MOVING TO A NEW MORTGAGE DEAL

If your existing Cumberland mortgage is coming to an end or you want to switch to a different one, choose from our award-winning range
Arrange to meet us at your local branch. We're here 6 days a week
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TIME FOR A NEW DEAL?

If you have a mortgage with us which is coming to the end of its initial deal period, you may be able to switch to a new one.

Changing to a new mortgage deal may help keep your monthly payments lower. It's also an opportunity to consider whether you want to release some funds to spend on improving your home.

Our mortgage calculator can help you find the best mortgage deal for you, or you can call into any of our branches and speak to one of our mortgage advisers.

If you wish to switch deals and you are still within a product deal period (i.e. your discount rate has not yet ended), you will have to pay any early repayment charges which apply to your existing deal. Please note you cannot switch to a new deal if you are currently on a fixed rate product.

As a condition of any mortgage you will need to ensure that the property is adequately insured (e.g. Building Insurance), however, this insurance does not have to be arranged through us.

Our Current Deals

Please enter your requirements below to display the appropriate available deals beneath

£100,000
£20,000
20 Years
These products are available for a £120,000 mortgage with a 75% loan to value (LTV).
2 YEAR DISCOUNT RATE
0.98%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.26% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 0.98% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £404.83 and 252 monthly payments of £553.04.

The total amount payable would be £149,781 made up of the loan amount plus interest (£49,082), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
0.98%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.26% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 0.98% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £404.83 and 252 monthly payments of £553.04.

The total amount payable would be £149,781 made up of the loan amount plus interest (£49,082), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.03%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.21% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.03% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £407.08 and 252 monthly payments of £553.30.

The total amount payable would be £149,901 made up of the loan amount plus interest (£49,202), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.03%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.21% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.03% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £407.08 and 252 monthly payments of £553.30.

The total amount payable would be £149,901 made up of the loan amount plus interest (£49,202), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.08%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.16% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £409.34 and 252 monthly payments of £553.55.

The total amount payable would be £150,018 made up of the loan amount plus interest (£49,319), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.08%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.16% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £409.34 and 252 monthly payments of £553.55.

The total amount payable would be £150,018 made up of the loan amount plus interest (£49,319), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.08%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 80%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.16% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £409.34 and 252 monthly payments of £553.55.

The total amount payable would be £150,018 made up of the loan amount plus interest (£49,319), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.08%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 80%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.16% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £409.34 and 252 monthly payments of £553.55.

The total amount payable would be £150,018 made up of the loan amount plus interest (£49,319), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.13%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.11% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.13% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £411.61 and 252 monthly payments of £553.81.

The total amount payable would be £150,138 made up of the loan amount plus interest (£49,439), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.13%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.11% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.13% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £411.61 and 252 monthly payments of £553.81.

The total amount payable would be £150,138 made up of the loan amount plus interest (£49,439), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.18%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 80%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.06% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £413.88 and 252 monthly payments of £554.06.

The total amount payable would be £150,255 made up of the loan amount plus interest (£49,556), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.18%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 80%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.06% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £413.88 and 252 monthly payments of £554.06.

The total amount payable would be £150,255 made up of the loan amount plus interest (£49,556), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.28%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.96% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.28% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £418.46 and 252 monthly payments of £554.56.

The total amount payable would be £150,491 made up of the loan amount plus interest (£49,792), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.28%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.96% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.28% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £418.46 and 252 monthly payments of £554.56.

The total amount payable would be £150,491 made up of the loan amount plus interest (£49,792), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.38%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.86% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.38% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £423.06 and 252 monthly payments of £555.06.

The total amount payable would be £150,728 made up of the loan amount plus interest (£50,029), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.38%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.86% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.38% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £423.06 and 252 monthly payments of £555.06.

The total amount payable would be £150,728 made up of the loan amount plus interest (£50,029), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.98%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.26% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.98% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £451.35 and 252 monthly payments of £557.98.

The total amount payable would be £152,142 made up of the loan amount plus interest (£51,443), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.98%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.26% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 1.98% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £451.35 and 252 monthly payments of £557.98.

The total amount payable would be £152,142 made up of the loan amount plus interest (£51,443), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.08%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.16% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 2.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £456.18 and 252 monthly payments of £558.46.

The total amount payable would be £152,379 made up of the loan amount plus interest (£51,680), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.08%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.16% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 2.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £456.18 and 252 monthly payments of £558.46.

The total amount payable would be £152,379 made up of the loan amount plus interest (£51,680), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.23%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 60%

Your interest rate is fixed at 1.23% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 1.23% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £416.17 and 250 monthly payments of £553.18.

The total amount payable would be £149,814 made up of the loan amount plus interest (£49,115), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.28%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 75%

Your interest rate is fixed at 1.28% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 1.28% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £418.46 and 250 monthly payments of £553.46.

The total amount payable would be £149,944 made up of the loan amount plus interest (£49,245), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.33%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 80%

Your interest rate is fixed at 1.33% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 1.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £420.76 and 250 monthly payments of £553.73.

