MORTGAGE MOVIE CHALLENGE ...
Need a mortgage? If we're not cheaper*, it's two tickets to the cinema on us.

* If the total cost of your monthly payments and arrangement fee during the initial product term (i.e. 2 year fix, 5 year variable etc.) is cheaper than our equivalent mortgage product, we'll give you two tickets to the cinema. Terms & Conditions apply.

YOUR MORTGAGE IS SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

IF WE'RE NOT CHEAPER, IT'S TWO TICKETS TO THE CINEMA ON US

Arrange an appointment to speak to a mortgage adviser today! You'll need to bring your Agreement In Principle or Key Facts Illustration from your bank, building society or broker with the details of the mortgage. Terms and conditions apply (see below).

First Time Buyers Image
First Time Buyers
We Could Take A Bite Out Of Your New Mortgage
Book An Appointment
Come and talk to us and we'll try and take a chunk out of your mortgage. If we can't, you'll get two cinema tickets!
Moving Home Image
Moving Home
We Could Leave Other Mortgage Deals Lyin' In The Dust
Book An Appointment
Arrange an appointment with us and we'll see if we can lasso you a cheaper mortgage product. If not, you'll get two cinema tickets!
Remortgage To Us Image
Remortgage To Us
The Search Could Be Over...
Book An Appointment
Call into a branch and we'll try to find you a cheaper mortgage product. If we can't, you'll get two cinema tickets!

TERMS & CONDITIONS

  • MORTGAGE MOVIE CHALLENGE TERMS & CONDITIONS

    This promotion is offered by Cumberland Building Society, having its principal place of business at Cumberland House, Cooper Way, Parkhouse, Carlisle, CA3 0JF (the “Society”). The Society may withdraw or amend this promotion at any time without notice.

    To be eligible for the promotion, you must be seeking to purchase or remortgage a fully residential property located within our operating area (not including buy-to-let or holiday letting properties) within the next 6 months with a mortgage advance of a minimum of £20,000 and a maximum of £500,000 (an “eligible transaction”). Our operating area includes:
    • Cumbria (all CA and LA postcodes);
    • South-West Scotland (all DG postcodes and TD9);
    • West Northumberland (NE46-49); and
    • North Lancashire (all PR, FY, LA AND BB1-2 and BB5-7)

    Employees of the Society and its subsidiaries and their relatives are excluded from this promotion. The Society reserves the right to require proof of eligibility and its decision is final.

    If you find an equivalent mortgage for your eligible transaction which has a lower total cost for comparison than the equivalent Society mortgage product, the Society will give you a £20 cinema voucher. To claim your voucher, you must attend a face-to-face mortgage interview in one of our branches.

    The equivalent mortgage must be:

    • the same as a product offered by the Society and capable of being verified by our mortgage advisor; and
    • generally available to the public for an eligible transaction at the time of your mortgage interview (or within 7 days thereafter).

    The total cost for comparison will be calculated with reference to the amount you want to borrow and will include:
    • the amount of total amount payable (capital and interest) over the term of the mortgage or, if applicable, any shorter period during which a fixed, discounted, tracker or other promotional rate applies calculated using current interest rates; and
    • any fees charged by the lender for arranging the mortgage such as a product fee, booking fee or administration fee. Valuation fees, legal fees, Land Registry fees, broker fees, early repayment fees and other miscellaneous fees will not be included.

    Mortgages are subject to application and status. Qualifying for the promotion is no guarantee that the Society can offer you a mortgage. Any figures provided are for illustration only and do not constitute a formal quote or offer of a mortgage.

    Vouchers are subject to availability and can be redeemed at participating cinemas, listed below. The Society cannot guarantee that a voucher will be available for a particular cinema.

    • Vue - Carlisle, Lancaster, Preston, Barrow
    • Lonsdale Alhambra, Penrith
    • Odeon, Dumfries
    • Brewery Arts Centre, Kendal
    • Alhambra, Keswick
    • The Plaza, Workington
    • Gaiety, Whitehaven

    Only one voucher can be claimed per household.

    Vouchers may be subject to additional terms and conditions imposed by the participating cinema and may include a period of validity.

    Reproduction, copying, exchange, sale or resale of vouchers is strictly prohibited. Participating cinemas reserve the right not to accept copied, forged, damaged or defaced vouchers. The decision of the participating cinema is final.

    No cash alternative to the voucher is available. The Society accepts no liability for lost, stolen, damaged, defaced or unused vouchers.

    The Society makes no representation or warranty in respect of the goods and services provided by participating cinemas nor accepts responsibility for loss of property, injuries or accidents occurring at their premises.

    The promotion and these terms and conditions shall be governed by and construed in accordance with English law and the courts of England will have exclusive jurisdiction to settle any dispute or claim (including non-contractual disputes) arising out of or in connection with these terms and conditions and the promotion.

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AN AWARD WINNING MORTGAGE PROVIDER

Here are some of the recent awards we have won for our mortgage deals

MONEYFACTS FINANCE AWARDS 2016 Image
MONEYFACTS FINANCE AWARDS 2016
Regional Lending Provider of the Year
We won the Regional Lending Provider of the Year category at the 2016 Moneyfacts awards for offering the most consistently competitive products over the course of a year
MORTGAGE FINANCE GAZETTE AWARDS 2016 Image
MORTGAGE FINANCE GAZETTE AWARDS 2016
Best Regional Building Society
For the second year in a row and fourth in total, this title is awarded to the building society that has offered the most consistently competitive mortgage rates over a year
CHECK OUT OUR OTHER AWARDS Image
CHECK OUT OUR OTHER AWARDS
Have a look at our trophy cabinet
See Our Awards
We have won many more awards in recent years, including accolades for our mortgage deals, customer service and fraud protection services. You can read about them here