First Time Buyer Hub

We're relaunching our 5% deposit mortgages. Here’s everything you need to know.

Buying your first home can be one of the most exciting things you can do – but as a big life event, it can also be quite stressful.

When it comes to mortgages we love helping first-time buyers get a foot on the property ladder. There is something particularly satisfying about seeing the excitement in people’s faces when they’re getting ready to pick up the keys to their own home for the first time.

The journey of finding and buying your forever home, or moving from your first to your second home, can be a tough one. Research shows that on average people move house just twice before settling on ‘the one’ – with a trend towards extending and redecorating rather than selling due to rising house prices and concerns around the stress of moving.



Looking for your property and imagining yourself in your new home is a fun part of being a first-time buyer. You might want to start by familiarising yourself with the market before making any decisions.

You've found your dream property and it's time to make an offer, here's what you can expect to happen and things you should know.

Getting your first mortgage is easier than you think and we are here to guide you through the process.

Here's what you need to know if you're offer has been accepted and what happens next.

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