Looking for your property and imagining yourself in your new home is a fun part of being a first-time buyer. You might want to start by familiarising yourself with the market before making any decisions.
What is for sale? What are the prices like? Browsing websites and the property pages of your local newspaper will give you a good idea of what’s on offer and what you might be able to afford – something you should establish before starting off your search.
Booking a mortgage appointment in the early stages of your search gives you a great indication of what you can afford.
Create a list of all your criteria, including the areas you would like to live, and any properties that meet most or all of them are the ones you should arrange viewings for.
Anyone will tell you that you don't settle for the first house you see – viewing more will give you something to compare it with.
If you've never owned a property before, it is difficult to know what you're looking for. This is where we can be a big help, because we know exactly what to look for!
Energy Performance Certificate
It is sometimes an afterthought, but you should always ask to see the Energy Performance Certificate. Every seller must have one, and it will give you information on the property’s current energy use and also recommendations to make the property more energy efficient
Home Reports (Scotland only)
Almost all houses for sale in Scotland must be marketed with a Home Report. A Home Report is a pack of three documents: a Single Survey, an Energy Report and a Property Questionnaire. This report must be made available on request to prospective buyers of the property.
The Single Survey contains an assessment by a surveyor of the condition of the home, a valuation and an accessibility audit for people with particular needs.
The Energy Report contains an assessment by a surveyor of the energy efficiency of the home and its environmental impact. It also recommends ways to improve its energy efficiency.
The Property Questionnaire is completed by the seller of the home. It contains additional details about the home, such as Council Tax banding and other items of information that will be useful to buyers.
Make sure to view our useful first-time buyer hub for everything you need to know when buying your first home.