MORTGAGES FOR MOVING HOME
HELPING YOU MOVE HOME
There are many reasons for moving home. You might need more room (or rooms!), a job move may require you to relocate or it could be you just fancy a change. No matter what the reason is, we can provide you with a great value mortgage and help steer you through the process of moving home.
We help thousands of people buy a new home each year and, as we’ve been doing it for over 165 years, we know a thing or two about what you need to consider before, during and after your move. Talk to one of our friendly team and they'll answer any questions you have, from how to deal with estate agents and surveyors reports to when to book the removal van. We’ll also make sure your mortgage is sorted as quickly and easily as possible, leaving you to concentrate on planning your move.
First, have a look at our mortgage deals...
Our Current Deals
Please enter your requirements below to display the appropriate available deals beneath
Our operating area is:
- Cumbria (all CA and LA postcodes)
- South-West Scotland (all DG postcodes and TD9)
- West Northumberland (NE45-49)
- Preston area of North Lancashire (all PR, FY, LA AND BB1-3 and BB5-7)
Please note that if the property you are looking to mortgage is outside of our operating area, there are restrictions if you wish to borrow on an interest-only basis. Please contact us for further details.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.31% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.43% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £517.68 and 216 monthly payments of £678.98.
The total amount payable would be £160,193 made up of the loan amount plus interest (£51,084), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.24% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.50% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £521.15 and 216 monthly payments of £679.41.
The total amount payable would be £160,369 made up of the loan amount plus interest (£51,260), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.21% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £522.64 and 216 monthly payments of £679.60.
The total amount payable would be £160,446 made up of the loan amount plus interest (£51,337), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.20% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.54% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £523.14 and 216 monthly payments of £679.66.
The total amount payable would be £160,771 made up of the loan amount plus interest (£51,362), arrangement fee (£999), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.20% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.54% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £523.14 and 216 monthly payments of £679.66.
The total amount payable would be £160,771 made up of the loan amount plus interest (£51,362), arrangement fee (£999), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.16% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.58% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £525.13 and 216 monthly payments of £679.90.
The total amount payable would be £160,871 made up of the loan amount plus interest (£51,462), arrangement fee (£999), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.14% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.60% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £526.13 and 216 monthly payments of £680.02.
The total amount payable would be £160,620 made up of the loan amount plus interest (£51,511), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.10% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.64% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £528.13 and 216 monthly payments of £680.27.
The total amount payable would be £161,022 made up of the loan amount plus interest (£51,613), arrangement fee (£999), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.10% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.64% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £528.13 and 216 monthly payments of £680.27.
The total amount payable would be £161,022 made up of the loan amount plus interest (£51,613), arrangement fee (£999), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.09% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.65% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £528.63 and 216 monthly payments of £680.33.
The total amount payable would be £160,747 made up of the loan amount plus interest (£51,638), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.06% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £530.14 and 216 monthly payments of £680.51.
The total amount payable would be £161,123 made up of the loan amount plus interest (£51,714), arrangement fee (£999), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.00% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.74% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £533.16 and 216 monthly payments of £680.87.
The total amount payable would be £160,973 made up of the loan amount plus interest (£51,864), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.99% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.75% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £533.66 and 216 monthly payments of £680.93.
The total amount payable would be £160,998 made up of the loan amount plus interest (£51,889), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.90% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 1.84% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £538.21 and 216 monthly payments of £681.48.
The total amount payable would be £161,226 made up of the loan amount plus interest (£52,117), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.71% for the first 2 years, followed by the SVR until the end of the mortgage.
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.03% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £547.89 and 216 monthly payments of £682.61.
The total amount payable would be £161,003 made up of the loan amount plus interest (£52,593), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.66% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £550.46 and 216 monthly payments of £682.91.
The total amount payable would be £161,829 made up of the loan amount plus interest (£52,720), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.64% for the first 2 years, followed by the SVR until the end of the mortgage.
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.10% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £551.48 and 216 monthly payments of £683.03.
The total amount payable would be £161,180 made up of the loan amount plus interest (£52,770), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.56% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £555.61 and 216 monthly payments of £683.50.
The total amount payable would be £162,080 made up of the loan amount plus interest (£52,971), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.49% for the first 2 years, followed by the SVR until the end of the mortgage.
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.25% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £559.23 and 216 monthly payments of £683.91.
The total amount payable would be £161,556 made up of the loan amount plus interest (£53,146), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.45% for the first 2 years, followed by the SVR until the end of the mortgage.
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.29% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £561.31 and 216 monthly payments of £684.15.
The total amount payable would be £161,658 made up of the loan amount plus interest (£53,248), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.45% for the first 2 years, followed by the SVR until the end of the mortgage.
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.29% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £561.31 and 216 monthly payments of £684.15.
