Moving home with The Cumberland
Whether you're a new customer or have a mortgage with us already, you can rely on our help and expertise to make moving home as easy as possible.
Our Current Deals
Use our mortgage product selector to compare our latest mortgage deals
Our operating area is:
- Cumbria (all CA and LA postcodes)
- South-West Scotland (all DG postcodes and TD9)
- West Northumberland (NE45-49)
- Preston area of North Lancashire (all PR, FY, LA AND BB1-3 and BB5-7)
Please note that if the property you are looking to mortgage is outside of our operating area, there are restrictions if you wish to borrow on an interest-only basis. Please contact us for further details.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.42% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.32% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £379.45 and 216 monthly payments of £502.45.
The total amount payable would be £120,095 made up of the loan amount plus interest (£37,636), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.42% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.32% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £379.45 and 216 monthly payments of £502.45.
The total amount payable would be £120,095 made up of the loan amount plus interest (£37,636), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.39% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.35% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £380.54 and 216 monthly payments of £502.58.
The total amount payable would be £118,889 made up of the loan amount plus interest (£37,690), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.37% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.37% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £381.27 and 216 monthly payments of £502.68.
The total amount payable would be £120,188 made up of the loan amount plus interest (£37,729), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.29% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £384.20 and 216 monthly payments of £503.04.
The total amount payable would be £119,586 made up of the loan amount plus interest (£37,877), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.29% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £384.20 and 216 monthly payments of £503.04.
The total amount payable would be £119,586 made up of the loan amount plus interest (£37,877), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.29% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £384.20 and 216 monthly payments of £503.04.
The total amount payable would be £119,076 made up of the loan amount plus interest (£37,877), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.29% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £384.20 and 216 monthly payments of £503.04.
The total amount payable would be £119,076 made up of the loan amount plus interest (£37,877), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.19% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.55% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £387.88 and 216 monthly payments of £503.50.
The total amount payable would be £119,774 made up of the loan amount plus interest (£38,065), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.19% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.55% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £387.88 and 216 monthly payments of £503.50.
The total amount payable would be £119,774 made up of the loan amount plus interest (£38,065), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.19% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.55% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £387.88 and 216 monthly payments of £503.50.
The total amount payable would be £119,774 made up of the loan amount plus interest (£38,065), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.19% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.55% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £387.88 and 216 monthly payments of £503.50.
The total amount payable would be £119,264 made up of the loan amount plus interest (£38,065), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.14% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.60% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £389.73 and 216 monthly payments of £503.72.
The total amount payable would be £119,356 made up of the loan amount plus interest (£38,157), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.09% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.65% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £391.58 and 216 monthly payments of £503.95.
The total amount payable would be £119,960 made up of the loan amount plus interest (£38,251), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.07% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.67% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £392.32 and 216 monthly payments of £504.04.
The total amount payable would be £119,487 made up of the loan amount plus interest (£38,288), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.04% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.70% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £393.44 and 216 monthly payments of £504.17.
The total amount payable would be £119,542 made up of the loan amount plus interest (£38,343), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.97% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.77% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £396.05 and 216 monthly payments of £504.49.
The total amount payable would be £119,674 made up of the loan amount plus interest (£38,475), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.91% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.83% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £398.30 and 216 monthly payments of £504.76.
The total amount payable would be £119,786 made up of the loan amount plus interest (£38,587), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.86% for the first 2 years, followed by our SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £400.18 and 216 monthly payments of £504.98.
The total amount payable would be £118,880 made up of the loan amount plus interest (£38,680) and other lending fees (£50).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.81% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.93% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £402.06 and 216 monthly payments of £505.20.
The total amount payable would be £119,972 made up of the loan amount plus interest (£38,773), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.76% for the first 2 years, followed by our SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 1.98% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £403.95 and 216 monthly payments of £505.42.
The total amount payable would be £119,066 made up of the loan amount plus interest (£38,866) and other lending fees (£50).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.69% for the first 2 years, followed by our SVR until the end of the mortgage.
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 2.05% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £406.60 and 216 monthly payments of £505.73.
The total amount payable would be £119,456 made up of the loan amount plus interest (£38,996), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.69% for the first 2 years, followed by our SVR until the end of the mortgage.
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 2.05% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £406.60 and 216 monthly payments of £505.73.
The total amount payable would be £119,456 made up of the loan amount plus interest (£38,996), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.61% for the first 2 years, followed by our SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 2.13% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £409.65 and 216 monthly payments of £506.08.
The total amount payable would be £119,345 made up of the loan amount plus interest (£39,145) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.59% for the first 2 years, followed by our SVR until the end of the mortgage.
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 2.15% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £410.41 and 216 monthly payments of £506.17.
The total amount payable would be £119,643 made up of the loan amount plus interest (£39,183), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.54% for the first 2 years, followed by our SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 2.20% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £412.33 and 216 monthly payments of £506.39.
The total amount payable would be £119,476 made up of the loan amount plus interest (£39,276) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.38% for the first 2 years, followed by our SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
A mortgage of £80,000 payable over 20 years initially on this variable rate product for 2 years at 2.36% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £418.49 and 216 monthly payments of £507.08.
The total amount payable would be £119,773 made up of the loan amount plus interest (£39,573) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.33% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.33% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £338.69 and 276 monthly payments of £479.48.
The total amount payable would be £142,924 made up of the loan amount plus interest (£54,065), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.33% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.33% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £338.69 and 276 monthly payments of £479.48.
The total amount payable would be £142,924 made up of the loan amount plus interest (£54,065), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.41% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.41% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £341.90 and 276 monthly payments of £479.82.
The total amount payable would be £141,835 made up of the loan amount plus interest (£54,236), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.43% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.43% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £342.71 and 276 monthly payments of £479.90.
The total amount payable would be £143,136 made up of the loan amount plus interest (£54,277), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.51% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £345.95 and 276 monthly payments of £480.24.
The total amount payable would be £142,048 made up of the loan amount plus interest (£54,449), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.51% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £345.95 and 276 monthly payments of £480.24.
The total amount payable would be £142,558 made up of the loan amount plus interest (£54,449), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.51% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £345.95 and 276 monthly payments of £480.24.
The total amount payable would be £142,558 made up of the loan amount plus interest (£54,449), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.61% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.61% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £350.03 and 276 monthly payments of £480.66.
The total amount payable would be £142,772 made up of the loan amount plus interest (£54,663), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.66% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.66% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £352.08 and 276 monthly payments of £480.87.
The total amount payable would be £142,369 made up of the loan amount plus interest (£54,770), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.73% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.73% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £354.96 and 276 monthly payments of £481.16.
The total amount payable would be £142,518 made up of the loan amount plus interest (£54,919), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.89% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.89% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £361.60 and 276 monthly payments of £481.82.
The total amount payable would be £142,860 made up of the loan amount plus interest (£55,261), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.94% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 1.94% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £363.69 and 276 monthly payments of £482.03.
The total amount payable would be £142,018 made up of the loan amount plus interest (£55,369), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.04% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 2.04% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £367.90 and 276 monthly payments of £482.43.
The total amount payable would be £142,229 made up of the loan amount plus interest (£55,580), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.11% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 2.11% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £370.85 and 276 monthly payments of £482.71.
The total amount payable would be £142,637 made up of the loan amount plus interest (£55,728), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.11% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 2.11% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £370.85 and 276 monthly payments of £482.71.
The total amount payable would be £142,637 made up of the loan amount plus interest (£55,728), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.19% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 2.19% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £374.25 and 276 monthly payments of £483.03.
The total amount payable would be £142,547 made up of the loan amount plus interest (£55,898), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.21% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 2.21% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £375.11 and 276 monthly payments of £483.11.
The total amount payable would be £142,850 made up of the loan amount plus interest (£55,941), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.26% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 2.26% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £377.24 and 276 monthly payments of £483.31.
The total amount payable would be £142,696 made up of the loan amount plus interest (£56,047), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.42% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 2.42% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £384.13 and 276 monthly payments of £483.94.
The total amount payable would be £143,036 made up of the loan amount plus interest (£56,387), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.49% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £86,400 payable over 25 years initially on this fixed rate product until 1st March 2022 at 3.49% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £432.08 and 276 monthly payments of £487.92.
The total amount payable would be £145,285 made up of the loan amount plus interest (£58,636), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.57% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 1.57% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £383.34 and 300 monthly payments of £541.44.
The total amount payable would be £187,891 made up of the loan amount plus interest (£75,432), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.57% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 1.57% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £383.34 and 300 monthly payments of £541.44.
The total amount payable would be £187,891 made up of the loan amount plus interest (£75,432), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.67% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 1.67% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £388.67 and 300 monthly payments of £542.60.
The total amount payable would be £188,559 made up of the loan amount plus interest (£76,100), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.78% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 1.78% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £394.59 and 300 monthly payments of £543.86.
The total amount payable would be £188,032 made up of the loan amount plus interest (£76,833), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.88% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £400.01 and 300 monthly payments of £544.99.
The total amount payable would be £189,207 made up of the loan amount plus interest (£77,498), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.88% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £400.01 and 300 monthly payments of £544.99.
The total amount payable would be £189,207 made up of the loan amount plus interest (£77,498), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.88% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £400.01 and 300 monthly payments of £544.99.
The total amount payable would be £188,697 made up of the loan amount plus interest (£77,498), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.98% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £405.48 and 300 monthly payments of £546.11.
The total amount payable would be £189,871 made up of the loan amount plus interest (£78,162), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.98% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £405.48 and 300 monthly payments of £546.11.
