You could remortgage to us for nowt - our 2 year variable rate products offer free valuation fees and legal fees*
- We offer a range of fixed and variable rate mortgages for 2 and 5 years
- Our team of expert underwriters will look at your specific circumstances
- You can speak to our mortgage and protection advisors about your application at any time
- We go out of our way to ensure our products and services meet the needs of our customers
*Excludes buy-to-let and limited issue products and you must use a solicitor nominated by us.
Get started for a remortgage from The Cumberland.
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Please note that if the property you are looking to mortgage is outside of our operating area, there are restrictions if you wish to borrow on an interest-only basis. Please contact us for further details.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.37% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.37% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £347.91 and 216 monthly payments of £458.69.
The total amount payable would be £108,276 made up of the loan amount plus interest (£34,427), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.30% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.44% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £350.25 and 216 monthly payments of £458.98.
The total amount payable would be £108,395 made up of the loan amount plus interest (£34,546), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.27% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.47% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £351.25 and 216 monthly payments of £459.11.
The total amount payable would be £108,447 made up of the loan amount plus interest (£34,598), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.27% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.47% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £351.25 and 216 monthly payments of £459.11.
The total amount payable would be £108,747 made up of the loan amount plus interest (£34,598), arrangement fee (£999) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.27% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.47% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £351.25 and 216 monthly payments of £459.11.
The total amount payable would be £108,747 made up of the loan amount plus interest (£34,598), arrangement fee (£999) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.20% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.54% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £353.60 and 216 monthly payments of £459.40.
The total amount payable would be £108,566 made up of the loan amount plus interest (£34,717), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.20% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.54% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £353.60 and 216 monthly payments of £459.40.
The total amount payable would be £108,866 made up of the loan amount plus interest (£34,717), arrangement fee (£999) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.17% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.57% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £354.61 and 216 monthly payments of £459.52.
The total amount payable would be £108,916 made up of the loan amount plus interest (£34,767), arrangement fee (£999) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.17% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.57% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £354.61 and 216 monthly payments of £459.52.
The total amount payable would be £108,916 made up of the loan amount plus interest (£34,767), arrangement fee (£999) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.16% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.58% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £354.95 and 216 monthly payments of £459.56.
The total amount payable would be £108,633 made up of the loan amount plus interest (£34,784), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.10% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.64% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £356.98 and 216 monthly payments of £459.81.
The total amount payable would be £109,035 made up of the loan amount plus interest (£34,886), arrangement fee (£999) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.07% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.67% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £357.99 and 216 monthly payments of £459.93.
The total amount payable would be £108,786 made up of the loan amount plus interest (£34,937), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.06% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.68% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £358.33 and 216 monthly payments of £459.97.
The total amount payable would be £108,802 made up of the loan amount plus interest (£34,953), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.02% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.72% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £359.69 and 216 monthly payments of £460.14.
The total amount payable would be £108,148 made up of the loan amount plus interest (£35,023) and other lending fees (£125).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.97% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.77% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £361.40 and 216 monthly payments of £460.34.
The total amount payable would be £108,956 made up of the loan amount plus interest (£35,107), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.95% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.79% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £362.08 and 216 monthly payments of £460.42.
The total amount payable would be £108,266 made up of the loan amount plus interest (£35,141) and other lending fees (£125).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.81% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.93% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £366.88 and 216 monthly payments of £460.99.
The total amount payable would be £108,504 made up of the loan amount plus interest (£35,379) and other lending fees (£125).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.77% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.97% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £368.26 and 216 monthly payments of £461.15.
The total amount payable would be £108,572 made up of the loan amount plus interest (£35,447) and other lending fees (£125).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.77% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.97% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £368.26 and 216 monthly payments of £461.15.
The total amount payable would be £108,572 made up of the loan amount plus interest (£35,447) and other lending fees (£125).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.76% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 1.98% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £368.60 and 216 monthly payments of £461.20.
The total amount payable would be £109,315 made up of the loan amount plus interest (£35,466), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.72% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 2.02% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £369.99 and 216 monthly payments of £461.36.
The total amount payable would be £108,659 made up of the loan amount plus interest (£35,534) and other lending fees (£125).
The overall cost for comparison is 4.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.70% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 2.04% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £370.68 and 216 monthly payments of £461.44.
The total amount payable would be £108,692 made up of the loan amount plus interest (£35,567) and other lending fees (£125).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.66% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 2.08% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £372.07 and 216 monthly payments of £461.60.
The total amount payable would be £109,484 made up of the loan amount plus interest (£35,635), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.41% for the first 2 years, followed by the SVR until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this variable rate product for 2 years at 2.33% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £380.81 and 216 monthly payments of £462.59.
The total amount payable would be £109,184 made up of the loan amount plus interest (£36,059) and other lending fees (£125).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.67% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 1.67% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £357.99 and 216 monthly payments of £459.93.
The total amount payable would be £108,786 made up of the loan amount plus interest (£34,937), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.74% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 1.74% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £360.37 and 216 monthly payments of £460.22.
The total amount payable would be £108,905 made up of the loan amount plus interest (£35,056), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.88% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 1.88% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £365.16 and 216 monthly payments of £460.79.
The total amount payable would be £109,143 made up of the loan amount plus interest (£35,294), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 1.97% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 1.97% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £368.26 and 216 monthly payments of £461.15.
The total amount payable would be £109,296 made up of the loan amount plus interest (£35,447), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.28% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 2.28% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £379.05 and 216 monthly payments of £462.39.
The total amount payable would be £109,822 made up of the loan amount plus interest (£35,973), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.52% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 2.52% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £387.54 and 216 monthly payments of £463.33.
The total amount payable would be £109,579 made up of the loan amount plus interest (£36,380), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.59% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 2.59% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £390.04 and 216 monthly payments of £463.60.
The total amount payable would be £109,698 made up of the loan amount plus interest (£36,499), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.73% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 2.73% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £395.06 and 216 monthly payments of £464.14.
The total amount payable would be £109,935 made up of the loan amount plus interest (£36,736), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.82% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 2.82% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £398.31 and 216 monthly payments of £464.49.
The total amount payable would be £110,088 made up of the loan amount plus interest (£36,889), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 3.13% until 1st December 2020, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £73,000 payable over 20 years initially on this fixed rate product until 1st December 2020 at 3.13% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £409.62 and 216 monthly payments of £465.66.
The total amount payable would be £110,612 made up of the loan amount plus interest (£37,413), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.10% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 2.10% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £612.76 and 180 monthly payments of £734.87.
The total amount payable would be £169,891 made up of the loan amount plus interest (£49,042), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.21% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 2.21% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £619.07 and 180 monthly payments of £736.63.
The total amount payable would be £170,587 made up of the loan amount plus interest (£49,738), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.38% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 2.38% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £628.89 and 180 monthly payments of £739.35.
The total amount payable would be £171,665 made up of the loan amount plus interest (£50,816), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.47% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 2.47% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £634.13 and 180 monthly payments of £740.77.
The total amount payable would be £171,585 made up of the loan amount plus interest (£51,386), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.50% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 2.50% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £635.88 and 180 monthly payments of £741.25.
The total amount payable would be £172,427 made up of the loan amount plus interest (£51,578), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.58% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 2.58% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £640.57 and 180 monthly payments of £742.51.
The total amount payable would be £172,285 made up of the loan amount plus interest (£52,086), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 3.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.75% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 2.75% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £650.60 and 180 monthly payments of £745.17.
The total amount payable would be £173,366 made up of the loan amount plus interest (£53,167), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.87% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 2.87% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £657.73 and 180 monthly payments of £747.04.
