View our lending criteria to find out more.
Specialist pricing will be applied for the following applications:
Use our mortgage product selector to compare our latest mortgage deals.
Our operating area is:
Your interest rate tracks our Commercial Variable Base Rate (CVBR), currently 9.74%, less the discount shown for the first 2 years, followed by our CVBR until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Discount from CVBR | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|---|
£25k – £2m | 3.76% | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this variable rate product for 2 years at 5.98% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 24 monthly payments of £751.04 and 216 monthly payments of £975.41. The total amount payable would be £228,824 made up of the loan amount plus interest (£123,714) and a repayment fee (£110). The overall cost for comparison is 9.2% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | |||||||
£25k – £2m | 3.41% | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this variable rate product for 2 years at 6.33% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 24 monthly payments of £772.38 and 216 monthly payments of £977.54. The total amount payable would be £229,796 made up of the loan amount plus interest (£124,686) and a repayment fee (£110). The overall cost for comparison is 9.3% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate tracks our Commercial Variable Base Rate (CVBR), currently 9.74%, less the discount shown for the first 2 years, followed by our CVBR until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Discount from CVBR | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|---|
£25k – £2m | 3.76% | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this variable rate product for 2 years at 5.98% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 24 monthly payments of £751.04 and 216 monthly payments of £975.41. The total amount payable would be £228,824 made up of the loan amount plus interest (£123,714) and a repayment fee (£110). The overall cost for comparison is 9.2% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | |||||||
£25k – £2m | 3.41% | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this variable rate product for 2 years at 6.33% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 24 monthly payments of £772.38 and 216 monthly payments of £977.54. The total amount payable would be £229,796 made up of the loan amount plus interest (£124,686) and a repayment fee (£110). The overall cost for comparison is 9.3% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st May 2026 at 5.80% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 25 monthly payments of £740.19 and 215 monthly payments of £973.32. The total amount payable would be £227,879 made up of the loan amount plus interest (£122,769) and a repayment fee (£110). The overall cost for comparison is 9.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st May 2026 at 6.15% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 25 monthly payments of £761.37 and 215 monthly payments of £975.58. The total amount payable would be £228,894 made up of the loan amount plus interest (£123,784) and a repayment fee (£110). The overall cost for comparison is 9.2% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st May 2026, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 2 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st May 2026 at 5.80% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 25 monthly payments of £740.19 and 215 monthly payments of £973.32. The total amount payable would be £227,879 made up of the loan amount plus interest (£122,769) and a repayment fee (£110). The overall cost for comparison is 9.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st May 2026 at 6.15% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 25 monthly payments of £761.37 and 215 monthly payments of £975.58. The total amount payable would be £228,894 made up of the loan amount plus interest (£123,784) and a repayment fee (£110). The overall cost for comparison is 9.2% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 5 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st May 2029 at 5.75% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 61 monthly payments of £737.19 and 179 monthly payments of £938.89. The total amount payable would be £213,140 made up of the loan amount plus interest (£108,030) and a repayment fee (£110). The overall cost for comparison is 7.9% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st May 2029 at 6.10% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 61 monthly payments of £758.32 and 179 monthly payments of £944.46. The total amount payable would be £215,426 made up of the loan amount plus interest (£110,316) and a repayment fee (£110). The overall cost for comparison is 8.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |
Your interest rate is fixed at the rate shown until 1st May 2029, followed by our Commercial Variable Base Rate (CVBR), currently 9.74%, until the end of the mortgage. Please check if you are eligible for Core or Specialist products here.
Loan To Value | Loan Amount | Initial interest rate for 5 years | Overall cost for comparison | Follow on rate | Fee | Type |
---|---|---|---|---|---|---|
£25k – £2m | 9.74% | No fee | Core | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st May 2029 at 5.75% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 61 monthly payments of £737.19 and 179 monthly payments of £938.89. The total amount payable would be £213,140 made up of the loan amount plus interest (£108,030) and a repayment fee (£110). The overall cost for comparison is 7.9% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment | ||||||
£25k – £2m | 9.74% | No fee | Specialist | |||
Representative Example: A mortgage of £105,000 payable over 20 years initially on this fixed rate product until 1st May 2029 at 6.10% and then on our Commercial Variable Base Rate (CVBR), currently 9.74% for the remaining term of the mortgage, would require 61 monthly payments of £758.32 and 179 monthly payments of £944.46. The total amount payable would be £215,426 made up of the loan amount plus interest (£110,316) and a repayment fee (£110). The overall cost for comparison is 8.1% APRC representative. What is a Representative Example? Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly. Book An Appointment |