First Time Buyer Hub

Buying your first house will almost certainly be the biggest purchase you’ve made so far in your life. So we know you’ll want to do everything you can to get it right.

You’re almost there – you’ve got a good chunk of savings for your deposit, you’ve got the income you need to pay the bills, you’ve got a good idea of where you want to live and you’ve used an online mortgage calculator to see how much you could borrow.

We're relaunching our 5% deposit mortgages. Here’s everything you need to know.

Buying your first home can be one of the most exciting things you can do – but as a big life event, it can also be quite stressful.

When it comes to mortgages we love helping first-time buyers get a foot on the property ladder. There is something particularly satisfying about seeing the excitement in people’s faces when they’re getting ready to pick up the keys to their own home for the first time.

The journey of finding and buying your forever home, or moving from your first to your second home, can be a tough one. Research shows that on average people move house just twice before settling on ‘the one’ – with a trend towards extending and redecorating rather than selling due to rising house prices and concerns around the stress of moving.



Looking for your property and imagining yourself in your new home is a fun part of being a first-time buyer. You might want to start by familiarising yourself with the market before making any decisions.

You've found your dream property and it's time to make an offer, here's what you can expect to happen and things you should know.