Internet and Mobile Banking are free1 and easy to use services giving you the freedom to keep in touch with your money whenever and wherever2 you want.
With internet banking, you can view details of all of your Cumberland current accounts and savings accounts, transfer money between them and make payments to other people and companies. You can also check the balance on your Cumberland mortgage.
For a simple demonstration of our internet banking service, go to the ‘current accounts’ section of www.cumberland.co.uk on a computer internet browser and open the ‘demo’ to see how easy it really is.
A key fraud prevention feature of Cumberland Internet Banking is SecureCall™, a system which contacts you by phone to confirm it is you making certain payments from your account.
Cumberland Mobile Banking will work on most mobile and smart phones which can access the internet via a browser (you do not need an ‘app’).
In mobile banking, you can check your balances, transfer your money between accounts and make payments to other people and companies that you have paid before in internet banking. You can also check the balance on your Cumberland mortgage.
Our services are designed to protect you and your money from fraud. We are so confident you are in safe hands that for your own peace of mind we give you our Security Promise.
If you aren’t sure you want to take the plunge and start moving your money around online or on your mobile straight away, you could try ‘read-only’ access. That way you can check your Cumberland accounts online without the ability to carry out transactions.
eSavings is an exclusive savings account for Cumberland current account holders. Available online, this savings account can only be operated via our internet and mobile banking service. The account offers instant access to your money via internet and mobile banking, and pays a higher rate of interest than our Instant Savings account.
| Account Name | eSavings Account | |
|---|---|---|
| Interest rates (AER) | variable gross interest3 / AER4 | net interest5 |
| 1.50% | 1.20% | |
| Interest paid yearly on 31st March to your selected Cumberland current account | ||
| Tax Status | Interest is paid net of basic rate tax. If you are eligible you may register to receive interest paid gross | |
| Conditions for bonus payment | No bonus payment applies to this account | |
| Withdrawal arrangements | Instant access withdrawals via online transfer to your Cumberland current account. Withdrawals not permitted by direct debit, standing order or faster payments. | |
| Access | Online: www.cumberland.co.uk | |
Important information You must hold an internet-enabled Cumberland Current Account to open and operate an eSavings Account. Maximum balance of £25,000 for a sole account and £50,000 for a joint account. Minimum balance of £1. Only one sole eSavings account per customer. If you close or de-register your internet banking current account your eSavings account will, in the absence of any alternative instructions, be transferred to an Instant Savings account.
If you have forgotten your Cumberland Internet and Mobile Banking Access Code or locked yourself out of the site by entering the wrong Access Code too many times, you need to print this form and follow the instructions.