Save with The Cumberland

We offer a range of accounts and investments whether you're saving for something big, small or just a rainy day.
Book an appointment at your local branch. It only takes two minutes.
Book An Appointment

How do you want to save?

Whether you'd like to save little and often or use your annual tax-free ISA allowance, we've got a savings account for you

Instant Access
Straight-forward savings with access via internet banking and our mobile app
Instant Access
ISAs
Make the most of your tax free way to save including Help to Buy
ISAs
Regular Saving
Get up to 2.65% interest when you save each month
Regular Saving
Notice & Term
With only 40 days' notice, savings don't need to be tied up for a long period
Notice & Term
Children's Accounts
Great ways for children to start saving for their future
Children's Accounts
Business
Instant Access and Notice accounts for business savings
Business Savings

Compare our Savings Accounts

Name Interest Rate Features
eSavings
Instant Access
1.50%
Variable Gross*/AER†
Instant access
Minimum balance £1
More details
Instant Savings
Instant Access
0.45%
Variable Gross*/AER†
Instant access
Minimum balance £100
More details
Save & Suppport:
Cumberland Blues

Instant Access
0.80% (£10,000)
0.70% (£5,000)
0.45% (£100)
Variable Gross Interest*/AER†
Annual donation to Carlisle United
Up to 6 free withdrawals each year
Minimum balance £100
More details
Save & Support:
Cumberland Hospices

Instant Access
0.80% (£10,000)
0.70% (£5,000)
0.45% (£1)
Variable Gross Interest*/AER†
Annual donation to the hospices
Up to 6 free withdrawals each year
Minimum balance £1
More details
Young Savers
Children's Accounts
2.00%
Variable Gross Interest*/AER†
Available to customers under 16
Instant access
Minimum balance £1
More details
Help to Buy ISA
ISA Tax-Free Saving
2.75%
Variable Tax Free#/AER†
Government bonus of 25%
Minimum balance £1
More details
Cash ISA
ISA Tax-Free Saving
0.45%
Variable Tax Free#/AER†
Instant access
Minimum balance £1
More details
Cash Junior ISA
ISA Tax-Free Saving
2.75%
Variable Tax Free#/AER†
Available to customers under 18
Minimum balance £50
More details
First Home Saver
Regular Saving
2.65%
Gross Interest*/AER†
Bonus £250 cashback with mortgage
Minimum balance £100
More details
Regular Saver
Regular Saving
2.55% (requirements)
Gross Interest*/AER†
Minimum balance £25
More details
40 Days Notice
Notice & Term
0.55%
Variable Gross*/AER†
40 days notice required
Minimum balance £500
More details
Business 2 Year Fixed Rate
Notice & Term
1.30%
Fixed Gross*/AER†
Fixed interest until 20 October 2020
Minimum balance £5,000
More details
Business eSavings
Instant Access
1.25%
Variable Gross*/AER†
Instant access
Minimum balance £1
More details
Business 40 Days Notice
Notice & Term
0.95%
Variable Gross*/AER†
40 days withdrawal notice required
Minimum balance £10,000
More details
Business Instant Access
Instant Access
0.75%
Variable Gross*/AER†
Instant access
Minimum balance £100
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
eSavings
Instant Access
1.50%
Variable Gross*/AER†
Instant access
Minimum balance £1
More details
Instant Savings
Instant Access
0.45%
Variable Gross*/AER†
Instant access
Minimum balance £100
More details
Save & Suppport:
Cumberland Blues

Instant Access
0.80% (£10,000)
0.70% (£5,000)
0.45% (£100)
Variable Gross Interest*/AER†
Annual donation to Carlisle United
Up to 6 free withdrawals each year
Minimum balance £100
More details
Save & Support:
Cumberland Hospices

Instant Access
0.80% (£10,000)
0.70% (£5,000)
0.45% (£1)
Variable Gross Interest*/AER†
Annual donation to the hospices
Up to 6 free withdrawals each year
Minimum balance £1
More details
Young Savers
Children's Accounts
2.00%
Variable Gross Interest*/AER†
Available to customers under 16
Instant access
Minimum balance £1
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
Help to Buy ISA
ISA Tax-Free Saving
2.75%
Variable Tax Free#/AER†
Government bonus of 25%
Minimum balance £1
More details
Cash ISA
ISA Tax-Free Saving
0.45%
Variable Tax Free#/AER†
Instant access
Minimum balance £1
More details
Cash Junior ISA
ISA Tax-Free Saving
2.75%
Variable Tax Free#/AER†
Available to customers under 18
Minimum balance £50
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
First Home Saver
Regular Saving
2.65%
Gross Interest*/AER†
Bonus £250 cashback with mortgage
Minimum balance £100
More details
Regular Saver
Regular Saving
2.55% (requirements)
Gross Interest*/AER†
Minimum balance £25
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
40 Days Notice
Notice & Term
0.55%
Variable Gross*/AER†
40 days withdrawal notice required
Minimum balance £500
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
Cash Junior ISA
ISA Tax-Free Saving
2.75%
Variable Tax Free#/AER†
Available to customers under 18
Minimum balance £50
More details
Young Savers
Children's Accounts
2.00%
Variable Gross Interest*/AER†
Available to customers under 16
Instant access
Minimum balance £1
More details
Save & Suppport:
Young Cumberland Blues

Children's Accounts
1.50%
Variable Gross Interest*/AER†
Available to customers under 16
Carlisle United season ticket holders
or Supporters Club members
Annual donation to Carlisle United
Minimum balance £10
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
Business 2 Year Fixed Rate
Notice & Term
1.30%
Fixed Gross*/AER†
Fixed interest until 20 October 2020
Minimum balance £5,000
More details
Business eSavings
Instant Access
1.25%
Variable Gross*/AER†
Instant access
Minimum balance £100
More details
Business 40 Days Notice
Notice & Term
0.95%
Variable Gross*/AER†
40 days withdrawal notice required
Minimum balance £10,000
More details
Business Instant Access
Instant Access
0.75%
Variable Gross*/AER†
Instant access
Minimum balance £100
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Help and Advice

Opening an account
All you need to know about opening an account with The Cumberland
Savings tips
Tips to help you kick start your savings habit
Glossary of terms
A handy guide of all the terms to help you understand your savings
Open and Closed Interest Rates
Download a PDF showing all our open and closed issue variable interest rates
Download
FSCS Logo (Small) FSCS Logo (Large)

Your eligible deposits with Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk.