

Your interest rate is fixed at 2.35% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.35% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £184.67 and 179 monthly payments of £210.25.

The total amount payable would be £44,837 made up of the loan amount plus interest (£11,968), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.45%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate is fixed at 2.45% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.45% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £186.22 and 179 monthly payments of £210.53.

The total amount payable would be £45,594 made up of the loan amount plus interest (£12,075), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.45%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate is fixed at 2.45% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.45% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £186.22 and 179 monthly payments of £210.53.

The total amount payable would be £45,594 made up of the loan amount plus interest (£12,075), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.67%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 85%

Your interest rate is fixed at 2.67% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.67% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £189.67 and 179 monthly payments of £211.14.

The total amount payable would be £45,181 made up of the loan amount plus interest (£12,312), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.67%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 85%

Your interest rate is fixed at 2.67% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 2.67% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £189.67 and 179 monthly payments of £211.14.

The total amount payable would be £45,181 made up of the loan amount plus interest (£12,312), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
3.10%
Initial Interest Rate
4.3% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate is fixed at 3.10% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 3.10% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £196.52 and 179 monthly payments of £212.31.

The total amount payable would be £46,294 made up of the loan amount plus interest (£12,775), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
3.10%
Initial Interest Rate
4.3% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate is fixed at 3.10% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 3.10% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £196.52 and 179 monthly payments of £212.31.

The total amount payable would be £46,294 made up of the loan amount plus interest (£12,775), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
3.32%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 90%

Your interest rate is fixed at 3.32% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 3.32% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £200.07 and 179 monthly payments of £212.91.

The total amount payable would be £45,882 made up of the loan amount plus interest (£13,013), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
3.32%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 90%

Your interest rate is fixed at 3.32% until 1st March 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd March 2018, 3% before 2nd March 2019 and 2% before 2nd March 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2020 at 3.32% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £200.07 and 179 monthly payments of £212.91.

The total amount payable would be £45,882 made up of the loan amount plus interest (£13,013), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.14%
Initial Interest Rate
3.6% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.10% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 5 years at 2.14% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £181.43 and 156 monthly payments of £206.12.

The total amount payable would be £44,060 made up of the loan amount plus interest (£10,541), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.14%
Initial Interest Rate
3.6% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.10% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 5 years at 2.14% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £181.43 and 156 monthly payments of £206.12.

The total amount payable would be £44,060 made up of the loan amount plus interest (£10,541), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.49%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.75% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 5 years at 2.49% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £186.85 and 156 monthly payments of £207.71.

The total amount payable would be £44,633 made up of the loan amount plus interest (£11,114), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.49%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.75% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 5 years at 2.49% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £186.85 and 156 monthly payments of £207.71.

The total amount payable would be £44,633 made up of the loan amount plus interest (£11,114), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.79%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 5 years at 2.79% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £191.56 and 156 monthly payments of £209.06.

The total amount payable would be £45,126 made up of the loan amount plus interest (£11,607), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.79%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 5 years at 2.79% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £191.56 and 156 monthly payments of £209.06.

The total amount payable would be £45,126 made up of the loan amount plus interest (£11,607), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
3.24%
Initial Interest Rate
4.2% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.00% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 5 years at 3.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £198.78 and 156 monthly payments of £211.05.

The total amount payable would be £45,870 made up of the loan amount plus interest (£12,351), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
3.24%
Initial Interest Rate
4.2% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.00% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 5 years at 3.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £198.78 and 156 monthly payments of £211.05.

The total amount payable would be £45,870 made up of the loan amount plus interest (£12,351), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.04%
Initial Interest Rate
3.5% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 2.04% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.04% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £179.90 and 155 monthly payments of £205.48.

The total amount payable would be £43,842 made up of the loan amount plus interest (£10,323), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.04%
Initial Interest Rate
3.5% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 2.04% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.04% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £179.90 and 155 monthly payments of £205.48.

The total amount payable would be £43,842 made up of the loan amount plus interest (£10,323), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.17%
Initial Interest Rate
3.3% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 2.17% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.17% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £181.89 and 155 monthly payments of £206.08.

The total amount payable would be £43,407 made up of the loan amount plus interest (£10,538), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.17%
Initial Interest Rate
3.3% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 2.17% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.17% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £181.89 and 155 monthly payments of £206.08.

The total amount payable would be £43,407 made up of the loan amount plus interest (£10,538), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.19%
Initial Interest Rate
3.6% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 70%

Your interest rate is fixed at 2.19% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.19% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £182.20 and 155 monthly payments of £206.17.

The total amount payable would be £44,090 made up of the loan amount plus interest (£10,571), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.19%
Initial Interest Rate
3.6% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 70%

Your interest rate is fixed at 2.19% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.19% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £182.20 and 155 monthly payments of £206.17.

