With 95% mortgages available (75% in London & SE England), £1,000 cashback on selected deals, plus award-winning service from local people, getting your foot on the property ladder is easier than you think.
*£1,000 cashback only available on our 2 and 5 year fixed rate First Time Buyer mortgage products up to 95%. Terms and conditions apply.
Use our mortgage product selector to compare our latest mortgage deals
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Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.93% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.06% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £465.78 and 336 monthly payments of £657.22.
The total amount payable would be £233,134 made up of the loan amount plus interest (£107,005), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.93% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.06% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £465.78 and 336 monthly payments of £657.22.
The total amount payable would be £233,394 made up of the loan amount plus interest (£107,005), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.93% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.06% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £465.78 and 336 monthly payments of £657.22.
The total amount payable would be £233,134 made up of the loan amount plus interest (£107,005), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.93% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.06% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £465.78 and 336 monthly payments of £657.22.
The total amount payable would be £233,394 made up of the loan amount plus interest (£107,005), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.93% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.06% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £465.78 and 336 monthly payments of £657.22.
The total amount payable would be £233,134 made up of the loan amount plus interest (£107,005), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.93% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.06% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £465.78 and 336 monthly payments of £657.22.
The total amount payable would be £233,394 made up of the loan amount plus interest (£107,005), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.93% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.06% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £465.78 and 336 monthly payments of £657.22.
The total amount payable would be £233,134 made up of the loan amount plus interest (£107,005), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.93% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.06% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £465.78 and 336 monthly payments of £657.22.
The total amount payable would be £233,394 made up of the loan amount plus interest (£107,005), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.84% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.15% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £471.46 and 336 monthly payments of £657.69.
The total amount payable would be £233,428 made up of the loan amount plus interest (£107,299), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.84% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.15% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £471.46 and 336 monthly payments of £657.69.
The total amount payable would be £233,428 made up of the loan amount plus interest (£107,299), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.83% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.16% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £472.09 and 336 monthly payments of £657.74.
The total amount payable would be £233,460 made up of the loan amount plus interest (£107,331), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.83% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.16% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £472.09 and 336 monthly payments of £657.74.
The total amount payable would be £233,720 made up of the loan amount plus interest (£107,331), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.83% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.16% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £472.09 and 336 monthly payments of £657.74.
The total amount payable would be £233,460 made up of the loan amount plus interest (£107,331), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.83% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.16% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £472.09 and 336 monthly payments of £657.74.
The total amount payable would be £233,720 made up of the loan amount plus interest (£107,331), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.83% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.16% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £472.09 and 336 monthly payments of £657.74.
The total amount payable would be £233,460 made up of the loan amount plus interest (£107,331), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.83% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.16% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £472.09 and 336 monthly payments of £657.74.
The total amount payable would be £233,720 made up of the loan amount plus interest (£107,331), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.83% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.16% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £472.09 and 336 monthly payments of £657.74.
The total amount payable would be £233,460 made up of the loan amount plus interest (£107,331), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.83% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.16% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £472.09 and 336 monthly payments of £657.74.
The total amount payable would be £233,720 made up of the loan amount plus interest (£107,331), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.78% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.21% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £475.26 and 336 monthly payments of £658.00.
The total amount payable would be £233,623 made up of the loan amount plus interest (£107,494), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.78% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.21% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £475.26 and 336 monthly payments of £658.00.
The total amount payable would be £233,623 made up of the loan amount plus interest (£107,494), arrangement fee (£999) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £489.36 and 336 monthly payments of £659.13.
The total amount payable would be £233,342 made up of the loan amount plus interest (£108,212) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £489.36 and 336 monthly payments of £659.13.
The total amount payable would be £233,602 made up of the loan amount plus interest (£108,212), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £489.36 and 336 monthly payments of £659.13.
The total amount payable would be £233,342 made up of the loan amount plus interest (£108,212) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £489.36 and 336 monthly payments of £659.13.
The total amount payable would be £233,602 made up of the loan amount plus interest (£108,212), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £489.36 and 336 monthly payments of £659.13.
The total amount payable would be £233,342 made up of the loan amount plus interest (£108,212) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £489.36 and 336 monthly payments of £659.13.
The total amount payable would be £233,602 made up of the loan amount plus interest (£108,212), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £489.36 and 336 monthly payments of £659.13.
The total amount payable would be £233,342 made up of the loan amount plus interest (£108,212) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 4.99%, less the agreed discount of 2.56% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £125,000 payable over 30 years initially on this variable rate product for 2 years at 2.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 24 monthly payments of £489.36 and 336 monthly payments of £659.13.
The total amount payable would be £233,602 made up of the loan amount plus interest (£108,212), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.10% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.10% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £539.36 and 237 monthly payments of £634.45.
The total amount payable would be £184,474 made up of the loan amount plus interest (£71,844) and other lending fees (£20).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.10% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.10% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £539.36 and 237 monthly payments of £634.45.
The total amount payable would be £184,734 made up of the loan amount plus interest (£71,844), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.10% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.10% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £539.36 and 237 monthly payments of £634.45.
The total amount payable would be £184,474 made up of the loan amount plus interest (£71,844) and other lending fees (£20).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.10% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.10% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £539.36 and 237 monthly payments of £634.45.
The total amount payable would be £184,734 made up of the loan amount plus interest (£71,844), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.25% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.25% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £548.23 and 237 monthly payments of £636.37.
The total amount payable would be £185,488 made up of the loan amount plus interest (£72,858) and other lending fees (£20).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.25% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.25% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £548.23 and 237 monthly payments of £636.37.
The total amount payable would be £185,748 made up of the loan amount plus interest (£72,858), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.25% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.25% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £548.23 and 237 monthly payments of £636.37.
The total amount payable would be £185,488 made up of the loan amount plus interest (£72,858) and other lending fees (£20).
The overall cost for comparison is 4.3% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.25% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.25% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £548.23 and 237 monthly payments of £636.37.
The total amount payable would be £185,748 made up of the loan amount plus interest (£72,858), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.33% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.33% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £553.00 and 237 monthly payments of £637.38.
The total amount payable would be £186,028 made up of the loan amount plus interest (£73,398) and other lending fees (£20).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.33% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.33% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £553.00 and 237 monthly payments of £637.38.
The total amount payable would be £186,028 made up of the loan amount plus interest (£73,398) and other lending fees (£20).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.35% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.35% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £479.89 and 165 monthly payments of £531.67.
The total amount payable would be £100,813 made up of the loan amount plus interest (£29,433) and other lending fees (£20).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.35% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.35% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £479.89 and 165 monthly payments of £531.67.
The total amount payable would be £101,073 made up of the loan amount plus interest (£29,433), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.35% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.35% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £479.89 and 165 monthly payments of £531.67.
The total amount payable would be £100,813 made up of the loan amount plus interest (£29,433) and other lending fees (£20).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.35% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.35% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £479.89 and 165 monthly payments of £531.67.
The total amount payable would be £101,073 made up of the loan amount plus interest (£29,433), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.43% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £558.99 and 237 monthly payments of £638.64.
The total amount payable would be £186,704 made up of the loan amount plus interest (£74,074) and other lending fees (£20).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.43% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.43% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £558.99 and 237 monthly payments of £638.64.
The total amount payable would be £186,704 made up of the loan amount plus interest (£74,074) and other lending fees (£20).
The overall cost for comparison is 4.4% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.50% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.50% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £485.17 and 165 monthly payments of £532.42.
The total amount payable would be £101,079 made up of the loan amount plus interest (£29,699) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.50% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.50% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £485.17 and 165 monthly payments of £532.42.
The total amount payable would be £101,339 made up of the loan amount plus interest (£29,699), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.50% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.50% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £485.17 and 165 monthly payments of £532.42.
The total amount payable would be £101,079 made up of the loan amount plus interest (£29,699) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.50% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.50% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £485.17 and 165 monthly payments of £532.42.
The total amount payable would be £101,339 made up of the loan amount plus interest (£29,699), valuation fee (£260) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.58% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.58% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £488.00 and 165 monthly payments of £532.82.
The total amount payable would be £101,221 made up of the loan amount plus interest (£29,841) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.58% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.58% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £488.00 and 165 monthly payments of £532.82.
The total amount payable would be £101,221 made up of the loan amount plus interest (£29,841) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.62% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.62% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £570.47 and 237 monthly payments of £641.01.
The total amount payable would be £187,989 made up of the loan amount plus interest (£75,359) and other lending fees (£20).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.62% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.62% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £570.47 and 237 monthly payments of £641.01.
The total amount payable would be £187,989 made up of the loan amount plus interest (£75,359) and other lending fees (£20).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.62% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.62% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £570.47 and 237 monthly payments of £641.01.
The total amount payable would be £187,989 made up of the loan amount plus interest (£75,359) and other lending fees (£20).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.62% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.62% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £570.47 and 237 monthly payments of £641.01.
The total amount payable would be £187,989 made up of the loan amount plus interest (£75,359) and other lending fees (£20).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.64% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.64% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £571.68 and 237 monthly payments of £641.26.
The total amount payable would be £188,124 made up of the loan amount plus interest (£75,494) and other lending fees (£20).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.64% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.64% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £571.68 and 237 monthly payments of £641.26.
The total amount payable would be £188,124 made up of the loan amount plus interest (£75,494) and other lending fees (£20).
The overall cost for comparison is 4.5% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.68% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.68% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £491.56 and 165 monthly payments of £533.31.
The total amount payable would be £101,398 made up of the loan amount plus interest (£30,018) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.68% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.68% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £491.56 and 165 monthly payments of £533.31.
The total amount payable would be £101,398 made up of the loan amount plus interest (£30,018) and other lending fees (£20).
The overall cost for comparison is 4.7% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.83% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.83% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £583.31 and 237 monthly payments of £643.58.
The total amount payable would be £189,407 made up of the loan amount plus interest (£76,777) and other lending fees (£20).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.83% until 1st October 2027, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £112,500 payable over 25 years initially on this fixed rate product until 1st October 2027 at 3.83% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 63 monthly payments of £583.31 and 237 monthly payments of £643.58.
The total amount payable would be £189,407 made up of the loan amount plus interest (£76,777) and other lending fees (£20).
The overall cost for comparison is 4.6% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.89% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.89% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £499.06 and 165 monthly payments of £534.34.
The total amount payable would be £101,771 made up of the loan amount plus interest (£30,391) and other lending fees (£20).
The overall cost for comparison is 4.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 3.89% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 3.89% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £499.06 and 165 monthly payments of £534.34.
The total amount payable would be £101,771 made up of the loan amount plus interest (£30,391) and other lending fees (£20).
The overall cost for comparison is 4.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.36% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 4.36% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £516.11 and 165 monthly payments of £536.59.
The total amount payable would be £102,602 made up of the loan amount plus interest (£31,222) and other lending fees (£20).
The overall cost for comparison is 4.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.36% until 1st October 2024, followed by our Standard Variable Rate (SVR), currently 4.99%, until the end of the mortgage.
A mortgage of £71,250 payable over 16 years initially on this fixed rate product until 1st October 2024 at 4.36% and then on our Standard Variable Rate (SVR), currently 4.99% for the remaining term of the mortgage, would require 27 monthly payments of £516.11 and 165 monthly payments of £536.59.
The total amount payable would be £102,602 made up of the loan amount plus interest (£31,222) and other lending fees (£20).
The overall cost for comparison is 4.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Find out everything you need to know about The Cumberland's 5% deposit mortgages.
The amount you can borrow depends on your income, outgoings and individual situation. You can get an idea of what you could borrow with our Mortgage Calculator, but for more detailed figures speak to one of our mortgage and protection advisors.
If you want to apply for a mortgage with a second person, we will usually take into account your joint incomes.
Once we have talked to you about a mortgage, we can give you a Mortgage Affordability Certificate, showing how much we will lend you if the valuation of the property is satisfactory.
The length of time it will take you to get a mortgage depends on several different factors including your circumstances, the property and legal procedures.
Once the mortgage application form has been completed, we will send a valuer to prepare a mortgage valuation report on the property to make sure we can lend you what you want. We will also check your income and financial status.
You will need to instruct a conveyancer to handle the legal details (procedures for buying a house in Scotland are different from the system in England and Wales so it is important to contact a conveyancer at an early stage for guidance).
While you're doing this, we check your application and obtain references and a valuation. Providing these are satisfactory, we will offer you the mortgage. This usually takes two to three weeks, but we can normally give you an immediate "in principle" decision.
Initial costs
In addition to the deposit you will have other expenses such as conveyancer's fees (including registration fees and possibly stamp duty land tax), valuation fees (unless the mortgage product you've chosen includes a free valuation) and insurance costs. We will go through these with you so that you can work out how much you need to borrow.
Monthly mortgage payment
The amount of the monthly mortgage payment depends on:
Take all these points into account and with the help of a Mortgage Illustration you should have a good idea of how much your mortgage will costs each month.