Following the Bank of England base rate changes, we will be reducing our residential and commercial standard variable rates. Read more →
- We offer a range of fixed and variable rate mortgages for 2 and 5 years
- Our team of expert underwriters will look at your specific circumstances
- You can speak to our mortgage and protection advisors about your application at any time
- We go out of our way to ensure our products and services meet the needs of our customers
Use our mortgage product selector to compare our latest mortgage deals
Our operating area is:
Please note that if the property you are looking to mortgage is outside of our operating area, there are restrictions if you wish to borrow on an interest-only basis. Please contact us for further details.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.06% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.68% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £326.76 and 276 monthly payments of £445.33.
The total amount payable would be £132,927 made up of the loan amount plus interest (£50,753), arrangement fee (£1,999) and other lending fees (£25).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.06% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.68% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £326.76 and 276 monthly payments of £445.33.
The total amount payable would be £133,187 made up of the loan amount plus interest (£50,753), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.98% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.76% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £329.81 and 276 monthly payments of £445.64.
The total amount payable would be £132,086 made up of the loan amount plus interest (£50,912), arrangement fee (£999) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.98% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.76% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £329.81 and 276 monthly payments of £445.64.
The total amount payable would be £132,346 made up of the loan amount plus interest (£50,912), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.88% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.86% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £333.66 and 276 monthly payments of £446.02.
The total amount payable would be £132,283 made up of the loan amount plus interest (£51,109), arrangement fee (£999) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.88% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.86% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £333.66 and 276 monthly payments of £446.02.
The total amount payable would be £132,543 made up of the loan amount plus interest (£51,109), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.88% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.86% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £333.66 and 276 monthly payments of £446.02.
The total amount payable would be £132,283 made up of the loan amount plus interest (£51,109), arrangement fee (£999) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.88% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.86% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £333.66 and 276 monthly payments of £446.02.
The total amount payable would be £132,543 made up of the loan amount plus interest (£51,109), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.78% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.96% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £337.53 and 276 monthly payments of £446.40.
The total amount payable would be £132,481 made up of the loan amount plus interest (£51,307), arrangement fee (£999) and other lending fees (£25).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.78% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 1.96% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £337.53 and 276 monthly payments of £446.40.
The total amount payable would be £132,741 made up of the loan amount plus interest (£51,307), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.45% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 2.29% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £350.49 and 276 monthly payments of £447.62.
The total amount payable would be £132,130 made up of the loan amount plus interest (£51,955) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.45% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 2.29% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £350.49 and 276 monthly payments of £447.62.
The total amount payable would be £132,390 made up of the loan amount plus interest (£51,955), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.35% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 2.39% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £354.48 and 276 monthly payments of £447.98.
The total amount payable would be £132,325 made up of the loan amount plus interest (£52,150) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.35% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 2.39% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £354.48 and 276 monthly payments of £447.98.
The total amount payable would be £132,585 made up of the loan amount plus interest (£52,150), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.55% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 3.19% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £387.32 and 276 monthly payments of £450.78.
The total amount payable would be £133,886 made up of the loan amount plus interest (£53,711) and other lending fees (£25).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.55% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,000 payable over 25 years initially on this variable rate product for 2 years at 3.19% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £387.32 and 276 monthly payments of £450.78.
The total amount payable would be £134,146 made up of the loan amount plus interest (£53,711), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.38% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 1.38% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £480.19 and 228 monthly payments of £641.23.
The total amount payable would be £159,899 made up of the loan amount plus interest (£52,725), arrangement fee (£1,999) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.38% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 1.38% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £480.19 and 228 monthly payments of £641.23.
The total amount payable would be £160,159 made up of the loan amount plus interest (£52,725), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.46% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 1.46% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £484.05 and 228 monthly payments of £641.70.
The total amount payable would be £159,099 made up of the loan amount plus interest (£52,925), arrangement fee (£999) and other lending fees (£25).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.46% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 1.46% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £484.05 and 228 monthly payments of £641.70.
The total amount payable would be £159,359 made up of the loan amount plus interest (£52,925), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.56% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 1.56% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £488.90 and 228 monthly payments of £642.28.
The total amount payable would be £159,597 made up of the loan amount plus interest (£53,173), arrangement fee (£1,249) and other lending fees (£25).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.56% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 1.56% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £488.90 and 228 monthly payments of £642.28.
The total amount payable would be £159,857 made up of the loan amount plus interest (£53,173), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.99% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 1.99% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £510.12 and 228 monthly payments of £644.71.
The total amount payable would be £159,461 made up of the loan amount plus interest (£54,237), arrangement fee (£49) and other lending fees (£25).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.99% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 1.99% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £510.12 and 228 monthly payments of £644.71.
The total amount payable would be £159,721 made up of the loan amount plus interest (£54,237), arrangement fee (£49), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.09% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 2.09% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £515.13 and 228 monthly payments of £645.27.
The total amount payable would be £159,709 made up of the loan amount plus interest (£54,485), arrangement fee (£49) and other lending fees (£25).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.09% until 1st April 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £105,000 payable over 21 years initially on this fixed rate product until 1st April 2022 at 2.09% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £515.13 and 228 monthly payments of £645.27.
The total amount payable would be £159,969 made up of the loan amount plus interest (£54,485), arrangement fee (£49), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.70% until 1st April 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £85,000 payable over 20 years initially on this fixed rate product until 1st April 2025 at 1.70% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £418.03 and 180 monthly payments of £515.96.
The total amount payable would be £120,129 made up of the loan amount plus interest (£32,955), arrangement fee (£1,999) and other lending fees (£25).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.70% until 1st April 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £85,000 payable over 20 years initially on this fixed rate product until 1st April 2025 at 1.70% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £418.03 and 180 monthly payments of £515.96.
The total amount payable would be £120,389 made up of the loan amount plus interest (£32,955), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.78% until 1st April 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £85,000 payable over 20 years initially on this fixed rate product until 1st April 2025 at 1.78% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £421.20 and 180 monthly payments of £516.88.
The total amount payable would be £119,484 made up of the loan amount plus interest (£33,310), arrangement fee (£999) and other lending fees (£25).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.78% until 1st April 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £85,000 payable over 20 years initially on this fixed rate product until 1st April 2025 at 1.78% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £421.20 and 180 monthly payments of £516.88.
The total amount payable would be £119,744 made up of the loan amount plus interest (£33,310), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.88% until 1st April 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £85,000 payable over 20 years initially on this fixed rate product until 1st April 2025 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £425.19 and 180 monthly payments of £518.04.
The total amount payable would be £120,183 made up of the loan amount plus interest (£33,759), arrangement fee (£1,249) and other lending fees (£25).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 1.88% until 1st April 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £85,000 payable over 20 years initially on this fixed rate product until 1st April 2025 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £425.19 and 180 monthly payments of £518.04.
The total amount payable would be £120,443 made up of the loan amount plus interest (£33,759), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.31% until 1st April 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £85,000 payable over 20 years initially on this fixed rate product until 1st April 2025 at 2.31% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £442.59 and 180 monthly payments of £522.95.
The total amount payable would be £120,910 made up of the loan amount plus interest (£35,686), arrangement fee (£49) and other lending fees (£25).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 2.31% until 1st April 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £85,000 payable over 20 years initially on this fixed rate product until 1st April 2025 at 2.31% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £442.59 and 180 monthly payments of £522.95.
The total amount payable would be £121,170 made up of the loan amount plus interest (£35,686), arrangement fee (£49), valuation fee (£260) and other lending fees (£25).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
To book a telephone appointment with one of our mortgage advisors please call us on 01228 403206.
Yes, we lend all over the UK, although some of our mortgages are only available in certain areas. Contact us to discuss your circumstances.
There are a number of reasons why you should consider remortgaging.
Save money on your mortgage payments
If you’re paying your lender’s standard mortgage rate (SVR) and you’ve still got a few years left on your mortgage you could save money by reducing your monthly payments.
Get a better deal
If it’s been a few years since you took your mortgage out, it’s possible your property has increased in value while you’ve been paying your mortgage off. If you have a small mortgage and a property that’s worth a little more you may be able to get a better mortgage deal.
If you know roughly what your property is worth, have a look at our mortgage calculator to see what deals are available to you. If you’re not sure, give us a call on 01228 403141.
Borrow more
If you have some equity in your property, i.e. your mortgage is less than 90% of the value of your property, you may be able to release some of the money tied up in your property. Find out what your monthly payments may be with our mortgage calculator, or give us a call on 01228 403141.
When you switch to The Cumberland, you know you’re getting a great value deal.
All our remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated, and a free standard valuation.
With selected products you could pay nothing to switch your mortgage to us. Applies to selected 2 year variable rate remortgage products up to a maximum loan to value of 90%. Excludes Buy to Let remortgage products.
To arrange an appointment with one of our mortgage advisors, you can either call us on 01228 403141, book an appointment online, chat to us on web chat or pop into your local branch.
We don’t pay local brokers to tell you about our mortgages, so they’re unlikely to recommend us. Use our mortgage calculator to see if you could save money by remortgaging to us.
Switch your mortgage to us for nowt - our 2 year variable rate product has no fees!
Applies to selected 2 year variable rate remortgage products up to a maximum loan to value of 90%. Excludes Buy to Let remortgage products.
Use our mortgage calculator to see which of our products you could be eligible for.
£1000 cashback offer terms and conditions
£1,000 cashback offer applies to selected remortgage products up to a maximum loan to value of 90%. Excludes Buy to Let remortgage products. Minimum loan size of £50,000. Terms and conditions apply. *We’ll arrange a free valuation for mortgage purposes and we’ll not charge you for legal work if you use a Society nominated solicitor (standard cases only). Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
£100 cashback terms and conditions
New customers: Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process. Payable once per current account. Maximum one eligible current account per mortgage application. Existing customers: Your Cumberland current account must be funded with a minimum of £750 per month for the 3 successive months prior to your application.