New mortgage customers: We are currently reviewing our mortgage product range due to changes in the mortgage market. As part of the review, we have temporarily withdrawn all fixed rate products from sale. Our range of variable rate mortgages is still available.

If you’ve recently arranged a mortgage with us and have received your mortgage offer, your mortgage is not affected and will not change.

Existing mortgage customers: Our full range of mortgage products will remain available for existing Cumberland mortgage customers.

If you have any questions about mortgages please book an appointment or contact us.

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Holiday Let Mortgage Products

Please Note: The information included within these pages is for for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.

A kinder approach to Holiday Let mortgages for brokers

We offer a range of Holiday Let mortgage products. For details of our Product transfers please click here.

View our lending criteria to find out more.

Specialist pricing will be applied for the following applications:

  • Lending through limited company
  • Property occupancy restrictions apply
  • The HM land registry title includes more than single letting unit
  • Security address is above commercial premises
  • Capital raising where funds are to be used to consolidate debts of £25k or more
  • If you own 4 or more mortgaged Holiday Let or Buy to Let properties

NOTE: if your client’s application falls outside the above criteria, it may be subject to commercial pricing and criteria. Please contact our Commercial team who may be able to help with your enquiry.

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