Short-term funding solutions for property purchases
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A bridging loan is a short term finance option, typically of 12 months or less, used by property owners to help fund the purchase of another property when their funds are temporarily tied up elsewhere, for example, in another property or investment.

Bridging loans ‘bridge’ the gap between the purchase of one property and the sale of another or the disposal of an asset. A bridging loan may help if you are purchasing a new property and need to complete before you have secured a buyer for your own home.

We provide bridging loans for borrowers who require a longer-term mortgage on the property being purchased. For details of our bridging loan products, please call us on 01228 403141 or book an appointment online at your nearest branch.

We can only offer bridging loans for properties within our branch operating area.


There are two types of bridging loan:

Open Bridge
This is where there is no specific date by which the loan will be repaid. Most bridging loans are open
These are typically taken by borrowers who want to purchase a property before they have secured a buyer for their current property and do not yet know when the sale will take place
Closed Bridge
This is where the date the bridging loan will be repaid is known at the beginning of the loan period
These are typically very short-term loans and occur when the sale date of another property is already agreed, but there is a need to purchase the new property earlier
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.