Please Note: The information included within these pages is for for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.

Residential Mortgage Products

Important Information: We are currently only accepting applications from intermediaries located within our branch operating area. Click here for more information.

Our Current Deals

Use our mortgage product selector to compare our latest mortgage deals.

If any part of your mortgage is Interest Only the maximum Loan-to-value (LTV) we offer is 75%*.

If you require a combination of repayment types, you can view the products available to you by selecting the Interest Only button below.

* LTV dependant on repayment strategy used.

2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £483.42 and 324 monthly payments of £635.21.

The total amount payable would be £218,539 made up of the loan amount plus interest (£132,410), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £483.42 and 324 monthly payments of £635.21.

The total amount payable would be £218,799 made up of the loan amount plus interest (£132,410), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £491.33 and 324 monthly payments of £635.71.

The total amount payable would be £218,891 made up of the loan amount plus interest (£132,762), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,125 made up of the loan amount plus interest (£132,996), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £483.42 and 324 monthly payments of £635.21.

The total amount payable would be £218,539 made up of the loan amount plus interest (£132,410), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £483.42 and 324 monthly payments of £635.21.

The total amount payable would be £218,799 made up of the loan amount plus interest (£132,410), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £491.33 and 324 monthly payments of £635.71.

The total amount payable would be £218,891 made up of the loan amount plus interest (£132,762), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,125 made up of the loan amount plus interest (£132,996), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,125 made up of the loan amount plus interest (£132,996), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,385 made up of the loan amount plus interest (£132,996), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,125 made up of the loan amount plus interest (£132,996), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,385 made up of the loan amount plus interest (£132,996), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.48%4.48%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £540.69 and 226 monthly payments of £719.29.

The total amount payable would be £177,746 made up of the loan amount plus interest (£88,417), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.48%4.48%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £540.69 and 226 monthly payments of £719.29.

The total amount payable would be £178,006 made up of the loan amount plus interest (£88,417), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.88%4.88%7.7% APRC7.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £560.10 and 226 monthly payments of £721.47.

The total amount payable would be £177,745 made up of the loan amount plus interest (£89,415), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.88%4.88%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £560.10 and 226 monthly payments of £721.47.

The total amount payable would be £178,005 made up of the loan amount plus interest (£89,415), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £543.10 and 226 monthly payments of £719.57.

The total amount payable would be £177,872 made up of the loan amount plus interest (£88,543), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £543.10 and 226 monthly payments of £719.57.

The total amount payable would be £178,132 made up of the loan amount plus interest (£88,543), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.93%4.93%7.7% APRC7.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £562.55 and 226 monthly payments of £721.73.

The total amount payable would be £177,867 made up of the loan amount plus interest (£89,537), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.93%4.93%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £562.55 and 226 monthly payments of £721.73.

The total amount payable would be £178,127 made up of the loan amount plus interest (£89,537), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,495 made up of the loan amount plus interest (£89,166), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.18%5.18%7.8% APRC7.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £574.90 and 226 monthly payments of £723.05.

The total amount payable would be £178,487 made up of the loan amount plus interest (£90,157), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.98%4.98%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £565.01 and 226 monthly payments of £722.00.

The total amount payable would be £178,991 made up of the loan amount plus interest (£89,662), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.33%5.33%7.8% APRC7.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £582.38 and 226 monthly payments of £723.83.

The total amount payable would be £178,857 made up of the loan amount plus interest (£90,527), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£20k – £450k5.58%5.58%7.9% APRC7.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £594.95 and 226 monthly payments of £725.11.

The total amount payable would be £179,474 made up of the loan amount plus interest (£91,144), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£50k – £450k5.93%5.93%7.9% APRC7.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £612.79 and 226 monthly payments of £726.85.

The total amount payable would be £180,331 made up of the loan amount plus interest (£92,001), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.48%4.48%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £540.69 and 226 monthly payments of £719.29.

The total amount payable would be £177,746 made up of the loan amount plus interest (£88,417), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.48%4.48%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £540.69 and 226 monthly payments of £719.29.

The total amount payable would be £178,006 made up of the loan amount plus interest (£88,417), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.88%4.88%7.7% APRC7.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £560.10 and 226 monthly payments of £721.47.

The total amount payable would be £177,745 made up of the loan amount plus interest (£89,415), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.88%4.88%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £560.10 and 226 monthly payments of £721.47.

The total amount payable would be £178,005 made up of the loan amount plus interest (£89,415), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £543.10 and 226 monthly payments of £719.57.

The total amount payable would be £177,872 made up of the loan amount plus interest (£88,543), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £543.10 and 226 monthly payments of £719.57.

The total amount payable would be £178,132 made up of the loan amount plus interest (£88,543), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.93%4.93%7.7% APRC7.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £562.55 and 226 monthly payments of £721.73.

The total amount payable would be £177,867 made up of the loan amount plus interest (£89,537), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.93%4.93%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £562.55 and 226 monthly payments of £721.73.

The total amount payable would be £178,127 made up of the loan amount plus interest (£89,537), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,495 made up of the loan amount plus interest (£89,166), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.18%5.18%7.8% APRC7.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £574.90 and 226 monthly payments of £723.05.

The total amount payable would be £178,487 made up of the loan amount plus interest (£90,157), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.98%4.98%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £565.01 and 226 monthly payments of £722.00.

The total amount payable would be £178,991 made up of the loan amount plus interest (£89,662), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 90%Up to 90%£20k – £450k5.33%5.33%7.8% APRC7.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £582.38 and 226 monthly payments of £723.83.

The total amount payable would be £178,857 made up of the loan amount plus interest (£90,527), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£20k – £450k5.58%5.58%7.9% APRC7.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £594.95 and 226 monthly payments of £725.11.

The total amount payable would be £179,474 made up of the loan amount plus interest (£91,144), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 95%Up to 95%£50k – £450k5.93%5.93%7.9% APRC7.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £612.79 and 226 monthly payments of £726.85.

The total amount payable would be £180,331 made up of the loan amount plus interest (£92,001), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.73%4.73%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £552.78 and 226 monthly payments of £720.66.

The total amount payable would be £178,370 made up of the loan amount plus interest (£89,041), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 60%Up to 60%£750,010 – £2m4.73%4.73%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £552.78 and 226 monthly payments of £720.66.

