With a Cumberland Plus current account, you'll get....

  • Internet Banking

    Internet Banking

    Manage your money 24 hours a day, at your convenience

  • Internet Banking

    Mobile Banking

    Transfer money, pay bills and view recent transactions on the go

  • Internet Banking

    Pay2Mobile

    Send money to another person’s Cumberland account using just their mobile phone number

  • Internet Banking

    Text Alerts

    For when your account balance falls below an amount of your choice

  • Internet Banking

    Branch

    You can also call into any of our local branches

  • Internet Banking

    Customer Service Team

    Our local, friendly and knowledgeable team are on hand to help

  • Internet Banking

    FREE foreign currency transactions

    We will not charge you any additional fees when using your card for foreign currency transactions(3)

  • Internet Banking

    Contactless Visa Debit Card

    A convenient alternative to cash when paying in shops, online or anywhere you see the Visa logo or contactless symbol. You can also withdraw cash at any Cumberland or LINK ATM

  • Internet Banking

    Current Account Switch Service

    Switching your bank account to the Cumberland has never been quicker or easier

Cumberland Plus in more detail...

Minimum age
18
Must be main account
Yes
Minimum funding requirement
£750 per month1
Charge if funding requirement is not met
£2 per month2
Current Account Switch Service
Yes
Standing Orders & Direct Debits
Yes
Contactless Visa debit card
Yes
Verified by Visa protection
Yes
Withdraw cash at Link ATMs across the UK
£300 per day
Mini statements from Cumberland ATMs
Yes
Withdraw cash at Cumberland branches
£500 per day
Foreign currency transaction charge
Free3
Cheque book
Free (on request)
Statements
Free
Use of all Cumberland branches
Yes
Internet banking
Yes
Mobile banking
Yes
Text alerts
Yes
Pay2Mobile (Mobile Payments)
Yes
Customer Service Helpline
Yes
Overdraft facility available
Yes (on request - subject to status)
Credit interest paid into your account
Minimum balance £1
Variable Gross Interest4/AER50.10%
Net Interest 0.08%6
Authorised overdraft interest rate
9.99% p.a. variable EAR7
Representative example: If you are overdrawn by £650 for 13 days you will pay interest at 9.99% variable. The total charge for this credit would be £2.35

You can now switch your current account to the Cumberland in 7 working days

You can apply for a current account by contacting us to arrange an appointment to see one of our dedicated advisors.

We welcome new applications from new and existing customers who live within our branch operating area, however, we do not accept new accounts from new customers who live outside our branch operating area. Some restrictions may also apply to new accounts available to existing customers who live outside our branch operating area. Contact us for more information.

You should read the information in this section with the leaflets available to view and download on the left of each page, alternatively contact us and we will arrange for you to receive printed versions.

Credit interest rates correct at 8/11/11.

(1) You must fund your account with at least £750 per month from an external source. Cash, cheques and transfers from other personal Cumberland accounts will not count towards the minimum funding requirement. Transfers from Cumberland Business accounts will count towards the minimum funding requirement. In the case of joint accounts, one such source of income is acceptable.

(2) If you do not meet the minimum funding requirement in a calendar month, a charge of £2 will be applied to the account in the following month. The charge will be applied for every calendar month that the minimum funding requirement is not met. The charge will not be applied if the average balance of your account during a calendar month is £1,000 or above and your account has remained in credit. Further details of this charge can be found in the ‘Account Funding’ section of our Current Accounts leaflet.

(3) The Cumberland does not charge you to use your Cumberland card but the provider of an ATM or retailer may apply a charge.

(4) Gross rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

(5) Annual Equivalent Rate (AER) illustrates what the interest rate would be if interest was paid and added each year.

(6) Net interest is the rate of interest which would be payable after allowing for the deduction of income tax at 20%, i.e. the rate specified by law. Net interest rates have been rounded and are for illustrative purposes only.

(7) EAR – Effective Annual Rate.

FSCS Logo

Protecting your money

Your eligible deposits with Cumberland Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the £85,000 limit are not covered.

Further information is available here or visit www.fscs.org.uk.

FSCS Large Logo
 
Cumberland Building Society is authorised by the Prudential Regulation Authority, regulated by the Financial Conduct Authority and Prudential Regulation Authority and entered in the Financial Conduct Authority's Register under Register Number 106074. We subscribe to the Lending Code. Our head office is Cumberland House, Cooper Way, Parkhouse, Carlisle CA3 0JF (email: customerservice@cumberland.co.uk). Call charges will vary. © Cumberland Building Society 2014. All Rights Reserved.

Website Design by Creative Venom and Development by Decode.UK

Disable flash animations