MORTGAGES FOR MOVING HOME

We can help you find the right, great value mortgage to get you moving. View our current deals below
Find out how much you could borrow and your monthly payments
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HELPING YOU MOVE HOME

There are many reasons for moving home. You might need more room (or rooms!), a job move may require you to relocate or it could be you just fancy a change. No matter what the reason is, we can provide you with a great value mortgage and help steer you through the process of moving home.

We help thousands of people buy a new home each year and, as we’ve been doing it for over 165 years, we know a thing or two about what you need to consider before, during and after your move. Talk to one of our friendly team and they'll answer any questions you have, from how to deal with estate agents and surveyors reports to when to book the removal van. We’ll also make sure your mortgage is sorted as quickly and easily as possible, leaving you to concentrate on planning your move.

First, have a look at our mortgage deals...

Our Current Deals

Please enter your requirements below to display the appropriate available deals beneath

£100,000
£20,000
20 Years
There are restrictions if you wish to borrow on an interest-only basis on a property outside our operating area. In addition, the interest rate on your mortgage will be 0.20% higher than those shown below, which are only applicable to repayment mortgages. Please contact us for further details.
These products are available for a £120,000 mortgage with a 75% loan to value (LTV).
2 YEAR DISCOUNT RATE
1.13%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.11% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £108,375 payable over 30 years initially on this variable rate product for 2 years at 1.13% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £355.09 and 336 monthly payments of £520.29.

The total amount payable would be £184,494 made up of the loan amount plus interest (£74,965), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.18%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.06% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £108,375 payable over 30 years initially on this variable rate product for 2 years at 1.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £357.61 and 336 monthly payments of £520.52.

The total amount payable would be £184,631 made up of the loan amount plus interest (£75,102), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.33%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.91% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £108,375 payable over 30 years initially on this variable rate product for 2 years at 1.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £365.25 and 336 monthly payments of £521.21.

The total amount payable would be £185,047 made up of the loan amount plus interest (£75,518), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.33%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.91% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £108,375 payable over 30 years initially on this variable rate product for 2 years at 1.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £365.25 and 336 monthly payments of £521.21.

The total amount payable would be £185,047 made up of the loan amount plus interest (£75,518), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.13%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.11% for the first 2 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £108,375 payable over 30 years initially on this variable rate product for 2 years at 2.13% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £407.66 and 336 monthly payments of £524.69.

The total amount payable would be £187,234 made up of the loan amount plus interest (£77,705), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.18%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 1.18% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 1.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £407.22 and 273 monthly payments of £557.01.

The total amount payable would be £164,213 made up of the loan amount plus interest (£57,309), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.26%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 1.26% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 1.26% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £411.11 and 273 monthly payments of £557.46.

The total amount payable would be £164,441 made up of the loan amount plus interest (£57,537), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.33%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate is fixed at 1.33% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 1.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £414.54 and 273 monthly payments of £557.86.

The total amount payable would be £164,642 made up of the loan amount plus interest (£57,738), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.43%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate is fixed at 1.43% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 1.43% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £419.46 and 273 monthly payments of £558.42.

The total amount payable would be £164,928 made up of the loan amount plus interest (£58,024), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.68%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 60%

Your interest rate is fixed at 1.68% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £431.93 and 273 monthly payments of £559.80.

The total amount payable would be £165,142 made up of the loan amount plus interest (£58,738), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.76%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 75%

Your interest rate is fixed at 1.76% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 1.76% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £435.97 and 273 monthly payments of £560.23.

The total amount payable would be £165,368 made up of the loan amount plus interest (£58,964), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.83%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 80%

Your interest rate is fixed at 1.83% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 1.83% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £439.53 and 273 monthly payments of £560.61.

The total amount payable would be £165,568 made up of the loan amount plus interest (£59,164), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.93%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 85%

Your interest rate is fixed at 1.93% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 1.93% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £444.63 and 273 monthly payments of £561.15.

The total amount payable would be £165,853 made up of the loan amount plus interest (£59,449), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.23%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate is fixed at 2.23% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 2.23% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £460.16 and 273 monthly payments of £562.73.