The total amount payable would be £174,130 made up of the loan amount plus interest (£53,931), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 3.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 2.94% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 2.94% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £661.92 and 180 monthly payments of £748.13.
The total amount payable would be £175,228 made up of the loan amount plus interest (£54,379), arrangement fee (£699) and other lending fees (£150).
The overall cost for comparison is 4.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate is fixed at 3.31% until 1st December 2023, followed by the Cumberland Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.
A mortgage of £120,000 payable over 20 years initially on this fixed rate product until 1st December 2023 at 3.31% and then on the Cumberland Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 60 monthly payments of £684.29 and 180 monthly payments of £753.80.
The total amount payable would be £176,940 made up of the loan amount plus interest (£56,741), arrangement fee (£49) and other lending fees (£150).
The overall cost for comparison is 4.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
A mortgage of £75,000 payable over 21 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 252 monthly payments of £412.57.
The total amount payable would be £104,913 made up of the loan amount plus interest (£28,968), arrangement fee (£795) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
A mortgage of £75,000 payable over 21 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 252 monthly payments of £412.57.
The total amount payable would be £104,913 made up of the loan amount plus interest (£28,968), arrangement fee (£795) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.
A mortgage of £75,000 payable over 21 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 252 monthly payments of £412.57.
The total amount payable would be £104,913 made up of the loan amount plus interest (£28,968), arrangement fee (£795) and other lending fees (£150).
The overall cost for comparison is 3.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.25% for the term of the mortgage.
A mortgage of £75,000 payable over 21 years initially on this variable rate product for the term of the mortgage at 3.49%, would require 252 monthly payments of £420.30.
The total amount payable would be £106,861 made up of the loan amount plus interest (£30,916), arrangement fee (£795) and other lending fees (£150).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
Your interest rate tracks the Cumberland Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.25% for the term of the mortgage.
A mortgage of £75,000 payable over 21 years initially on this variable rate product for the term of the mortgage at 3.49%, would require 252 monthly payments of £420.30.
The total amount payable would be £106,861 made up of the loan amount plus interest (£30,916), arrangement fee (£795) and other lending fees (£150).
The overall cost for comparison is 3.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.
We offer remortgages throughout the mainland UK - to see which of our products you could be eligible for, use our mortgage calculator.
There are a number of reasons why you should consider remortgaging.
Save money on your mortgage payments
If you’re paying your lender’s standard mortgage rate (SVR) and you’ve still got a few years left on your mortgage you could save money by reducing your monthly payments.
Get a better deal
If it’s been a few years since you took your mortgage out, it’s possible your property has increased in value while you’ve been paying your mortgage off. If you have a small mortgage and a property that’s worth a little more you may be able to get a better mortgage deal.
If you know roughly what your property is worth, have a look at our mortgage calculator to see what deals are available to you. If you’re not sure, give us a call on 01228 403141.
Borrow more
If you have some equity in your property, i.e. your mortgage is less than 90% of the value of your property, you may be able to release some of the money tied up in your property. Find out what your monthly payments may be with our mortgage calculator, or give us a call on 01228 403141.
When you switch to The Cumberland, you know you’re getting a great value deal.
All our remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated, and a free standard valuation.
With selected products you could pay nothing to switch your mortgage to us. Applies to selected 2 year variable rate remortgage products up to a maximum loan to value of 90%. Excludes Buy to Let remortgage products.
To arrange an appointment with one of our mortgage advisors, you can either call us on 01228 403141, book an appointment online, chat to us on web chat or pop into your local branch.
We don’t pay local brokers to tell you about our mortgages, so they’re unlikely to recommend us. Use our mortgage calculator to see if you could save money by remortgaging to us.
Switch your mortgage to us for nowt, our 2 year variable rate product has no fees.
Applies to selected 2 year variable rate remortgage products up to a maximum loan to value of 90%. Excludes Buy to Let remortgage products.
Use our mortgage calculator to see which of our products you could be eligible for.