New mortgage customers: We are currently reviewing our mortgage product range due to changes in the mortgage market. As part of the review, we have temporarily withdrawn all fixed rate products from sale. Our range of variable rate mortgages is still available.

If you’ve recently arranged a mortgage with us and have received your mortgage offer, your mortgage is not affected and will not change.

Existing mortgage customers: Our full range of mortgage products will remain available for existing Cumberland mortgage customers.

If you have any questions about mortgages please book an appointment or contact us.

REMORTGAGE WITH THE CUMBERLAND

By remortgaging with The Cumberland, you’ll discover our brand of award-winning, relationship-managed service and common-sense lending.

If you already own a holiday let and are looking to remortgage, The Cumberland could help. We make lending decisions based on real people, not computers - so we often consider cases that others won’t. Our relationship managers are equipped with real industry knowledge and expertise, who will take the time to understand you and your Holiday Let.

Specialist pricing will be applied for the following applications:

Lending through Limited Company SPV (Special Purpose Vehicle)
Property occupancy restrictions apply
The HM land registry title includes more than single letting unit
Security address is above commercial premises
Capital raising where funds are to be used to consolidate debts of £25k or more
If you own 4 or more mortgaged Holiday Let or Buy to Let properties

Your mortgage is secured on your property. Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.