At The Cumberland, we’ve been lending to hospitality business owners across the UK for over 20 years. We are proud to offer a fully relationship managed service to our customers, so we're always on hand when you need us. We are committed to delivering a personal service that’s kinder to people – we make it our priority to get to know you as the broker, the needs of your client and the intricacies of their business from the outset.
The commercial team offer a range of hospitality lending solutions, specialising in:
If you have a query on a business type not listed above, please get in touch as we can consider commercial lending on a case by case basis.
All loans and product fees individually priced - available for purchase or refinance of owner occupied hotels, guest houses or B&Bs.
Lending for guesthouses, hotels and B&Bs available in England, Wales & Scotland including islands.
Capital overpayments of 10% per year allowed during any early repayment charge period.
Minimum loan £75,000
Minimum property value £250,000
Up to term 25 years (C&I)
DCR calculations will be carried out. Projected income can be included.
Background income may be taken into account where minimum DCR are not met.