There are many reasons for moving home. You might need more room (or rooms!), a job move may require you to relocate or it could be you just fancy a change. No matter what the reason is, we can provide you with a great value mortgage and help steer you through the process of moving home.
We help thousands of people buy a new home each year and, as we’ve been doing it for over 165 years, we know a thing or two about what you need to consider before, during and after your move. Talk to one of our friendly team and they'll answer any questions you have, from how to deal with estate agents and surveyors reports to when to book the removal van. We’ll also make sure your mortgage is sorted as quickly and easily as possible, leaving you to concentrate on planning your move.
First, have a look at our mortgage deals...
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Please note that if the property you are looking to mortgage is outside of our operating area, there are restrictions if you wish to borrow on an interest-only basis. Please contact us for further details.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.31% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 0.93% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £444.70 and 276 monthly payments of £627.23.
The total amount payable would be £184,897 made up of the loan amount plus interest (£64,793), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.31% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 0.93% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £444.70 and 276 monthly payments of £627.23.
The total amount payable would be £184,897 made up of the loan amount plus interest (£64,793), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.23% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.01% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £449.00 and 276 monthly payments of £627.69.
The total amount payable would be £185,127 made up of the loan amount plus interest (£65,023), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.23% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.01% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £449.00 and 276 monthly payments of £627.69.
The total amount payable would be £185,127 made up of the loan amount plus interest (£65,023), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.21% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.03% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £450.08 and 276 monthly payments of £627.81.
The total amount payable would be £185,186 made up of the loan amount plus interest (£65,082), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.21% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.03% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £450.08 and 276 monthly payments of £627.81.
The total amount payable would be £185,186 made up of the loan amount plus interest (£65,082), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.16% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £452.78 and 276 monthly payments of £628.09.
The total amount payable would be £185,329 made up of the loan amount plus interest (£65,225), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.13% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.11% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £454.41 and 276 monthly payments of £628.27.
The total amount payable would be £185,417 made up of the loan amount plus interest (£65,313), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.13% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.11% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £454.41 and 276 monthly payments of £628.27.
The total amount payable would be £185,417 made up of the loan amount plus interest (£65,313), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 3.06% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £458.22 and 276 monthly payments of £628.66.
The total amount payable would be £185,616 made up of the loan amount plus interest (£65,512), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.91% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.46 and 276 monthly payments of £629.51.
The total amount payable would be £186,049 made up of the loan amount plus interest (£65,945), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.81% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.43% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £472.00 and 276 monthly payments of £630.07.
The total amount payable would be £186,336 made up of the loan amount plus interest (£66,232), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.71% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £477.58 and 276 monthly payments of £630.62.
The total amount payable would be £185,923 made up of the loan amount plus interest (£66,518), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.71% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £477.58 and 276 monthly payments of £630.62.
The total amount payable would be £185,923 made up of the loan amount plus interest (£66,518), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.63% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.61% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £482.08 and 276 monthly payments of £631.06.
The total amount payable would be £186,152 made up of the loan amount plus interest (£66,747), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.63% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.61% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £482.08 and 276 monthly payments of £631.06.
The total amount payable would be £186,152 made up of the loan amount plus interest (£66,747), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.56% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £486.03 and 276 monthly payments of £631.45.
The total amount payable would be £186,355 made up of the loan amount plus interest (£66,950), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.31% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.93% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £500.32 and 276 monthly payments of £632.80.
The total amount payable would be £187,070 made up of the loan amount plus interest (£67,665), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.26% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 1.98% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £503.21 and 276 monthly payments of £633.06.
The total amount payable would be £187,911 made up of the loan amount plus interest (£67,807), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 2.16% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 2.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £509.01 and 276 monthly payments of £633.59.
The total amount payable would be £188,196 made up of the loan amount plus interest (£68,092), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.66% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £118,995 payable over 25 years initially on this variable rate product for 2 years at 2.58% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 24 monthly payments of £538.64 and 276 monthly payments of £636.17.
The total amount payable would be £188,920 made up of the loan amount plus interest (£69,515), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.49% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 1.49% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £413.45 and 274 monthly payments of £547.33.
The total amount payable would be £161,827 made up of the loan amount plus interest (£57,218), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.54% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 1.54% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £415.88 and 274 monthly payments of £547.59.