The total amount payable would be £44,090 made up of the loan amount plus interest (£10,571), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.24%
Initial Interest Rate
3.6% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 2.24% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £182.97 and 155 monthly payments of £206.40.

The total amount payable would be £44,172 made up of the loan amount plus interest (£10,653), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.24%
Initial Interest Rate
3.6% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 2.24% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £182.97 and 155 monthly payments of £206.40.

The total amount payable would be £44,172 made up of the loan amount plus interest (£10,653), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.32%
Initial Interest Rate
3.4% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 70%

Your interest rate is fixed at 2.32% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.32% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £184.20 and 155 monthly payments of £206.77.

The total amount payable would be £43,655 made up of the loan amount plus interest (£10,786), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.32%
Initial Interest Rate
3.4% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 70%

Your interest rate is fixed at 2.32% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.32% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £184.20 and 155 monthly payments of £206.77.

The total amount payable would be £43,655 made up of the loan amount plus interest (£10,786), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.34%
Initial Interest Rate
3.7% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate is fixed at 2.34% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.34% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £184.51 and 155 monthly payments of £206.86.

The total amount payable would be £44,337 made up of the loan amount plus interest (£10,818), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.34%
Initial Interest Rate
3.7% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate is fixed at 2.34% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.34% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £184.51 and 155 monthly payments of £206.86.

The total amount payable would be £44,337 made up of the loan amount plus interest (£10,818), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.37%
Initial Interest Rate
3.4% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 2.37% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.37% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £184.98 and 155 monthly payments of £207.00.

The total amount payable would be £43,738 made up of the loan amount plus interest (£10,869), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.37%
Initial Interest Rate
3.4% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 2.37% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.37% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £184.98 and 155 monthly payments of £207.00.

The total amount payable would be £43,738 made up of the loan amount plus interest (£10,869), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.47%
Initial Interest Rate
3.5% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 80%

Your interest rate is fixed at 2.47% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.47% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £186.53 and 155 monthly payments of £207.46.

The total amount payable would be £43,904 made up of the loan amount plus interest (£11,035), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.47%
Initial Interest Rate
3.5% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 80%

Your interest rate is fixed at 2.47% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.47% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £186.53 and 155 monthly payments of £207.46.

The total amount payable would be £43,904 made up of the loan amount plus interest (£11,035), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.84%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate is fixed at 2.84% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.84% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £192.36 and 155 monthly payments of £209.14.

The total amount payable would be £45,170 made up of the loan amount plus interest (£11,651), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.84%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate is fixed at 2.84% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.84% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £192.36 and 155 monthly payments of £209.14.

The total amount payable would be £45,170 made up of the loan amount plus interest (£11,651), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.97%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 85%

Your interest rate is fixed at 2.97% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.97% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £194.43 and 155 monthly payments of £209.73.

The total amount payable would be £44,737 made up of the loan amount plus interest (£11,868), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.97%
Initial Interest Rate
3.8% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 85%

Your interest rate is fixed at 2.97% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 2.97% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £194.43 and 155 monthly payments of £209.73.

The total amount payable would be £44,737 made up of the loan amount plus interest (£11,868), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
3.19%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate is fixed at 3.19% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 3.19% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £197.97 and 155 monthly payments of £210.71.

The total amount payable would be £45,755 made up of the loan amount plus interest (£12,236), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
3.19%
Initial Interest Rate
4.1% APRC
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate is fixed at 3.19% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 3.19% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £197.97 and 155 monthly payments of £210.71.

The total amount payable would be £45,755 made up of the loan amount plus interest (£12,236), arrangement fee (£699) and other lending fees (£320).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
3.32%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 90%

Your interest rate is fixed at 3.32% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 3.32% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £200.07 and 155 monthly payments of £211.29.

The total amount payable would be £45,323 made up of the loan amount plus interest (£12,454), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
3.32%
Initial Interest Rate
3.9% APRC
Followed by variable rate
4.24%
Arrangement Fee
£49
Loan To Value
Up to 90%

Your interest rate is fixed at 3.32% until 1st March 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd March 2019, 4% before 2nd March 2020, 3% before 2nd March 2021 and 2% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st March 2022 at 3.32% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £200.07 and 155 monthly payments of £211.29.

The total amount payable would be £45,323 made up of the loan amount plus interest (£12,454), arrangement fee (£49) and other lending fees (£320).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.79%
Until End Of Mortgage
3.2% APRC
Arrangement Fee
£795
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • This deal is only available if your current mortgage is an Offset mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for the term of the mortgage at 2.79%, would require 216 monthly payments of £191.56.