The total amount payable would be £167,204 made up of the loan amount plus interest (£60,300), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.73%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 90%

Your interest rate is fixed at 2.73% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 2.73% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £486.75 and 273 monthly payments of £565.28.

The total amount payable would be £168,118 made up of the loan amount plus interest (£61,714), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
4.09%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 95%

Your interest rate is fixed at 4.09% until 1st October 2019, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Cashback - £250 cashback
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage before 2nd October 2019
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £105,750 payable over 25 years initially on this fixed rate product until 1st October 2019 at 4.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 27 monthly payments of £563.46 and 273 monthly payments of £571.66.

The total amount payable would be £171,671 made up of the loan amount plus interest (£65,527), arrangement fee (£199) and other lending fees (£195).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.53%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 1.53% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 1.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £397.45 and 179 monthly payments of £479.85.

The total amount payable would be £101,753 made up of the loan amount plus interest (£25,599), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.53%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 1.53% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 1.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £397.45 and 179 monthly payments of £479.85.

The total amount payable would be £101,753 made up of the loan amount plus interest (£25,599), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.70%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate is fixed at 1.70% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 1.70% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £403.30 and 179 monthly payments of £480.99.

The total amount payable would be £102,173 made up of the loan amount plus interest (£26,019), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.70%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 1.70% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 1.70% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £403.30 and 179 monthly payments of £480.99.

The total amount payable would be £102,173 made up of the loan amount plus interest (£26,019), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.70%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 1.70% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 1.70% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £403.30 and 179 monthly payments of £480.99.

The total amount payable would be £102,173 made up of the loan amount plus interest (£26,019), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.88%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 60%

Your interest rate is fixed at 1.88% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 1.88% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £409.55 and 179 monthly payments of £482.20.

The total amount payable would be £102,121 made up of the loan amount plus interest (£26,467), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
1.88%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 60%

Your interest rate is fixed at 1.88% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 1.88% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £409.55 and 179 monthly payments of £482.20.

The total amount payable would be £102,121 made up of the loan amount plus interest (£26,467), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.05%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 80%

Your interest rate is fixed at 2.05% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 2.05% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £415.51 and 179 monthly payments of £483.33.

The total amount payable would be £102,544 made up of the loan amount plus interest (£26,890), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.05%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 75%

Your interest rate is fixed at 2.05% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 2.05% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £415.51 and 179 monthly payments of £483.33.

The total amount payable would be £102,544 made up of the loan amount plus interest (£26,890), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.05%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 75%

Your interest rate is fixed at 2.05% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 2.05% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £415.51 and 179 monthly payments of £483.33.

The total amount payable would be £102,544 made up of the loan amount plus interest (£26,890), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.08%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate is fixed at 2.08% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 2.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £416.57 and 179 monthly payments of £483.53.

The total amount payable would be £103,119 made up of the loan amount plus interest (£26,965), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.43%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 85%

Your interest rate is fixed at 2.43% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 2.43% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £429.02 and 179 monthly payments of £485.82.

The total amount payable would be £103,490 made up of the loan amount plus interest (£27,836), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.64%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate is fixed at 2.64% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 2.64% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £436.61 and 179 monthly payments of £487.18.

The total amount payable would be £104,514 made up of the loan amount plus interest (£28,360), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
3 YEAR FIXED RATE
2.99%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 90%

Your interest rate is fixed at 2.99% until 1st August 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (4% before 2nd August 2018, 3% before 2nd August 2019 and 2% before 2nd August 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2020
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 18 years initially on this fixed rate product until 1st August 2020 at 2.99% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £449.42 and 179 monthly payments of £489.41.

The total amount payable would be £104,887 made up of the loan amount plus interest (£29,233), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
1.49%
Initial Interest Rate
3.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.75% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 1.49% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £428.16 and 216 monthly payments of £537.27.

The total amount payable would be £142,894 made up of the loan amount plus interest (£41,740), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
1.64%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.60% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 1.64% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £435.18 and 216 monthly payments of £539.07.

The total amount payable would be £143,704 made up of the loan amount plus interest (£42,550), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.09%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.15% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 2.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £456.66 and 216 monthly payments of £544.38.

The total amount payable would be £146,140 made up of the loan amount plus interest (£44,986), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR DISCOUNT RATE
2.59%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.65% for the first 5 years, followed by the SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 3% of the amount repaid if you repay all or part of your mortgage within the first 5 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 5 years at 2.59% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 60 monthly payments of £481.27 and 216 monthly payments of £550.13.

The total amount payable would be £148,858 made up of the loan amount plus interest (£47,704), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.74%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 1.74% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 1.74% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £518.25 and 239 monthly payments of £649.00.

The total amount payable would be £187,878 made up of the loan amount plus interest (£60,724), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.74%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 60%

Your interest rate is fixed at 1.74% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 1.74% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £518.25 and 239 monthly payments of £649.00.

The total amount payable would be £187,878 made up of the loan amount plus interest (£60,724), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.89%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 1.89% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 1.89% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £527.33 and 239 monthly payments of £651.15.

The total amount payable would be £188,946 made up of the loan amount plus interest (£61,792), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.89%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 75%

Your interest rate is fixed at 1.89% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 1.89% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £527.33 and 239 monthly payments of £651.15.

The total amount payable would be £188,946 made up of the loan amount plus interest (£61,792), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.94%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 60%

Your interest rate is fixed at 1.94% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 1.94% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £530.38 and 239 monthly payments of £651.85.

The total amount payable would be £188,799 made up of the loan amount plus interest (£62,145), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.94%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 60%

Your interest rate is fixed at 1.94% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 1.94% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £530.38 and 239 monthly payments of £651.85.

The total amount payable would be £188,799 made up of the loan amount plus interest (£62,145), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.04%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 80%

Your interest rate is fixed at 2.04% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 2.04% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £536.51 and 239 monthly payments of £653.27.

The total amount payable would be £190,013 made up of the loan amount plus interest (£62,859), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.09%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 75%

Your interest rate is fixed at 2.09% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 2.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £539.59 and 239 monthly payments of £653.97.

The total amount payable would be £189,868 made up of the loan amount plus interest (£63,214), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.09%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 75%

Your interest rate is fixed at 2.09% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 2.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £539.59 and 239 monthly payments of £653.97.

The total amount payable would be £189,868 made up of the loan amount plus interest (£63,214), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.24%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 80%

Your interest rate is fixed at 2.24% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 2.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £548.90 and 239 monthly payments of £656.06.

The total amount payable would be £190,935 made up of the loan amount plus interest (£64,281), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.24%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 85%

Your interest rate is fixed at 2.24% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 2.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £548.90 and 239 monthly payments of £656.06.

The total amount payable would be £191,435 made up of the loan amount plus interest (£64,281), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.44%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 85%

Your interest rate is fixed at 2.44% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 2.44% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £561.46 and 239 monthly payments of £658.82.

The total amount payable would be £192,361 made up of the loan amount plus interest (£65,707), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

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5 YEAR FIXED RATE
2.84%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£699
Loan To Value
Up to 90%

Your interest rate is fixed at 2.84% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 2.84% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £587.07 and 239 monthly payments of £664.23.

The total amount payable would be £195,716 made up of the loan amount plus interest (£68,562), arrangement fee (£699), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
3.04%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 90%

Your interest rate is fixed at 3.04% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Refund Valuation Fee - Refund of basic mortgage valuation fee (up to £260)
  • Legal Contribution - £250 contribution towards legal fees
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 3.04% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £600.13 and 239 monthly payments of £666.88.

The total amount payable would be £196,646 made up of the loan amount plus interest (£69,992), arrangement fee (£199), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
4.49%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.24%
Arrangement Fee
£199
Loan To Value
Up to 95%

Your interest rate is fixed at 4.49% until 1st August 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Cashback - £250 cashback
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge (5% before 2nd August 2019, 4% before 2nd August 2020, 3% before 2nd August 2021 and 2% before 2nd August 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd August 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £126,000 payable over 25 years initially on this fixed rate product until 1st August 2022 at 4.49% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £699.63 and 239 monthly payments of £684.92.

The total amount payable would be £206,767 made up of the loan amount plus interest (£80,373), arrangement fee (£199) and other lending fees (£195).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.79%
Until End Of Mortgage
2.9% APRC
Overall Cost for Comparison
Arrangement Fee
£795
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.79%, would require 276 monthly payments of £491.32.

