We’ve got 5% deposit mortgages and we’ll support you every step of the way, from getting your mortgage right through to the final paperwork.
We’ve got 5% deposit mortgages and we’ll support you every step of the way, from getting your mortgage right through to the final paperwork.
Also known as 95% LTV mortgages*, you can even get £1,000 cashback with selected mortgages**.
When we say our mortgage advisors are experienced, we’re not joking – together they boast a combined total of 257 years helping people buy their homes.
*Subject to lending criteria at the time
**£1,000 cashback available on selected First Time Buyer mortgage products up to 95%. Terms and conditions apply.
Use our mortgage product selector to compare our latest mortgage deals.
If any part of your mortgage is Interest Only the maximum Loan-to-value (LTV) we offer is 75%*.
If you require a combination of repayment types, you can view the products available to you by selecting the Interest Only button below.
* LTV dependant on repayment strategy used.
Our operating area is:
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.
The total amount payable would be £202,151 made up of the loan amount plus interest (£120,277), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.
The total amount payable would be £202,151 made up of the loan amount plus interest (£120,277), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.
The total amount payable would be £202,411 made up of the loan amount plus interest (£120,277), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.85% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.39% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £466.07 and 312 monthly payments of £608.45.
The total amount payable would be £202,411 made up of the loan amount plus interest (£120,277), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.70% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £473.51 and 312 monthly payments of £608.95.
The total amount payable would be £202,486 made up of the loan amount plus interest (£120,612), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.70% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.54% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £473.51 and 312 monthly payments of £608.95.
The total amount payable would be £202,486 made up of the loan amount plus interest (£120,612), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.
The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.
The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.
The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.
The total amount payable would be £202,705 made up of the loan amount plus interest (£120,831), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.
The total amount payable would be £202,965 made up of the loan amount plus interest (£120,831), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate tracks our Standard Variable Rate (SVR), currently 8.24%, less the agreed discount of 2.60% for the first 2 years, followed by our SVR until the end of the mortgage.
A mortgage of £80,745 payable over 28 years initially on this variable rate product for 2 years at 5.64% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 24 monthly payments of £478.51 and 312 monthly payments of £609.27.
The total amount payable would be £202,965 made up of the loan amount plus interest (£120,831), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.2% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.68% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £369.45 and 334 monthly payments of £526.82.
The total amount payable would be £186,693 made up of the loan amount plus interest (£114,164), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.68% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £369.45 and 334 monthly payments of £526.82.
The total amount payable would be £186,693 made up of the loan amount plus interest (£114,164), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.68% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £369.45 and 334 monthly payments of £526.82.
The total amount payable would be £186,953 made up of the loan amount plus interest (£114,164), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.68% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.68% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £369.45 and 334 monthly payments of £526.82.
The total amount payable would be £186,953 made up of the loan amount plus interest (£114,164), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.73% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £371.60 and 334 monthly payments of £526.98.
The total amount payable would be £186,802 made up of the loan amount plus interest (£114,273), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.73% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £371.60 and 334 monthly payments of £526.98.
The total amount payable would be £186,802 made up of the loan amount plus interest (£114,273), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.73% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £371.60 and 334 monthly payments of £526.98.
The total amount payable would be £187,062 made up of the loan amount plus interest (£114,273), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.73% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.73% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £371.60 and 334 monthly payments of £526.98.
The total amount payable would be £187,062 made up of the loan amount plus interest (£114,273), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £380.24 and 334 monthly payments of £527.62.
The total amount payable would be £187,240 made up of the loan amount plus interest (£114,711), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £380.24 and 334 monthly payments of £527.62.
The total amount payable would be £187,240 made up of the loan amount plus interest (£114,711), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £380.24 and 334 monthly payments of £527.62.
The total amount payable would be £187,500 made up of the loan amount plus interest (£114,711), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £380.24 and 334 monthly payments of £527.62.
The total amount payable would be £187,500 made up of the loan amount plus interest (£114,711), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.94% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.94% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £380.68 and 334 monthly payments of £527.65.
The total amount payable would be £187,262 made up of the loan amount plus interest (£114,733), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.94% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.94% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £380.68 and 334 monthly payments of £527.65.
The total amount payable would be £187,262 made up of the loan amount plus interest (£114,733), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.98% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £382.42 and 334 monthly payments of £527.78.
The total amount payable would be £187,350 made up of the loan amount plus interest (£114,821), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.98% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £382.42 and 334 monthly payments of £527.78.
The total amount payable would be £187,350 made up of the loan amount plus interest (£114,821), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.98% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £382.42 and 334 monthly payments of £527.78.
The total amount payable would be £187,610 made up of the loan amount plus interest (£114,821), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.98% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 4.98% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £382.42 and 334 monthly payments of £527.78.
The total amount payable would be £187,610 made up of the loan amount plus interest (£114,821), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.07% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.07% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £386.35 and 334 monthly payments of £528.06.
The total amount payable would be £187,546 made up of the loan amount plus interest (£115,017), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.07% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.07% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £386.35 and 334 monthly payments of £528.06.
