Mortgage Hub

Purchasing your first home is an exciting time. It can mean your first sense of freedom, spreading your wings, or your first step toward a new future.

Discover how remortgaging works with The Cumberland's quick guide, offering insights to help you make informed decisions and potentially save on your mortgage.

Buying your first home is an exciting milestone, but it can also feel overwhelming. From securing the right first-time buyer mortgage to understanding government schemes, there’s a lot to consider. Our comprehensive guide walks you through every step, helping you navigate the process with confidence.

Buying a house could not have been more simple for one Carlisle couple, thanks to the support The Cumberland offers first-time buyers.

At The Cumberland we’re all about kinder banking. If you’ve decided that now is a good time to consider remortgaging, we have some handy tips and pieces of information that you may or may not have considered:

Anyone who’s ever bought a house will know the frustration that comes with saving for their deposit.

What is a deposit?

First things first, a deposit is a lump sum you pay upfront, letting you own part of the property outright. During the purchasing process it gives the seller reassurance that you are serious about the purchase.

We ask our mortgage adviser the difficult questions…