This could be higher than the variable or fixed interest mortgage you’ve moved from - so moving could lower your interest rate when compared to your SVR.
At the Cumberland, our aim is to create a banking experience that is kinder to people and planet. We are a purpose-led, financially strong, socially responsible building society, focussed on our people, planet and communities.
What is remortgaging?
Remortgaging is when you change the mortgage on your property, either by switching to a new lender or making a product switch.
Download the quick guide to remortgagingReasons you may consider remortgaging
You could release available equity from your property when you remortgage to pay for home improvements.
You could move to find a provider with more flexible terms that lets you overpay without charge.
If your property value has increased, your lower LTV might help you qualify for lower interest rates.
From starting a family to expecting a significant change to your income, remortgaging gives you a chance to find a deal that’s a better fit for you now and in the future.
Those new to remortgaging or just looking for some brief information might find our quick guide to remortgaging helpful.
Download the quick guide to remortgagingKinder banking from The Cumberland
As we believe in real people over robots, every mortgage application is reviewed individually by a member of our team, meaning that we can take your individual circumstances into account when making a decision.
Further information about the mortgages that we offer, booking an appointment with our mortgage team, and a collection of articles from our mortgage hub can be viewed using the options below.
We offer residential remortgages up to 90% loan to value (LTV) (80% in London & SE England).*
*Subject to lending criteria at the time
We’ll support you every step of the way, from getting your mortgage right through to the final paperwork.
Book an appointment with one of our friendly experts to chat through your options and get the ball rolling.
What does a mortgage really mean? If you look beyond the paperwork and the finance, obtaining a mortgage can mean so many things.