A competitive, comprehensive current account which includes the option of an overdraft but requires £750 per month minimum funding.
Important Information: New customers must live within our operating area to open a Current Account.
Important Information: New customers must live within our operating area to open a Current Account.
While some banks and building societies are closing their doors, ours are staying open. When we say “Come on in” we really do mean it.
It’s what we’re labelling as ‘unusually local’. In 19 communities from Langholm to Ulverston, we are now the only provider of high street banking services. This will become 20 in 2026 when Whitehaven loses its last bank.
With 31 branches spread throughout our core operating area, we’re never far away. You can switch to a current account from your local building society and carry out your everyday banking in a way that suits you, either in-person, over the phone, or online.
Our customers don’t only benefit from our high street locations. They receive our Feefo Platinum* service at every touch point, from setting up an account and beyond. Every current account comes with access to our handy internet banking app, contactless Visa debit card, plus help and support from our friendly team.
When you’re ready, setting up an account with us is as easy as 1, 2, 3 – you can check out the process below and rest assured that switching is backed up by the Current Account Switch Service.
*The Cumberland achieved a score of 4.9 out of 5 and retained its Feefo Platinum Award status for 2025/26.
Find out more about our current accounts and which option is right for you.
Once you have chosen the current account for you, there are three ways you can open your account.
One of our friendly advisors will set up your account. If you are switching your account to the Cumberland the Current Account Switch Service means we will take care of everything for you, including notifying your old bank and setting up payments.
A competitive, comprehensive current account which includes the option of an overdraft but requires £750 per month minimum funding.
An account specifically designed for young people on apprentice schemes. A great first bank account with no minimum funding requirement.
An easy-to-use, everyday bank account with no overdraft and no specific amount of funding required for younger people (T&Cs apply).
Switch from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days.
Rising costs impact everyone in a different way and keeping an eye on your incoming and outgoing is a great way to help during difficult times. Our Money Worries Hub contains lots of useful information on budgeting, managing debts and much more.
The Fee Information Documents provide details of the fees for using the main services linked to our individual current accounts (known as payment accounts).
When you're out and about, a friendly local branch team are nearby to help you
Our friendly team based in Carlisle are here to take your call and reply to your messages