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Our latest deals

Use our mortgage product selector to compare our latest mortgage deals

£100,000
£20,000
20 Years
Not available through brokers
These products are available for a £120,000 mortgage with a 75% loan to value (LTV).
2 YEAR DISCOUNT VARIABLE RATE
1.45%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.64% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £437.35 and 276 monthly payments of £574.14.

The total amount payable would be £171,133 made up of the loan amount plus interest (£58,959), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.45%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.64% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £437.35 and 276 monthly payments of £574.14.

The total amount payable would be £171,393 made up of the loan amount plus interest (£58,959), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.53%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.53% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £441.48 and 276 monthly payments of £574.55.

The total amount payable would be £170,345 made up of the loan amount plus interest (£59,171), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.53%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.53% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £441.48 and 276 monthly payments of £574.55.

The total amount payable would be £170,605 made up of the loan amount plus interest (£59,171), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.63%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.46% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.63% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £446.68 and 276 monthly payments of £575.05.

The total amount payable would be £170,608 made up of the loan amount plus interest (£59,434), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.63%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.46% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.63% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £446.68 and 276 monthly payments of £575.05.

The total amount payable would be £170,868 made up of the loan amount plus interest (£59,434), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.63%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.46% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.63% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £446.68 and 276 monthly payments of £575.05.

The total amount payable would be £170,608 made up of the loan amount plus interest (£59,434), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.63%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.46% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.63% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £446.68 and 276 monthly payments of £575.05.

The total amount payable would be £170,868 made up of the loan amount plus interest (£59,434), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.70%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.39% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.70% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £450.34 and 276 monthly payments of £575.40.

The total amount payable would be £171,793 made up of the loan amount plus interest (£59,619), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.70%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.39% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.70% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £450.34 and 276 monthly payments of £575.40.

The total amount payable would be £172,053 made up of the loan amount plus interest (£59,619), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.73%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.36% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.73% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £451.92 and 276 monthly payments of £575.54.

The total amount payable would be £170,869 made up of the loan amount plus interest (£59,695), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.73%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.36% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.73% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £451.92 and 276 monthly payments of £575.54.

The total amount payable would be £171,129 made up of the loan amount plus interest (£59,695), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.78%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.31% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.78% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £454.55 and 276 monthly payments of £575.79.

The total amount payable would be £171,001 made up of the loan amount plus interest (£59,827), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.78%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.31% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.78% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £454.55 and 276 monthly payments of £575.79.

The total amount payable would be £171,261 made up of the loan amount plus interest (£59,827), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.88%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.21% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.88% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £459.84 and 276 monthly payments of £576.28.

The total amount payable would be £171,263 made up of the loan amount plus interest (£60,089), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.88%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.21% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.88% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £459.84 and 276 monthly payments of £576.28.

The total amount payable would be £171,523 made up of the loan amount plus interest (£60,089), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.88%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.21% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.88% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £459.84 and 276 monthly payments of £576.28.

The total amount payable would be £171,263 made up of the loan amount plus interest (£60,089), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.88%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.21% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.88% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £459.84 and 276 monthly payments of £576.28.

The total amount payable would be £171,523 made up of the loan amount plus interest (£60,089), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.98%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.11% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £465.17 and 276 monthly payments of £576.77.

The total amount payable would be £171,527 made up of the loan amount plus interest (£60,353), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.98%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.11% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 1.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £465.17 and 276 monthly payments of £576.77.

The total amount payable would be £171,787 made up of the loan amount plus interest (£60,353), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.03%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.06% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £467.85 and 276 monthly payments of £577.01.

The total amount payable would be £170,658 made up of the loan amount plus interest (£60,483) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.03%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.06% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £467.85 and 276 monthly payments of £577.01.

The total amount payable would be £170,918 made up of the loan amount plus interest (£60,483), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.13%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.96% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.13% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £473.23 and 276 monthly payments of £577.49.

The total amount payable would be £170,920 made up of the loan amount plus interest (£60,745) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.13%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.96% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.13% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £473.23 and 276 monthly payments of £577.49.

The total amount payable would be £171,180 made up of the loan amount plus interest (£60,745), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.16%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.93% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.16% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £474.86 and 276 monthly payments of £577.64.

The total amount payable would be £172,999 made up of the loan amount plus interest (£60,825), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.24%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.85% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.24% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £479.20 and 276 monthly payments of £578.02.

