Perhaps you want to help your family with university costs or provide them with a deposit for their first home? Maybe you’re planning on improving your home? You might simply want to enjoy life a little more. If you’re a homeowner, your age shouldn’t be a barrier to taking a mortgage.
Unlike a lot of banks and building societies we don’t have an upper age limit for borrowers, either at the time you apply or the time the mortgage is due to end. Obviously we do need to make sure you can afford it so we will check your actual or anticipated income in your retirement when you apply. As we review all mortgage applications individually, our team of specialist mortgage underwriters will look at your specific circumstances and we’ll let you know how we can help.