Please Note: The information included within these pages is for for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.
Introducing our Holiday Let product switch range
Below, we’ve outlined the type of mortgage you client may have and the products that apply to each.
| Core product | Specialist product | Specialist+ product |
| Sole Trader & Partnerships | Limited Company Special Purpose Vehicle or Limited Liability Partnership Special Purpose Vehicle without personal guarantee | Trading Business (Entity type sole trader, partnerships, Limited Company, Limited Liability Partnership) |
| Limited Company Special Purpose Vehicle or Limited Liability Partnership Special Purpose Vehicle with personal guarantee | Security address above Commercial property | Complex Security (i.e. layered structures, cross company guarantees) |
| 3 or less mortgaged buy to lets and holiday lets in portfolio | 4-8 mortgaged buy to lets or holiday lets in portfolio | 9 or more mortgaged buy to lets or holiday let properties in portfolio |
| HM Land registry includes more than one letting unit on the title up to 3 letting units Max. | Real Estate property developers |