MORTGAGES IN RETIREMENT

You’re never too old to take a mortgage with us
Find out how much you could borrow and your monthly payments
Mortgage Calculator

YOU'RE NEVER TOO OLD TO GET A MORTGAGE FROM THE CUMBERLAND

Perhaps you want to help your family with university costs or provide them with a deposit for their first home? Maybe you’re planning on improving your home? You might simply want to enjoy life a little more. If you’re a homeowner, your age shouldn’t be a barrier to taking a mortgage.

Unlike a lot of banks and building societies we don’t have an upper age limit for borrowers, either at the time you apply or the time the mortgage is due to end. Obviously we do need to make sure you can afford it so we will check your actual or anticipated income in your retirement when you apply. As we review all mortgage applications individually, our team of specialist mortgage underwriters will look at your specific circumstances and we’ll let you know how we can help.

Mortgages from the Cumberland

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Moving Home
Mortgages to help get you moving
Mortgages For Moving Home
We'll help you make the right mortgage choice so your move is as smooth as possible
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Remortgage To Us
Move your mortgage for a better deal
Remortgage Deals
Find out if you could save money by moving your mortgage to the Cumberland
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Buy To Let
Buying a property or switching your mortgage
Buy-To-Let Mortgages
Whether you are investing in property for the first time, or you already have an established portfolio, we have a great mortgage deal for you
Holiday Let
Buying a property or switching your mortgage
Holiday Let Mortgages
We are one of very few lenders who offer specially designed holiday let mortgages in the UK. Talk to one of our specialist lending managers today
Borrowing More
For existing Cumberland mortgage customers
Borrowing More
Home improvements, a car or a dream holiday? Find out if you could increase your existing Cumberland mortgage to pay for something special
Switch To A New Deal
For existing Cumberland mortgage customers
New Cumberland Deal
If your mortgage is at the end of your initial interest rate period, check whether you can get a better deal
Where We Lend
We lend mainly on residential properties in our branch operating area and commercial property across the UK mainland
Contact Us
Our operating area is Cumbria (all CA and LA postcodes), South-West Scotland (all DG postcodes and TD9), West Northumberland (NE46-49) and North Lancashire (all PR, FY, LA AND BB1-2 and BB5-7). We will consider other locations. Ask us
Award Winners
Have a look at our trophy cabinet to find out why you should come to the Cumberland
See Our Awards
We have won several awards for the competitiveness of our mortgage deals and our customer service. Read about them here

First class service which exceeds your expectations

Consistently competitive award winning mortgages
Personal, bespoke decision making
Local customer service team
Here 7 days a week. Until 8pm on weekdays.
A first-class, personal & friendly service
Conveniently located town centre branches
You're never too old for a mortgage with us
Mortgages available to self-employed as normal
Bridging loans available
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Book an appointment online now to discuss your needs
Book An Appointment
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.