We’re really pleased that you’re thinking of extending your time with us by considering a mortgage product switch and we can’t wait to hear from you.
As an existing mortgage customer, you’ll already know about our kinder banking philosophy. You’ll be aware that when you call us, you’ll always be speaking to a real person.
When switching to a new deal, we’ll make sure that the rates available to existing customers are as good or better than those offered to new customers and there are no legal or valuation fees to pay.
To be eligible to switch you need to meet the following criteria:
If you do not meet our Switching Criteria and are currently within the last 3 months of your existing mortgage deal then we will write to you 10 days in advance of your deal ending to confirm the rate you are reverting onto and the change in your monthly mortgage payments.
Whilst you do not meet our eligibility criteria for our current Mortgage Switch range, if you have a minimum £1,000 balance remaining, we may have a product available for you. Please get in touch with us to discuss this further.
If you are within the last 3 months of your existing mortgage deal then we will get in touch and make an appointment for a telephone call to discuss your future options.
Before your appointment you can view our latest products, these are the rates available today and are subject to change. When searching for your next rate, please use the latest valuation of your property to get the best result.*
If you’re already on our Standard Variable Rate then you can book an appointment using the button below.
Before your appointment you can view our latest products, these are the rates available today and are subject to change. When searching for your next rate, please use the latest valuation of your property to get the best result.*
If you wish to switch deals but are not currently within 3 months of the end of your current product deal, you should check your offer documentation or annual mortgage statement as you may need to pay an early repayment charge.
*Rates displayed online are the rates available today and can change at any time. The product and rate you qualify for will be those available on the date of your appointment.