The total amount payable would be £136,854 made up of the loan amount plus interest (£35,604), arrangement fee (£795), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 2.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.79%
Until End Of Mortgage
2.9% APRC
Overall Cost for Comparison
Arrangement Fee
£795
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.79%, would require 276 monthly payments of £491.32.

The total amount payable would be £136,854 made up of the loan amount plus interest (£35,604), arrangement fee (£795), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 2.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.99%
Until End Of Mortgage
3.2% APRC
Overall Cost for Comparison
Arrangement Fee
£795
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.25% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.99%, would require 276 monthly payments of £501.50.

The total amount payable would be £139,664 made up of the loan amount plus interest (£38,414), arrangement fee (£795), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
OFFSET
2.99%
Until End Of Mortgage
3.2% APRC
Overall Cost for Comparison
Arrangement Fee
£795
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.25% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
  • Will have to pay an early-repayment charge of 2% of the amount repaid if you repay all or part of your mortgage within the first 2 years
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.99%, would require 276 monthly payments of £501.50.

The total amount payable would be £139,664 made up of the loan amount plus interest (£38,414), arrangement fee (£795), valuation fee (£260) and other lending fees (£195).

The overall cost for comparison is 3.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

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THE STEPS TO BUYING YOUR NEW HOME

  • What does it cost?

    On top of any deposit you may be putting down you’ll need to consider the other costs that come with moving home.

    You’ll need to factor in estate agency costs for the sale of your present home, and add conveyancing and Land Registry fees for the legal work involved. There may be costs associated with taking a new mortgage such as valuation and arrangement fees, and if you’re buying over £125,000 you will have to pay Stamp Duty Land Tax.

    Removal firm costs need to be budgeted for unless you’re doing it yourself, and it’s always wise to plan for any large purchases that you need to make in the first few days after moving in. Remember, if you’re leaving a home with built-in kitchen appliances and there isn’t any in your new home you could have a large bill just when you don’t need it!

  • Where do I start?

    Talk to us. Moving home is a big step and there’s a lot to consider. Getting the right advice about a mortgage early in the process is one of the best things you can do. Knowing what you can afford is likely to influence which property you choose, and the last thing you want is to find your dream home and then discover you can’t buy it.

    Arrange an appointment with one of our mortgage advisors and they’ll talk through the numbers and offer practical advice to help you plan your move.

  • How much can I borrow?

    The amount you can borrow depends on your income, outgoings and individual situation. You can get an idea of what you could borrow with our mortgage calculator, but for more detailed figures speak to one of our mortgage advisors.

  • Insurance

    As a condition of any mortgage you will need to ensure that the property is adequately insured (e.g. Building Insurance), however, this insurance does not have to be arranged through us.

AN AWARD WINNING MORTGAGE PROVIDER

Here are some of the recent awards we have won for our mortgage deals

MONEYFACTS FINANCE AWARDS 2016 Image
MONEYFACTS FINANCE AWARDS 2016
Regional Lending Provider of the Year
We won the Regional Lending Provider of the Year category at the 2016 Moneyfacts awards for offering the most consistently competitive products over the course of a year
MORTGAGE FINANCE GAZETTE AWARDS 2016 Image
MORTGAGE FINANCE GAZETTE AWARDS 2016
Best Regional Building Society
For the second year in a row and fourth in total, this title is awarded to the building society that has offered the most consistently competitive mortgage rates over a year
CHECK OUT OUR OTHER AWARDS Image
CHECK OUT OUR OTHER AWARDS
Have a look at our trophy cabinet
See Our Awards
We have won many more awards in recent years, including accolades for our mortgage deals, customer service and fraud protection services. You can read about them here
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£100 Cashback

Qualifying conditions

New Current Account Customers
To qualify, you must switch your main current account to the Cumberland using the Cumberland switching service
Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process. Payable once per current account. Maximum one eligible current account per mortgage application.
Existing Current Account Customers
To qualify, you must have your main current account with the Cumberland
It must be funded with a minimum of £750 per month for the 3 successive months prior to your application. The £100 will be credited to your Cumberland current account shortly after your mortgage has been completed. Payable once per current account. Maximum one eligible current account per mortgage application.

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