View our lending criteria to find out more.
Specialist pricing will be applied for the following applications:
Use our mortgage product selector to compare our latest mortgage deals.
Our operating area is:
Your interest rate tracks our Commercial Variable Base Rate (CVBR), currently 9.74%, less the discount shown for the first 2 years, followed by our CVBR until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Discount from CVBR | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|---|
£25k – £2m | 3.76% | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this variable rate product for 2 years at 5.98% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 24 monthly payments of £751.04 and 216 monthly payments of £975.41. The total amount payable would be £228,824 made up of the loan amount plus interest (£123,714) and a repayment fee (£110). The overall cost for comparison is 9.2% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate tracks our Commercial Variable Base Rate (CVBR), currently 9.74%, less the discount shown for the first 2 years, followed by our CVBR until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Discount from CVBR | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|---|
£25k – £2m | 3.76% | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this variable rate product for 2 years at 5.98% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 24 monthly payments of £751.04 and 216 monthly payments of £975.41. The total amount payable would be £228,824 made up of the loan amount plus interest (£123,714) and a repayment fee (£110). The overall cost for comparison is 9.2% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st June 2026, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st June 2026 at 5.80% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 26 monthly payments of £740.19 and 214 monthly payments of £972.51. The total amount payable would be £227,472 made up of the loan amount plus interest (£122,362) and a repayment fee (£110). The overall cost for comparison is 9.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st June 2026 at 6.15% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 26 monthly payments of £761.37 and 214 monthly payments of £974.86. The total amount payable would be £228,526 made up of the loan amount plus interest (£123,416) and a repayment fee (£110). The overall cost for comparison is 9.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st June 2026, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st June 2026 at 5.80% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 26 monthly payments of £740.19 and 214 monthly payments of £972.51. The total amount payable would be £227,472 made up of the loan amount plus interest (£122,362) and a repayment fee (£110). The overall cost for comparison is 9.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st June 2026 at 6.15% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 26 monthly payments of £761.37 and 214 monthly payments of £974.86. The total amount payable would be £228,526 made up of the loan amount plus interest (£123,416) and a repayment fee (£110). The overall cost for comparison is 9.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st June 2029, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 5 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st June 2029 at 5.75% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 62 monthly payments of £737.19 and 178 monthly payments of £937.99. The total amount payable would be £212,778 made up of the loan amount plus interest (£107,668) and a repayment fee (£110). The overall cost for comparison is 7.9% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st June 2029 at 6.10% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 62 monthly payments of £758.32 and 178 monthly payments of £943.66. The total amount payable would be £215,097 made up of the loan amount plus interest (£109,987) and a repayment fee (£110). The overall cost for comparison is 8.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st June 2029, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 5 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st June 2029 at 5.75% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 62 monthly payments of £737.19 and 178 monthly payments of £937.99. The total amount payable would be £212,778 made up of the loan amount plus interest (£107,668) and a repayment fee (£110). The overall cost for comparison is 7.9% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st June 2029 at 6.10% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 62 monthly payments of £758.32 and 178 monthly payments of £943.66. The total amount payable would be £215,097 made up of the loan amount plus interest (£109,987) and a repayment fee (£110). The overall cost for comparison is 8.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |