REMORTGAGE TO US
SWITCHING YOUR MORTGAGE
You don’t need to move house to move your mortgage. Switching your mortgage to another lender could not only save you money on your monthly payments, it could help you release some funds to spend on improving your home.
If your existing mortgage product is coming to an end, or you are currently paying your present lender’s standard mortgage rate, we may be able to offer you a better deal.
Our mortgage calculator can help you find the best mortgage deal for you, or you can call into any of our branches and speak to one of our mortgage advisers. What’s more, all our remortgage products offer free valuation fees and legal fees*.
Remember, some mortgages have penalties in the first few years, particularly if you are on a fixed or discounted rate mortgage, so be sure to read the terms and conditions of your existing mortgage. Other fees and charges may also apply.
* Excludes buy-to-let and limited issue products and you must use a solicitor nominated by us.
First, have a look at our mortgage deals...
Our Current Deals
Please enter your requirements below to display the appropriate available deals beneath
Our operating area is:
- Cumbria (all CA and LA postcodes)
- South-West Scotland (all DG postcodes and TD9)
- West Northumberland (NE45-49)
- Preston area of North Lancashire (all PR, FY, LA AND BB1-3 and BB5-7)
Please note that if the property you are looking to mortgage is outside of our operating area, there are restrictions if you wish to borrow on an interest-only basis. Please contact us for further details.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 3.30% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.19% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £472.36 and 180 monthly payments of £595.02.
The total amount payable would be £119,289 made up of the loan amount plus interest (£31,240), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 3.25% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £474.31 and 180 monthly payments of £595.29.
The total amount payable would be £119,385 made up of the loan amount plus interest (£31,336), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 3.25% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.24% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £474.31 and 180 monthly payments of £595.29.
The total amount payable would be £119,685 made up of the loan amount plus interest (£31,336), arrangement fee (£999) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 3.20% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.29% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £476.26 and 180 monthly payments of £595.57.
The total amount payable would be £119,482 made up of the loan amount plus interest (£31,433), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 3.15% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.34% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £478.22 and 180 monthly payments of £595.85.
The total amount payable would be £119,579 made up of the loan amount plus interest (£31,530), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 3.15% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.34% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £478.22 and 180 monthly payments of £595.85.
The total amount payable would be £119,879 made up of the loan amount plus interest (£31,530), arrangement fee (£999) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 2.96% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.53% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £485.72 and 180 monthly payments of £596.90.
The total amount payable would be £119,948 made up of the loan amount plus interest (£31,899), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 2.95% for the first 2 years, followed by the SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.54% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £486.12 and 180 monthly payments of £596.95.
The total amount payable would be £119,243 made up of the loan amount plus interest (£31,918) and other lending fees (£125).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 2.90% for the first 2 years, followed by the SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.59% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £488.10 and 180 monthly payments of £597.22.
The total amount payable would be £119,339 made up of the loan amount plus interest (£32,014) and other lending fees (£125).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 2.86% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.63% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £489.69 and 180 monthly payments of £597.44.
The total amount payable would be £120,141 made up of the loan amount plus interest (£32,092), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 2.76% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.73% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £493.69 and 180 monthly payments of £597.99.
The total amount payable would be £120,336 made up of the loan amount plus interest (£32,287), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 2.75% for the first 2 years, followed by the SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.74% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £494.09 and 180 monthly payments of £598.04.
The total amount payable would be £119,630 made up of the loan amount plus interest (£32,305) and other lending fees (£125).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 2.66% for the first 2 years, followed by the SVR until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.83% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £497.71 and 180 monthly payments of £598.53.
The total amount payable would be £120,529 made up of the loan amount plus interest (£32,480), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 2.61% for the first 2 years, followed by the SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 1.88% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £499.72 and 180 monthly payments of £598.80.
The total amount payable would be £119,902 made up of the loan amount plus interest (£32,577) and other lending fees (£125).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 2.41% for the first 2 years, followed by the SVR until the end of the mortgage.
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
A mortgage of £87,200 payable over 17 years initially on this variable rate product for 2 years at 2.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 24 monthly payments of £507.84 and 180 monthly payments of £599.87.
