Please Note: The information included within these pages is for for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.

Residential Mortgage Products

Important Information: We are currently only accepting applications from intermediaries located within our branch operating area unless already registered. Click here for more information.

Our Current Deals

Use our mortgage product selector to compare our latest mortgage deals.

If any part of your mortgage is Interest Only the maximum Loan-to-value (LTV) we offer is 75%*.

If you require a combination of repayment types, you can view the products available to you by selecting the Interest Only button below.

* LTV dependant on repayment strategy used.

RepaymentInterest Only
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.

The total amount payable would be £202,151 made up of the loan amount plus interest (£120,277), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.

The total amount payable would be £202,411 made up of the loan amount plus interest (£120,277), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £473.51 and 312 monthly payments of £608.95.

The total amount payable would be £202,486 made up of the loan amount plus interest (£120,612), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.

The total amount payable would be £202,151 made up of the loan amount plus interest (£120,277), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.

The total amount payable would be £202,411 made up of the loan amount plus interest (£120,277), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £473.51 and 312 monthly payments of £608.95.

The total amount payable would be £202,486 made up of the loan amount plus interest (£120,612), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,965 made up of the loan amount plus interest (£120,831), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,965 made up of the loan amount plus interest (£120,831), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.

The total amount payable would be £202,151 made up of the loan amount plus interest (£120,277), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.

The total amount payable would be £202,411 made up of the loan amount plus interest (£120,277), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £473.51 and 312 monthly payments of £608.95.

The total amount payable would be £202,486 made up of the loan amount plus interest (£120,612), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.

The total amount payable would be £202,151 made up of the loan amount plus interest (£120,277), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.

The total amount payable would be £202,411 made up of the loan amount plus interest (£120,277), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £473.51 and 312 monthly payments of £608.95.

The total amount payable would be £202,486 made up of the loan amount plus interest (£120,612), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,965 made up of the loan amount plus interest (£120,831), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.2% APRC8.2% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.

The total amount payable would be £202,965 made up of the loan amount plus interest (£120,831), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.0% APRC8.0% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £932.00.

The total amount payable would be £275,858 made up of the loan amount plus interest (£154,729), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £932.00.

The total amount payable would be £276,118 made up of the loan amount plus interest (£154,729), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £739.77 and 276 monthly payments of £932.82.

The total amount payable would be £276,342 made up of the loan amount plus interest (£155,213), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,664 made up of the loan amount plus interest (£155,535), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.39%5.39%8.0% APRC8.0% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £932.00.

The total amount payable would be £275,858 made up of the loan amount plus interest (£154,729), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.39%5.39%8.1% APRC8.1% APRC2.85%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £932.00.

The total amount payable would be £276,118 made up of the loan amount plus interest (£154,729), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£20k – £750k5.54%5.54%8.1% APRC8.1% APRC2.70%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £739.77 and 276 monthly payments of £932.82.

The total amount payable would be £276,342 made up of the loan amount plus interest (£155,213), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£20k – £450k5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,664 made up of the loan amount plus interest (£155,535), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,664 made up of the loan amount plus interest (£155,535), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,924 made up of the loan amount plus interest (£155,535), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£20k – £750k5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,664 made up of the loan amount plus interest (£155,535), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 75%Up to 75%£750,010 – £2m5.64%5.64%8.1% APRC8.1% APRC2.60%8.24%£999Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,924 made up of the loan amount plus interest (£155,535), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.39%5.39%7.9% APRC7.9% APRC2.85%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £235.39 and 192 monthly payments of £283.97.

The total amount payable would be £60,477 made up of the loan amount plus interest (£27,672), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k5.54%5.54%7.9% APRC7.9% APRC2.70%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £238.07 and 192 monthly payments of £284.27.

The total amount payable would be £60,599 made up of the loan amount plus interest (£27,794), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £239.87 and 192 monthly payments of £284.47.

The total amount payable would be £60,680 made up of the loan amount plus interest (£27,875), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.39%5.39%7.9% APRC7.9% APRC2.85%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £235.39 and 192 monthly payments of £283.97.

The total amount payable would be £60,477 made up of the loan amount plus interest (£27,672), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k5.54%5.54%7.9% APRC7.9% APRC2.70%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £238.07 and 192 monthly payments of £284.27.

The total amount payable would be £60,599 made up of the loan amount plus interest (£27,794), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £239.87 and 192 monthly payments of £284.47.

The total amount payable would be £60,680 made up of the loan amount plus interest (£27,875), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £239.87 and 192 monthly payments of £284.47.

The total amount payable would be £60,680 made up of the loan amount plus interest (£27,875), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £239.87 and 192 monthly payments of £284.47.

The total amount payable would be £60,680 made up of the loan amount plus interest (£27,875), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
TRACKER VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate Overall cost for comparisonFollow on rateFee
Up to 90%Up to 90%£2,500 – £0.5m8.24%8.24%8.7% APRC8.7% APRC%£95Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge ( of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for years at 8.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 216 monthly payments of £289.10.

The total amount payable would be £62,846 made up of the loan amount plus interest (£29,946), arrangement fee (£95), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 8.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
TRACKER VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate Overall cost for comparisonFollow on rateFee
Up to 75%Up to 75%£2,500 – £0.5m8.24%8.24%8.7% APRC8.7% APRC%£95Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge ( of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for years at 8.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 216 monthly payments of £289.10.

The total amount payable would be £62,846 made up of the loan amount plus interest (£29,946), arrangement fee (£95), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 8.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
TRACKER VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate Overall cost for comparisonFollow on rateFee
Up to 90%Up to 90%£2,500 – £0.5m8.24%8.24%8.7% APRC8.7% APRC%£95Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge ( of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for years at 8.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 216 monthly payments of £289.10.

The total amount payable would be £62,846 made up of the loan amount plus interest (£29,946), arrangement fee (£95), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 8.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
TRACKER VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate Overall cost for comparisonFollow on rateFee
Up to 75%Up to 75%£2,500 – £0.5m8.24%8.24%8.7% APRC8.7% APRC%£95Find out
  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge ( of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £32,500 payable over 18 years initially on this variable rate product for years at 8.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 216 monthly payments of £289.10.

The total amount payable would be £62,846 made up of the loan amount plus interest (£29,946), arrangement fee (£95), other lending fees (£195) and a repayment fee (£110).

The overall cost for comparison is 8.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.39%5.39%7.9% APRC7.9% APRC2.85%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £632.87 and 252 monthly payments of £796.84.

The total amount payable would be £216,103 made up of the loan amount plus interest (£115,993) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k5.54%5.54%7.9% APRC7.9% APRC2.70%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £641.63 and 252 monthly payments of £797.57.

The total amount payable would be £216,497 made up of the loan amount plus interest (£116,387) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £647.50 and 252 monthly payments of £798.06.

The total amount payable would be £216,761 made up of the loan amount plus interest (£116,651) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.39%5.39%7.9% APRC7.9% APRC2.85%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £632.87 and 252 monthly payments of £796.84.

The total amount payable would be £216,103 made up of the loan amount plus interest (£115,993) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 85%Up to 85%£10k – £750k5.54%5.54%7.9% APRC7.9% APRC2.70%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £641.63 and 252 monthly payments of £797.57.

The total amount payable would be £216,497 made up of the loan amount plus interest (£116,387) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
Up to 90%Up to 90%£10k – £450k5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £647.50 and 252 monthly payments of £798.06.

The total amount payable would be £216,761 made up of the loan amount plus interest (£116,651) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £647.50 and 252 monthly payments of £798.06.

The total amount payable would be £216,761 made up of the loan amount plus interest (£116,651) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
2 YEAR DISCOUNT VARIABLE RATE

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the discount shown for the first 2 years, followed by our SVR until the end of the mortgage.

Loan To ValueLoan AmountInitial interest rate for 2 yearsOverall cost for comparisonDiscount from SVRFollow on rateFee
Up to 75%Up to 75%£10k – £2m5.64%5.64%7.9% APRC7.9% APRC2.60%8.24%No feeFind out
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £647.50 and 252 monthly payments of £798.06.

The total amount payable would be £216,761 made up of the loan amount plus interest (£116,651) and a repayment fee (£110).

The overall cost for comparison is 7.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Send enquiry
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