The total amount payable would be £178,630 made up of the loan amount plus interest (£89,041), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,495 made up of the loan amount plus interest (£89,166), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,755 made up of the loan amount plus interest (£89,166), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.73%4.73%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £552.78 and 226 monthly payments of £720.66.

The total amount payable would be £178,370 made up of the loan amount plus interest (£89,041), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.73%4.73%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £552.78 and 226 monthly payments of £720.66.

The total amount payable would be £178,630 made up of the loan amount plus interest (£89,041), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,495 made up of the loan amount plus interest (£89,166), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,755 made up of the loan amount plus interest (£89,166), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.18%4.18%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £432.95 and 238 monthly payments of £597.71.

The total amount payable would be £170,227 made up of the loan amount plus interest (£88,598), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.18%4.18%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £432.95 and 238 monthly payments of £597.71.

The total amount payable would be £170,487 made up of the loan amount plus interest (£88,598), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.34%4.34%6.7% APRC6.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £440.17 and 238 monthly payments of £599.41.

The total amount payable would be £170,080 made up of the loan amount plus interest (£89,450), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.34%4.34%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £440.17 and 238 monthly payments of £599.41.

The total amount payable would be £170,340 made up of the loan amount plus interest (£89,450), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.28%4.28%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £437.45 and 238 monthly payments of £598.78.

The total amount payable would be £170,761 made up of the loan amount plus interest (£89,132), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.28%4.28%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £437.45 and 238 monthly payments of £598.78.

The total amount payable would be £171,021 made up of the loan amount plus interest (£89,132), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.44%4.44%6.7% APRC6.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.71 and 238 monthly payments of £600.47.

The total amount payable would be £170,614 made up of the loan amount plus interest (£89,984), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 75%Up to 75%£750,010 – £2m4.44%4.44%6.8% APRC6.8% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.71 and 238 monthly payments of £600.47.

The total amount payable would be £170,874 made up of the loan amount plus interest (£89,984), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.48%4.48%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £446.53 and 238 monthly payments of £600.89.

The total amount payable would be £171,826 made up of the loan amount plus interest (£90,197), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 85%Up to 85%£20k – £750k4.64%4.64%6.8% APRC6.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £453.87 and 238 monthly payments of £602.55.

The total amount payable would be £171,677 made up of the loan amount plus interest (£91,047), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.63%4.63%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £453.41 and 238 monthly payments of £602.45.

The total amount payable would be £172,624 made up of the loan amount plus interest (£90,995), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 90%Up to 90%£20k – £450k4.77%4.77%6.9% APRC6.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.77% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £459.87 and 238 monthly payments of £603.89.

The total amount payable would be £172,368 made up of the loan amount plus interest (£91,738), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 95%Up to 95%£20k – £450k5.09%5.09%7.0% APRC7.0% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 5.09% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £474.83 and 238 monthly payments of £607.12.

The total amount payable would be £174,064 made up of the loan amount plus interest (£93,434), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 95%Up to 95%£50k – £450k5.23%5.23%7.1% APRC7.1% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 5.23% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £481.45 and 238 monthly payments of £608.50.

The total amount payable would be £174,803 made up of the loan amount plus interest (£94,173), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.18%4.18%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £432.95 and 238 monthly payments of £597.71.

The total amount payable would be £170,227 made up of the loan amount plus interest (£88,598), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 60%Up to 60%£750,010 – £2m4.18%4.18%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £432.95 and 238 monthly payments of £597.71.

The total amount payable would be £170,487 made up of the loan amount plus interest (£88,598), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.34%4.34%6.7% APRC6.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £440.17 and 238 monthly payments of £599.41.

The total amount payable would be £170,080 made up of the loan amount plus interest (£89,450), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.34%4.34%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £440.17 and 238 monthly payments of £599.41.

The total amount payable would be £170,340 made up of the loan amount plus interest (£89,450), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.28%4.28%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £437.45 and 238 monthly payments of £598.78.

The total amount payable would be £170,761 made up of the loan amount plus interest (£89,132), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.28%4.28%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £437.45 and 238 monthly payments of £598.78.

The total amount payable would be £171,021 made up of the loan amount plus interest (£89,132), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.44%4.44%6.7% APRC6.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.71 and 238 monthly payments of £600.47.

The total amount payable would be £170,614 made up of the loan amount plus interest (£89,984), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.44%4.44%6.8% APRC6.8% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.71 and 238 monthly payments of £600.47.

The total amount payable would be £170,874 made up of the loan amount plus interest (£89,984), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.48%4.48%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £446.53 and 238 monthly payments of £600.89.

The total amount payable would be £171,826 made up of the loan amount plus interest (£90,197), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.64%4.64%6.8% APRC6.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £453.87 and 238 monthly payments of £602.55.

The total amount payable would be £171,677 made up of the loan amount plus interest (£91,047), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 90%Up to 90%£20k – £450k4.63%4.63%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £453.41 and 238 monthly payments of £602.45.

The total amount payable would be £172,624 made up of the loan amount plus interest (£90,995), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 90%Up to 90%£20k – £450k4.77%4.77%6.9% APRC6.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.77% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £459.87 and 238 monthly payments of £603.89.

The total amount payable would be £172,368 made up of the loan amount plus interest (£91,738), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 95%Up to 95%£20k – £450k5.09%5.09%7.0% APRC7.0% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 5.09% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £474.83 and 238 monthly payments of £607.12.

The total amount payable would be £174,064 made up of the loan amount plus interest (£93,434), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 95%Up to 95%£50k – £450k5.23%5.23%7.1% APRC7.1% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 5.23% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £481.45 and 238 monthly payments of £608.50.

The total amount payable would be £174,803 made up of the loan amount plus interest (£94,173), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.43%4.43%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.25 and 238 monthly payments of £600.36.

The total amount payable would be £171,558 made up of the loan amount plus interest (£89,929), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.43%4.43%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.25 and 238 monthly payments of £600.36.

The total amount payable would be £171,818 made up of the loan amount plus interest (£89,929), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £448.82 and 238 monthly payments of £601.41.

The total amount payable would be £172,091 made up of the loan amount plus interest (£90,462), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £448.82 and 238 monthly payments of £601.41.

The total amount payable would be £172,351 made up of the loan amount plus interest (£90,462), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.43%4.43%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.25 and 238 monthly payments of £600.36.

The total amount payable would be £171,558 made up of the loan amount plus interest (£89,929), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.43%4.43%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.25 and 238 monthly payments of £600.36.

The total amount payable would be £171,818 made up of the loan amount plus interest (£89,929), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £448.82 and 238 monthly payments of £601.41.

The total amount payable would be £172,091 made up of the loan amount plus interest (£90,462), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £448.82 and 238 monthly payments of £601.41.

The total amount payable would be £172,351 made up of the loan amount plus interest (£90,462), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £483.42 and 324 monthly payments of £635.21.

The total amount payable would be £218,539 made up of the loan amount plus interest (£132,410), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £483.42 and 324 monthly payments of £635.21.

The total amount payable would be £218,799 made up of the loan amount plus interest (£132,410), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £491.33 and 324 monthly payments of £635.71.

The total amount payable would be £218,891 made up of the loan amount plus interest (£132,762), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,125 made up of the loan amount plus interest (£132,996), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £483.42 and 324 monthly payments of £635.21.

The total amount payable would be £218,539 made up of the loan amount plus interest (£132,410), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £483.42 and 324 monthly payments of £635.21.

The total amount payable would be £218,799 made up of the loan amount plus interest (£132,410), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £491.33 and 324 monthly payments of £635.71.

The total amount payable would be £218,891 made up of the loan amount plus interest (£132,762), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 90%Up to 90%£20k – £450k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,125 made up of the loan amount plus interest (£132,996), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,125 made up of the loan amount plus interest (£132,996), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,385 made up of the loan amount plus interest (£132,996), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,125 made up of the loan amount plus interest (£132,996), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £85,000 payable over 29 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £496.63 and 324 monthly payments of £636.04.

The total amount payable would be £219,385 made up of the loan amount plus interest (£132,996), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.48%4.48%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £540.69 and 226 monthly payments of £719.29.

The total amount payable would be £177,746 made up of the loan amount plus interest (£88,417), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Up to 60%Up to 60%£750,010 – £2m4.48%4.48%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £540.69 and 226 monthly payments of £719.29.

The total amount payable would be £178,006 made up of the loan amount plus interest (£88,417), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.88%4.88%7.7% APRC7.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £560.10 and 226 monthly payments of £721.47.

The total amount payable would be £177,745 made up of the loan amount plus interest (£89,415), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.88%4.88%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £560.10 and 226 monthly payments of £721.47.

The total amount payable would be £178,005 made up of the loan amount plus interest (£89,415), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £543.10 and 226 monthly payments of £719.57.

The total amount payable would be £177,872 made up of the loan amount plus interest (£88,543), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £543.10 and 226 monthly payments of £719.57.

The total amount payable would be £178,132 made up of the loan amount plus interest (£88,543), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.93%4.93%7.7% APRC7.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £562.55 and 226 monthly payments of £721.73.

The total amount payable would be £177,867 made up of the loan amount plus interest (£89,537), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.93%4.93%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £562.55 and 226 monthly payments of £721.73.

The total amount payable would be £178,127 made up of the loan amount plus interest (£89,537), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,495 made up of the loan amount plus interest (£89,166), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.18%5.18%7.8% APRC7.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £574.90 and 226 monthly payments of £723.05.

The total amount payable would be £178,487 made up of the loan amount plus interest (£90,157), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.98%4.98%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £565.01 and 226 monthly payments of £722.00.

The total amount payable would be £178,991 made up of the loan amount plus interest (£89,662), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.33%5.33%7.8% APRC7.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £582.38 and 226 monthly payments of £723.83.

The total amount payable would be £178,857 made up of the loan amount plus interest (£90,527), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£20k – £450k5.58%5.58%7.9% APRC7.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £594.95 and 226 monthly payments of £725.11.

The total amount payable would be £179,474 made up of the loan amount plus interest (£91,144), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.48%4.48%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £540.69 and 226 monthly payments of £719.29.

The total amount payable would be £177,746 made up of the loan amount plus interest (£88,417), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.48%4.48%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £540.69 and 226 monthly payments of £719.29.

The total amount payable would be £178,006 made up of the loan amount plus interest (£88,417), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.88%4.88%7.7% APRC7.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £560.10 and 226 monthly payments of £721.47.

The total amount payable would be £177,745 made up of the loan amount plus interest (£89,415), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.88%4.88%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £560.10 and 226 monthly payments of £721.47.

The total amount payable would be £178,005 made up of the loan amount plus interest (£89,415), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £543.10 and 226 monthly payments of £719.57.

The total amount payable would be £177,872 made up of the loan amount plus interest (£88,543), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £543.10 and 226 monthly payments of £719.57.

The total amount payable would be £178,132 made up of the loan amount plus interest (£88,543), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.93%4.93%7.7% APRC7.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £562.55 and 226 monthly payments of £721.73.

The total amount payable would be £177,867 made up of the loan amount plus interest (£89,537), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.93%4.93%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £562.55 and 226 monthly payments of £721.73.

The total amount payable would be £178,127 made up of the loan amount plus interest (£89,537), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,495 made up of the loan amount plus interest (£89,166), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.18%5.18%7.8% APRC7.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £574.90 and 226 monthly payments of £723.05.

The total amount payable would be £178,487 made up of the loan amount plus interest (£90,157), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.98%4.98%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £565.01 and 226 monthly payments of £722.00.

The total amount payable would be £178,991 made up of the loan amount plus interest (£89,662), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.33%5.33%7.8% APRC7.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £582.38 and 226 monthly payments of £723.83.

The total amount payable would be £178,857 made up of the loan amount plus interest (£90,527), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£20k – £450k5.58%5.58%7.9% APRC7.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 5.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £594.95 and 226 monthly payments of £725.11.

The total amount payable would be £179,474 made up of the loan amount plus interest (£91,144), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.73%4.73%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £552.78 and 226 monthly payments of £720.66.

The total amount payable would be £178,370 made up of the loan amount plus interest (£89,041), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.73%4.73%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £552.78 and 226 monthly payments of £720.66.

The total amount payable would be £178,630 made up of the loan amount plus interest (£89,041), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,495 made up of the loan amount plus interest (£89,166), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,755 made up of the loan amount plus interest (£89,166), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.73%4.73%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £552.78 and 226 monthly payments of £720.66.

The total amount payable would be £178,370 made up of the loan amount plus interest (£89,041), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.73%4.73%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £552.78 and 226 monthly payments of £720.66.