The total amount payable would be £161,658 made up of the loan amount plus interest (£53,248), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.41% for the first 2 years, followed by the SVR until the end of the mortgage.
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £563.39 and 216 monthly payments of £684.38.
The total amount payable would be £161,757 made up of the loan amount plus interest (£53,347), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.40% for the first 2 years, followed by the SVR until the end of the mortgage.
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.34% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £563.91 and 216 monthly payments of £684.44.
The total amount payable would be £161,783 made up of the loan amount plus interest (£53,373), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.06% for the first 2 years, followed by the SVR until the end of the mortgage.
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £108,000 payable over 20 years initially on this variable rate product for 2 years at 2.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £581.81 and 216 monthly payments of £686.40.
The total amount payable would be £162,636 made up of the loan amount plus interest (£54,226), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.68% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £314.90 and 336 monthly payments of £453.92.
The total amount payable would be £161,184 made up of the loan amount plus interest (£71,075), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.75% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 1.75% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £317.95 and 336 monthly payments of £454.18.
The total amount payable would be £161,344 made up of the loan amount plus interest (£71,235), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.90% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 1.90% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £324.53 and 336 monthly payments of £454.75.
The total amount payable would be £161,694 made up of the loan amount plus interest (£71,585), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.99% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 1.99% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £328.52 and 336 monthly payments of £455.08.
The total amount payable would be £161,900 made up of the loan amount plus interest (£71,791), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.18% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 2.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £337.03 and 336 monthly payments of £455.77.
The total amount payable would be £161,836 made up of the loan amount plus interest (£72,227), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.25% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 2.25% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £340.20 and 336 monthly payments of £456.02.
The total amount payable would be £161,997 made up of the loan amount plus interest (£72,388), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.33% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 2.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £343.84 and 336 monthly payments of £456.31.
The total amount payable would be £162,681 made up of the loan amount plus interest (£72,572), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.40% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 2.40% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £347.05 and 336 monthly payments of £456.55.
The total amount payable would be £162,339 made up of the loan amount plus interest (£72,730), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.49% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 2.49% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £351.20 and 336 monthly payments of £456.87.
The total amount payable would be £162,546 made up of the loan amount plus interest (£72,937), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.83% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 2.83% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £367.12 and 336 monthly payments of £458.03.
The total amount payable would be £163,318 made up of the loan amount plus interest (£73,709), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 3.64% until 1st October 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Cashback - £250 cashback
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd October 2019 and 1% before 2nd October 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £89,000 payable over 30 years initially on this fixed rate product until 1st October 2020 at 3.64% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £406.64 and 336 monthly payments of £460.61.
The total amount payable would be £164,873 made up of the loan amount plus interest (£75,524), arrangement fee (£199) and other lending fees (£150).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.85% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 1.85% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £312.44 and 264 monthly payments of £413.56.
The total amount payable would be £121,537 made up of the loan amount plus interest (£45,428), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.92% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 1.92% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £314.98 and 264 monthly payments of £413.93.
The total amount payable would be £121,726 made up of the loan amount plus interest (£45,617), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.12% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 2.12% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £322.29 and 264 monthly payments of £414.98.
The total amount payable would be £122,266 made up of the loan amount plus interest (£46,157), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.18% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 2.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £324.50 and 264 monthly payments of £415.29.
The total amount payable would be £122,428 made up of the loan amount plus interest (£46,319), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.20% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 2.20% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £325.24 and 264 monthly payments of £415.39.
The total amount payable would be £121,981 made up of the loan amount plus interest (£46,372), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.27% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 2.27% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £327.84 and 264 monthly payments of £415.75.
The total amount payable would be £122,169 made up of the loan amount plus interest (£46,560), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.47% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 2.47% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £335.33 and 264 monthly payments of £416.77.
The total amount payable would be £122,708 made up of the loan amount plus interest (£47,099), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.53% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 2.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £337.60 and 264 monthly payments of £417.07.
The total amount payable would be £122,869 made up of the loan amount plus interest (£47,260), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.73% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 2.73% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £345.22 and 264 monthly payments of £418.06.
The total amount payable would be £123,905 made up of the loan amount plus interest (£47,796), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 3.08% until 1st October 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd October 2019, 2% before 2nd October 2020 and 1% before 2nd October 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £75,000 payable over 25 years initially on this fixed rate product until 1st October 2021 at 3.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 36 monthly payments of £358.79 and 264 monthly payments of £419.77.
The total amount payable would be £124,345 made up of the loan amount plus interest (£48,736), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.00% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.00% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £465.72 and 300 monthly payments of £625.78.
The total amount payable would be £216,786 made up of the loan amount plus interest (£89,677), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.14% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.14% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £474.59 and 300 monthly payments of £627.56.
The total amount payable would be £217,852 made up of the loan amount plus interest (£90,743), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.25% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.25% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £481.63 and 300 monthly payments of £628.94.
The total amount payable would be £218,189 made up of the loan amount plus interest (£91,580), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.29% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.29% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £484.20 and 300 monthly payments of £629.44.
The total amount payable would be £218,993 made up of the loan amount plus interest (£91,884), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.34% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.34% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £487.43 and 300 monthly payments of £630.06.
The total amount payable would be £218,873 made up of the loan amount plus interest (£92,264), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.41% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.41% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £491.98 and 300 monthly payments of £630.92.
The total amount payable would be £219,904 made up of the loan amount plus interest (£92,795), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.49% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.49% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £497.20 and 300 monthly payments of £631.90.
The total amount payable would be £220,011 made up of the loan amount plus interest (£93,402), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Available when a family member provides their Cumberland savings as additional security. Contact us for more details.
Your interest rate is fixed at 2.59% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.59% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £503.77 and 300 monthly payments of £633.12.
The total amount payable would be £220,771 made up of the loan amount plus interest (£94,162), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.61% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.61% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £505.09 and 300 monthly payments of £633.36.
The total amount payable would be £220,922 made up of the loan amount plus interest (£94,313), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.97% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 2.97% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £529.18 and 300 monthly payments of £637.64.
The total amount payable would be £224,152 made up of the loan amount plus interest (£97,043), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Available when a family member provides their property as additional security. Contact us for more details.
Your interest rate is fixed at 3.09% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
- Legal Contribution - £250 contribution towards legal fees
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 3.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £537.36 and 300 monthly payments of £639.02.
The total amount payable would be £224,557 made up of the loan amount plus interest (£97,948), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 3.17% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 3.17% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £542.84 and 300 monthly payments of £639.95.
The total amount payable would be £225,164 made up of the loan amount plus interest (£98,555), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 4.19% until 1st October 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Cashback - £250 cashback
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd October 2019, 4% before 2nd October 2020, 3% before 2nd October 2021, 2% before 2nd October 2022 and 1% before 2nd October 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd October 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £126,000 payable over 30 years initially on this fixed rate product until 1st October 2023 at 4.19% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £615.43 and 300 monthly payments of £651.00.
The total amount payable would be £232,575 made up of the loan amount plus interest (£106,226), arrangement fee (£199) and other lending fees (£150).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 276 monthly payments of £517.00.
The total amount payable would be £143,897 made up of the loan amount plus interest (£42,692), arrangement fee (£795), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 276 monthly payments of £517.00.
The total amount payable would be £143,897 made up of the loan amount plus interest (£42,692), arrangement fee (£795), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 276 monthly payments of £517.00.
The total amount payable would be £143,897 made up of the loan amount plus interest (£42,692), arrangement fee (£795), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.25% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.49%, would require 276 monthly payments of £527.48.
The total amount payable would be £146,789 made up of the loan amount plus interest (£45,584), arrangement fee (£795), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.25% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.49%, would require 276 monthly payments of £527.48.
The total amount payable would be £146,789 made up of the loan amount plus interest (£45,584), arrangement fee (£795), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
THE STEPS TO BUYING YOUR NEW HOME
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How much can I borrow?
The amount you can borrow depends on your income, outgoings and individual situation. You can get an idea of what you could borrow with our mortgage calculator, but for more detailed figures speak to one of our mortgage advisors.
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What does it cost?
On top of any deposit you may be putting down you’ll need to consider the other costs that come with moving home.
You’ll need to factor in estate agency costs for the sale of your present home, and add conveyancing and Land Registry fees for the legal work involved. There may be costs associated with taking a new mortgage such as valuation and arrangement fees, and if you’re buying over £125,000 you will have to pay Stamp Duty Land Tax.
Removal firm costs need to be budgeted for unless you’re doing it yourself, and it’s always wise to plan for any large purchases that you need to make in the first few days after moving in. Remember, if you’re leaving a home with built-in kitchen appliances and there isn’t any in your new home you could have a large bill just when you don’t need it!
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Where do I start?
Talk to us. Moving home is a big step and there’s a lot to consider. Getting the right advice about a mortgage early in the process is one of the best things you can do. Knowing what you can afford is likely to influence which property you choose, and the last thing you want is to find your dream home and then discover you can’t buy it.
Arrange an appointment with one of our mortgage advisors and they’ll talk through the numbers and offer practical advice to help you plan your move.
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Insurance
As a condition of any mortgage you will need to ensure that the property is adequately insured (e.g. Building Insurance), however, this insurance does not have to be arranged through us.
£100 Cashback
Qualifying conditions
Search our estate agents for your next property
We offer the best properties at the best prices so find yours on Cumberland Estate Agents.