Please Note: The information included within these pages is for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.
Important Information: We are currently only accepting applications from intermediaries located within our branch operating area unless already registered. Click here for more information.
This affordability calculator is for use by FCA authorised mortgage intermediaries only and should not be relied upon by anyone else. The affordability calculator is reliant on the input of correct information to provide an accurate result. Our customer affordability calculator can be found by clicking on ‘customer web pages’ in the information box above.
This calculator is designed to provide an affordability check for the majority of applicant circumstances; however, if any of the following applies please contact our team who will be able to help further:
After several years of adjustment, 2025 is building on a year of steady revival for the UK’s Holiday Let sector.
The Cumberland has joined L&G Ignite as lender partner, giving brokers access to residential and Holiday Let mortgage products.
As of 2 December 2025, The Cumberland has reduced rates by 0.20% on the core Holiday Let range for Holiday Let landlords looking for a better deal in 2026.