Holiday Let rate reduction
As of 2 December 2025, The Cumberland has reduced rates by 0.20% on the core Holiday Let range for Holiday Let landlords looking for a better deal in 2026.
The changes to the core Holiday Let product range include a reduction to our two-year and five-year fixed rates from 4.98% to 4.78%.
The decision to cut rates ahead of the Christmas period is to reflect current price competition in the Holiday Let sector, and help brokers secure better outcomes for their clients.
The products come with a £999 fee and are open to both property purchasers or remortgage cases.
Having supported the Holiday Let sector for over 20 years, The Cumberland offers our products both directly and through intermediaries nationwide.
Grant Seaton, Head of Intermediary Lending at The Cumberland, said:
“Broker feedback has prompted us to cut rates to support affordability for Holiday Let landlords looking for a better deal in 2026.
“We keep our Holiday Let pricing under close review so we can support more customers in the short term let sector. These price changes reflect both the importance of our broker and landlord relationships and the care we take to track the market and remain competitive.”
For more information on Holiday Let mortgages, please visit our Holiday Let page.