Our Current Accounts

Benefit from our 5 star service at every touch point, from when you contact us to when you're setting up your accounts and beyond.
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Choose our current account and you’ll benefit from our 5* service at every touch point, from when you contact us to when you’re setting up your account and beyond. In fact setting up an account with us is as easy as 1, 2, 3 – you can check out the process below.

Every current account comes with access to our handy internet banking app, contactless Visa debit card, plus help and support from our friendly contact team – whether you have a query about your account, mortgage or even a financial issue that needs addressing. It’s always hassle-free with us.

  1. Explore your options

    Find out more about our current accounts and which option is right for you.

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  2. Apply for your account

    Once you have chosen the current account for you, there are three ways you can open your account.

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  3. We sort the details

    One of our friendly advisors will set up your account. If you are switching your account to the Cumberland the Current Account Switch Service means we will take care of everything for you, including notifying your old bank and setting up payments.

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Cumberland Plus Current Account
Cumberland Plus Current Account

A competitive, comprehensive current account which includes the option of an overdraft but requires £750 per month minimum funding.

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Freedom Apprentice Current Account
Freedom Apprentice Current Account

An account specifically designed for young people on apprentice schemes. A great first bank account with no minimum funding requirement.

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Day2Day Account
Day2Day Account

An easy-to-use, everyday bank account with no overdraft and no specific amount of funding required for younger people (T&Cs apply).

Check out your options
Current Account Switch Guarantee
Current Account Switch Guarantee

Switch from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days.

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Fee Information Documents

The Fee Information Documents provide details of the fees for using the main services linked to our individual current accounts (known as payment accounts).

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Why The Cumberland?

Local Branches
Local Branches

When you're out and about, a friendly local branch team are nearby to help you

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Customer Care team
Customer Care team

Our friendly team based in Carlisle are here to take your call and reply to your messages

Contact Us