SWITCH TO A NEW BUY-TO-LET DEAL

If your Cumberland buy-to-let mortgage is approaching the end of its initial interest rate period, find out how you can move to a new deal
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Landlords who own 4 or more mortgaged Buy To Let properties
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We tailor our mortgage deals to suit your circumstances
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Landlords who own less than 4 mortgaged Buy To Let properties
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NON-PORTFOLIO LANDLORDS

Landlords who own less than 4 mortgaged Buy To Let properties

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We are run for the benefit of our members, so by having no shareholders to satisfy, you get great value products and services.

Our Current Deals

Please enter your requirements below to display the appropriate available deals beneath

£100,000
£20,000
20 Years
These products are available for a £120,000 mortgage with a 75% loan to value (LTV).
2 YEAR DISCOUNT RATE
2.14%
Initial Interest Rate
4.9% APRC
Overall Cost for Comparison
Followed by variable rate
5.40%
Arrangement Fee
£295
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Buy-To-Let Standard Variable Rate (BTL SVR), currently 5.40%, less the agreed discount of 3.26% for the first 2 years, followed by the BTL SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 2.14% and then on the Cumberland Buy-To-Let Standard Variable Rate (BTL SVR), currently 5.40% for the remaining term of the mortgage, would require 24 monthly payments of £459.09 and 252 monthly payments of £618.55.

The total amount payable would be £167,288 made up of the loan amount plus interest (£66,893), arrangement fee (£295) and other lending fees (£100).

The overall cost for comparison is 4.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.14%
Initial Interest Rate
4.9% APRC
Overall Cost for Comparison
Followed by variable rate
5.40%
Arrangement Fee
£295
Loan To Value
Up to 60%

Your interest rate tracks the Cumberland Buy-To-Let Standard Variable Rate (BTL SVR), currently 5.40%, less the agreed discount of 3.26% for the first 2 years, followed by the BTL SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 2.14% and then on the Cumberland Buy-To-Let Standard Variable Rate (BTL SVR), currently 5.40% for the remaining term of the mortgage, would require 24 monthly payments of £459.09 and 252 monthly payments of £618.55.

The total amount payable would be £167,288 made up of the loan amount plus interest (£66,893), arrangement fee (£295) and other lending fees (£100).

The overall cost for comparison is 4.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.58%
Initial Interest Rate
5.0% APRC
Overall Cost for Comparison
Followed by variable rate
5.40%
Arrangement Fee
£295
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Buy-To-Let Standard Variable Rate (BTL SVR), currently 5.40%, less the agreed discount of 2.82% for the first 2 years, followed by the BTL SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 2.58% and then on the Cumberland Buy-To-Let Standard Variable Rate (BTL SVR), currently 5.40% for the remaining term of the mortgage, would require 24 monthly payments of £480.77 and 252 monthly payments of £620.80.

The total amount payable would be £168,375 made up of the loan amount plus interest (£67,980), arrangement fee (£295) and other lending fees (£100).

The overall cost for comparison is 5.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
2 YEAR DISCOUNT RATE
2.58%
Initial Interest Rate
5.0% APRC
Overall Cost for Comparison
Followed by variable rate
5.40%
Arrangement Fee
£295
Loan To Value
Up to 75%

Your interest rate tracks the Cumberland Buy-To-Let Standard Variable Rate (BTL SVR), currently 5.40%, less the agreed discount of 2.82% for the first 2 years, followed by the BTL SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your KFI and mortgage offer
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £100,000 payable over 23 years initially on this variable rate product for 2 years at 2.58% and then on the Cumberland Buy-To-Let Standard Variable Rate (BTL SVR), currently 5.40% for the remaining term of the mortgage, would require 24 monthly payments of £480.77 and 252 monthly payments of £620.80.

The total amount payable would be £168,375 made up of the loan amount plus interest (£67,980), arrangement fee (£295) and other lending fees (£100).

The overall cost for comparison is 5.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from the Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Key Facts Illustration, please contact us directly.

Book An Appointment
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