Customer Information: From Wednesday 1 October 2025 we will be making changes to some of the fees applicable to our Business Current Accounts. Click here for details.
At The Cumberland, we support businesses of different types, shapes and sizes, so it’s important to provide a banking experience to meet different needs.
When it comes to business banking, our goal is to help you achieve yours. Whether you’re taking out a Commercial mortgage, opening a business current account, or growing your business savings, we’re here to help you make it happen.
Kinder banking for businesses.
Switch from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days.
Switch Accounts Today
Our dedicated Commercial Team are here to help you open your new account and provide ongoing support
When you're out and about, a friendly local branch team are nearby to help you
Our friendly team based in Carlisle are here to take your call and reply to your messages
Follow the links below to start the process of opening your account today. You can also find out more about our eSavings Account, Account Terms & Conditions and Card Terms & Conditions below.
Take control of your business finances online, make payments, view balances, transactions and more.
With our Mobile Banking app you can manage your accounts quickly and easily, wherever you are.
We support the UK’s leading online accounting software, Xero, so you can run your business with ease.
We welcome new applications from new and existing customers.
Our operating area is:
The Fee Information Documents below provide details of the fees for using the main services linked to our business current accounts (known as payment accounts).
A Glossary of Terms is also available.
Fees may also apply for additional services linked to each account, details of which are shown in the Additional Charges for Account Services document.
Important Information - From Friday 1 August 2025 our Business Current Account Standard Free account will be a closed issue product and can no longer be opened.
The Current Account Switch Service allows you to switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days.
As your new current-account provider we offer the following guarantee:
You can read more about the Current Account Switch Service at www.currentaccountswitch.co.uk.
For further information about the Current Account Switch Service, including a list of FAQs, please click here.
Hawthorn Education Services has partnered with The Cumberland as it looks to join a building society which aligns with its purpose of putting people at the heart of what it does.
Lakeland Trails has partnered with The Cumberland as it looks to join a building society which delivers kinder banking and aligns with its values.
Garside Butchers, a cherished family business based in Ambleside, has entered an exciting new chapter as it relocates to its own premises, following support from The Cumberland.