Important Information: New customers must live within our operating area to open a Savings account.

Save with The Cumberland

Compare our full range of Savings accounts
Open an account
Discuss your preferred options with one of our friendly advisors
Book Appointment

Compare our Savings Accounts

Name Interest Rate Features
eSavings
Instant Access
4.10%
Variable Gross*/AER†
Instant access
Minimum balance £1
More details
Instant Savings
Instant Access
3.90%
Variable Gross*/AER†
Instant access
Minimum balance £100
More details
Save & Support:
Cumberland Blues

Instant Access
3.90% (£1)
Variable Gross Interest*/AER†
Annual donation to Carlisle United
Up to 6 free withdrawals each year
Minimum balance £1
More details
Save & Support:
Cumberland Hospices

Instant Access
3.90% (£1)
Variable Gross Interest*/AER†
Annual donation to the hospices
Up to 6 free withdrawals each year
Minimum balance £1
More details
Young Savers
Children's Accounts
4.15%
Variable Gross Interest*/AER†
Available to customers under 16
Instant access
Minimum balance £1
More details
Cash ISA
ISA Tax-Free Saving
4.05%
Variable Tax Free#/AER†
Instant access
Minimum balance £1
More details
Cash Junior ISA
ISA Tax-Free Saving
4.35%
Variable Tax Free#/AER†
Available to customers under 18
Minimum balance £50
More details
1 Year Fixed Cash ISA
Fixed
4.60%
Fixed Tax Free*/AER†
Fixed interest until 27 May 2025
Minimum balance £1,000
More details
2 Year Fixed Cash ISA
Fixed
4.20%
Fixed Tax Free*/AER†
Fixed interest until 27 May 2026
Minimum balance £1,000
More details
5 Year Fixed Cash ISA
Fixed
3.35%
Fixed Tax Free*/AER†
Fixed interest until 27 May 2029
Minimum balance £1,000
More details
1 Year Fixed Interest Fixed Term
Fixed
4.65%
Fixed Gross*/AER†
Fixed interest until 27 May 2025
Minimum balance £1,000
More details
2 Year Fixed Interest Fixed Term
Fixed
4.25%
Fixed Gross*/AER†
Fixed interest until 27 May 2026
Minimum balance £1,000
More details
5 Year Fixed Interest Fixed Term
Fixed
3.40%
Fixed Gross*/AER†
Fixed interest until 27 May 2029
Minimum balance £1,000
More details
Regular Saver
Regular Saving
5.25%
Gross Interest*/AER†
Minimum balance £1
More details
First Home Saver
Regular Saving
4.35%
Gross Interest*/AER†
Bonus £250 cashback with mortgage
Minimum balance £100
More details
40 Days Notice
Notice
4.10%
Variable Gross*/AER†
40 days withdrawal notice required
Minimum balance £500
More details
Business eSavings
Instant Access
3.25%
Variable Gross*/AER†
Instant access
Minimum balance £1
More details
Business 1 Year Fixed Interest Fixed Term
Fixed
4.20%
Fixed Gross*/AER†
Fixed interest until 27 May 2025
Minimum balance £10,000
More details
Business 40 Days Notice
Notice & Term
3.55%
Variable Gross*/AER†
40 days withdrawal notice required
Minimum balance £10,000
More details
Business Instant Access
Instant Access
3.05%
Variable Gross*/AER†
Instant access
Minimum balance £100
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
eSavings
Instant Access
4.10%
Variable Gross*/AER†
Instant access
Minimum balance £1
More details
Instant Savings
Instant Access
3.90%
Variable Gross*/AER†
Instant access
Minimum balance £100
More details
Save & Support:
Cumberland Blues

Instant Access
3.90% (£1)
Variable Gross Interest*/AER†
Annual donation to Carlisle United
Up to 6 free withdrawals each year
Minimum balance £1
More details
Save & Support:
Cumberland Hospices

