Following the Bank of England’s increase in base rate on 2 November, we will be changing rates on savings and mortgage accounts. Find out more here.

TALK TO THE HOLIDAY LET MORTGAGE EXPERTS
We specialise in holiday let mortgages. Our experts will provide you with the right advice for your circumstances and work with you to find the best way forward
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GUEST HOUSE MORTGAGES
Based in the Lake District, the UK’s most visited national park, we understand the hospitality and tourism sector and specialise in mortgages for guest houses, B&Bs and hotels
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HOLIDAY LET & HOSPITALITY MORTGAGE EXPERTS

Based in the UK’s most visited national park, we specialise in mortgages for the tourism and hospitality sector throughout most of the UK

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Holiday Let Mortgages
We're experts in mortgages on holiday let properties
Holiday Let Mortgages
If you are buying a holiday let property or looking for a better deal, speak to us about our personal, flexible service and great deals
Mortgages for Guest Houses, B&Bs and Hotels Image
Mortgages for Guest Houses, B&Bs and Hotels
We understand your business and are here to guide you
Hospitality Mortgages
We specialise in mortgages for guest houses, bed and breakfasts and hotels in the Lake District and other parts of the UK
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Buy-To-Let Mortgages
Buying a property to let? Switching your buy-to-let mortgage?
Buy-To-Let Mortgages
Whether you are new to buy-to-let or looking to expand your portfolio, our experts are here to help make the most of your investment
Grant Seaton | Business Lending Expert

Our experience in lending to the hospitality industry in the Lake District and other beautiful parts of the UK is invaluable for anybody looking to invest in holiday let or running a guest house.

Grant Seaton | Business Lending Expert
Ask Us A Question
We are here for you 7 days a week, until 8pm on weekdays
Our friendly professional customer service team are based in Carlisle and are here to help you with whatever query you may have
Book An Appointment
For mortgages, banking and savings
Book Appointment
Arrange a date and time to meet or speak to one of our friendly expert teams
Find A Local Branch
A choice of 34 branches
Find A Branch
Come and see us at one of our branches in Cumbria, south-west Scotland, Lancashire and Northumberland

Latest News

Photo: Five minute read: becoming a first time buyer
Five minute read: becoming a first time buyer

We spoke to Serena Hannah, a first time buyer in her 30s who is moved into her first home this year, about getting onto the property ladder.

Photo: Do older borrowers deserve better?
Do older borrowers deserve better?

A report showing that older people deserve a better deal from banks and building societies has highlighted how vital The Cumberland's willingness to lend to this generation is.

Photo: London couple living guesthouse dream with first Cumbria venture
London couple living guesthouse dream with first Cumbria venture

Peter Jaques and Amanda Walker are living the dream after leaving London life behind and opening a stunning, tranquil guest house in Cumbria.

View all our news
Your mortgage is secured on your property. Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.
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Your eligible deposits with Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

Further information is available here or visit www.fscs.org.uk.