The total amount payable would be £188,411 made up of the loan amount plus interest (£78,162), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.03% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £408.23 and 300 monthly payments of £546.67.
The total amount payable would be £189,694 made up of the loan amount plus interest (£78,495), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.03% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £408.23 and 300 monthly payments of £546.67.
The total amount payable would be £189,694 made up of the loan amount plus interest (£78,495), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.08% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.08% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £411.00 and 300 monthly payments of £547.23.
The total amount payable would be £189,078 made up of the loan amount plus interest (£78,829), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.15% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.15% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £414.88 and 300 monthly payments of £548.00.
The total amount payable would be £189,802 made up of the loan amount plus interest (£79,293), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.15% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.15% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £414.88 and 300 monthly payments of £548.00.
The total amount payable would be £189,802 made up of the loan amount plus interest (£79,293), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.23% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.23% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £419.35 and 300 monthly payments of £548.88.
The total amount payable would be £190,074 made up of the loan amount plus interest (£79,825), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.23% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.23% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £419.35 and 300 monthly payments of £548.88.
The total amount payable would be £190,074 made up of the loan amount plus interest (£79,825), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.25% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.25% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £420.47 and 300 monthly payments of £549.10.
The total amount payable would be £190,467 made up of the loan amount plus interest (£79,958), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.30% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.30% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £423.28 and 300 monthly payments of £549.64.
The total amount payable would be £191,488 made up of the loan amount plus interest (£80,289), arrangement fee (£999) and other lending fees (£50).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.50% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.50% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £434.63 and 300 monthly payments of £551.80.
The total amount payable would be £191,867 made up of the loan amount plus interest (£81,618), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Available when a family member provides their Cumberland savings as additional security. Contact us for more details.
Your interest rate is fixed at 2.56% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 2.56% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £438.07 and 300 monthly payments of £552.43.
The total amount payable would be £192,262 made up of the loan amount plus interest (£82,013), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Available when a family member provides their property as additional security. Contact us for more details.
Your interest rate is fixed at 3.06% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 3.06% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £467.33 and 300 monthly payments of £557.61.
The total amount payable would be £195,572 made up of the loan amount plus interest (£85,323), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.59% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 30 years initially on this fixed rate product until 1st March 2025 at 3.59% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £499.49 and 300 monthly payments of £562.83.
The total amount payable would be £199,067 made up of the loan amount plus interest (£88,818), arrangement fee (£49) and other lending fees (£50).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 276 monthly payments of £517.00.
The total amount payable would be £143,947 made up of the loan amount plus interest (£42,692), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 276 monthly payments of £517.00.
The total amount payable would be £143,947 made up of the loan amount plus interest (£42,692), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 276 monthly payments of £517.00.
The total amount payable would be £143,947 made up of the loan amount plus interest (£42,692), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.25% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.49%, would require 276 monthly payments of £527.48.
The total amount payable would be £146,839 made up of the loan amount plus interest (£45,584), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.25% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.49%, would require 276 monthly payments of £527.48.
The total amount payable would be £146,839 made up of the loan amount plus interest (£45,584), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Next steps
FAQs
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Where do I start?
Moving home is a big step and there’s a lot to consider. Getting the right advice about a mortgage early in the process is one of the best things you can do. Knowing what you can afford is likely to influence which property you choose, and the last thing you want is to find your dream home and then discover you can’t buy it.
Book an appointment with one of our mortgage and protection advisors and they’ll talk through the numbers and offer practical advice to help you plan your move.
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How much can I borrow?
The amount you can borrow depends on your income, outgoings and individual situation. You can get an idea of what you could borrow with our mortgage calculator, but for more detailed figures speak to one of our mortgage and protection advisors.
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How much will it cost?
On top of any deposit you may be putting down you’ll need to consider the other costs that come with moving home.
You’ll need to factor in estate agency costs for the sale of your present home, and add conveyancing and Land Registry fees for the legal work involved. There may be costs associated with taking a new mortgage such as valuation and arrangement fees, and if you’re buying over £125,000 you will have to pay Stamp Duty Land Tax.
Removal firm costs need to be budgeted for unless you’re doing it yourself, and it’s always wise to plan for any large purchases that you need to make in the first few days after moving in. Remember, if you’re leaving a home with built-in kitchen appliances and there isn’t any in your new home you could have a large bill just when you don’t need it!
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Can I move my existing mortgage over to my new home?
If you're an existing borrower with us and you wish to move home, porting is where you can transfer the terms and conditions of your existing mortgage to a new property.
It's a straightforward process and most of our mortgage products are portable. Book an appointment with one of our mortgage and protection advisors for more information.
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Do you offer mortgages throughout the UK?
We offer mortgages throughout the mainland UK - to see which of our products you could be eligible for, use our mortgage calculator.