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From April this year, landlords with qualifying income above £50,000 have been required to comply with Making Tax Digital (MTD) for Income Tax.

For over 30 years, The Cumberland has worked alongside brokers and borrowers across the country, supporting people with very different goals - from purchasing their first holiday let to growing established portfolios. Those conversations have
given us a real appreciation of how varied this market is and how quickly it can change.

A husband-and-wife team have fulfilled their lifelong dream of owning a home in the Cumbrian countryside by turning it into their first hospitality venture thanks to support from The Cumberland Building Society.

After several years of adjustment, 2025 is building on a year of steady revival for the UK’s Holiday Let sector.

The Cumberland has joined L&G Ignite as lender partner, giving brokers access to residential and Holiday Let mortgage products.

As the summer holiday season draws to a close, many property investors will begin turning their attention to potentially growing their portfolio ahead of next year’s season.

Holiday Lets are increasingly being treated as structured portfolios, with investors holding multiple properties across regions. What began as a sideline has, for many, become a professional investment class.

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list.