The total amount payable would be £187,546 made up of the loan amount plus interest (£115,017), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £386.79 and 334 monthly payments of £528.09.
The total amount payable would be £186,569 made up of the loan amount plus interest (£115,039), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £386.79 and 334 monthly payments of £528.09.
The total amount payable would be £186,569 made up of the loan amount plus interest (£115,039), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £386.79 and 334 monthly payments of £528.09.
The total amount payable would be £186,829 made up of the loan amount plus interest (£115,039), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.08% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.08% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £386.79 and 334 monthly payments of £528.09.
The total amount payable would be £186,829 made up of the loan amount plus interest (£115,039), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.13% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.13% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £388.98 and 334 monthly payments of £528.25.
The total amount payable would be £186,679 made up of the loan amount plus interest (£115,149), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.13% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.13% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £388.98 and 334 monthly payments of £528.25.
The total amount payable would be £186,679 made up of the loan amount plus interest (£115,149), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.13% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.13% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £388.98 and 334 monthly payments of £528.25.
The total amount payable would be £186,939 made up of the loan amount plus interest (£115,149), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.13% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.13% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £388.98 and 334 monthly payments of £528.25.
The total amount payable would be £186,939 made up of the loan amount plus interest (£115,149), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.23% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.23% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £393.39 and 334 monthly payments of £528.56.
The total amount payable would be £186,897 made up of the loan amount plus interest (£115,367), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.23% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.23% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £393.39 and 334 monthly payments of £528.56.
The total amount payable would be £186,897 made up of the loan amount plus interest (£115,367), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.42% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.42% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £401.82 and 334 monthly payments of £529.13.
The total amount payable would be £187,307 made up of the loan amount plus interest (£115,777), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.42% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.42% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £401.82 and 334 monthly payments of £529.13.
The total amount payable would be £187,307 made up of the loan amount plus interest (£115,777), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.58% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £408.99 and 334 monthly payments of £529.59.
The total amount payable would be £187,647 made up of the loan amount plus interest (£116,117), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.58% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £408.99 and 334 monthly payments of £529.59.
The total amount payable would be £187,647 made up of the loan amount plus interest (£116,117), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £424.87 and 334 monthly payments of £530.58.
The total amount payable would be £188,390 made up of the loan amount plus interest (£116,860), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.93% until 1st July 2026, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £71,400 payable over 30 years initially on this fixed rate product until 1st July 2026 at 5.93% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 26 monthly payments of £424.87 and 334 monthly payments of £530.58.
The total amount payable would be £188,390 made up of the loan amount plus interest (£116,860), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 8.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.33% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £601.84 and 250 monthly payments of £829.88.
The total amount payable would be £245,913 made up of the loan amount plus interest (£132,209), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.33% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £601.84 and 250 monthly payments of £829.88.
The total amount payable would be £245,913 made up of the loan amount plus interest (£132,209), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.33% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £601.84 and 250 monthly payments of £829.88.
The total amount payable would be £246,173 made up of the loan amount plus interest (£132,209), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.33% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.33% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £601.84 and 250 monthly payments of £829.88.
The total amount payable would be £246,173 made up of the loan amount plus interest (£132,209), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.47% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.47% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £610.82 and 250 monthly payments of £831.89.
The total amount payable would be £246,972 made up of the loan amount plus interest (£133,268), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.47% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.47% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £610.82 and 250 monthly payments of £831.89.
The total amount payable would be £246,972 made up of the loan amount plus interest (£133,268), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.47% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.47% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £610.82 and 250 monthly payments of £831.89.
The total amount payable would be £247,232 made up of the loan amount plus interest (£133,268), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.47% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.47% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £610.82 and 250 monthly payments of £831.89.
The total amount payable would be £247,232 made up of the loan amount plus interest (£133,268), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.49% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.49% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £612.11 and 250 monthly payments of £832.17.
The total amount payable would be £246,123 made up of the loan amount plus interest (£133,418), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.49% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.49% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £612.11 and 250 monthly payments of £832.17.
The total amount payable would be £246,123 made up of the loan amount plus interest (£133,418), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.49% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.49% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £612.11 and 250 monthly payments of £832.17.
The total amount payable would be £246,383 made up of the loan amount plus interest (£133,418), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.49% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.49% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £612.11 and 250 monthly payments of £832.17.
The total amount payable would be £246,383 made up of the loan amount plus interest (£133,418), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.8% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.53% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £614.69 and 250 monthly payments of £832.74.
The total amount payable would be £247,425 made up of the loan amount plus interest (£133,721), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.53% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.53% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £614.69 and 250 monthly payments of £832.74.
The total amount payable would be £247,425 made up of the loan amount plus interest (£133,721), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.58% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £617.92 and 250 monthly payments of £833.45.
The total amount payable would be £247,803 made up of the loan amount plus interest (£134,099), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.58% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £617.92 and 250 monthly payments of £833.45.
The total amount payable would be £247,803 made up of the loan amount plus interest (£134,099), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.58% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £617.92 and 250 monthly payments of £833.45.
The total amount payable would be £248,063 made up of the loan amount plus interest (£134,099), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.58% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.58% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £617.92 and 250 monthly payments of £833.45.
