Help to Buy: Equity Loan

We support the Government's Help to Buy: Equity Loan scheme which aims to help both first time buyers and home movers buy a new build home.
Book an appointment at your local branch. It only takes two minutes.
Book An Appointment

Help to Buy

With a Help to Buy: Equity Loan, you could buy a brand-new house sooner than you think.

The scheme is available on selected new build properties for both first time buyers and home movers.

  • You only need a 5% deposit
  • The Government lends you up to 20% of the value of the property (15% in Scotland)
  • The loan is interest-free for five years

Help to Buy: Equity Loan

When you sell your property, or choose to repay some or all of the equity loan, the amount you have to pay back will be based on the market value of your property at that time.

For more information please visit helptobuy.gov.uk/equity-loan or mygov.scot/help-to-buy for properties in Scotland.

Find out more

Speak to us
Chat online or schedule a call
Book appointment
Book an appointment online in minutes
Visit your local branch
Pop in for a 15-minute chat

Saving for your first home?

Get a 25% bonus

Save into a Help to Buy: ISA and the Government will boost your savings by 25%. Find out more →

FAQs

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.