The total amount payable would be £178,630 made up of the loan amount plus interest (£89,041), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,495 made up of the loan amount plus interest (£89,166), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.78%4.78%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £88,200 payable over 21 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.21 and 226 monthly payments of £720.93.

The total amount payable would be £178,755 made up of the loan amount plus interest (£89,166), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.18%4.18%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £432.95 and 238 monthly payments of £597.71.

The total amount payable would be £170,227 made up of the loan amount plus interest (£88,598), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.18%4.18%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £432.95 and 238 monthly payments of £597.71.

The total amount payable would be £170,487 made up of the loan amount plus interest (£88,598), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.34%4.34%6.7% APRC6.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £440.17 and 238 monthly payments of £599.41.

The total amount payable would be £170,080 made up of the loan amount plus interest (£89,450), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.34%4.34%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £440.17 and 238 monthly payments of £599.41.

The total amount payable would be £170,340 made up of the loan amount plus interest (£89,450), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.28%4.28%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £437.45 and 238 monthly payments of £598.78.

The total amount payable would be £170,761 made up of the loan amount plus interest (£89,132), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.28%4.28%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £437.45 and 238 monthly payments of £598.78.

The total amount payable would be £171,021 made up of the loan amount plus interest (£89,132), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.44%4.44%6.7% APRC6.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.71 and 238 monthly payments of £600.47.

The total amount payable would be £170,614 made up of the loan amount plus interest (£89,984), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.44%4.44%6.8% APRC6.8% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.71 and 238 monthly payments of £600.47.

The total amount payable would be £170,874 made up of the loan amount plus interest (£89,984), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.48%4.48%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £446.53 and 238 monthly payments of £600.89.

The total amount payable would be £171,826 made up of the loan amount plus interest (£90,197), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.64%4.64%6.8% APRC6.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £453.87 and 238 monthly payments of £602.55.

The total amount payable would be £171,677 made up of the loan amount plus interest (£91,047), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.63%4.63%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £453.41 and 238 monthly payments of £602.45.

The total amount payable would be £172,624 made up of the loan amount plus interest (£90,995), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.77%4.77%6.9% APRC6.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.77% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £459.87 and 238 monthly payments of £603.89.

The total amount payable would be £172,368 made up of the loan amount plus interest (£91,738), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£20k – £450k5.09%5.09%7.0% APRC7.0% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 5.09% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £474.83 and 238 monthly payments of £607.12.

The total amount payable would be £174,064 made up of the loan amount plus interest (£93,434), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.18%4.18%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £432.95 and 238 monthly payments of £597.71.

The total amount payable would be £170,227 made up of the loan amount plus interest (£88,598), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.18%4.18%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £432.95 and 238 monthly payments of £597.71.

The total amount payable would be £170,487 made up of the loan amount plus interest (£88,598), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.34%4.34%6.7% APRC6.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £440.17 and 238 monthly payments of £599.41.

The total amount payable would be £170,080 made up of the loan amount plus interest (£89,450), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.34%4.34%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £440.17 and 238 monthly payments of £599.41.

The total amount payable would be £170,340 made up of the loan amount plus interest (£89,450), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.28%4.28%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £437.45 and 238 monthly payments of £598.78.

The total amount payable would be £170,761 made up of the loan amount plus interest (£89,132), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.28%4.28%6.8% APRC6.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £437.45 and 238 monthly payments of £598.78.

The total amount payable would be £171,021 made up of the loan amount plus interest (£89,132), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.44%4.44%6.7% APRC6.7% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.71 and 238 monthly payments of £600.47.

The total amount payable would be £170,614 made up of the loan amount plus interest (£89,984), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.44%4.44%6.8% APRC6.8% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.71 and 238 monthly payments of £600.47.

The total amount payable would be £170,874 made up of the loan amount plus interest (£89,984), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.48%4.48%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £446.53 and 238 monthly payments of £600.89.

The total amount payable would be £171,826 made up of the loan amount plus interest (£90,197), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.64%4.64%6.8% APRC6.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £453.87 and 238 monthly payments of £602.55.

The total amount payable would be £171,677 made up of the loan amount plus interest (£91,047), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.63%4.63%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £453.41 and 238 monthly payments of £602.45.

The total amount payable would be £172,624 made up of the loan amount plus interest (£90,995), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.77%4.77%6.9% APRC6.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.77% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £459.87 and 238 monthly payments of £603.89.

The total amount payable would be £172,368 made up of the loan amount plus interest (£91,738), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£20k – £450k5.09%5.09%7.0% APRC7.0% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 5.09% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £474.83 and 238 monthly payments of £607.12.

The total amount payable would be £174,064 made up of the loan amount plus interest (£93,434), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.43%4.43%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.25 and 238 monthly payments of £600.36.

The total amount payable would be £171,558 made up of the loan amount plus interest (£89,929), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.43%4.43%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.25 and 238 monthly payments of £600.36.

The total amount payable would be £171,818 made up of the loan amount plus interest (£89,929), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £448.82 and 238 monthly payments of £601.41.

The total amount payable would be £172,091 made up of the loan amount plus interest (£90,462), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £448.82 and 238 monthly payments of £601.41.

The total amount payable would be £172,351 made up of the loan amount plus interest (£90,462), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.43%4.43%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.25 and 238 monthly payments of £600.36.

The total amount payable would be £171,558 made up of the loan amount plus interest (£89,929), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.43%4.43%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.25 and 238 monthly payments of £600.36.

The total amount payable would be £171,818 made up of the loan amount plus interest (£89,929), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £448.82 and 238 monthly payments of £601.41.

The total amount payable would be £172,091 made up of the loan amount plus interest (£90,462), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,500 payable over 25 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £448.82 and 238 monthly payments of £601.41.

The total amount payable would be £172,351 made up of the loan amount plus interest (£90,462), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.0% APRC8.0% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £931.99.

The total amount payable would be £275,855 made up of the loan amount plus interest (£154,726), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.0% APRC8.0% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £931.99.

The total amount payable would be £276,115 made up of the loan amount plus interest (£154,726), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £739.77 and 276 monthly payments of £932.81.

The total amount payable would be £276,339 made up of the loan amount plus interest (£155,210), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.35.

The total amount payable would be £276,661 made up of the loan amount plus interest (£155,532), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.0% APRC8.0% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £931.99.