The total amount payable would be £248,063 made up of the loan amount plus interest (£134,099), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.63% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £621.17 and 250 monthly payments of £834.15.
The total amount payable would be £247,440 made up of the loan amount plus interest (£134,475), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.63% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £621.17 and 250 monthly payments of £834.15.
The total amount payable would be £247,440 made up of the loan amount plus interest (£134,475), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.63% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £621.17 and 250 monthly payments of £834.15.
The total amount payable would be £247,180 made up of the loan amount plus interest (£134,475), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.63% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.63% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £621.17 and 250 monthly payments of £834.15.
The total amount payable would be £247,180 made up of the loan amount plus interest (£134,475), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.67% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.67% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £623.77 and 250 monthly payments of £834.71.
The total amount payable would be £248,480 made up of the loan amount plus interest (£134,776), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.67% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.67% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £623.77 and 250 monthly payments of £834.71.
The total amount payable would be £248,480 made up of the loan amount plus interest (£134,776), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.69% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.69% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £625.07 and 250 monthly payments of £834.99.
The total amount payable would be £247,632 made up of the loan amount plus interest (£134,927), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.69% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.69% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £625.07 and 250 monthly payments of £834.99.
The total amount payable would be £247,632 made up of the loan amount plus interest (£134,927), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.72% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.72% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £627.03 and 250 monthly payments of £835.41.
The total amount payable would be £248,857 made up of the loan amount plus interest (£135,153), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.72% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.72% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £627.03 and 250 monthly payments of £835.41.
The total amount payable would be £248,857 made up of the loan amount plus interest (£135,153), arrangement fee (£999), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.72% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.72% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £627.03 and 250 monthly payments of £835.41.
The total amount payable would be £249,117 made up of the loan amount plus interest (£135,153), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.72% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.72% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £627.03 and 250 monthly payments of £835.41.
The total amount payable would be £249,117 made up of the loan amount plus interest (£135,153), arrangement fee (£999), valuation fee (£260), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.0% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.81% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.81% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £632.92 and 250 monthly payments of £836.65.
The total amount payable would be £248,534 made up of the loan amount plus interest (£135,829), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 4.81% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 4.81% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £632.92 and 250 monthly payments of £836.65.
The total amount payable would be £248,534 made up of the loan amount plus interest (£135,829), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 6.9% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.10% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 5.10% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £652.08 and 250 monthly payments of £840.61.
The total amount payable would be £250,711 made up of the loan amount plus interest (£138,006), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.10% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 5.10% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £652.08 and 250 monthly payments of £840.61.
The total amount payable would be £250,711 made up of the loan amount plus interest (£138,006), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.24% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 5.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £661.44 and 250 monthly payments of £842.48.
The total amount payable would be £251,759 made up of the loan amount plus interest (£139,054), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Your interest rate is fixed at 5.24% until 1st July 2029, followed by our Standard Variable Rate (SVR), currently 8.24%, until the end of the mortgage.
A mortgage of £112,575 payable over 26 years initially on this fixed rate product until 1st July 2029 at 5.24% and then on our Standard Variable Rate (SVR), currently 8.24% for the remaining term of the mortgage, would require 62 monthly payments of £661.44 and 250 monthly payments of £842.48.
The total amount payable would be £251,759 made up of the loan amount plus interest (£139,054), other lending fees (£20) and a repayment fee (£110).
The overall cost for comparison is 7.1% APRC representative.
Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.
Use our mortgage calculator to work out how much you could borrow from us.
Our mortgage advisors will be here for you every step of the way. Book your telephone or branch appointment today.
The amount you can borrow depends on your income, outgoings and individual situation. You can get an idea of what you could borrow with our Mortgage Calculator, but for more detailed figures speak to one of our mortgage and protection advisors.
If you want to apply for a mortgage with a second person, we will usually take into account your joint incomes.
Once we have talked to you about a mortgage, we can give you a Mortgage Affordability Certificate, showing how much we will lend you if the valuation of the property is satisfactory.
The length of time it will take you to get a mortgage depends on several different factors including your circumstances, the property and legal procedures.
Once the mortgage application form has been completed, we will send a valuer to prepare a mortgage valuation report on the property to make sure we can lend you what you want. We will also check your income and financial status.
You will need to instruct a conveyancer to handle the legal details (procedures for buying a house in Scotland are different from the system in England and Wales so it is important to contact a conveyancer at an early stage for guidance).
While you're doing this, we check your application and obtain references and a valuation. Providing these are satisfactory, we will offer you the mortgage. This usually takes two to three weeks, but we can normally give you an immediate "in principle" decision.
Initial costs
In addition to the deposit you will have other expenses such as conveyancer's fees (including registration fees and possibly stamp duty land tax), valuation fees (unless the mortgage product you've chosen includes a free valuation) and insurance costs. We will go through these with you so that you can work out how much you need to borrow.
Monthly mortgage payment
The amount of the monthly mortgage payment depends on:
Take all these points into account and with the help of a Mortgage Illustration you should have a good idea of how much your mortgage will costs each month.