The total amount payable would be £42,492 made up of the loan amount plus interest (£8,877), arrangement fee (£795) and other lending fees (£320).

The overall cost for comparison is 3.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.79%
Until End Of Mortgage
3.2% APRC
Arrangement Fee
£795
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • This deal is only available if your current mortgage is an Offset mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for the term of the mortgage at 2.79%, would require 216 monthly payments of £191.56.

The total amount payable would be £42,492 made up of the loan amount plus interest (£8,877), arrangement fee (£795) and other lending fees (£320).

The overall cost for comparison is 3.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.99%
Until End Of Mortgage
3.4% APRC
Arrangement Fee
£795
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.25% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • This deal is only available if your current mortgage is an Offset mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for the term of the mortgage at 2.99%, would require 216 monthly payments of £194.75.

The total amount payable would be £43,181 made up of the loan amount plus interest (£9,566), arrangement fee (£795) and other lending fees (£320).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.99%
Until End Of Mortgage
3.4% APRC
Arrangement Fee
£795
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.25% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • This deal is only available if your current mortgage is an Offset mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for the term of the mortgage at 2.99%, would require 216 monthly payments of £194.75.

The total amount payable would be £43,181 made up of the loan amount plus interest (£9,566), arrangement fee (£795) and other lending fees (£320).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
4.24%
Until End Of Mortgage
4.5% APRC
Arrangement Fee
£95
Loan To Value
Up to 90%

You will pay the Cumberland Standard Variable Rate (SVR), currently 4.24%, for the term of the further borrowing.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • This deal is only available if your current mortgage is an Offset mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for the term of the mortgage at 4.24%, would require 216 monthly payments of £215.37.

The total amount payable would be £46,935 made up of the loan amount plus interest (£14,020), arrangement fee (£95) and other lending fees (£320).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
4.24%
Until End Of Mortgage
4.5% APRC
Arrangement Fee
£95
Loan To Value
Up to 90%

You will pay the Cumberland Standard Variable Rate (SVR), currently 4.24%, for the term of the further borrowing.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • This deal is only available if your current mortgage is an Offset mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for the term of the mortgage at 4.24%, would require 216 monthly payments of £215.37.

The total amount payable would be £46,935 made up of the loan amount plus interest (£14,020), arrangement fee (£95) and other lending fees (£320).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
TRACKER RATE
4.24%
Initial Interest Rate
4.4% APRC
Arrangement Fee
£95
Loan To Value
Up to 90%

You will pay the Cumberland Standard Variable Rate (SVR), currently 4.24%, for the term of the further borrowing.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £33,000 payable over 26 years initially on this variable rate product for years at 4.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 312 monthly payments of £174.74.

The total amount payable would be £54,934 made up of the loan amount plus interest (£21,519), arrangement fee (£95) and other lending fees (£320).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
TRACKER RATE
4.24%
Initial Interest Rate
4.4% APRC
Arrangement Fee
£95
Loan To Value
Up to 90%

You will pay the Cumberland Standard Variable Rate (SVR), currently 4.24%, for the term of the further borrowing.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £33,000 payable over 26 years initially on this variable rate product for years at 4.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 312 monthly payments of £174.74.

The total amount payable would be £54,934 made up of the loan amount plus interest (£21,519), arrangement fee (£95) and other lending fees (£320).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
There are no products available which match the details you have entered.
Please get in touch to discuss your requirements.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Next
Book an appointment online now to discuss your needs
Book An Appointment

AN AWARD WINNING MORTGAGE PROVIDER

Here are some of the recent awards we have won for our mortgage deals

MONEYFACTS FINANCE AWARDS 2016 Image
MONEYFACTS FINANCE AWARDS 2016
Regional Lending Provider of the Year
We won the Regional Lending Provider of the Year category at the 2016 Moneyfacts awards for offering the most consistently competitive products over the course of a year
MORTGAGE FINANCE GAZETTE AWARDS 2016 Image
MORTGAGE FINANCE GAZETTE AWARDS 2016
Best Regional Building Society
For the second year in a row and fourth in total, this title is awarded to the building society that has offered the most consistently competitive mortgage rates over a year
CHECK OUT OUR OTHER AWARDS Image
CHECK OUT OUR OTHER AWARDS
Have a look at our trophy cabinet
VIEW MORE
We have won many more awards in recent years, including accolades for our mortgage deals, customer service and fraud protection services. You can read about them here

£100 CASHBACK

Qualifying conditions

New Current Account Customers
To qualify, you must switch your main current account to the Cumberland using the Cumberland switching service
Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process
Existing Current Account Customers
To qualify, you must have your main current account with the Cumberland
It must be funded with a minimum of £750 per month for the 3 successive months prior to your application. The £100 will be credited to your Cumberland current account shortly after your mortgage has been completed