The total amount payable would be £120,290 made up of the loan amount plus interest (£32,965) and other lending fees (£125).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.64% until 1st June 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd June 2019 and 1% before 2nd June 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 25 years initially on this fixed rate product until 1st June 2020 at 1.64% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 25 monthly payments of £447.20 and 275 monthly payments of £597.20.
The total amount payable would be £176,259 made up of the loan amount plus interest (£65,410), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.69% until 1st June 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd June 2019 and 1% before 2nd June 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 25 years initially on this fixed rate product until 1st June 2020 at 1.69% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 25 monthly payments of £449.82 and 275 monthly payments of £597.47.
The total amount payable would be £176,399 made up of the loan amount plus interest (£65,550), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.78% until 1st June 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd June 2019 and 1% before 2nd June 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 25 years initially on this fixed rate product until 1st June 2020 at 1.78% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 25 monthly payments of £454.55 and 275 monthly payments of £597.96.
The total amount payable would be £176,652 made up of the loan amount plus interest (£65,803), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.43% until 1st June 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (2% before 2nd June 2019 and 1% before 2nd June 2020 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2020
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 25 years initially on this fixed rate product until 1st June 2020 at 2.43% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 25 monthly payments of £489.61 and 275 monthly payments of £601.34.
The total amount payable would be £178,458 made up of the loan amount plus interest (£67,609), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.80% until 1st June 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd June 2019, 2% before 2nd June 2020 and 1% before 2nd June 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £83,000 payable over 20 years initially on this fixed rate product until 1st June 2021 at 1.80% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 37 monthly payments of £412.07 and 203 monthly payments of £507.40.
The total amount payable would be £119,098 made up of the loan amount plus interest (£35,249), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.87% until 1st June 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd June 2019, 2% before 2nd June 2020 and 1% before 2nd June 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £83,000 payable over 20 years initially on this fixed rate product until 1st June 2021 at 1.87% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 37 monthly payments of £414.79 and 203 monthly payments of £507.88.
The total amount payable would be £119,296 made up of the loan amount plus interest (£35,447), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.97% until 1st June 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd June 2019, 2% before 2nd June 2020 and 1% before 2nd June 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £83,000 payable over 20 years initially on this fixed rate product until 1st June 2021 at 1.97% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 37 monthly payments of £418.70 and 203 monthly payments of £508.58.
The total amount payable would be £119,583 made up of the loan amount plus interest (£35,734), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.28% until 1st June 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd June 2019, 2% before 2nd June 2020 and 1% before 2nd June 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £83,000 payable over 20 years initially on this fixed rate product until 1st June 2021 at 2.28% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 37 monthly payments of £430.98 and 203 monthly payments of £510.69.
The total amount payable would be £120,465 made up of the loan amount plus interest (£36,616), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.75% until 1st June 2021, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (3% before 2nd June 2019, 2% before 2nd June 2020 and 1% before 2nd June 2021 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2021
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £83,000 payable over 20 years initially on this fixed rate product until 1st June 2021 at 2.75% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 37 monthly payments of £450.00 and 203 monthly payments of £513.83.
The total amount payable would be £121,806 made up of the loan amount plus interest (£37,957), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.09% until 1st June 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd June 2019, 4% before 2nd June 2020, 3% before 2nd June 2021, 2% before 2nd June 2022 and 1% before 2nd June 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st June 2023 at 2.09% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 61 monthly payments of £561.17 and 179 monthly payments of £661.87.
The total amount payable would be £153,555 made up of the loan amount plus interest (£42,706), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.14% until 1st June 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd June 2019, 4% before 2nd June 2020, 3% before 2nd June 2021, 2% before 2nd June 2022 and 1% before 2nd June 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st June 2023 at 2.14% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 61 monthly payments of £563.79 and 179 monthly payments of £662.61.
The total amount payable would be £153,847 made up of the loan amount plus interest (£42,998), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.31% until 1st June 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd June 2019, 4% before 2nd June 2020, 3% before 2nd June 2021, 2% before 2nd June 2022 and 1% before 2nd June 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st June 2023 at 2.31% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 61 monthly payments of £572.77 and 179 monthly payments of £665.10.
