New mortgage customers: We are currently reviewing our mortgage product range due to changes in the mortgage market. As part of the review, we have temporarily withdrawn all fixed rate products from sale. Our range of variable rate mortgages is still available.

If you’ve recently arranged a mortgage with us and have received your mortgage offer, your mortgage is not affected and will not change.

Existing mortgage customers: Our full range of mortgage products will remain available for existing Cumberland mortgage customers.

If you have any questions about mortgages please book an appointment or contact us.

Considering a Holiday Let Mortgage?

At The Cumberland we provide banking from real people, for real people.

Our mortgages are manually underwritten, allowing us to consider the intricacies of each application and to consider applications that other lenders wont. With over 20 years of experience in the Holiday Let market, our relationship-managed approach to lending means you’ll be speaking to real people with industry knowledge and expertise.

Our customers are real people with real goals. We’re here to help make them a reality.

Specialist pricing will be applied for the following applications:

Lending through Limited Company SPV (Special Purpose Vehicle)
Property occupancy restrictions apply
The HM land registry title includes more than single letting unit
Security address is above commercial premises
Capital raising where funds are to be used to consolidate debts of £25k or more
If you own 4 or more mortgaged Holiday Let or Buy to Let properties

Your mortgage is secured on your property. Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.