Consumer Duty

Fair Value Assessments

Our approach to Product Governance

We have a clearly defined approval process to oversee our Group product designs, and make sure they continue to meet the needs of our customers. This also defines our intended target market for our products and outlines the types of customers they are suitable for. Details of these different areas can be found below and should you have any further questions or comments about the information provided then please contact us.

Consumer Duty Fair Value Statements

The information provided to you below fulfils our responsibilities under the Financial Conduct Authority’s Handbook PRIN 2A.3.12R and PRIN 2A.4.15R.

Product Governance Information

Additional Product Information Sheets