The total amount payable would be £172,208 made up of the loan amount plus interest (£61,034), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.28%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.81% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.28% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £481.38 and 276 monthly payments of £578.21.

The total amount payable would be £171,314 made up of the loan amount plus interest (£61,139) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.28%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.81% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.28% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £481.38 and 276 monthly payments of £578.21.

The total amount payable would be £171,574 made up of the loan amount plus interest (£61,139), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.34%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.75% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.34% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £484.66 and 276 monthly payments of £578.49.

The total amount payable would be £172,469 made up of the loan amount plus interest (£61,295), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.34%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.75% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.34% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £484.66 and 276 monthly payments of £578.49.

The total amount payable would be £172,469 made up of the loan amount plus interest (£61,295), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.38%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.71% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.38% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £486.86 and 276 monthly payments of £578.68.

The total amount payable would be £171,575 made up of the loan amount plus interest (£61,400) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.38%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.71% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.38% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £486.86 and 276 monthly payments of £578.68.

The total amount payable would be £171,835 made up of the loan amount plus interest (£61,400), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.44%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.65% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.44% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £490.16 and 276 monthly payments of £578.96.

The total amount payable would be £172,731 made up of the loan amount plus interest (£61,557), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.74%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.35% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.74% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £506.88 and 276 monthly payments of £580.34.

The total amount payable would be £172,514 made up of the loan amount plus interest (£62,339) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.77%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.32% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.77% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £508.57 and 276 monthly payments of £580.47.

The total amount payable would be £174,589 made up of the loan amount plus interest (£62,415), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.84%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.25% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.84% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £512.52 and 276 monthly payments of £580.79.

The total amount payable would be £172,774 made up of the loan amount plus interest (£62,599) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.85%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.24% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.85% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £513.09 and 276 monthly payments of £580.84.

The total amount payable would be £173,800 made up of the loan amount plus interest (£62,626), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.95%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.14% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.95% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £518.78 and 276 monthly payments of £581.28.

The total amount payable would be £174,058 made up of the loan amount plus interest (£62,884), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.95%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.14% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 2.95% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £518.78 and 276 monthly payments of £581.28.

The total amount payable would be £174,058 made up of the loan amount plus interest (£62,884), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
3.05%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.04% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 3.05% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £524.50 and 276 monthly payments of £581.73.

The total amount payable would be £174,319 made up of the loan amount plus interest (£63,145), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
3.35%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 0.74% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 3.35% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £541.88 and 276 monthly payments of £583.03.

The total amount payable would be £174,096 made up of the loan amount plus interest (£63,921) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
3.42%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 0.67% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 3.42% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £545.98 and 276 monthly payments of £583.33.

The total amount payable would be £175,277 made up of the loan amount plus interest (£64,103), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
3.45%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 0.64% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 3.45% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £547.74 and 276 monthly payments of £583.46.

The total amount payable would be £174,356 made up of the loan amount plus interest (£64,181) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
3.52%
Initial Interest Rate
4.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 0.57% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 3.52% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £551.87 and 276 monthly payments of £583.75.

The total amount payable would be £175,534 made up of the loan amount plus interest (£64,360), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
3.92%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 0.17% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £110,000 payable over 25 years initially on this variable rate product for 2 years at 3.92% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £575.77 and 276 monthly payments of £585.41.

The total amount payable would be £175,567 made up of the loan amount plus interest (£65,392) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.60%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.60% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.60% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £388.47 and 276 monthly payments of £501.73.

The total amount payable would be £149,975 made up of the loan amount plus interest (£51,801), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.60%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.60% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.60% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £388.47 and 276 monthly payments of £501.73.

The total amount payable would be £150,235 made up of the loan amount plus interest (£51,801), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.68%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.68% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.68% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £392.11 and 276 monthly payments of £502.08.

The total amount payable would be £149,159 made up of the loan amount plus interest (£51,985), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.68%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.68% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.68% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £392.11 and 276 monthly payments of £502.08.

The total amount payable would be £149,419 made up of the loan amount plus interest (£51,985), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.78%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 60%

Your interest rate is fixed at 1.78% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.78% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £396.70 and 276 monthly payments of £502.51.

The total amount payable would be £149,638 made up of the loan amount plus interest (£52,214), arrangement fee (£1,249) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.78%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 60%

Your interest rate is fixed at 1.78% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.78% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £396.70 and 276 monthly payments of £502.51.

The total amount payable would be £149,898 made up of the loan amount plus interest (£52,214), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.85%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.85% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.85% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £399.93 and 276 monthly payments of £502.81.

The total amount payable would be £150,548 made up of the loan amount plus interest (£52,374), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.85%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.85% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.85% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £399.93 and 276 monthly payments of £502.81.

The total amount payable would be £150,808 made up of the loan amount plus interest (£52,374), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.93%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.93% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.93% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £403.64 and 276 monthly payments of £503.15.

The total amount payable would be £149,731 made up of the loan amount plus interest (£52,557), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.93%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.93% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 1.93% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £403.64 and 276 monthly payments of £503.15.

The total amount payable would be £149,991 made up of the loan amount plus interest (£52,557), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 75%

Your interest rate is fixed at 2.03% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £408.30 and 276 monthly payments of £503.58.

The total amount payable would be £150,211 made up of the loan amount plus interest (£52,787), arrangement fee (£1,249) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.03%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 75%

Your interest rate is fixed at 2.03% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £408.30 and 276 monthly payments of £503.58.

The total amount payable would be £150,471 made up of the loan amount plus interest (£52,787), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.18%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.18% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.18% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £415.37 and 276 monthly payments of £504.20.

The total amount payable would be £149,563 made up of the loan amount plus interest (£53,128), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.18%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.18% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.18% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £415.37 and 276 monthly payments of £504.20.

The total amount payable would be £149,303 made up of the loan amount plus interest (£53,128) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.18%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.18% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.18% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £415.37 and 276 monthly payments of £504.20.

The total amount payable would be £149,303 made up of the loan amount plus interest (£53,128) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.18%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.18% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.18% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £415.37 and 276 monthly payments of £504.20.

The total amount payable would be £149,563 made up of the loan amount plus interest (£53,128), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.31%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 80%

Your interest rate is fixed at 2.31% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.31% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £421.54 and 276 monthly payments of £504.74.

The total amount payable would be £151,599 made up of the loan amount plus interest (£53,425), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.39%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate is fixed at 2.39% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.39% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £425.37 and 276 monthly payments of £505.07.

The total amount payable would be £150,782 made up of the loan amount plus interest (£53,608), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.43%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.43% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £427.30 and 276 monthly payments of £505.23.

The total amount payable would be £149,874 made up of the loan amount plus interest (£53,699) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.43%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.43% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £427.30 and 276 monthly payments of £505.23.

The total amount payable would be £150,134 made up of the loan amount plus interest (£53,699), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.49%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 80%

Your interest rate is fixed at 2.49% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.49% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £430.19 and 276 monthly payments of £505.48.

The total amount payable would be £151,261 made up of the loan amount plus interest (£53,837), arrangement fee (£1,249) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.53%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.53% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.53% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £432.12 and 276 monthly payments of £505.64.

The total amount payable would be £150,363 made up of the loan amount plus interest (£53,928), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.53%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.53% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.53% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £432.12 and 276 monthly payments of £505.64.

The total amount payable would be £150,103 made up of the loan amount plus interest (£53,928) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.89%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 2.89% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.89% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £449.77 and 276 monthly payments of £507.07.

The total amount payable would be £150,921 made up of the loan amount plus interest (£54,746) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.92%
Initial Interest Rate
4.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 85%

Your interest rate is fixed at 2.92% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.92% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £451.26 and 276 monthly payments of £507.18.

The total amount payable would be £152,986 made up of the loan amount plus interest (£54,812), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.99%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 2.99% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 2.99% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £454.74 and 276 monthly payments of £507.46.

The total amount payable would be £151,148 made up of the loan amount plus interest (£54,973) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
3.00%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 3.00% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 3.00% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £455.24 and 276 monthly payments of £507.50.

The total amount payable would be £152,170 made up of the loan amount plus interest (£54,996), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
3.10%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 85%

Your interest rate is fixed at 3.10% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 3.10% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £460.25 and 276 monthly payments of £507.88.

The total amount payable would be £152,645 made up of the loan amount plus interest (£55,221), arrangement fee (£1,249) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
3.50%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 3.50% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 3.50% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £480.60 and 276 monthly payments of £509.38.

The total amount payable would be £152,298 made up of the loan amount plus interest (£56,123) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
3.57%
Initial Interest Rate
4.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 3.57% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 3.57% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £484.21 and 276 monthly payments of £509.64.

