"Making a smooth transaction for people is always my priority, I like to really make a difference and this role gives me that opportunity."

Jessica Hartley, Mortgage and Protection Advisor
Meet Jessica

Our latest deals

Use our mortgage product selector to compare our latest mortgage deals.

If any part of your mortgage is Interest Only the maximum Loan-to-value (LTV) we offer is 75%*.

If you require a combination of repayment types, you can view the products available to you by selecting the Interest Only button below.

* LTV dependant on repayment strategy used.

Fixed RateVariable Rate
RepaymentInterest Only
These products are available for a £120,000 mortgage with a 75% loan to value (LTV)
2 YEAR DISCOUNT VARIABLE RATE
5.39%
Initial Interest Rate
8.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £932.00.

The total amount payable would be £275,858 made up of the loan amount plus interest (£154,729), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.39%
Initial Interest Rate
8.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £932.00.

The total amount payable would be £275,858 made up of the loan amount plus interest (£154,729), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.39%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £932.00.

The total amount payable would be £276,118 made up of the loan amount plus interest (£154,729), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.39%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £729.04 and 276 monthly payments of £932.00.

The total amount payable would be £276,118 made up of the loan amount plus interest (£154,729), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.54%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.70% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £739.77 and 276 monthly payments of £932.82.

The total amount payable would be £276,342 made up of the loan amount plus interest (£155,213), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.54%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.70% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £739.77 and 276 monthly payments of £932.82.

The total amount payable would be £276,342 made up of the loan amount plus interest (£155,213), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.64%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,664 made up of the loan amount plus interest (£155,535), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.64%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,664 made up of the loan amount plus interest (£155,535), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.64%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,664 made up of the loan amount plus interest (£155,535), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.64%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,664 made up of the loan amount plus interest (£155,535), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.64%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,924 made up of the loan amount plus interest (£155,535), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
5.64%
Initial Interest Rate
8.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 0.5% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £120,000 payable over 25 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £746.97 and 276 monthly payments of £933.36.

The total amount payable would be £276,924 made up of the loan amount plus interest (£155,535), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 8.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.68%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.68% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £774.22 and 154 monthly payments of £943.57.

The total amount payable would be £166,569 made up of the loan amount plus interest (£65,440), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.68%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.68% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £774.22 and 154 monthly payments of £943.57.

The total amount payable would be £166,569 made up of the loan amount plus interest (£65,440), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.68%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.68% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £774.22 and 154 monthly payments of £943.57.

The total amount payable would be £166,829 made up of the loan amount plus interest (£65,440), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.68%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.68% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £774.22 and 154 monthly payments of £943.57.

The total amount payable would be £166,829 made up of the loan amount plus interest (£65,440), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.83%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.83% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.83% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £781.97 and 154 monthly payments of £944.77.

The total amount payable would be £166,955 made up of the loan amount plus interest (£65,826), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.83%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.83% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.83% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £781.97 and 154 monthly payments of £944.77.

The total amount payable would be £166,955 made up of the loan amount plus interest (£65,826), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.83%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.83% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.83% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £781.97 and 154 monthly payments of £944.77.

The total amount payable would be £167,215 made up of the loan amount plus interest (£65,826), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.83%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.83% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.83% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £781.97 and 154 monthly payments of £944.77.

The total amount payable would be £167,215 made up of the loan amount plus interest (£65,826), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.93%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £787.15 and 154 monthly payments of £945.56.

The total amount payable would be £167,211 made up of the loan amount plus interest (£66,082), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.93%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £787.15 and 154 monthly payments of £945.56.

The total amount payable would be £167,211 made up of the loan amount plus interest (£66,082), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.93%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £787.15 and 154 monthly payments of £945.56.

The total amount payable would be £167,471 made up of the loan amount plus interest (£66,082), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
4.93%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £787.15 and 154 monthly payments of £945.56.

The total amount payable would be £167,471 made up of the loan amount plus interest (£66,082), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.08%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £794.97 and 154 monthly payments of £946.74.

The total amount payable would be £167,596 made up of the loan amount plus interest (£66,467), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.08%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £794.97 and 154 monthly payments of £946.74.

The total amount payable would be £167,596 made up of the loan amount plus interest (£66,467), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.08%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £794.97 and 154 monthly payments of £946.74.

The total amount payable would be £167,856 made up of the loan amount plus interest (£66,467), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.08%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £794.97 and 154 monthly payments of £946.74.

The total amount payable would be £167,856 made up of the loan amount plus interest (£66,467), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.08%
Initial Interest Rate
7.5% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £794.97 and 154 monthly payments of £946.74.

The total amount payable would be £166,597 made up of the loan amount plus interest (£66,467), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.08%
Initial Interest Rate
7.5% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £794.97 and 154 monthly payments of £946.74.

The total amount payable would be £166,597 made up of the loan amount plus interest (£66,467), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.08%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £794.97 and 154 monthly payments of £946.74.

The total amount payable would be £166,857 made up of the loan amount plus interest (£66,467), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.08%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £794.97 and 154 monthly payments of £946.74.

The total amount payable would be £166,857 made up of the loan amount plus interest (£66,467), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.18%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 5.18% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £800.20 and 154 monthly payments of £947.53.

The total amount payable would be £167,854 made up of the loan amount plus interest (£66,725), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.18%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 5.18% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £800.20 and 154 monthly payments of £947.53.

The total amount payable would be £167,854 made up of the loan amount plus interest (£66,725), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.18%
Initial Interest Rate
7.5% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 5.18% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £800.20 and 154 monthly payments of £947.53.

The total amount payable would be £166,855 made up of the loan amount plus interest (£66,725), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.18%
Initial Interest Rate
7.5% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 5.18% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £800.20 and 154 monthly payments of £947.53.

The total amount payable would be £166,855 made up of the loan amount plus interest (£66,725), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.18%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 5.18% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £800.20 and 154 monthly payments of £947.53.

The total amount payable would be £167,115 made up of the loan amount plus interest (£66,725), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.18%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 5.18% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.18% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £800.20 and 154 monthly payments of £947.53.

The total amount payable would be £167,115 made up of the loan amount plus interest (£66,725), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.28%
Initial Interest Rate
7.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 5.28% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £805.46 and 154 monthly payments of £948.31.

The total amount payable would be £168,111 made up of the loan amount plus interest (£66,982), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.28%
Initial Interest Rate
7.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 5.28% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.28% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £805.46 and 154 monthly payments of £948.31.

The total amount payable would be £168,111 made up of the loan amount plus interest (£66,982), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.48%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 5.48% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £816.02 and 154 monthly payments of £949.86.

The total amount payable would be £167,625 made up of the loan amount plus interest (£67,495), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.48%
Initial Interest Rate
7.6% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 5.48% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.48% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £816.02 and 154 monthly payments of £949.86.

The total amount payable would be £167,625 made up of the loan amount plus interest (£67,495), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.58%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 5.58% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £821.33 and 154 monthly payments of £950.63.

The total amount payable would be £167,882 made up of the loan amount plus interest (£67,752), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
5.58%
Initial Interest Rate
7.7% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 5.58% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd July 2025 and 1% before 2nd July 2026 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2026
Representative Example:

A mortgage of £100,000 payable over 15 years initially on this fixed rate product until 1st July 2026 at 5.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £821.33 and 154 monthly payments of £950.63.

The total amount payable would be £167,882 made up of the loan amount plus interest (£67,752), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.38%
Initial Interest Rate
6.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.38% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.38% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £462.76 and 238 monthly payments of £628.04.

The total amount payable would be £179,294 made up of the loan amount plus interest (£93,880), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.38%
Initial Interest Rate
6.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.38% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.38% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £462.76 and 238 monthly payments of £628.04.

The total amount payable would be £179,294 made up of the loan amount plus interest (£93,880), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.38%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.38% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.38% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £462.76 and 238 monthly payments of £628.04.

The total amount payable would be £179,554 made up of the loan amount plus interest (£93,880), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.38%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.38% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.38% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £462.76 and 238 monthly payments of £628.04.

The total amount payable would be £179,554 made up of the loan amount plus interest (£93,880), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.53%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.53% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £469.92 and 238 monthly payments of £629.69.

The total amount payable would be £180,130 made up of the loan amount plus interest (£94,716), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.53%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.53% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £469.92 and 238 monthly payments of £629.69.

The total amount payable would be £180,130 made up of the loan amount plus interest (£94,716), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.53%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.53% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £469.92 and 238 monthly payments of £629.69.

The total amount payable would be £180,390 made up of the loan amount plus interest (£94,716), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.53%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.53% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £469.92 and 238 monthly payments of £629.69.

The total amount payable would be £180,390 made up of the loan amount plus interest (£94,716), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.58%
Initial Interest Rate
6.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 4.58% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £472.32 and 238 monthly payments of £630.24.

The total amount payable would be £179,411 made up of the loan amount plus interest (£94,996), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.58%
Initial Interest Rate
6.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 4.58% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £472.32 and 238 monthly payments of £630.24.

The total amount payable would be £179,411 made up of the loan amount plus interest (£94,996), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.58%
Initial Interest Rate
6.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 4.58% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £472.32 and 238 monthly payments of £630.24.

The total amount payable would be £179,671 made up of the loan amount plus interest (£94,996), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.58%
Initial Interest Rate
6.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 4.58% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £472.32 and 238 monthly payments of £630.24.

The total amount payable would be £179,671 made up of the loan amount plus interest (£94,996), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.63%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.63% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £474.72 and 238 monthly payments of £630.78.

The total amount payable would be £180,687 made up of the loan amount plus interest (£95,273), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.63%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.63% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £474.72 and 238 monthly payments of £630.78.

The total amount payable would be £180,687 made up of the loan amount plus interest (£95,273), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.63%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.63% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £474.72 and 238 monthly payments of £630.78.

The total amount payable would be £180,947 made up of the loan amount plus interest (£95,273), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.63%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 4.63% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £474.72 and 238 monthly payments of £630.78.

The total amount payable would be £180,947 made up of the loan amount plus interest (£95,273), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.68%
Initial Interest Rate
6.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 4.68% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £477.14 and 238 monthly payments of £631.32.

The total amount payable would be £179,967 made up of the loan amount plus interest (£95,552), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.68%
Initial Interest Rate
6.8% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 4.68% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £477.14 and 238 monthly payments of £631.32.

The total amount payable would be £179,967 made up of the loan amount plus interest (£95,552), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.68%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 4.68% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £477.14 and 238 monthly payments of £631.32.

The total amount payable would be £180,227 made up of the loan amount plus interest (£95,552), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.68%
Initial Interest Rate
6.9% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 4.68% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £477.14 and 238 monthly payments of £631.32.

The total amount payable would be £180,227 made up of the loan amount plus interest (£95,552), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 6.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.78%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.78% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £481.98 and 238 monthly payments of £632.39.

The total amount payable would be £181,521 made up of the loan amount plus interest (£96,107), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.78%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.78% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £481.98 and 238 monthly payments of £632.39.

The total amount payable would be £181,521 made up of the loan amount plus interest (£96,107), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.78%
Initial Interest Rate
7.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.78% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £481.98 and 238 monthly payments of £632.39.

The total amount payable would be £181,781 made up of the loan amount plus interest (£96,107), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.78%
Initial Interest Rate
7.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 4.78% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £481.98 and 238 monthly payments of £632.39.

The total amount payable would be £181,781 made up of the loan amount plus interest (£96,107), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.78%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 4.78% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £481.98 and 238 monthly payments of £632.39.

The total amount payable would be £181,521 made up of the loan amount plus interest (£96,107), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.78%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 4.78% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.78% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £481.98 and 238 monthly payments of £632.39.

The total amount payable would be £181,521 made up of the loan amount plus interest (£96,107), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.88%
Initial Interest Rate
7.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 4.88% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £486.85 and 238 monthly payments of £633.46.

The total amount payable would be £182,077 made up of the loan amount plus interest (£96,663), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.88%
Initial Interest Rate
7.1% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 4.88% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.88% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £486.85 and 238 monthly payments of £633.46.

The total amount payable would be £182,077 made up of the loan amount plus interest (£96,663), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.93%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 4.93% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £489.29 and 238 monthly payments of £633.99.

The total amount payable would be £181,356 made up of the loan amount plus interest (£96,941), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
4.93%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 4.93% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £489.29 and 238 monthly payments of £633.99.

The total amount payable would be £181,356 made up of the loan amount plus interest (£96,941), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
5.03%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 5.03% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 5.03% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £494.20 and 238 monthly payments of £635.04.

The total amount payable would be £181,910 made up of the loan amount plus interest (£97,495), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
5.03%
Initial Interest Rate
7.0% APRC
Overall Cost for Comparison
Followed by variable rate
8.24%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 5.03% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • Free Legal Fees - Cumberland remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd July 2025, 4% before 2nd July 2026, 3% before 2nd July 2027, 2% before 2nd July 2028 and 1% before 2nd July 2029 of the amount repaid) if you repay all or part of your mortgage before 2nd July 2029
Representative Example:

A mortgage of £84,285 payable over 25 years initially on this fixed rate product until 1st July 2029 at 5.03% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £494.20 and 238 monthly payments of £635.04.

The total amount payable would be £181,910 made up of the loan amount plus interest (£97,495), other lending fees (£20) and a repayment fee (£110).

The overall cost for comparison is 7.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

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Remortgage FAQs

  • Do you offer mortgages throughout Great Britain?

    Yes, we are now accepting mortgage applications for residential purchase and remortgages to up to 90% loan to value (LTV) throughout Great Britain, with up to 75% in London & SE England.

  • Why remortgage?

    There are a number of reasons why you should consider remortgaging.

    Save money on your mortgage payments

    If you’re paying your lender’s standard mortgage rate (SVR) and you’ve still got a few years left on your mortgage you could save money by reducing your monthly payments.

    Get a better deal

    If it’s been a few years since you took your mortgage out, it’s possible your property has increased in value while you’ve been paying your mortgage off. If you have a small mortgage and a property that’s worth a little more you may be able to get a better mortgage deal.

    If you know roughly what your property is worth, have a look at our mortgage calculator to see what deals are available to you. If you’re not sure, give us a call on 01228 403141.

    Borrow more

    If you have some equity in your property, i.e. your mortgage is less than 90% of the value of your property, you may be able to release some of the money tied up in your property. Find out what your monthly payments may be with our mortgage calculator, or give us a call on 01228 403141.

  • What does it cost?

    If you are looking to save money on your mortgage, you could do so by switching your mortgage to the Cumberland.

    Switching your mortgage is simple, we’ll cut out as much of the hassle as possible. Our remortgage deals offer free standard legal fees if you use a solicitor we’ve nominated, and a free standard valuation* Depending on the product selection you might need to pay an arrangement fee and you’ll need to pay a £20 funds release fee.

    Applies to remortgage products up to 90% loan to value (LTV(75% in London & SE England)).

    *Excludes customers where borrowing amount is greater than £750k and all Buy to Let remortgage products. T&C’s apply.

  • How do I book an appointment?

    The quickest way to speak to a mortgage specialist that can help you get on or move up the property ladder, or remortgage is to Book an Appointment.

    Our mortgage hub teams are ready and waiting to help, and will aim to get back to you within one working day.

£100 cashback terms and conditions

New customers: Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process. Payable once per current account. Maximum one eligible current account per mortgage application. Existing customers: Your Cumberland current account must be funded with a minimum of £750 per month for the 3 successive months prior to your application.