First Time Buyer Hub

The Government has created various ways of helping first time buyers to get onto the property ladder. The current one is the Help to Buy Scheme. This article explains it and how it differs from the now discontinued Help to Buy ISA.

If you’re thinking about buying your first home, there’s one question you need to ask yourself: what kind of deposit do I need to buy a house?

Saving to buy your first home can feel daunting, but having a realistic plan makes it a lot more manageable! Your deposit is the biggest thing you’ll be saving for, but having a little bit extra will come in handy for those additional moving costs, such as valuation or conveyancing fees.

From estate agents to solicitors, you’re bound to deal with a wide range of people on your journey to buying your first home. But what should you be asking these people, and when? Here’s our suggestions, with expert guidance from two of our mortgage and protection advisors, so you can feel a little more prepared.

When it comes to finding the right mortgage for your first home, it’s not a case of one size fits all. So what kind of mortgages are there? And what kind of mortgage is right for a first time buyer? We asked our mortgage experts for their advice.

Buying your first house will almost certainly be the biggest purchase you’ve made so far in your life. So we know you’ll want to do everything you can to get it right.

You’re almost there – you’ve got a good chunk of savings for your deposit, you’ve got the income you need to pay the bills, you’ve got a good idea of where you want to live and you’ve used an online mortgage calculator to see how much you could borrow.

As a first time buyer, you probably have plenty of questions around stamp duty. And you’re not the first - it’s not the simplest subject! We’ve put together this quick guide to help you get to grips with stamp duty in 5 minutes. Any questions after reading? Feel free to get in touch.