The total amount payable would be £153,456 made up of the loan amount plus interest (£56,282), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
3.60%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 3.60% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 3.60% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £485.76 and 276 monthly payments of £509.75.

The total amount payable would be £152,524 made up of the loan amount plus interest (£56,349) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.07%
Initial Interest Rate
4.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 4.07% until 1st January 2023, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd January 2022 and 1% before 2nd January 2023 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2023
Representative Example:

A mortgage of £96,000 payable over 25 years initially on this fixed rate product until 1st January 2023 at 4.07% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £510.44 and 276 monthly payments of £511.43.

The total amount payable would be £153,580 made up of the loan amount plus interest (£57,405) and other lending fees (£25).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.80%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.80% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 1.80% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £390.48 and 276 monthly payments of £493.58.

The total amount payable would be £162,091 made up of the loan amount plus interest (£56,657), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.80%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.80% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 1.80% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £390.48 and 276 monthly payments of £493.58.

The total amount payable would be £161,831 made up of the loan amount plus interest (£56,657), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.88%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.88% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £394.51 and 276 monthly payments of £494.41.

The total amount payable would be £161,562 made up of the loan amount plus interest (£57,128), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.88%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.88% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £394.51 and 276 monthly payments of £494.41.

The total amount payable would be £161,302 made up of the loan amount plus interest (£57,128), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.98%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 60%

Your interest rate is fixed at 1.98% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £399.58 and 276 monthly payments of £495.44.

The total amount payable would be £162,140 made up of the loan amount plus interest (£57,716), arrangement fee (£1,249) and other lending fees (£25).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.98%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 60%

Your interest rate is fixed at 1.98% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £399.58 and 276 monthly payments of £495.44.

The total amount payable would be £162,400 made up of the loan amount plus interest (£57,716), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.17%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 2.17% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.17% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £409.32 and 276 monthly payments of £497.38.

The total amount payable would be £164,010 made up of the loan amount plus interest (£58,836), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.17%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 2.17% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.17% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £409.32 and 276 monthly payments of £497.38.

The total amount payable would be £164,270 made up of the loan amount plus interest (£58,836), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.18%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.18% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.18% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £409.84 and 276 monthly payments of £497.48.

The total amount payable would be £162,070 made up of the loan amount plus interest (£58,895) and other lending fees (£25).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.18%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.18% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.18% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £409.84 and 276 monthly payments of £497.48.

The total amount payable would be £162,330 made up of the loan amount plus interest (£58,895), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.25%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 2.25% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.25% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £413.46 and 276 monthly payments of £498.19.

The total amount payable would be £163,482 made up of the loan amount plus interest (£59,308), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.25%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 2.25% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.25% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £413.46 and 276 monthly payments of £498.19.

The total amount payable would be £163,742 made up of the loan amount plus interest (£59,308), arrangement fee (£999), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.35%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 75%

Your interest rate is fixed at 2.35% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.35% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £418.67 and 276 monthly payments of £499.20.

The total amount payable would be £164,323 made up of the loan amount plus interest (£59,899), arrangement fee (£1,249) and other lending fees (£25).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.35%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 75%

Your interest rate is fixed at 2.35% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.35% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £418.67 and 276 monthly payments of £499.20.

The total amount payable would be £164,583 made up of the loan amount plus interest (£59,899), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.51%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 80%

Your interest rate is fixed at 2.51% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.51% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £427.09 and 276 monthly payments of £500.79.

The total amount payable would be £166,017 made up of the loan amount plus interest (£60,843), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.55%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.55% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.55% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £429.21 and 276 monthly payments of £501.18.

The total amount payable would be £164,253 made up of the loan amount plus interest (£61,078) and other lending fees (£25).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.55%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.55% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.55% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £429.21 and 276 monthly payments of £501.18.

The total amount payable would be £164,513 made up of the loan amount plus interest (£61,078), valuation fee (£260) and other lending fees (£25).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.59%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate is fixed at 2.59% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.59% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £431.34 and 276 monthly payments of £501.57.

The total amount payable would be £165,488 made up of the loan amount plus interest (£61,314), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.69%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 80%

Your interest rate is fixed at 2.69% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.69% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £436.68 and 276 monthly payments of £502.55.

The total amount payable would be £166,329 made up of the loan amount plus interest (£61,905), arrangement fee (£1,249) and other lending fees (£25).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.79%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.79% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.79% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £442.06 and 276 monthly payments of £503.51.