The total amount payable would be £275,855 made up of the loan amount plus interest (£154,726), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.0% APRC8.0% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £931.99.

The total amount payable would be £276,115 made up of the loan amount plus interest (£154,726), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £739.77 and 276 monthly payments of £932.81.

The total amount payable would be £276,339 made up of the loan amount plus interest (£155,210), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.35.

The total amount payable would be £276,661 made up of the loan amount plus interest (£155,532), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.35.

The total amount payable would be £276,661 made up of the loan amount plus interest (£155,532), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.35.

The total amount payable would be £276,921 made up of the loan amount plus interest (£155,532), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.35.

The total amount payable would be £276,661 made up of the loan amount plus interest (£155,532), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.35.

The total amount payable would be £276,921 made up of the loan amount plus interest (£155,532), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.48%4.48%7.6% APRC7.6% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £545.72 and 166 monthly payments of £682.03.

The total amount payable would be £128,535 made up of the loan amount plus interest (£52,706), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.48%4.48%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £545.72 and 166 monthly payments of £682.03.

The total amount payable would be £128,795 made up of the loan amount plus interest (£52,706), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.88%4.88%7.5% APRC7.5% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £561.27 and 166 monthly payments of £684.31.

The total amount payable would be £128,318 made up of the loan amount plus interest (£53,488), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.88%4.88%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £561.27 and 166 monthly payments of £684.31.

The total amount payable would be £128,578 made up of the loan amount plus interest (£53,488), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%7.6% APRC7.6% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £547.65 and 166 monthly payments of £682.32.

The total amount payable would be £128,633 made up of the loan amount plus interest (£52,804), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £547.65 and 166 monthly payments of £682.32.

The total amount payable would be £128,893 made up of the loan amount plus interest (£52,804), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.93%4.93%7.5% APRC7.5% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £563.23 and 166 monthly payments of £684.59.

The total amount payable would be £128,416 made up of the loan amount plus interest (£53,586), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.93%4.93%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £563.23 and 166 monthly payments of £684.59.

The total amount payable would be £128,676 made up of the loan amount plus interest (£53,586), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.78%4.78%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £557.36 and 166 monthly payments of £683.75.

The total amount payable would be £129,123 made up of the loan amount plus interest (£53,294), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.18%5.18%7.6% APRC7.6% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £573.10 and 166 monthly payments of £685.99.

The total amount payable would be £128,905 made up of the loan amount plus interest (£54,075), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.98%4.98%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £565.20 and 166 monthly payments of £684.87.

The total amount payable would be £129,513 made up of the loan amount plus interest (£53,684), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.33%5.33%7.6% APRC7.6% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 5.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £579.07 and 166 monthly payments of £686.82.

The total amount payable would be £129,198 made up of the loan amount plus interest (£54,368), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.48%4.48%7.6% APRC7.6% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £545.72 and 166 monthly payments of £682.03.

The total amount payable would be £128,535 made up of the loan amount plus interest (£52,706), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.48%4.48%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £545.72 and 166 monthly payments of £682.03.

The total amount payable would be £128,795 made up of the loan amount plus interest (£52,706), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.88%4.88%7.5% APRC7.5% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £561.27 and 166 monthly payments of £684.31.

The total amount payable would be £128,318 made up of the loan amount plus interest (£53,488), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.88%4.88%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £561.27 and 166 monthly payments of £684.31.

The total amount payable would be £128,578 made up of the loan amount plus interest (£53,488), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%7.6% APRC7.6% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £547.65 and 166 monthly payments of £682.32.

The total amount payable would be £128,633 made up of the loan amount plus interest (£52,804), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £547.65 and 166 monthly payments of £682.32.

The total amount payable would be £128,893 made up of the loan amount plus interest (£52,804), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.93%4.93%7.5% APRC7.5% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £563.23 and 166 monthly payments of £684.59.

The total amount payable would be £128,416 made up of the loan amount plus interest (£53,586), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.93%4.93%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £563.23 and 166 monthly payments of £684.59.

The total amount payable would be £128,676 made up of the loan amount plus interest (£53,586), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.78%4.78%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £557.36 and 166 monthly payments of £683.75.

The total amount payable would be £129,123 made up of the loan amount plus interest (£53,294), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.18%5.18%7.6% APRC7.6% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £573.10 and 166 monthly payments of £685.99.

The total amount payable would be £128,905 made up of the loan amount plus interest (£54,075), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.98%4.98%7.8% APRC7.8% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £565.20 and 166 monthly payments of £684.87.

The total amount payable would be £129,513 made up of the loan amount plus interest (£53,684), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.33%5.33%7.6% APRC7.6% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 5.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £579.07 and 166 monthly payments of £686.82.

The total amount payable would be £129,198 made up of the loan amount plus interest (£54,368), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.73%4.73%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.41 and 166 monthly payments of £683.46.

The total amount payable would be £129,024 made up of the loan amount plus interest (£53,195), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.73%4.73%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.41 and 166 monthly payments of £683.46.

The total amount payable would be £129,284 made up of the loan amount plus interest (£53,195), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.78%4.78%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £557.36 and 166 monthly payments of £683.75.

The total amount payable would be £129,123 made up of the loan amount plus interest (£53,294), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.78%4.78%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £557.36 and 166 monthly payments of £683.75.

The total amount payable would be £129,383 made up of the loan amount plus interest (£53,294), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.73%4.73%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.41 and 166 monthly payments of £683.46.

The total amount payable would be £129,024 made up of the loan amount plus interest (£53,195), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.73%4.73%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £555.41 and 166 monthly payments of £683.46.

The total amount payable would be £129,284 made up of the loan amount plus interest (£53,195), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.78%4.78%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £557.36 and 166 monthly payments of £683.75.

The total amount payable would be £129,123 made up of the loan amount plus interest (£53,294), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.78%4.78%7.7% APRC7.7% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £74,700 payable over 16 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £557.36 and 166 monthly payments of £683.75.

The total amount payable would be £129,383 made up of the loan amount plus interest (£53,294), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.18%4.18%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £431.80 and 286 monthly payments of £624.59.

The total amount payable would be £206,533 made up of the loan amount plus interest (£118,404), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.18%4.18%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £431.80 and 286 monthly payments of £624.59.

The total amount payable would be £206,793 made up of the loan amount plus interest (£118,404), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.34%4.34%6.8% APRC6.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £439.88 and 286 monthly payments of £626.25.

