For rainy days and holidays

Whatever your savings for, it could pay to open a savings account with the Cumberland.
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"Start saving for the ‘lolly days’ as well as the ‘brolly days’"

Emma Young, Cumberland Colleague
Meet Emma

Money Worries at Christmas

Our guide covers everything from budgeting for the big day to saving money on gifts whilst still creating a magical experience.
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Important Information: New customers must live within our operating area to open a Savings account.

Savings accounts for all our days

Rainy days and sunny ones too. Our savings accounts could help you prepare for them all.

Whether you’re looking to save regularly, make one-off payments, or set aside a small amount, we have an account for you. We offer both fixed and variable* rates to suit your financial needs, and each product comes with our exceptional 5-star service.

Setting an account up with us is as simple as 1, 2, 3...

*We offer variable rate products which means that the rates can change over time. If you think that rates may rise, these accounts may be right for you. If you prefer the certainty of a steady interest rate, a fixed rate account may be more appealing. Check out this page and our FAQs for more information.

  1. Compare your options

    Find out more about our full range of savings accounts.

    Find out more
  2. Discuss your options

    Discuss your preferred options with one of our friendly advisors.

    Book Appointment
  3. Open your account

    We’ll set up your brand-new account and let you know when everything is ready.

Compare All
Compare All
Compare our full range of Savings Accounts
Compare All
Instant Access
Instant Access
Get instant access to your money whenever you need it.
Instant Access
ISAs
ISAs
ISAs (Individual Savings Accounts) offer tax-free interest on your savings.
ISAs
Fixed Rate
Fixed Rate
Fixed rates give you certainty that your rate will not change during the period of your fixed term.
Fixed Rate
Regular Savings
Regular Savings
A way to build solid savings habits, automatically setting aside savings each month on a date of your choice.
Regular Savings
Notice Savings
Notice Savings
A notice account offers a higher rate of interest than more accessible accounts without tying your cash up for a fixed term.
Notice Savings
Children's Accounts
Children's Accounts
Save for your child’s future.
Children's Savings
Save & Support
Save & Support
Save with us and support local clubs and charities
Save & Support
Business Savings
Business Savings
Instant Access, Notice and Fixed Rate accounts for business savings
Business Savings

Help and advice

Open an account
Discuss your preferred options with one of our friendly advisors, who will then open your brand-new account for you.
Book Appointment
Our Savings Hub
Our Savings Hub
Our Savings Hub is here to help get people engaged with saving, raise awareness of the benefits of saving and to encourage better savings habits.
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Top up your ISA
To re-subscribe to your ISA and make new payments into your account, simply download the form using the button below and return a signed copy to us. T&Cs apply – please read our Savings FAQs for more information
Download now
Glossary of terms
A handy guide of all the terms to help you understand your savings
Jargon buster
Savings FAQs
If you have any questions about your Cumberland Savings account, we hope to answer them all below.
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Check your interest rate
Click the button below to download a PDF summary of our current variable interest rates. This includes interest rates for accounts that are no longer available to open.
Open and Closed Interest Rates

Your eligible deposits held by a UK establishment of Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk.