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Moving home with The Cumberland

Whether you're a new customer or have a mortgage with us already, you can rely on our help and expertise to make moving home as easy as possible.

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You may be able to take your existing mortgage with you to your next home, known as porting.

Our Current Deals

Use our mortgage product selector to compare our latest mortgage deals

£100,000
£20,000
20 Years
Not available through brokers
These products are available for a £120,000 mortgage with a 75% loan to value (LTV).
2 YEAR DISCOUNT RATE
1.32%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,999
Loan To Value
Up to 50%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.42% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.32% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £369.96 and 216 monthly payments of £489.90.

The total amount payable would be £117,156 made up of the loan amount plus interest (£36,697), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.32%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.42% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.32% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £369.96 and 216 monthly payments of £489.90.

The total amount payable would be £117,156 made up of the loan amount plus interest (£36,697), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.35%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.39% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.35% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £371.03 and 216 monthly payments of £490.03.

The total amount payable would be £115,950 made up of the loan amount plus interest (£36,751), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.37%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.37% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.37% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £371.74 and 216 monthly payments of £490.12.

The total amount payable would be £117,247 made up of the loan amount plus interest (£36,788), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.45%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.29% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £374.59 and 216 monthly payments of £490.48.

The total amount payable would be £116,133 made up of the loan amount plus interest (£36,934), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.45%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.29% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £374.59 and 216 monthly payments of £490.48.

The total amount payable would be £116,133 made up of the loan amount plus interest (£36,934), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.45%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 50%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.29% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £374.59 and 216 monthly payments of £490.48.

The total amount payable would be £116,643 made up of the loan amount plus interest (£36,934), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.45%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.29% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.45% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £374.59 and 216 monthly payments of £490.48.

The total amount payable would be £116,643 made up of the loan amount plus interest (£36,934), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.55%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.19% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.55% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £378.18 and 216 monthly payments of £490.92.

The total amount payable would be £116,314 made up of the loan amount plus interest (£37,115), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.55%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.19% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.55% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £378.18 and 216 monthly payments of £490.92.

The total amount payable would be £116,824 made up of the loan amount plus interest (£37,115), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.55%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.19% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.55% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £378.18 and 216 monthly payments of £490.92.

The total amount payable would be £116,824 made up of the loan amount plus interest (£37,115), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.55%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 50%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.19% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.55% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £378.18 and 216 monthly payments of £490.92.

The total amount payable would be £116,824 made up of the loan amount plus interest (£37,115), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.60%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.14% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.60% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £379.98 and 216 monthly payments of £491.15.

The total amount payable would be £116,407 made up of the loan amount plus interest (£37,208), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.65%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.09% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.65% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £381.79 and 216 monthly payments of £491.37.

The total amount payable would be £117,008 made up of the loan amount plus interest (£37,299), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.67%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.07% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.67% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £382.51 and 216 monthly payments of £491.45.

The total amount payable would be £116,532 made up of the loan amount plus interest (£37,333), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.70%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 3.04% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.70% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £383.60 and 216 monthly payments of £491.59.

The total amount payable would be £116,589 made up of the loan amount plus interest (£37,390), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.77%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.97% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.77% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £386.15 and 216 monthly payments of £491.89.

The total amount payable would be £116,715 made up of the loan amount plus interest (£37,516), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.83%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.91% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.83% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £388.34 and 216 monthly payments of £492.15.

The total amount payable would be £116,824 made up of the loan amount plus interest (£37,625), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.88%
Initial Interest Rate
4.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.86% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £390.17 and 216 monthly payments of £492.37.

The total amount payable would be £115,916 made up of the loan amount plus interest (£37,716) and other lending fees (£50).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.93%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.81% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.93% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £392.01 and 216 monthly payments of £492.59.

The total amount payable would be £117,007 made up of the loan amount plus interest (£37,808), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
1.98%
Initial Interest Rate
4.2% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.76% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 1.98% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £393.85 and 216 monthly payments of £492.81.

The total amount payable would be £116,099 made up of the loan amount plus interest (£37,899) and other lending fees (£50).

The overall cost for comparison is 4.2% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.05%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
No fee
Loan To Value
Up to 50%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.69% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 2.05% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £396.44 and 216 monthly payments of £493.11.

The total amount payable would be £116,486 made up of the loan amount plus interest (£38,026), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.05%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.69% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 2.05% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £396.44 and 216 monthly payments of £493.11.

The total amount payable would be £116,486 made up of the loan amount plus interest (£38,026), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.13%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.61% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 2.13% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £399.41 and 216 monthly payments of £493.45.

The total amount payable would be £116,371 made up of the loan amount plus interest (£38,171) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.15%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.59% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 2.15% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £400.15 and 216 monthly payments of £493.54.

The total amount payable would be £116,668 made up of the loan amount plus interest (£38,208), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.20%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.54% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 2.20% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £402.02 and 216 monthly payments of £493.75.

The total amount payable would be £116,498 made up of the loan amount plus interest (£38,298) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.36%
Initial Interest Rate
4.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 2.38% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £78,000 payable over 20 years initially on this variable rate product for 2 years at 2.36% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 24 monthly payments of £408.03 and 216 monthly payments of £494.42.

The total amount payable would be £116,787 made up of the loan amount plus interest (£38,587) and other lending fees (£50).

The overall cost for comparison is 4.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.33%
Initial Interest Rate
4.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,999
Loan To Value
Up to 50%

Your interest rate is fixed at 1.33% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.33% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £235.92 and 335 monthly payments of £355.56.

The total amount payable would be £127,470 made up of the loan amount plus interest (£55,011), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.33%
Initial Interest Rate
4.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.33% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.33% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £235.92 and 335 monthly payments of £355.56.

The total amount payable would be £127,470 made up of the loan amount plus interest (£55,011), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.41%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.41% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.41% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £238.57 and 335 monthly payments of £355.82.

The total amount payable would be £126,363 made up of the loan amount plus interest (£55,164), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.43%
Initial Interest Rate
4.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.43% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.43% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £239.24 and 335 monthly payments of £355.88.

The total amount payable would be £127,660 made up of the loan amount plus interest (£55,201), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.51%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.51% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £241.92 and 335 monthly payments of £356.13.

The total amount payable would be £126,551 made up of the loan amount plus interest (£55,352), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.51%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 50%

Your interest rate is fixed at 1.51% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £241.92 and 335 monthly payments of £356.13.

The total amount payable would be £127,061 made up of the loan amount plus interest (£55,352), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.51%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 60%

Your interest rate is fixed at 1.51% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £241.92 and 335 monthly payments of £356.13.

The total amount payable would be £127,061 made up of the loan amount plus interest (£55,352), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.61%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 75%

Your interest rate is fixed at 1.61% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.61% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £245.30 and 335 monthly payments of £356.45.

The total amount payable would be £127,252 made up of the loan amount plus interest (£55,543), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.66%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate is fixed at 1.66% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.66% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £246.99 and 335 monthly payments of £356.60.

The total amount payable would be £126,835 made up of the loan amount plus interest (£55,636), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.73%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 1.73% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.73% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £249.38 and 335 monthly payments of £356.82.

The total amount payable would be £126,968 made up of the loan amount plus interest (£55,769), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.89%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 1.89% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.89% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £254.90 and 335 monthly payments of £357.31.

The total amount payable would be £127,270 made up of the loan amount plus interest (£56,071), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
1.94%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 1.94% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 1.94% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £256.64 and 335 monthly payments of £357.46.

The total amount payable would be £126,414 made up of the loan amount plus interest (£56,165), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.04%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 2.04% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 2.04% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £260.14 and 335 monthly payments of £357.76.

The total amount payable would be £126,602 made up of the loan amount plus interest (£56,353), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.11%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 50%

Your interest rate is fixed at 2.11% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 2.11% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £262.60 and 335 monthly payments of £357.97.

The total amount payable would be £126,994 made up of the loan amount plus interest (£56,485), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.11%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 2.11% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 2.11% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £262.60 and 335 monthly payments of £357.97.

The total amount payable would be £126,994 made up of the loan amount plus interest (£56,485), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.19%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 80%

Your interest rate is fixed at 2.19% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 2.19% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £265.44 and 335 monthly payments of £358.20.

The total amount payable would be £126,882 made up of the loan amount plus interest (£56,633), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.21%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 2.21% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 2.21% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £266.15 and 335 monthly payments of £358.26.

The total amount payable would be £127,180 made up of the loan amount plus interest (£56,671), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.26%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 85%

Your interest rate is fixed at 2.26% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 2.26% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £267.93 and 335 monthly payments of £358.41.

The total amount payable would be £127,015 made up of the loan amount plus interest (£56,766), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
2.42%
Initial Interest Rate
4.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 90%

Your interest rate is fixed at 2.42% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 2.42% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £273.68 and 335 monthly payments of £358.87.

The total amount payable would be £127,312 made up of the loan amount plus interest (£57,063), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 4.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
2 YEAR FIXED RATE
3.49%
Initial Interest Rate
4.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 95%

Your interest rate is fixed at 3.49% until 1st March 2022, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2021 and 1% before 2nd March 2022 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2022
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £70,000 payable over 30 years initially on this fixed rate product until 1st March 2022 at 3.49% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 25 monthly payments of £313.94 and 335 monthly payments of £361.74.

The total amount payable would be £129,280 made up of the loan amount plus interest (£59,031), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 4.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.57%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.57% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 1.57% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £453.64 and 239 monthly payments of £602.29.

The total amount payable would be £174,078 made up of the loan amount plus interest (£59,119), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.57%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,999
Loan To Value
Up to 50%

Your interest rate is fixed at 1.57% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 1.57% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £453.64 and 239 monthly payments of £602.29.

The total amount payable would be £174,078 made up of the loan amount plus interest (£59,119), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.67%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.67% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 1.67% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £458.97 and 239 monthly payments of £603.63.

The total amount payable would be £174,724 made up of the loan amount plus interest (£59,765), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.78%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.78% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 1.78% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £464.88 and 239 monthly payments of £605.10.

The total amount payable would be £174,176 made up of the loan amount plus interest (£60,477), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.88%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.88% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £470.29 and 239 monthly payments of £606.43.

The total amount payable would be £174,823 made up of the loan amount plus interest (£61,124), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.88%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 60%

Your interest rate is fixed at 1.88% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £470.29 and 239 monthly payments of £606.43.

The total amount payable would be £175,333 made up of the loan amount plus interest (£61,124), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.88%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 50%

Your interest rate is fixed at 1.88% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 1.88% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £470.29 and 239 monthly payments of £606.43.

The total amount payable would be £175,333 made up of the loan amount plus interest (£61,124), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.98%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 1.98% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £475.74 and 239 monthly payments of £607.74.

The total amount payable would be £174,519 made up of the loan amount plus interest (£61,770), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
1.98%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£1,249
Loan To Value
Up to 75%

Your interest rate is fixed at 1.98% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £475.74 and 239 monthly payments of £607.74.

The total amount payable would be £175,979 made up of the loan amount plus interest (£61,770), arrangement fee (£1,249), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate is fixed at 2.03% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £478.48 and 239 monthly payments of £608.40.

The total amount payable would be £175,794 made up of the loan amount plus interest (£62,095), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 2.03% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £478.48 and 239 monthly payments of £608.40.

The total amount payable would be £175,794 made up of the loan amount plus interest (£62,095), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.08%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 2.08% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.08% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £481.23 and 239 monthly payments of £609.05.

The total amount payable would be £175,167 made up of the loan amount plus interest (£62,418), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.15%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 60%

Your interest rate is fixed at 2.15% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.15% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £485.09 and 239 monthly payments of £609.96.

The total amount payable would be £175,880 made up of the loan amount plus interest (£62,871), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.15%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 50%

Your interest rate is fixed at 2.15% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.15% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £485.09 and 239 monthly payments of £609.96.

The total amount payable would be £175,880 made up of the loan amount plus interest (£62,871), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.23%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 80%

Your interest rate is fixed at 2.23% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.23% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £489.53 and 239 monthly payments of £611.00.

The total amount payable would be £176,139 made up of the loan amount plus interest (£63,390), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.23%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 85%

Your interest rate is fixed at 2.23% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.23% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £489.53 and 239 monthly payments of £611.00.

The total amount payable would be £176,139 made up of the loan amount plus interest (£63,390), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.25%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 75%

Your interest rate is fixed at 2.25% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.25% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £490.65 and 239 monthly payments of £611.25.

The total amount payable would be £176,527 made up of the loan amount plus interest (£63,518), arrangement fee (£49), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.30%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 2.30% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.30% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £493.44 and 239 monthly payments of £611.90.

The total amount payable would be £177,543 made up of the loan amount plus interest (£63,844), arrangement fee (£999) and other lending fees (£50).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.50%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 90%

Your interest rate is fixed at 2.50% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.50% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £504.69 and 239 monthly payments of £614.45.

The total amount payable would be £177,889 made up of the loan amount plus interest (£65,140), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
2.56%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 95%

Available when a family member provides their Cumberland savings as additional security. Contact us for more details.

Your interest rate is fixed at 2.56% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 2.56% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £508.10 and 239 monthly payments of £615.21.

The total amount payable would be £178,278 made up of the loan amount plus interest (£65,529), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
3.06%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 95%

Available when a family member provides their property as additional security. Contact us for more details.

Your interest rate is fixed at 3.06% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 3.06% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £537.01 and 239 monthly payments of £621.40.

The total amount payable would be £181,521 made up of the loan amount plus interest (£68,772), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
5 YEAR FIXED RATE
3.59%
Initial Interest Rate
4.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.74%
Arrangement Fee
£49
Loan To Value
Up to 95%

Your interest rate is fixed at 3.59% until 1st March 2025, followed by our Standard Variable Rate (SVR), currently 4.74%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2021, 4% before 2nd March 2022, 3% before 2nd March 2023, 2% before 2nd March 2024 and 1% before 2nd March 2025 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2025
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st March 2025 at 3.59% and then on our Standard Variable Rate (SVR), currently 4.74% for the remaining term of the mortgage, would require 61 monthly payments of £568.65 and 239 monthly payments of £627.73.

The total amount payable would be £184,964 made up of the loan amount plus interest (£72,215), arrangement fee (£49) and other lending fees (£50).

The overall cost for comparison is 4.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
OFFSET
3.29%
Until End Of Mortgage
3.5% APRC
Overall Cost for Comparison
Arrangement Fee
£795
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 276 monthly payments of £517.00.

The total amount payable would be £143,947 made up of the loan amount plus interest (£42,692), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
OFFSET
3.29%
Until End Of Mortgage
3.5% APRC
Overall Cost for Comparison
Arrangement Fee
£795
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 276 monthly payments of £517.00.

The total amount payable would be £143,947 made up of the loan amount plus interest (£42,692), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
OFFSET
3.29%
Until End Of Mortgage
3.5% APRC
Overall Cost for Comparison
Arrangement Fee
£795
Loan To Value
Up to 50%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.45% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.29%, would require 276 monthly payments of £517.00.

The total amount payable would be £143,947 made up of the loan amount plus interest (£42,692), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
OFFSET
3.49%
Until End Of Mortgage
3.7% APRC
Overall Cost for Comparison
Arrangement Fee
£795
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.25% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.49%, would require 276 monthly payments of £527.48.

The total amount payable would be £146,839 made up of the loan amount plus interest (£45,584), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
OFFSET
3.49%
Until End Of Mortgage
3.7% APRC
Overall Cost for Comparison
Arrangement Fee
£795
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.74%, less the agreed discount of 1.25% for the term of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all of your mortgage within the early repayment charge period
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for the term of the mortgage at 3.49%, would require 276 monthly payments of £527.48.

The total amount payable would be £146,839 made up of the loan amount plus interest (£45,584), arrangement fee (£795), valuation fee (£260) and other lending fees (£50).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

Book An Appointment
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FAQs

  • Where do I start?

    Moving home is a big step and there’s a lot to consider. Getting the right advice about a mortgage early in the process is one of the best things you can do. Knowing what you can afford is likely to influence which property you choose, and the last thing you want is to find your dream home and then discover you can’t buy it.

    Book an appointment with one of our mortgage and protection advisors and they’ll talk through the numbers and offer practical advice to help you plan your move.

  • How much can I borrow?

    The amount you can borrow depends on your income, outgoings and individual situation. You can get an idea of what you could borrow with our mortgage calculator, but for more detailed figures speak to one of our mortgage and protection advisors.

  • How much will it cost?

    On top of any deposit you may be putting down you’ll need to consider the other costs that come with moving home.

    You’ll need to factor in estate agency costs for the sale of your present home, and add conveyancing and Land Registry fees for the legal work involved. There may be costs associated with taking a new mortgage such as valuation and arrangement fees, and if you’re buying over £125,000 you will have to pay Stamp Duty Land Tax.

    Removal firm costs need to be budgeted for unless you’re doing it yourself, and it’s always wise to plan for any large purchases that you need to make in the first few days after moving in. Remember, if you’re leaving a home with built-in kitchen appliances and there isn’t any in your new home you could have a large bill just when you don’t need it!

  • Can I move my existing mortgage over to my new home?

    If you're an existing mortgage customer, you may be able to transfer your current mortgage rate from one property to another, known as porting.

    Alternatively, you might want to consider applying for a new mortgage rate with us from our current range. This might be more appropriate if you're on our standard variable rate or if your current deal is coming to an end.

    Book an appointment with one of our mortgage and protection advisors for more information.

  • Do you offer mortgages throughout the UK?

    We offer mortgages throughout the mainland UK - to see which of our products you could be eligible for, use our mortgage calculator.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.