Whether you’re a first time buyer or moving to a new home, we’re here to support you. Find out more about our mortgage options.
Explore our mortgage options
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Searching for your new home and need a mortgage?
You’re in the right place.
Our locally based mortgage team are on hand to speak with you face to face or over the phone. It’s this personal service which encourages generations of families to return to us, year after year. In fact, this year sees The Cumberland celebrating 175 years of providing home loans and saving facilities!
Of course we’ve come a long way from those early days where members would gather in person to learn of new events. If you’re looking for information today, our mortgage hub is the place for helpful articles and case studies. For those looking for help with their planning, our mortgage calculator is an easy to use tool that can help you plan your finances and project how much you could potentially borrow.
When you’re ready, you can book to speak with our mortgage team.
At your appointment we can:
- Learn about your plans.
- Give an idea of what you could lend.
- Explore what your monthly payments could look like.
We may also be able to offer an agreement in principle which can help to show sellers that you’re a serious buyer.
We look forward to speaking with you and discussing your plans.
Kinder banking. It’s in our nature.
Found a new home and looking for a mortgage?
With 175 years of experience, we might be able to help.
Arranging to speak with a member of our mortgage team is easy. You can book an appointment for either an in-branch, or telephone meeting.
We can help you to understand the process, what a mortgage offer might look like and what your monthly payments could be. You can even bring a friend or relative along to the appointment to ask any questions you might forget. At The Cumberland, our mortgages are manually underwritten, meaning that our real people can consider all of the factors before giving a decision.
Looking for additional information? Our mortgage hub is full of useful articles and case studies on the mortgage process, and for those still working out their finances, our mortgage calculator provides an opportunity to crunch the numbers and obtain an idea of what payments might look like, before you come to your appointment.
If you have any unanswered questions about the mortgage process, give us a call on 01228 403141 or pop into your local branch.
Kinder banking at The Cumberland.
Continue your Mortgage journey
Chat through your options with a real person. Face to face at one of our local branches, or over the phone.
Book an appointment
When you’re ready to speak with a member of our team, you can book an appointment either in branch, or over the phone.
Mortgage hub
Obtaining a mortgage can mean so many things – like spreading your wings or starting a family. Our mortgage hub is here to provide some useful information to help you on your journey.
More on Mortgages
Your quick guide to mortgages
From understanding the different terms used, to the potential costs involved, we’ve put together a handy guide to help you understand mortgages.
First-time home buyer guide
Our first-time home buyer guide walks you through every step, helping you navigate the process with confidence.
Finalising your mortgage
You've put in your offer on the house. Now it's time to make your mortgage official, but what happens next?