Looking to save money on your mortgage payments?
Let us do the legwork. Our team of expert underwriters will look at your specific circumstances and go out of their way to find the right remortgage deal for you. It's just how we do things around here. We offer residential mortgages up to 90% loan to value (LTV) (75% in London & SE England).
Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated, and a free standard valuation. *Excludes customers where borrowing amount is greater than £750k and all Buy to Let remortgage products. T&C’s apply.
When we say our mortgage advisors are experienced, we’re not joking – together they boast a combined total of 257 years helping people buy their homes.
Any questions? You can speak to us about your mortgage 7 days a week.
Our latest deals
Use our mortgage product selector to compare our latest mortgage deals
Our operating area is:
- Cumbria (all CA and LA postcodes)
- South-West Scotland (all DG postcodes and TD9)
- West Northumberland (NE45-49)
- Preston area of North Lancashire (all PR, FY, LA AND BB1-3 and BB5-7)
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 15 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £811.26 and 156 monthly payments of £950.82.
The total amount payable would be £168,927 made up of the loan amount plus interest (£67,798), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 15 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £811.26 and 156 monthly payments of £950.82.
The total amount payable would be £168,927 made up of the loan amount plus interest (£67,798), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 15 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £811.26 and 156 monthly payments of £950.82.
The total amount payable would be £169,187 made up of the loan amount plus interest (£67,798), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 15 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £811.26 and 156 monthly payments of £950.82.
The total amount payable would be £169,187 made up of the loan amount plus interest (£67,798), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.70% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 15 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £819.21 and 156 monthly payments of £951.88.
The total amount payable would be £169,283 made up of the loan amount plus interest (£68,154), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.70% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 15 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £819.21 and 156 monthly payments of £951.88.
The total amount payable would be £169,283 made up of the loan amount plus interest (£68,154), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 15 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £824.53 and 156 monthly payments of £952.59.
The total amount payable would be £169,522 made up of the loan amount plus interest (£68,393), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 15 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £824.53 and 156 monthly payments of £952.59.
The total amount payable would be £169,522 made up of the loan amount plus interest (£68,393), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.86% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 4.86% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £660.72 and 191 monthly payments of £826.30.
The total amount payable would be £175,470 made up of the loan amount plus interest (£79,341), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.86% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 4.86% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £660.72 and 191 monthly payments of £826.30.
The total amount payable would be £175,470 made up of the loan amount plus interest (£79,341), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.86% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 4.86% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £660.72 and 191 monthly payments of £826.30.
The total amount payable would be £175,730 made up of the loan amount plus interest (£79,341), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.86% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 4.86% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £660.72 and 191 monthly payments of £826.30.
The total amount payable would be £175,730 made up of the loan amount plus interest (£79,341), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.19% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.19% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £677.67 and 191 monthly payments of £828.36.
The total amount payable would be £175,289 made up of the loan amount plus interest (£80,159), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.19% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.19% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £677.67 and 191 monthly payments of £828.36.
The total amount payable would be £175,289 made up of the loan amount plus interest (£80,159), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.19% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.19% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £677.67 and 191 monthly payments of £828.36.
The total amount payable would be £175,549 made up of the loan amount plus interest (£80,159), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.19% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.19% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £677.67 and 191 monthly payments of £828.36.
The total amount payable would be £175,549 made up of the loan amount plus interest (£80,159), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.22% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.22% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £679.22 and 191 monthly payments of £828.54.
The total amount payable would be £176,361 made up of the loan amount plus interest (£80,232), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.22% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.22% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £679.22 and 191 monthly payments of £828.54.
The total amount payable would be £176,361 made up of the loan amount plus interest (£80,232), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.38% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.38% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £687.53 and 191 monthly payments of £829.52.
The total amount payable would be £176,756 made up of the loan amount plus interest (£80,627), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.38% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.38% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £687.53 and 191 monthly payments of £829.52.
The total amount payable would be £176,756 made up of the loan amount plus interest (£80,627), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.57% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.57% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £697.47 and 191 monthly payments of £830.67.
The total amount payable would be £176,225 made up of the loan amount plus interest (£81,095), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.57% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.57% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £697.47 and 191 monthly payments of £830.67.
The total amount payable would be £176,225 made up of the loan amount plus interest (£81,095), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.67% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.67% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £702.74 and 191 monthly payments of £831.27.
The total amount payable would be £176,471 made up of the loan amount plus interest (£81,341), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.67% until 1st February 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (2% before 2nd February 2025 and 1% before 2nd February 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2026
A mortgage of £95,000 payable over 18 years initially on this fixed rate product until 1st February 2026 at 5.67% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 25 monthly payments of £702.74 and 191 monthly payments of £831.27.
The total amount payable would be £176,471 made up of the loan amount plus interest (£81,341), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.58% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £714.59 and 155 monthly payments of £877.03.
