Please Note: The information included within these pages is for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.
Important Information: We are currently only accepting applications from intermediaries located within our branch operating area unless already registered. Click here for more information.
This affordability calculator is for use by FCA authorised mortgage intermediaries only and should not be relied upon by anyone else. The affordability calculator is reliant on the input of correct information to provide an accurate result. Our customer affordability calculator can be found by clicking on ‘customer web pages’ in the information box above.
This calculator is designed to provide an affordability check for the majority of applicant circumstances; however, if any of the following applies please contact our team who will be able to help further:
As of 2 December 2025, The Cumberland has reduced rates by 0.20% on the core Holiday Let range for Holiday Let landlords looking for a better deal in 2026.
As the summer holiday season draws to a close, many property investors will begin turning their attention to potentially growing their portfolio ahead of next year’s season.
Holiday Lets are increasingly being treated as structured portfolios, with investors holding multiple properties across regions. What began as a sideline has, for many, become a professional investment class.