Our dedicated Commercial Team are here to help you open your new account and provide ongoing support
Why Choose The Cumberland?
At The Cumberland, we support businesses of different types, shapes and sizes, so it’s important to provide a banking experience to meet different needs.
- We have two business current account products, depending on your type of business and daily transactions. Our banking calculator can help you work out which option would be best for your business and how much money you could save by switching your account to us. If you decide to proceed, we can switch your account in seven working days as part of our switch guarantee.
- Our presence on our local high streets means that you can call in during your day and speak to a real person at one of our branches. You can also bank with us online, or via our mobile app, for those days when time is of the essence. Our network of branches also welcome cash deposits from businesses
- To get you up and running, we currently offer 12 months’ free banking to businesses with a turnover up to £250,000 per year
When it comes to business banking, our goal is to help you achieve yours. Whether you’re taking out a Commercial mortgage, opening a business current account, or growing your business savings, we’re here to help you make it happen.
Kinder banking for businesses.
Current Account Switch Guarantee
Switch from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days.

Why The Cumberland?
When you're out and about, a friendly local branch team are nearby to help you
Our friendly team based in Carlisle are here to take your call and reply to your messages
Open Your Account Today
Follow the links below to start the process of opening your account today. You can also find out more about our eSavings Account, Account Terms & Conditions and Card Terms & Conditions below.
Managing your account
Take control of your business finances online, make payments, view balances, transactions and more.
With our Mobile Banking app you can manage your accounts quickly and easily, wherever you are.
We support the UK’s leading online accounting software, Xero, so you can run your business with ease.
More Information
We welcome new applications from new and existing customers.
Our operating area is:
- Cumbria (all CA and LA postcodes)
- South-West Scotland (all DG postcodes and TD9)
- West Northumberland (NE45-49)
- North Lancashire (all PR, FY, LA AND BB1-3 and BB5-7)
The Fee Information Documents below provide details of the fees for using the main services linked to our business current accounts (known as payment accounts).
A Glossary of Terms is also available.
Fees may also apply for additional services linked to each account, details of which are shown in the Additional Charges for Account Services document.
Fee Information Documents
The Current Account Switch Service allows you to switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days.
As your new current-account provider we offer the following guarantee:
- The service is free to use and you can choose and agree your switch date with us.
- We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).
- If you have money in your old account, we will transfer it to your new account on your switch date.
- We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
- If there are any issues in making the switch, we will contact you before your switch date.
- If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.
You can read more about the Current Account Switch Service at www.currentaccountswitch.co.uk.
For further information about the Current Account Switch Service, including a list of FAQs, please click here.