The total amount payable would be £206,510 made up of the loan amount plus interest (£119,380), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.34%4.34%6.9% APRC6.9% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £439.88 and 286 monthly payments of £626.25.

The total amount payable would be £206,770 made up of the loan amount plus interest (£119,380), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.28%4.28%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £436.84 and 286 monthly payments of £625.63.

The total amount payable would be £207,143 made up of the loan amount plus interest (£119,014), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.28%4.28%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £436.84 and 286 monthly payments of £625.63.

The total amount payable would be £207,403 made up of the loan amount plus interest (£119,014), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.44%4.44%6.9% APRC6.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.98 and 286 monthly payments of £627.26.

The total amount payable would be £207,115 made up of the loan amount plus interest (£119,985), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.44%4.44%6.9% APRC6.9% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.98 and 286 monthly payments of £627.26.

The total amount payable would be £207,375 made up of the loan amount plus interest (£119,985), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.48%4.48%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £447.02 and 286 monthly payments of £627.67.

The total amount payable would be £208,358 made up of the loan amount plus interest (£120,229), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.64%4.64%7.0% APRC7.0% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £455.25 and 286 monthly payments of £629.26.

The total amount payable would be £208,324 made up of the loan amount plus interest (£121,194), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.63%4.63%7.1% APRC7.1% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £454.73 and 286 monthly payments of £629.17.

The total amount payable would be £209,265 made up of the loan amount plus interest (£121,136), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.77%4.77%7.0% APRC7.0% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.77% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £461.99 and 286 monthly payments of £630.54.

The total amount payable would be £209,108 made up of the loan amount plus interest (£121,978), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.18%4.18%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £431.80 and 286 monthly payments of £624.59.

The total amount payable would be £206,533 made up of the loan amount plus interest (£118,404), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.18%4.18%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £431.80 and 286 monthly payments of £624.59.

The total amount payable would be £206,793 made up of the loan amount plus interest (£118,404), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£20k – £750k4.34%4.34%6.8% APRC6.8% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £439.88 and 286 monthly payments of £626.25.

The total amount payable would be £206,510 made up of the loan amount plus interest (£119,380), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.34%4.34%6.9% APRC6.9% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.34% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £439.88 and 286 monthly payments of £626.25.

The total amount payable would be £206,770 made up of the loan amount plus interest (£119,380), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.28%4.28%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £436.84 and 286 monthly payments of £625.63.

The total amount payable would be £207,143 made up of the loan amount plus interest (£119,014), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.28%4.28%6.9% APRC6.9% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £436.84 and 286 monthly payments of £625.63.

The total amount payable would be £207,403 made up of the loan amount plus interest (£119,014), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.44%4.44%6.9% APRC6.9% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.98 and 286 monthly payments of £627.26.

The total amount payable would be £207,115 made up of the loan amount plus interest (£119,985), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.44%4.44%6.9% APRC6.9% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.44% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.98 and 286 monthly payments of £627.26.

The total amount payable would be £207,375 made up of the loan amount plus interest (£119,985), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.48%4.48%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £447.02 and 286 monthly payments of £627.67.

The total amount payable would be £208,358 made up of the loan amount plus interest (£120,229), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k4.64%4.64%7.0% APRC7.0% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £455.25 and 286 monthly payments of £629.26.

The total amount payable would be £208,324 made up of the loan amount plus interest (£121,194), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.63%4.63%7.1% APRC7.1% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £454.73 and 286 monthly payments of £629.17.

The total amount payable would be £209,265 made up of the loan amount plus interest (£121,136), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k4.77%4.77%7.0% APRC7.0% APRC8.24%No feeFind out
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.77% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £461.99 and 286 monthly payments of £630.54.

The total amount payable would be £209,108 made up of the loan amount plus interest (£121,978), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.43%4.43%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.46 and 286 monthly payments of £627.16.

The total amount payable would be £208,053 made up of the loan amount plus interest (£119,924), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.43%4.43%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.46 and 286 monthly payments of £627.16.

The total amount payable would be £208,313 made up of the loan amount plus interest (£119,924), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £449.58 and 286 monthly payments of £628.17.

The total amount payable would be £208,660 made up of the loan amount plus interest (£120,531), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%7.1% APRC7.1% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £449.58 and 286 monthly payments of £628.17.

The total amount payable would be £208,920 made up of the loan amount plus interest (£120,531), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£20k – £750k4.43%4.43%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.46 and 286 monthly payments of £627.16.

The total amount payable would be £208,053 made up of the loan amount plus interest (£119,924), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 60%Up to 60%£750,010 – £2m4.43%4.43%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £444.46 and 286 monthly payments of £627.16.

The total amount payable would be £208,313 made up of the loan amount plus interest (£119,924), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£20k – £750k4.53%4.53%7.0% APRC7.0% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £449.58 and 286 monthly payments of £628.17.

The total amount payable would be £208,660 made up of the loan amount plus interest (£120,531), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m4.53%4.53%7.1% APRC7.1% APRC8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £87,000 payable over 29 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £449.58 and 286 monthly payments of £628.17.

The total amount payable would be £208,920 made up of the loan amount plus interest (£120,531), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.39%5.39%7.9% APRC7.9% APRC2.85%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £235.39 and 192 monthly payments of £283.97.

The total amount payable would be £60,477 made up of the loan amount plus interest (£27,672), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k5.54%5.54%7.9% APRC7.9% APRC2.70%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £238.07 and 192 monthly payments of £284.27.

The total amount payable would be £60,599 made up of the loan amount plus interest (£27,794), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £239.87 and 192 monthly payments of £284.47.

The total amount payable would be £60,680 made up of the loan amount plus interest (£27,875), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.39%5.39%7.9% APRC7.9% APRC2.85%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £235.39 and 192 monthly payments of £283.97.

The total amount payable would be £60,477 made up of the loan amount plus interest (£27,672), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k5.54%5.54%7.9% APRC7.9% APRC2.70%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £238.07 and 192 monthly payments of £284.27.

The total amount payable would be £60,599 made up of the loan amount plus interest (£27,794), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £239.87 and 192 monthly payments of £284.47.

The total amount payable would be £60,680 made up of the loan amount plus interest (£27,875), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £239.87 and 192 monthly payments of £284.47.

The total amount payable would be £60,680 made up of the loan amount plus interest (£27,875), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £239.87 and 192 monthly payments of £284.47.

The total amount payable would be £60,680 made up of the loan amount plus interest (£27,875), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.48%4.48%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £219.46 and 190 monthly payments of £281.52.

The total amount payable would be £59,500 made up of the loan amount plus interest (£26,695), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.53%4.53%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £220.32 and 190 monthly payments of £281.63.

The total amount payable would be £59,543 made up of the loan amount plus interest (£26,738), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k4.78%4.78%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £224.64 and 190 monthly payments of £282.20.

The total amount payable would be £59,764 made up of the loan amount plus interest (£26,959), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k4.98%4.98%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £228.14 and 190 monthly payments of £282.64.

The total amount payable would be £59,938 made up of the loan amount plus interest (£27,133), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.48%4.48%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £219.46 and 190 monthly payments of £281.52.

The total amount payable would be £59,500 made up of the loan amount plus interest (£26,695), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.53%4.53%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £220.32 and 190 monthly payments of £281.63.

The total amount payable would be £59,543 made up of the loan amount plus interest (£26,738), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k4.78%4.78%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £224.64 and 190 monthly payments of £282.20.

The total amount payable would be £59,764 made up of the loan amount plus interest (£26,959), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k4.98%4.98%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £228.14 and 190 monthly payments of £282.64.

The total amount payable would be £59,938 made up of the loan amount plus interest (£27,133), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.73%4.73%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £223.78 and 190 monthly payments of £282.08.

The total amount payable would be £59,718 made up of the loan amount plus interest (£26,913), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.78%4.78%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £224.64 and 190 monthly payments of £282.20.

The total amount payable would be £59,764 made up of the loan amount plus interest (£26,959), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.73%4.73%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £223.78 and 190 monthly payments of £282.08.

The total amount payable would be £59,718 made up of the loan amount plus interest (£26,913), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.78%4.78%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £224.64 and 190 monthly payments of £282.20.

The total amount payable would be £59,764 made up of the loan amount plus interest (£26,959), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.18%4.18%6.3% APRC6.3% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £214.35 and 154 monthly payments of £268.97.

The total amount payable would be £55,016 made up of the loan amount plus interest (£22,211), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.28%4.28%6.3% APRC6.3% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £216.05 and 154 monthly payments of £269.51.

The total amount payable would be £55,205 made up of the loan amount plus interest (£22,400), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k4.48%4.48%6.5% APRC6.5% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £219.46 and 154 monthly payments of £270.60.

The total amount payable would be £55,584 made up of the loan amount plus interest (£22,779), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k4.63%4.63%6.5% APRC6.5% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £222.04 and 154 monthly payments of £271.41.

The total amount payable would be £55,869 made up of the loan amount plus interest (£23,064), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.18%4.18%6.3% APRC6.3% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £214.35 and 154 monthly payments of £268.97.

The total amount payable would be £55,016 made up of the loan amount plus interest (£22,211), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.28%4.28%6.3% APRC6.3% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £216.05 and 154 monthly payments of £269.51.

The total amount payable would be £55,205 made up of the loan amount plus interest (£22,400), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k4.48%4.48%6.5% APRC6.5% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £219.46 and 154 monthly payments of £270.60.

The total amount payable would be £55,584 made up of the loan amount plus interest (£22,779), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k4.63%4.63%6.5% APRC6.5% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £222.04 and 154 monthly payments of £271.41.

The total amount payable would be £55,869 made up of the loan amount plus interest (£23,064), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.43%4.43%6.4% APRC6.4% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £218.61 and 154 monthly payments of £270.33.

The total amount payable would be £55,490 made up of the loan amount plus interest (£22,685), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.53%4.53%6.5% APRC6.5% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £220.32 and 154 monthly payments of £270.87.

The total amount payable would be £55,679 made up of the loan amount plus interest (£22,874), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.43%4.43%6.4% APRC6.4% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £218.61 and 154 monthly payments of £270.33.

The total amount payable would be £55,490 made up of the loan amount plus interest (£22,685), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.53%4.53%6.5% APRC6.5% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £220.32 and 154 monthly payments of £270.87.

The total amount payable would be £55,679 made up of the loan amount plus interest (£22,874), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 6.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
TRACKER VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate Overall cost for comparisonFollow on rateFee
Up to 75%Up to 75%£2,500 – £0.5m8.24%8.24%8.7% APRC8.7% APRC%£95Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge ( of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for years at 8.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 216 monthly payments of £289.10.

The total amount payable would be £62,846 made up of the loan amount plus interest (£29,946), arrangement fee (£95), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 8.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
TRACKER VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate Overall cost for comparisonFollow on rateFee
Up to 75%Up to 75%£2,500 – £0.5m8.24%8.24%8.7% APRC8.7% APRC%£95Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge ( of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for years at 8.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 216 monthly payments of £289.10.

The total amount payable would be £62,846 made up of the loan amount plus interest (£29,946), arrangement fee (£95), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 8.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
TRACKER VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate Overall cost for comparisonFollow on rateFee
Up to 90%Up to 90%£2,500 – £0.5m8.24%8.24%8.7% APRC8.7% APRC%£95Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge ( of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for years at 8.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 216 monthly payments of £289.10.

The total amount payable would be £62,846 made up of the loan amount plus interest (£29,946), arrangement fee (£95), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 8.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
TRACKER VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate Overall cost for comparisonFollow on rateFee
Up to 90%Up to 90%£2,500 – £0.5m8.24%8.24%8.7% APRC8.7% APRC%£95Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge ( of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for years at 8.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 216 monthly payments of £289.10.

The total amount payable would be £62,846 made up of the loan amount plus interest (£29,946), arrangement fee (£95), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 8.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.39%5.39%7.9% APRC7.9% APRC2.85%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £632.87 and 252 monthly payments of £796.83.

The total amount payable would be £216,100 made up of the loan amount plus interest (£115,990) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k5.54%5.54%7.9% APRC7.9% APRC2.70%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £641.63 and 252 monthly payments of £797.56.

The total amount payable would be £216,494 made up of the loan amount plus interest (£116,384) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £647.50 and 252 monthly payments of £798.05.

The total amount payable would be £216,759 made up of the loan amount plus interest (£116,649) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.39%5.39%7.9% APRC7.9% APRC2.85%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £632.87 and 252 monthly payments of £796.83.