The total amount payable would be £161,962 made up of the loan amount plus interest (£57,353), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.59% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 1.59% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £418.33 and 274 monthly payments of £547.85.
The total amount payable would be £162,096 made up of the loan amount plus interest (£57,487), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.68% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £422.74 and 274 monthly payments of £548.31.
The total amount payable would be £162,337 made up of the loan amount plus interest (£57,728), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.99% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 1.99% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £438.19 and 274 monthly payments of £549.88.
The total amount payable would be £162,669 made up of the loan amount plus interest (£58,560), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.04% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 2.04% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £440.71 and 274 monthly payments of £550.13.
The total amount payable would be £162,803 made up of the loan amount plus interest (£58,694), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.09% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 2.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £443.24 and 274 monthly payments of £550.38.
The total amount payable would be £162,937 made up of the loan amount plus interest (£58,828), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.18% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 2.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £447.82 and 274 monthly payments of £550.83.
The total amount payable would be £163,180 made up of the loan amount plus interest (£59,071), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.38% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 2.38% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £458.09 and 274 monthly payments of £551.80.
The total amount payable would be £164,213 made up of the loan amount plus interest (£59,604), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.88% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 2.88% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £484.37 and 274 monthly payments of £554.17.
The total amount payable would be £165,045 made up of the loan amount plus interest (£60,936), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 4.24% until 1st January 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £103,500 payable over 25 years initially on this fixed rate product until 1st January 2020 at 4.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 26 monthly payments of £560.12 and 274 monthly payments of £560.07.
The total amount payable would be £168,371 made up of the loan amount plus interest (£64,522), arrangement fee (£199) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.75% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 1.75% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £329.43 and 263 monthly payments of £420.34.
The total amount payable would be £123,847 made up of the loan amount plus interest (£42,738), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.80% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 1.80% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £331.35 and 263 monthly payments of £420.62.
The total amount payable would be £123,992 made up of the loan amount plus interest (£42,883), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.85% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 1.85% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £333.27 and 263 monthly payments of £420.90.
The total amount payable would be £124,137 made up of the loan amount plus interest (£43,028), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.10% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 2.10% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £342.99 and 263 monthly payments of £422.27.
The total amount payable would be £124,357 made up of the loan amount plus interest (£43,748), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.15% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 2.15% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £344.96 and 263 monthly payments of £422.54.
The total amount payable would be £124,501 made up of the loan amount plus interest (£43,892), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.18% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 2.18% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £346.14 and 263 monthly payments of £422.70.
The total amount payable would be £125,086 made up of the loan amount plus interest (£43,977), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.20% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 2.20% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £346.93 and 263 monthly payments of £422.81.
The total amount payable would be £124,644 made up of the loan amount plus interest (£44,035), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.53% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 2.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £360.10 and 263 monthly payments of £424.57.
The total amount payable would be £125,595 made up of the loan amount plus interest (£44,986), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.73% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 2.73% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £368.23 and 263 monthly payments of £425.61.
The total amount payable would be £126,669 made up of the loan amount plus interest (£45,560), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 3.08% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this fixed rate product until 1st December 2020 at 3.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 37 monthly payments of £382.71 and 263 monthly payments of £427.39.
The total amount payable would be £127,173 made up of the loan amount plus interest (£46,564), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.94% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 1.94% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £394.63 and 239 monthly payments of £484.97.
The total amount payable would be £141,089 made up of the loan amount plus interest (£46,230), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.14% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 2.14% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £403.78 and 239 monthly payments of £487.07.
The total amount payable would be £141,649 made up of the loan amount plus interest (£47,290), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.14% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 2.14% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £403.78 and 239 monthly payments of £487.07.
The total amount payable would be £142,149 made up of the loan amount plus interest (£47,290), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.19% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 2.19% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £406.09 and 239 monthly payments of £487.58.
The total amount payable would be £142,412 made up of the loan amount plus interest (£47,553), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.34% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 2.34% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £413.06 and 239 monthly payments of £489.13.
The total amount payable would be £143,208 made up of the loan amount plus interest (£48,349), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.34% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 2.34% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £413.06 and 239 monthly payments of £489.13.
