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Important Information: New customers must live within our operating area to open a Savings account.
Important Information: New customers must live within our operating area to open a Savings account.
Customer Information: We will be reducing rates on our open and closed issue variable rate savings products from 08 July 2025 as follows:
Click here for more information.
We will be writing out to existing customers from 18 June 2025 confirming these changes.
Name | Interest Rate | |
Cumberland eSaver Instant Access |
3.35% Variable Gross*/AER† |
More details |
Cumberland Instant Access Instant Access |
3.15% Variable Gross*/AER† |
More details |
Save & Support: Cumberland Blues Instant Access |
3.15% Variable Gross Interest*/AER† |
More details |
Save & Support: Cumberland Hospices Instant Access |
3.15% Variable Gross Interest*/AER† |
More details |
Young Savers Children's Accounts |
3.45% Variable Gross Interest*/AER† |
More details |
Cumberland Instant Cash ISA ISA Tax-Free Saving |
3.30% Variable Tax Free#/AER† |
More details |
Cash Junior ISA ISA Tax-Free Saving |
3.65% Variable Tax Free#/AER† |
More details |
1 Year Fixed Cash ISA Fixed |
4.15% Fixed Tax Free*/AER† |
More details |
2 Year Fixed Cash ISA Fixed |
3.85% Fixed Tax Free*/AER† |
More details |
5 Year Fixed Cash ISA Fixed |
3.35% Fixed Tax Free*/AER† |
More details |
1 Year Fixed Interest Fixed Term Fixed |
4.15% Fixed Gross*/AER† |
More details |
2 Year Fixed Interest Fixed Term Fixed |
3.85% Fixed Gross*/AER† |
More details |
5 Year Fixed Interest Fixed Term Fixed |
3.40% Fixed Gross*/AER† |
More details |
Cumberland Regular Saver Regular Saving |
5.00% Gross Interest*/AER† |
More details |
First Home Saver Regular Saving |
4.10% Gross Interest*/AER† |
More details |
Cumberland 30 Day Notice Notice |
3.40% Variable Gross*/AER† |
More details |
Cumberland Business eSaver Instant Access |
3.10% Variable Gross*/AER† |
More details |
Business 1 Year Fixed Interest Fixed Term Fixed |
3.85% Fixed Gross*/AER† |
More details |
Cumberland Business 30 Day Notice Notice & Term |
3.30% Variable Gross*/AER† |
More details |
Cumberland Business Instant Access Instant Access |
2.90% Variable Gross*/AER† |
More details |
*/#/† For a definition of AER, Gross and other terms please view our savings glossary.
Name | Interest Rate | |
Cumberland eSaver Instant Access |
3.35% Variable Gross*/AER† |
More details |
Cumberland Instant Access Instant Access |
3.15% Variable Gross*/AER† |
More details |
Save & Support: Cumberland Blues Instant Access |
3.15% Variable Gross Interest*/AER† |
More details |
Save & Support: Cumberland Hospices Instant Access |
3.15% Variable Gross Interest*/AER† |
More details |
Young Savers Children's Accounts |
3.45% Variable Gross Interest*/AER† |
More details |
*/#/† For a definition of AER, Gross and other terms please view our savings glossary.
Name | Interest Rate | |
Cumberland Instant Cash ISA ISA Tax-Free Saving |
3.30% Variable Tax Free#/AER† |
More details |
Cash Junior ISA ISA Tax-Free Saving |
3.65% Variable Tax Free#/AER† |
More details |
1 Year Fixed Cash ISA Fixed |
4.15% Fixed Tax Free*/AER† |
More details |
2 Year Fixed Cash ISA Fixed |
3.85% Fixed Tax Free*/AER† |
More details |
5 Year Fixed Cash ISA Fixed |
3.35% Fixed Tax Free*/AER† |
More details |
*/#/† For a definition of AER, Gross and other terms please view our savings glossary.
Name | Interest Rate | |
1 Year Fixed Cash ISA Fixed |
4.15% Fixed Tax Free*/AER† |
More details |
2 Year Fixed Cash ISA Fixed |
3.85% Fixed Tax Free*/AER† |
More details |
5 Year Fixed Cash ISA Fixed |
3.35% Fixed Tax Free*/AER† |
More details |
1 Year Fixed Interest Fixed Term Fixed |
4.15% Fixed Gross*/AER† |
More details |
2 Year Fixed Interest Fixed Term Fixed |
3.85% Fixed Gross*/AER† |
More details |
5 Year Fixed Interest Fixed Term Fixed |
3.40% Fixed Gross*/AER† |
More details |
*/#/† For a definition of AER, Gross and other terms please view our savings glossary.
Name | Interest Rate | |
Cumberland Regular Saver Regular Saving |
5.00% Gross Interest*/AER† |
More details |
First Home Saver Regular Saving |
4.10% Gross Interest*/AER† |
More details |
*/#/† For a definition of AER, Gross and other terms please view our savings glossary.
Name | Interest Rate | |
Cumberland 30 Day Notice Notice |
3.40% Variable Gross*/AER† |
More details |
*/#/† For a definition of AER, Gross and other terms please view our savings glossary.
Name | Interest Rate | |
Cash Junior ISA ISA Tax-Free Saving |
3.65% Variable Tax Free#/AER† |
More details |
Young Savers Children's Accounts |
3.45% Variable Gross Interest*/AER† |
More details |
Save & Support: Young Cumberland Blues Children's Accounts |
3.45% Variable Gross Interest*/AER† |
More details |
*/#/† For a definition of AER, Gross and other terms please view our savings glossary.
Name | Interest Rate | |
Cumberland Business eSaver Instant Access |
3.10% Variable Gross*/AER† |
More details |
Business 1 Year Fixed Interest Fixed Term Fixed |
3.85% Fixed Gross*/AER† |
More details |
Cumberland Business 30 Day Notice Notice & Term |
3.30% Variable Gross*/AER† |
More details |
Cumberland Business Instant Access Instant Access |
2.90% Variable Gross*/AER† |
More details |
*/#/† For a definition of AER, Gross and other terms please view our savings glossary.
Rising costs impact everyone in a different way. From increases in your energy bills to dipping into your savings more often, we are here to help. Our Money Worries Hub contains lots of useful information on savings, mortgages, debts and much more.
We’ve packed plenty of hints and tips, explanations and motivational advice all into one convenient space. From explaining the different types of accounts to helping you form good saving habits, we’re here to support you every step of the way.
If you have any questions about your Cumberland Savings account, we hope to answer them all below.
Click the button below to download a PDF summary of our current interest rates. This includes interest rates for accounts that are no longer available to open.