Buying was much easier than we thought

Buying a house could not have been more simple for one Carlisle couple.
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The really useful guide to buying your first home

If you're thinking of buying your first house or flat we'd like to help.
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Great news for first time buyers!

With 95% mortgages available (75% in London & SE England)*, £1,000 cashback on selected deals, plus award-winning service from local people, getting your foot on the property ladder is easier than you think.
5% deposits and £1,000 cashback
5% deposits and £1,000 cashback

Also known as 95% LTV mortgages*, you can even get £1,000 cashback with selected mortgages.

Crunch some numbers
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Book an appointment

Our mortgage advisors will be here for you every step of the way. Book your telephone or branch appointment today.

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*Subject to lending criteria at the time

*£1,000 cashback available on selected First Time Buyer mortgage products up to 95%. Terms and conditions apply.

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Next steps

See how much you could borrow

Use our mortgage calculator to work out how much you could borrow from us.

Use our calculator
Book an appointment

Our mortgage advisors will be here for you every step of the way. Book your telephone or branch appointment today.

Book Appointment