Mortgage product changes - We are now accepting mortgage applications for residential purchase and remortgages to up to 90% loan to value (LTV) in our operating area and up to 85% elsewhere.

Get help to buy your new home
We support the Government's Help to Buy: Equity Loan scheme which aims to help both first time buyers and home movers buy a new build home.
Tell me more
Telephone appointments
You can book a telephone appointment with one of our mortgage advisors. We are unable to accept face-to-face appointments in branch at this time, however you can book a call online.

Help to Buy

With a Help to Buy: Equity Loan, you could buy a brand-new house sooner than you think.

The scheme is available on selected new build properties for both first time buyers and home movers.

  • You only need a 5% deposit
  • The Government lends you up to 20% of the value of the property (15% in Scotland)
  • The loan is interest-free for five years

Help to Buy: Equity Loan

When you sell your property, or choose to repay some or all of the equity loan, the amount you have to pay back will be based on the market value of your property at that time.

For more information please visit or for properties in Scotland.


Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.