Savings update: In response to the Bank of England August Base Rate increase, and to support our customers , from 7 September 2022 we will be increasing our interest rates. Please click here for all the details.

New savings rates

Earn more with our NEW, increased variable savings rates
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Already have a Cumberland savings account?

We have increased our rates on most of our existing accounts.
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How do you want to save?

Whether you want to save regular amounts, make one off deposits, put away small or large sums or use your annual tax-free ISA allowance, we've got an account for you. We offer both fixed and variable rates* to suit your financial needs, and every product is delivered with our 5 Star service.

In fact, setting up a savings account with us is as easy as 1,2,3…

*We offer variable rate products which mean the rates may go down as well as up. These accounts may be suitable for you if you think rates are going to rise. However, if you want certainty with your interest rate then a fixed rate may appeal more. This page and our FAQs page have more details.

Compare your options

Find out more about our full range savings accounts.


Open your account

Choose your preferred option then open your Savings Account using the method that suits you.


We sort the details

One of our friendly advisors will set up your account and let you know when everything is ready.

Compare All
Compare our full range of Savings Accounts
Instant Access
Get instant access to your money whenever you need it.
Take out an ISA (Individual Savings Account) with The Cumberland.
Fixed Rate
Fixed rates give you certainty of the rate you will earn over the term of the account.
Regular Savings
A way of developing a savings habit and helping you make timely use of any spare money
Notice Savings
Be organised and give us notice when you want access to your money
Children's Accounts
Save for your child’s future.
Save & Support
Save with us and support local clubs and charities
Business Savings
Instant Access and Notice accounts for business savings

Help and advice

Open an account
Choose your preferred option then open your Savings Account using the method that suits you.
Savings tips
Tips to help you kick start your savings habit
Glossary of terms
A handy guide of all the terms to help you understand your savings
Savings FAQs
If you have any questions about your Cumberland Savings account, we hope to answer them all below.
Open and Closed Interest Rates
Download a PDF showing all our open and closed issue variable interest rates
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Your eligible deposits held by a UK establishment of Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit