Please Note: The information included within these pages is for for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.
Please Note: The information included within these pages is for for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.
View our lending criteria to find out more.
Specialist pricing will be applied for the following applications:
Use our mortgage product selector to compare our latest mortgage deals.
Our operating area is:
Your interest rate tracks our Commercial Variable Base Rate (CVBR), currently 9.74%, less the discount shown for the first 2 years, followed by our CVBR until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Discount from CVBR | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|---|
£25k – £2m | 3.76% | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this variable rate product for 2 years at 5.98% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 24 monthly payments of £739.36 and 180 monthly payments of £928.86. The total amount payable would be £185,049 made up of the loan amount plus interest (£90,391) and a repayment fee (£110). The overall cost for comparison is 9.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate tracks our Commercial Variable Base Rate (CVBR), currently 9.74%, less the discount shown for the first 2 years, followed by our CVBR until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Discount from CVBR | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|---|
£25k – £2m | 3.76% | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this variable rate product for 2 years at 5.98% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 24 monthly payments of £739.36 and 180 monthly payments of £928.86. The total amount payable would be £185,049 made up of the loan amount plus interest (£90,391) and a repayment fee (£110). The overall cost for comparison is 9.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st July 2026, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this fixed rate product until 1st July 2026 at 5.80% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 26 monthly payments of £729.95 and 178 monthly payments of £925.82. The total amount payable would be £183,885 made up of the loan amount plus interest (£89,226) and a repayment fee (£110). The overall cost for comparison is 8.9% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this fixed rate product until 1st July 2026 at 6.15% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 26 monthly payments of £748.30 and 178 monthly payments of £928.25. The total amount payable would be £184,794 made up of the loan amount plus interest (£90,136) and a repayment fee (£110). The overall cost for comparison is 9.0% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st July 2026, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this fixed rate product until 1st July 2026 at 5.80% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 26 monthly payments of £729.95 and 178 monthly payments of £925.82. The total amount payable would be £183,885 made up of the loan amount plus interest (£89,226) and a repayment fee (£110). The overall cost for comparison is 8.9% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this fixed rate product until 1st July 2026 at 6.15% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 26 monthly payments of £748.30 and 178 monthly payments of £928.25. The total amount payable would be £184,794 made up of the loan amount plus interest (£90,136) and a repayment fee (£110). The overall cost for comparison is 9.0% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st July 2029, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 5 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this fixed rate product until 1st July 2029 at 5.75% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 62 monthly payments of £727.35 and 142 monthly payments of £889.40. The total amount payable would be £171,501 made up of the loan amount plus interest (£76,842) and a repayment fee (£110). The overall cost for comparison is 7.7% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this fixed rate product until 1st July 2029 at 6.10% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 62 monthly payments of £745.67 and 142 monthly payments of £895.21. The total amount payable would be £173,461 made up of the loan amount plus interest (£78,803) and a repayment fee (£110). The overall cost for comparison is 7.9% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st July 2029, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 5 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this fixed rate product until 1st July 2029 at 5.75% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 62 monthly payments of £727.35 and 142 monthly payments of £889.40. The total amount payable would be £171,501 made up of the loan amount plus interest (£76,842) and a repayment fee (£110). The overall cost for comparison is 7.7% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £94,548 payable over 17 years initially on this fixed rate product until 1st July 2029 at 6.10% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 62 monthly payments of £745.67 and 142 monthly payments of £895.21. The total amount payable would be £173,461 made up of the loan amount plus interest (£78,803) and a repayment fee (£110). The overall cost for comparison is 7.9% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |