A competitive, comprehensive current account which includes the option of an overdraft but requires £750 per month minimum funding.
Explore your options
Find out more about our current accounts and which option is right for you.
Our Current Accounts
Benefit from our 5 star service at every touch point, from when you contact us to when you're setting up your accounts and beyond.
Find out more
Choose our current account and you’ll benefit from our 5* service at every touch point, from when you contact us to when you’re setting up your account and beyond. In fact setting up an account with us is as easy as 1, 2, 3 – you can check out the process below.
Every current account comes with access to our handy internet banking app, contactless Visa debit card, plus help and support from our friendly contact team – whether you have a query about your account, mortgage or even a financial issue that needs addressing. It’s always hassle-free with us.
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Find out more
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Apply for your account
Find out moreOnce you have chosen the current account for you, there are three ways you can open your account.
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We sort the details
Find Out MoreOne of our friendly advisors will set up your account. If you are switching your account to the Cumberland the Current Account Switch Service means we will take care of everything for you, including notifying your old bank and setting up payments.
Freedom Apprentice Current Account
An account specifically designed for young people on apprentice schemes. A great first bank account with no minimum funding requirement.
Day2Day Account
An easy-to-use, everyday bank account with no overdraft and no specific amount of funding required for younger people (T&Cs apply).
Current Account Switch Guarantee
Switch from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days.
Are you worried about your money?
Rising costs impact everyone in a different way and keeping an eye on your incoming and outgoing is a great way to help during difficult times. Our Money Worries Hub contains lots of useful information on budgeting, managing debts and much more.
Fee Information Documents
The Fee Information Documents provide details of the fees for using the main services linked to our individual current accounts (known as payment accounts).
Why The Cumberland?
Local Branches
When you're out and about, a friendly local branch team are nearby to help you
Customer Care team
Our friendly team based in Carlisle are here to take your call and reply to your messages