The total amount payable would be £180,659 made up of the loan amount plus interest (£74,530), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.58% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £714.59 and 155 monthly payments of £877.03.
The total amount payable would be £180,659 made up of the loan amount plus interest (£74,530), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.58% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £714.59 and 155 monthly payments of £877.03.
The total amount payable would be £180,919 made up of the loan amount plus interest (£74,530), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.58% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £714.59 and 155 monthly payments of £877.03.
The total amount payable would be £180,919 made up of the loan amount plus interest (£74,530), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.75% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.75% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £724.09 and 155 monthly payments of £879.92.
The total amount payable would be £181,686 made up of the loan amount plus interest (£75,557), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.75% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.75% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £724.09 and 155 monthly payments of £879.92.
The total amount payable would be £181,686 made up of the loan amount plus interest (£75,557), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.76% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.76% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £724.65 and 155 monthly payments of £880.09.
The total amount payable would be £180,748 made up of the loan amount plus interest (£75,618), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.76% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.76% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £724.65 and 155 monthly payments of £880.09.
The total amount payable would be £180,748 made up of the loan amount plus interest (£75,618), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.76% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.76% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £724.65 and 155 monthly payments of £880.09.
The total amount payable would be £181,008 made up of the loan amount plus interest (£75,618), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.76% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.76% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £724.65 and 155 monthly payments of £880.09.
The total amount payable would be £181,008 made up of the loan amount plus interest (£75,618), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.91% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.91% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £733.09 and 155 monthly payments of £882.63.
The total amount payable would be £182,655 made up of the loan amount plus interest (£76,526), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.91% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.91% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £733.09 and 155 monthly payments of £882.63.
The total amount payable would be £182,655 made up of the loan amount plus interest (£76,526), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.92% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.92% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £733.66 and 155 monthly payments of £882.79.
The total amount payable would be £181,716 made up of the loan amount plus interest (£76,586), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.92% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 4.92% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £733.66 and 155 monthly payments of £882.79.
The total amount payable would be £181,716 made up of the loan amount plus interest (£76,586), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.05% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 5.05% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £741.02 and 155 monthly payments of £884.98.
The total amount payable would be £182,504 made up of the loan amount plus interest (£77,374), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.05% until 1st February 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
- Will have to pay an early-repayment charge (5% before 2nd February 2025, 4% before 2nd February 2026, 3% before 2nd February 2027, 2% before 2nd February 2028 and 1% before 2nd February 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd February 2029
A mortgage of £105,000 payable over 18 years initially on this fixed rate product until 1st February 2029 at 5.05% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 61 monthly payments of £741.02 and 155 monthly payments of £884.98.
The total amount payable would be £182,504 made up of the loan amount plus interest (£77,374), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Next steps
Try our handy mortgage calculator now. You can compare monthly payments too.
Our mortgage advisors will be here for you every step of the way. Book your telephone or branch appointment today.
Remortgage FAQs
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Do you offer mortgages throughout Great Britain?
Yes, we are now accepting mortgage applications for residential purchase and remortgages to up to 90% loan to value (LTV) throughout Great Britain, with up to 75% in London & SE England.
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Why remortgage?
There are a number of reasons why you should consider remortgaging.
Save money on your mortgage payments
If you’re paying your lender’s standard mortgage rate (SVR) and you’ve still got a few years left on your mortgage you could save money by reducing your monthly payments.
Get a better deal
If it’s been a few years since you took your mortgage out, it’s possible your property has increased in value while you’ve been paying your mortgage off. If you have a small mortgage and a property that’s worth a little more you may be able to get a better mortgage deal.
If you know roughly what your property is worth, have a look at our mortgage calculator to see what deals are available to you. If you’re not sure, give us a call on 01228 403141.
Borrow more
If you have some equity in your property, i.e. your mortgage is less than 90% of the value of your property, you may be able to release some of the money tied up in your property. Find out what your monthly payments may be with our mortgage calculator, or give us a call on 01228 403141.
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What does it cost?
If you are looking to save money on your mortgage, you could do so by switching your mortgage to the Cumberland.
Switching your mortgage is simple, we’ll cut out as much of the hassle as possible. Our remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated, and a free standard valuation*. Depending on the product selection you might need to pay an arrangement fee and you’ll need to pay a £20 funds release fee.
Applies to remortgage products up to 90% loan to value (LTV(75% in London & SE England)).
*Excludes customers where borrowing amount is greater than £750k and all Buy to Let remortgage products. T&C’s apply.
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How do I book an appointment?
The quickest way to speak to a mortgage specialist that can help you get on or move up the property ladder, or remortgage is to Book an Appointment.
Our mortgage hub teams are ready and waiting to help, and will aim to get back to you within one working day.
£100 cashback terms and conditions
New customers: Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process. Payable once per current account. Maximum one eligible current account per mortgage application. Existing customers: Your Cumberland current account must be funded with a minimum of £750 per month for the 3 successive months prior to your application.