The total amount payable would be £154,841 made up of the loan amount plus interest (£43,992), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.39% until 1st June 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd June 2019, 4% before 2nd June 2020, 3% before 2nd June 2021, 2% before 2nd June 2022 and 1% before 2nd June 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st June 2023 at 2.39% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 61 monthly payments of £577.02 and 179 monthly payments of £666.27.
The total amount payable would be £155,310 made up of the loan amount plus interest (£44,461), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.97% until 1st June 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.49%, until the end of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
- Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
- Will have to pay an early-repayment charge (5% before 2nd June 2019, 4% before 2nd June 2020, 3% before 2nd June 2021, 2% before 2nd June 2022 and 1% before 2nd June 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd June 2023
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st June 2023 at 2.97% and then on the Cumberland Standard Variable Rate (SVR), currently 4.49% for the remaining term of the mortgage, would require 61 monthly payments of £608.41 and 179 monthly payments of £674.62.
The total amount payable would be £158,719 made up of the loan amount plus interest (£47,870), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 1.45% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 30 years initially on this variable rate product for the term of the mortgage at 3.04%, would require 360 monthly payments of £423.76.
The total amount payable would be £153,499 made up of the loan amount plus interest (£52,554), arrangement fee (£795) and other lending fees (£150).
The overall cost for comparison is 3.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 1.25% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 30 years initially on this variable rate product for the term of the mortgage at 3.24%, would require 360 monthly payments of £434.66.
The total amount payable would be £157,423 made up of the loan amount plus interest (£56,478), arrangement fee (£795) and other lending fees (£150).
The overall cost for comparison is 3.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.49%, less the agreed discount of 1.25% for the term of the mortgage.
- Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
- Free Valuation Fee - No charge for the valuation of your property
- Free Legal Service - You will not be charged if you use a Cumberland nominated solicitor (standard cases only)
- Can repay lump sums without any early repayment charge - full details will be found in your KFI and mortgage offer
- Can add the arrangement fee to your mortgage, subject to maximum LTV.
A mortgage of £100,000 payable over 30 years initially on this variable rate product for the term of the mortgage at 3.24%, would require 360 monthly payments of £434.66.
The total amount payable would be £157,423 made up of the loan amount plus interest (£56,478), arrangement fee (£795) and other lending fees (£150).
The overall cost for comparison is 3.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
First class service which exceeds your expectations
THE STEPS TO MOVING YOUR MORTGAGE
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Where do I start?
Switching your mortgage, or remortgaging as it is known, is where you take a new mortgage on a property you already own and use the money to pay off your old mortgage. Most people remortgage to save money on their mortgage payments but if you have sufficient equity in your property you can also borrow more and spend it on whatever you like!
If you are near the end of your current mortgage deal or you are paying your lender’s standard mortgage rate, often referred to as SVR or Standard Variable Rate, it’s worth checking whether you should remortgage.
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Why remortgage?
There are a number of reasons why you should consider remortgaging.
Save money on your mortgage payments
If you’re paying your lender’s standard mortgage rate (SVR) and you’ve still got a few years left on your mortgage you could save money on your monthly payments.
Get a better deal
If it’s been a few years since you took your mortgage out, it’s possible your property has increased in value while you’ve been paying your mortgage off. If you have a small mortgage and a property that’s worth a little more you may be able to get a better mortgage deal.
If you know roughly what your property is worth, have a look at our mortgage calculator to see what deals are available to you. If you’re not sure, give us a call on 01228 403141.Borrow more
If you have some equity in your property, i.e. your mortgage is less than 90% of the value of your property, you may be able to release some of the money tied up in your property. Find out what your monthly payments may be with our mortgage calculator, or give us a call on 01228 403141.
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What does it cost?
When you switch to the Cumberland, you know you’re getting a great value deal.
All our remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated, and a free standard valuation.
Pay nothing to switch your mortgage to us (selected products only).
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Insurance
As a condition of any mortgage you will need to ensure that the property is adequately insured (e.g. Building Insurance), however, this insurance does not have to be arranged through us.
£100 Cashback
Qualifying conditions