The total amount payable would be £142,708 made up of the loan amount plus interest (£48,349), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.39% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 2.39% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £415.40 and 239 monthly payments of £489.64.
The total amount payable would be £142,972 made up of the loan amount plus interest (£48,613), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.54% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 2.54% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £422.47 and 239 monthly payments of £491.16.
The total amount payable would be £143,767 made up of the loan amount plus interest (£49,408), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Available when a family member provides their Cumberland savings as additional security. Contact us for more details.
Your interest rate is fixed at 2.59% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 2.59% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £424.84 and 239 monthly payments of £491.67.
The total amount payable would be £144,033 made up of the loan amount plus interest (£49,674), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.97% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 2.97% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £443.11 and 239 monthly payments of £495.44.
The total amount payable would be £146,549 made up of the loan amount plus interest (£51,690), arrangement fee (£699), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Available when a family member provides their property as additional security. Contact us for more details.
Your interest rate is fixed at 3.09% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 3.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £448.97 and 239 monthly payments of £496.62.
The total amount payable would be £146,688 made up of the loan amount plus interest (£52,329), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 3.17% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 3.17% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £452.91 and 239 monthly payments of £497.39.
The total amount payable would be £147,113 made up of the loan amount plus interest (£52,754), arrangement fee (£199), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 4.85% until 1st December 2022, followed by the Cumberland Standard Variable Rate (SVR), currently 4.24%, until the end of the mortgage.
A mortgage of £93,750 payable over 25 years initially on this fixed rate product until 1st December 2022 at 4.85% and then on the Cumberland Standard Variable Rate (SVR), currently 4.24% for the remaining term of the mortgage, would require 61 monthly payments of £539.89 and 239 monthly payments of £512.60.
The total amount payable would be £155,794 made up of the loan amount plus interest (£61,695), arrangement fee (£199) and other lending fees (£150).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the term of the mortgage.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.79%, would require 276 monthly payments of £491.32.
The total amount payable would be £136,809 made up of the loan amount plus interest (£35,604), arrangement fee (£795), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 2.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.45% for the term of the mortgage.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.79%, would require 276 monthly payments of £491.32.
The total amount payable would be £136,809 made up of the loan amount plus interest (£35,604), arrangement fee (£795), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 2.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.25% for the term of the mortgage.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.99%, would require 276 monthly payments of £501.50.
The total amount payable would be £139,619 made up of the loan amount plus interest (£38,414), arrangement fee (£795), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.24%, less the agreed discount of 1.25% for the term of the mortgage.
A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 2.99%, would require 276 monthly payments of £501.50.
The total amount payable would be £139,619 made up of the loan amount plus interest (£38,414), arrangement fee (£795), valuation fee (£260) and other lending fees (£150).
The overall cost for comparison is 3.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
On top of any deposit you may be putting down you’ll need to consider the other costs that come with moving home.
You’ll need to factor in estate agency costs for the sale of your present home, and add conveyancing and Land Registry fees for the legal work involved. There may be costs associated with taking a new mortgage such as valuation and arrangement fees, and if you’re buying over £125,000 you will have to pay Stamp Duty Land Tax.
Removal firm costs need to be budgeted for unless you’re doing it yourself, and it’s always wise to plan for any large purchases that you need to make in the first few days after moving in. Remember, if you’re leaving a home with built-in kitchen appliances and there isn’t any in your new home you could have a large bill just when you don’t need it!
Talk to us. Moving home is a big step and there’s a lot to consider. Getting the right advice about a mortgage early in the process is one of the best things you can do. Knowing what you can afford is likely to influence which property you choose, and the last thing you want is to find your dream home and then discover you can’t buy it.
Arrange an appointment with one of our mortgage advisors and they’ll talk through the numbers and offer practical advice to help you plan your move.
The amount you can borrow depends on your income, outgoings and individual situation. You can get an idea of what you could borrow with our mortgage calculator, but for more detailed figures speak to one of our mortgage advisors.
As a condition of any mortgage you will need to ensure that the property is adequately insured (e.g. Building Insurance), however, this insurance does not have to be arranged through us.
Qualifying conditions
We offer the best properties at the best prices so find yours on Cumberland Estate Agents.