Instant Access
3.90% (£1)
Variable Gross Interest*/AER†
Annual donation to the hospices
Up to 6 free withdrawals each year
Minimum balance £1
More details
Young Savers
Children's Accounts
4.15%
Variable Gross Interest*/AER†
Available to customers under 16
Instant access
Minimum balance £1
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
Cash ISA
ISA Tax-Free Saving
4.05%
Variable Tax Free#/AER†
Instant access
Minimum balance £1
More details
Cash Junior ISA
ISA Tax-Free Saving
4.35%
Variable Tax Free#/AER†
Available to customers under 18
Minimum balance £50
More details
1 Year Fixed Cash ISA
Fixed
4.60%
Fixed Tax Free*/AER†
Fixed interest until 27 May 2025
Minimum balance £1,000
More details
2 Year Fixed Cash ISA
Fixed
4.20%
Fixed Tax Free*/AER†
Fixed interest until 27 May 2026
Minimum balance £1,000
More details
5 Year Fixed Cash ISA
Fixed
3.35%
Fixed Tax Free*/AER†
Fixed interest until 27 May 2029
Minimum balance £1,000
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
1 Year Fixed Cash ISA
Fixed
4.60%
Fixed Tax Free*/AER†
Fixed interest until 27 May 2025
Minimum balance £1,000
More details
2 Year Fixed Cash ISA
Fixed
4.20%
Fixed Tax Free*/AER†
Fixed interest until 27 May 2026
Minimum balance £1,000
More details
5 Year Fixed Cash ISA
Fixed
3.35%
Fixed Tax Free*/AER†
Fixed interest until 27 May 2029
Minimum balance £1,000
More details
1 Year Fixed Interest Fixed Term
Fixed
4.65%
Fixed Gross*/AER†
Fixed interest until 27 May 2025
Minimum balance £1,000
More details
2 Year Fixed Interest Fixed Term
Fixed
4.25%
Fixed Gross*/AER†
Fixed interest until 27 May 2026
Minimum balance £1,000
More details
5 Year Fixed Interest Fixed Term
Fixed
3.40%
Fixed Gross*/AER†
Fixed interest until 27 May 2029
Minimum balance £1,000
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
Regular Saver
Regular Saving
5.25%
Gross Interest*/AER†
Minimum balance £1
More details
First Home Saver
Regular Saving
4.35%
Gross Interest*/AER†
Bonus £250 cashback with mortgage
Minimum balance £100
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
40 Days Notice
Notice
4.10%
Variable Gross*/AER†
40 days withdrawal notice required
Minimum balance £500
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
Cash Junior ISA
ISA Tax-Free Saving
4.35%
Variable Tax Free#/AER†
Available to customers under 18
Minimum balance £50
More details
Young Savers
Children's Accounts
4.15%
Variable Gross Interest*/AER†
Available to customers under 16
Instant access
Minimum balance £1
More details
Save & Support:
Young Cumberland Blues

Children's Accounts
4.15%
Variable Gross Interest*/AER†
Available to customers under 16
Carlisle United season ticket holders
or Supporters Club members
Annual donation to Carlisle United
Minimum balance £10
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Name Interest Rate Features
Business eSavings
Instant Access
3.25%
Variable Gross*/AER†
Instant access
Minimum balance £1
More details
Business 1 Year Fixed Interest Fixed Term
Fixed
4.20%
Fixed Gross*/AER†
Fixed interest until 27 May 2025
Minimum balance £10,000
More details
Business 40 Days Notice
Notice & Term
3.55%
Variable Gross*/AER†
40 days withdrawal notice required
Minimum balance £10,000
More details
Business Instant Access
Instant Access
3.05%
Variable Gross*/AER†
Instant access
Minimum balance £100
More details

*/#/† For a definition of AER, Gross and other terms please view our savings glossary.

Help and advice

Open an account
Discuss your preferred options with one of our friendly advisors
Book Appointment
Savings tips
Tips to help you kick start great savings habits.
Read more
Glossary of terms
A handy guide of all the terms to help you understand your savings
Jargon buster
Savings FAQs
If you have any questions about your Cumberland Savings account, we hope to answer them all below.
Find Out More
Check your interest rate
Click the button below to download a PDF summary of our current interest rates. This includes interest rates for accounts that are no longer available to open.
Open and Closed Interest Rates