The total amount payable would be £150,071 made up of the loan amount plus interest (£49,372), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.48%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 60%

Your interest rate is fixed at 1.48% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 1.48% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £427.70 and 250 monthly payments of £554.53.

The total amount payable would be £149,952 made up of the loan amount plus interest (£49,753), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.53%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 75%

Your interest rate is fixed at 1.53% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 1.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £430.03 and 250 monthly payments of £554.80.

The total amount payable would be £150,080 made up of the loan amount plus interest (£49,881), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.53%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 85%

Your interest rate is fixed at 1.53% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 1.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £430.03 and 250 monthly payments of £554.80.

The total amount payable would be £150,580 made up of the loan amount plus interest (£49,881), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.58%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 80%

Your interest rate is fixed at 1.58% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 1.58% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £432.37 and 250 monthly payments of £555.07.

The total amount payable would be £150,208 made up of the loan amount plus interest (£50,009), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.78%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 85%

Your interest rate is fixed at 1.78% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 1.78% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £441.80 and 250 monthly payments of £556.12.

The total amount payable would be £150,716 made up of the loan amount plus interest (£50,517), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.23%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 90%

Your interest rate is fixed at 2.23% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 2.23% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £463.47 and 250 monthly payments of £558.43.

The total amount payable would be £152,357 made up of the loan amount plus interest (£51,658), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.48%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 90%

Your interest rate is fixed at 2.48% until 1st November 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd November 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st November 2019 at 2.48% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £475.79 and 250 monthly payments of £559.69.

The total amount payable would be £152,492 made up of the loan amount plus interest (£52,293), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.53%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 60%

Your interest rate is fixed at 1.53% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 1.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £430.03 and 239 monthly payments of £549.28.

The total amount payable would be £147,888 made up of the loan amount plus interest (£47,189), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.70%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 75%

Your interest rate is fixed at 1.70% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 1.70% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £438.01 and 239 monthly payments of £550.55.

The total amount payable would be £148,487 made up of the loan amount plus interest (£47,788), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.70%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 80%

Your interest rate is fixed at 1.70% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 1.70% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £438.01 and 239 monthly payments of £550.55.

The total amount payable would be £148,487 made up of the loan amount plus interest (£47,788), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.70%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 60%

Your interest rate is fixed at 1.70% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 1.70% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £438.01 and 239 monthly payments of £550.55.

The total amount payable would be £147,987 made up of the loan amount plus interest (£47,788), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.87%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 75%

Your interest rate is fixed at 1.87% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 1.87% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £446.08 and 239 monthly payments of £551.81.

The total amount payable would be £148,587 made up of the loan amount plus interest (£48,388), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.87%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 80%

Your interest rate is fixed at 1.87% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 1.87% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £446.08 and 239 monthly payments of £551.81.

The total amount payable would be £148,587 made up of the loan amount plus interest (£48,388), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.23%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 85%

Your interest rate is fixed at 2.23% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 2.23% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £463.47 and 239 monthly payments of £554.43.

The total amount payable would be £150,356 made up of the loan amount plus interest (£49,657), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.40%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 85%

Your interest rate is fixed at 2.40% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 2.40% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £471.83 and 239 monthly payments of £555.64.

The total amount payable would be £150,455 made up of the loan amount plus interest (£50,256), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.75%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 90%

Your interest rate is fixed at 2.75% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 2.75% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £489.30 and 239 monthly payments of £558.09.

The total amount payable would be £152,187 made up of the loan amount plus interest (£51,488), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.92%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 90%

Your interest rate is fixed at 2.92% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd October 2018, 3% before 2nd October 2019 and 2% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2020 at 2.92% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £497.93 and 239 monthly payments of £559.25.

The total amount payable would be £152,283 made up of the loan amount plus interest (£52,084), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
1.49%
Initial Interest Rate
3.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.75% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 1.49% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £428.16 and 216 monthly payments of £537.26.

The total amount payable would be £142,437 made up of the loan amount plus interest (£41,738), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
1.49%
Initial Interest Rate
3.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.75% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 1.49% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £428.16 and 216 monthly payments of £537.26.

The total amount payable would be £142,437 made up of the loan amount plus interest (£41,738), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
1.64%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.60% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 1.64% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £435.18 and 216 monthly payments of £539.06.

The total amount payable would be £143,247 made up of the loan amount plus interest (£42,548), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
1.64%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.60% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 1.64% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £435.18 and 216 monthly payments of £539.06.

The total amount payable would be £143,247 made up of the loan amount plus interest (£42,548), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.09%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.15% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 2.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £456.66 and 216 monthly payments of £544.37.

The total amount payable would be £145,683 made up of the loan amount plus interest (£44,984), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.09%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.15% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 2.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £456.66 and 216 monthly payments of £544.37.

The total amount payable would be £145,683 made up of the loan amount plus interest (£44,984), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.59%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.65% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 2.59% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £481.27 and 216 monthly payments of £550.11.

The total amount payable would be £148,399 made up of the loan amount plus interest (£47,700), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.59%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.65% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 2.59% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £481.27 and 216 monthly payments of £550.11.

The total amount payable would be £148,399 made up of the loan amount plus interest (£47,700), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.74%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 60%

Your interest rate is fixed at 1.74% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 1.74% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £439.90 and 215 monthly payments of £539.78.

The total amount payable would be £143,586 made up of the loan amount plus interest (£42,887), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.84%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 60%

Your interest rate is fixed at 1.84% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 1.84% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £444.65 and 215 monthly payments of £540.98.

The total amount payable would be £143,633 made up of the loan amount plus interest (£43,434), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.89%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 75%

Your interest rate is fixed at 1.89% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 1.89% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £447.04 and 215 monthly payments of £541.58.

The total amount payable would be £144,408 made up of the loan amount plus interest (£43,709), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.99%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 75%

Your interest rate is fixed at 1.99% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 1.99% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £451.83 and 215 monthly payments of £542.78.

The total amount payable would be £144,458 made up of the loan amount plus interest (£44,259), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.04%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 80%

Your interest rate is fixed at 2.04% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 2.04% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £454.24 and 215 monthly payments of £543.37.

The total amount payable would be £145,232 made up of the loan amount plus interest (£44,533), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.14%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 80%

Your interest rate is fixed at 2.14% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 2.14% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £459.09 and 215 monthly payments of £544.55.

The total amount payable would be £145,282 made up of the loan amount plus interest (£45,083), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.34%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 85%

Your interest rate is fixed at 2.34% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 2.34% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £468.87 and 215 monthly payments of £546.90.

The total amount payable would be £146,884 made up of the loan amount plus interest (£46,185), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.44%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 85%

Your interest rate is fixed at 2.44% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 2.44% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £473.80 and 215 monthly payments of £548.06.

The total amount payable would be £146,934 made up of the loan amount plus interest (£46,735), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.84%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£599
Loan To Value
Up to 90%

Your interest rate is fixed at 2.84% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 2.84% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £493.86 and 215 monthly payments of £552.65.

The total amount payable would be £149,644 made up of the loan amount plus interest (£48,945), arrangement fee (£599) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.94%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£99
Loan To Value
Up to 90%

Your interest rate is fixed at 2.94% until 1st October 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021 and 2% before 2nd October 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st October 2022 at 2.94% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £498.95 and 215 monthly payments of £553.78.

The total amount payable would be £149,698 made up of the loan amount plus interest (£49,499), arrangement fee (£99) and other lending fees (£100).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.79%
Until End Of Mortgage
2.9% APRC
Overall Cost for Comparison
Arrangement Fee
£695
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.79%, would require 276 monthly payments of £491.32.

The total amount payable would be £136,399 made up of the loan amount plus interest (£35,604), arrangement fee (£695) and other lending fees (£100).

The overall cost for comparison is 2.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.79%
Until End Of Mortgage
2.9% APRC
Overall Cost for Comparison
Arrangement Fee
£695
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.79%, would require 276 monthly payments of £491.32.

The total amount payable would be £136,399 made up of the loan amount plus interest (£35,604), arrangement fee (£695) and other lending fees (£100).

The overall cost for comparison is 2.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.99%
Until End Of Mortgage
3.1% APRC
Overall Cost for Comparison
Arrangement Fee
£695
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.25% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.99%, would require 276 monthly payments of £501.50.

The total amount payable would be £139,209 made up of the loan amount plus interest (£38,414), arrangement fee (£695) and other lending fees (£100).

The overall cost for comparison is 3.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.99%
Until End Of Mortgage
3.1% APRC
Overall Cost for Comparison
Arrangement Fee
£695
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.25% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.99%, would require 276 monthly payments of £501.50.

The total amount payable would be £139,209 made up of the loan amount plus interest (£38,414), arrangement fee (£695) and other lending fees (£100).

The overall cost for comparison is 3.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
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AN AWARD WINNING MORTGAGE PROVIDER

Here are some of the recent awards we have won for our mortgage deals

MONEYFACTS FINANCE AWARDS 2016 Image
MONEYFACTS FINANCE AWARDS 2016
Regional Lending Provider of the Year
We won the Regional Lending Provider of the Year category at the 2016 Moneyfacts awards for offering the most consistently competitive products over the course of a year
MORTGAGE FINANCE GAZETTE AWARDS 2016 Image
MORTGAGE FINANCE GAZETTE AWARDS 2016
Best Regional Building Society
For the second year in a row and fourth in total, this title is awarded to the building society that has offered the most consistently competitive mortgage rates over a year
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CHECK OUT OUR OTHER AWARDS
Have a look at our trophy cabinet
See Our Awards
We have won many more awards in recent years, including accolades for our mortgage deals, customer service and fraud protection services. You can read about them here

£100 Cashback

Qualifying conditions

New Current Account Customers
To qualify, you must switch your main current account to the Cumberland using the Cumberland switching service
Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process. Payable once per current account. Maximum one eligible current account per mortgage application.
Existing Current Account Customers
To qualify, you must have your main current account with the Cumberland
It must be funded with a minimum of £750 per month for the 3 successive months prior to your application. The £100 will be credited to your Cumberland current account shortly after your mortgage has been completed. Payable once per current account. Maximum one eligible current account per mortgage application.
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.