The total amount payable would be £216,100 made up of the loan amount plus interest (£115,990) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k5.54%5.54%7.9% APRC7.9% APRC2.70%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £641.63 and 252 monthly payments of £797.56.

The total amount payable would be £216,494 made up of the loan amount plus interest (£116,384) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £647.50 and 252 monthly payments of £798.05.

The total amount payable would be £216,759 made up of the loan amount plus interest (£116,649) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £647.50 and 252 monthly payments of £798.05.

The total amount payable would be £216,759 made up of the loan amount plus interest (£116,649) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £647.50 and 252 monthly payments of £798.05.

The total amount payable would be £216,759 made up of the loan amount plus interest (£116,649) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.48%4.48%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £581.11 and 250 monthly payments of £790.70.

The total amount payable would be £212,894 made up of the loan amount plus interest (£112,784) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.53%4.53%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £583.89 and 250 monthly payments of £791.00.

The total amount payable would be £213,041 made up of the loan amount plus interest (£112,931) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k4.78%4.78%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £597.92 and 250 monthly payments of £792.43.

The total amount payable would be £213,763 made up of the loan amount plus interest (£113,653) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k4.98%4.98%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £609.27 and 250 monthly payments of £793.56.

The total amount payable would be £214,341 made up of the loan amount plus interest (£114,231) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£10k – £450k5.23%5.23%7.8% APRC7.8% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 5.23% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £623.61 and 250 monthly payments of £794.93.

The total amount payable would be £215,056 made up of the loan amount plus interest (£114,946) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.48%4.48%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £581.11 and 250 monthly payments of £790.70.

The total amount payable would be £212,894 made up of the loan amount plus interest (£112,784) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.53%4.53%7.6% APRC7.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £583.89 and 250 monthly payments of £791.00.

The total amount payable would be £213,041 made up of the loan amount plus interest (£112,931) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k4.78%4.78%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £597.92 and 250 monthly payments of £792.43.

The total amount payable would be £213,763 made up of the loan amount plus interest (£113,653) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k4.98%4.98%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £609.27 and 250 monthly payments of £793.56.

The total amount payable would be £214,341 made up of the loan amount plus interest (£114,231) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£10k – £450k5.23%5.23%7.8% APRC7.8% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 5.23% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £623.61 and 250 monthly payments of £794.93.

The total amount payable would be £215,056 made up of the loan amount plus interest (£114,946) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.73%4.73%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £595.10 and 250 monthly payments of £792.15.

The total amount payable would be £213,620 made up of the loan amount plus interest (£113,510) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.78%4.78%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £597.92 and 250 monthly payments of £792.43.

The total amount payable would be £213,763 made up of the loan amount plus interest (£113,653) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.73%4.73%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £595.10 and 250 monthly payments of £792.15.

The total amount payable would be £213,620 made up of the loan amount plus interest (£113,510) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.78%4.78%7.7% APRC7.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd May 2025 and 1% before 2nd May 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2026
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2026 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £597.92 and 250 monthly payments of £792.43.

The total amount payable would be £213,763 made up of the loan amount plus interest (£113,653) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.18%4.18%6.5% APRC6.5% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £564.56 and 214 monthly payments of £759.82.

The total amount payable would be £197,714 made up of the loan amount plus interest (£97,604) and a repayment fee (£110).

The overall cost for comparison is 6.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.28%4.28%6.6% APRC6.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £570.04 and 214 monthly payments of £761.24.

The total amount payable would be £198,358 made up of the loan amount plus interest (£98,248) and a repayment fee (£110).

The overall cost for comparison is 6.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k4.48%4.48%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £581.11 and 214 monthly payments of £764.02.

The total amount payable would be £199,639 made up of the loan amount plus interest (£99,529) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k4.63%4.63%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £589.48 and 214 monthly payments of £766.09.

The total amount payable would be £200,601 made up of the loan amount plus interest (£100,491) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£10k – £450k4.94%4.94%6.9% APRC6.9% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.94% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £606.99 and 214 monthly payments of £770.29.

The total amount payable would be £202,585 made up of the loan amount plus interest (£102,475) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.18%4.18%6.5% APRC6.5% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £564.56 and 214 monthly payments of £759.82.

The total amount payable would be £197,714 made up of the loan amount plus interest (£97,604) and a repayment fee (£110).

The overall cost for comparison is 6.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.28%4.28%6.6% APRC6.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £570.04 and 214 monthly payments of £761.24.

The total amount payable would be £198,358 made up of the loan amount plus interest (£98,248) and a repayment fee (£110).

The overall cost for comparison is 6.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k4.48%4.48%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £581.11 and 214 monthly payments of £764.02.

The total amount payable would be £199,639 made up of the loan amount plus interest (£99,529) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k4.63%4.63%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £589.48 and 214 monthly payments of £766.09.

The total amount payable would be £200,601 made up of the loan amount plus interest (£100,491) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 95%Up to 95%£10k – £450k4.94%4.94%6.9% APRC6.9% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.94% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £606.99 and 214 monthly payments of £770.29.

The total amount payable would be £202,585 made up of the loan amount plus interest (£102,475) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.43%4.43%6.6% APRC6.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £578.33 and 214 monthly payments of £763.33.

The total amount payable would be £199,319 made up of the loan amount plus interest (£99,209) and a repayment fee (£110).

The overall cost for comparison is 6.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.53%4.53%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £583.89 and 214 monthly payments of £764.72.

The total amount payable would be £199,961 made up of the loan amount plus interest (£99,851) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
5 YEAR FIXED RATE

Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 5 yearsOverall cost for comparisonFollow on rateFee
Up to 60%Up to 60%£10k – £2m4.43%4.43%6.6% APRC6.6% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.43% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £578.33 and 214 monthly payments of £763.33.

The total amount payable would be £199,319 made up of the loan amount plus interest (£99,209) and a repayment fee (£110).

The overall cost for comparison is 6.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£10k – £2m4.53%4.53%6.7% APRC6.7% APRC8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd May 2025, 4% before 2nd May 2026, 3% before 2nd May 2027, 2% before 2nd May 2028 and 1% before 2nd May 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd May 2029
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this fixed rate product until 1st May 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £583.89 and 214 monthly payments of £764.72.

The total amount payable would be £199,961 made up of the loan amount plus interest (£99,851) and a repayment fee (£110).

The overall cost for comparison is 6.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
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