The total amount payable would be £165,667 made up of the loan amount plus interest (£62,492) and other lending fees (£25).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.89%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 2.89% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 2.89% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £447.47 and 276 monthly payments of £504.47.

The total amount payable would be £166,257 made up of the loan amount plus interest (£63,082) and other lending fees (£25).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
3.12%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 85%

Your interest rate is fixed at 3.12% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 3.12% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £460.07 and 276 monthly payments of £506.65.

The total amount payable would be £169,614 made up of the loan amount plus interest (£64,440), arrangement fee (£1,999) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
3.13%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 3.13% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 3.13% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £460.63 and 276 monthly payments of £506.74.

The total amount payable would be £167,673 made up of the loan amount plus interest (£64,498) and other lending fees (£25).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
3.20%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 3.20% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 3.20% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £464.50 and 276 monthly payments of £507.39.

The total amount payable would be £169,084 made up of the loan amount plus interest (£64,910), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
3.30%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,249
Loan To Value
Up to 85%

Your interest rate is fixed at 3.30% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 3.30% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £470.07 and 276 monthly payments of £508.32.

The total amount payable would be £169,925 made up of the loan amount plus interest (£65,501), arrangement fee (£1,249) and other lending fees (£25).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
3.50%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 3.50% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 3.50% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £481.32 and 276 monthly payments of £510.14.

The total amount payable would be £169,853 made up of the loan amount plus interest (£66,678) and other lending fees (£25).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
3.77%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 3.77% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 3.77% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £496.73 and 276 monthly payments of £512.55.

The total amount payable would be £172,442 made up of the loan amount plus interest (£68,268), arrangement fee (£999) and other lending fees (£25).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.07%
Initial Interest Rate
4.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 4.07% until 1st January 2026, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd January 2022, 4% before 2nd January 2023, 3% before 2nd January 2024, 2% before 2nd January 2025 and 1% before 2nd January 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd January 2026
Representative Example:

A mortgage of £103,000 payable over 28 years initially on this fixed rate product until 1st January 2026 at 4.07% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 60 monthly payments of £514.16 and 276 monthly payments of £515.15.

The total amount payable would be £173,206 made up of the loan amount plus interest (£70,031) and other lending fees (£25).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Remortgage FAQs

  • Do you offer mortgages throughout the UK?

    Yes, we are currently accepting mortgage applications for residential purchase and remortgages to up to 90% loan to value (LTV) in our operating area and up to 85% elsewhere (75% in London & SE England).

  • Why remortgage?

    There are a number of reasons why you should consider remortgaging.

    Save money on your mortgage payments

    If you’re paying your lender’s standard mortgage rate (SVR) and you’ve still got a few years left on your mortgage you could save money by reducing your monthly payments.

    Get a better deal

    If it’s been a few years since you took your mortgage out, it’s possible your property has increased in value while you’ve been paying your mortgage off. If you have a small mortgage and a property that’s worth a little more you may be able to get a better mortgage deal.

    If you know roughly what your property is worth, have a look at our mortgage calculator to see what deals are available to you. If you’re not sure, give us a call on 01228 403141.

    Borrow more

    If you have some equity in your property, i.e. your mortgage is less than 90% of the value of your property, you may be able to release some of the money tied up in your property. Find out what your monthly payments may be with our mortgage calculator, or give us a call on 01228 403141.

  • What does it cost?

    When you switch to The Cumberland, you know you’re getting a great value deal.

    All our remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated, and a free standard valuation.

    With selected products you could pay nothing to switch your mortgage to us. Applies to selected 2 year variable rate remortgage products up to 90% loan to value (LTV) in our operating area and up to 85% elsewhere. Excludes Buy to Let remortgage products.

  • How do I book an appointment?

    To arrange a telephone appointment with one of our mortgage advisors, you can either call us on 01228 40314, or book an appointment online.

  • Are you listed with brokers?

    We don’t pay local brokers to tell you about our mortgages, so they’re unlikely to recommend us. Use our mortgage calculator to see if you could save money by remortgaging to us.

£100 cashback terms and conditions

New customers: Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process. Payable once per current account. Maximum one eligible current account per mortgage application. Existing customers: Your Cumberland current account must be funded with a minimum of £750 per month for the 3 successive months prior to your application.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.