Please Note: The information included within these pages is for for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.
The Cumberland are pleased to offer a wide range of market leading Holiday Let mortgage products. We are experts in the Holiday Let market with over 20 years’ experience of lending into the sector.
We pride ourselves on building strong relationships with the intermediaries who choose to work with us. We offer a single point of contact along with an efficient service to help you deliver a mortgage product to suit the needs of your client.
Our underwriting is manual, meaning we are adept in handling complex and unusual cases. We consider cases that many other lenders don't, including multiple letting units on one title, properties across split titles, limited companies and more.
We can help your client remortgage if they wish to refinance their property. We will also finance multiple holiday let properties as their business grows.
Our Intermediary team can consider applications from you, on behalf of your clients in the following circumstances -
* If your client’s application falls outside the above criteria, it may be subject to commercial pricing and criteria. Please contact our Commercial team who may be able to help.
At The Cumberland, we're committed to working with you to ensure you get the right mortgage to suit the individual needs of your client.
View our lending criteria to find out more or view our range of products.
The Cumberland has reduced the remortgage fee on all core holiday let products from £999 to £299.
Grant Seaton, Head of Intermediary Lending at The Cumberland shares his thoughts on the current UK Holiday Let market.
Grant Seaton, Head of Intermediary Lending at The Cumberland reflects on the Holiday Let market.