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Let us do the legwork. Our team of expert underwriters will look at your specific circumstances and go out of their way to find the right remortgage deal for you. It's just how we do things around here :).

Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our local experts get to know you

Book a no-strings mortgage appointment with your lovely local team, tell us about you, and see how much you could borrow.

1

We find the right deal for you

From finding the right deal for you to sorting out valuations, we make all the fiddly bits stress-free. Plus, you'll have the same friendly mortgage advisor to guide you through

2

Finally, we arrange all the details for you.

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3
Check out our free legal fees
When you remortgage with the Cumberland, we'll pay your standard legal fees with a solicitor on our list. You'll get a free standard valuation too.
Remortgage Hub or Relevant Article
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Have any questions?
We've put together some important questions about the remortgage process. If you do have any other questions please get in touch and our friendly mortgage specialists will be happy to help

See how much you could save?

Use our mortgage product selector to compare our latest mortgage deals

£100,000
£20,000
20 Years
These products are available for a £120,000 mortgage with a 75% loan to value (LTV).
2 YEAR DISCOUNT VARIABLE RATE
0.83%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.26% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 0.83% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £443.29 and 156 monthly payments of £542.28.

The total amount payable would be £97,364 made up of the loan amount plus interest (£20,235), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
0.83%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.26% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 0.83% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £443.29 and 156 monthly payments of £542.28.

The total amount payable would be £97,624 made up of the loan amount plus interest (£20,235), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
0.83%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.26% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 0.83% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £443.29 and 156 monthly payments of £542.28.

The total amount payable would be £97,364 made up of the loan amount plus interest (£20,235), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
0.83%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.26% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 0.83% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £443.29 and 156 monthly payments of £542.28.

The total amount payable would be £97,624 made up of the loan amount plus interest (£20,235), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
0.98%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.11% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 0.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £448.21 and 156 monthly payments of £543.06.

The total amount payable would be £97,603 made up of the loan amount plus interest (£20,474), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
0.98%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.11% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 0.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £448.21 and 156 monthly payments of £543.06.

The total amount payable would be £97,863 made up of the loan amount plus interest (£20,474), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
0.98%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.11% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 0.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £448.21 and 156 monthly payments of £543.06.

The total amount payable would be £97,603 made up of the loan amount plus interest (£20,474), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
0.98%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.11% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 0.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £448.21 and 156 monthly payments of £543.06.

The total amount payable would be £97,863 made up of the loan amount plus interest (£20,474), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.02%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.07% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.02% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £449.53 and 156 monthly payments of £543.27.

The total amount payable would be £96,668 made up of the loan amount plus interest (£20,539), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.02%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.07% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.02% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £449.53 and 156 monthly payments of £543.27.

The total amount payable would be £96,928 made up of the loan amount plus interest (£20,539), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.02%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.07% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.02% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £449.53 and 156 monthly payments of £543.27.

The total amount payable would be £96,668 made up of the loan amount plus interest (£20,539), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.02%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 3.07% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.02% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £449.53 and 156 monthly payments of £543.27.

The total amount payable would be £96,928 made up of the loan amount plus interest (£20,539), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.12%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.97% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.12% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £452.84 and 156 monthly payments of £543.78.

The total amount payable would be £96,827 made up of the loan amount plus interest (£20,698), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.12%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.97% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.12% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £452.84 and 156 monthly payments of £543.78.

The total amount payable would be £97,087 made up of the loan amount plus interest (£20,698), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.12%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.97% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.12% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £452.84 and 156 monthly payments of £543.78.

The total amount payable would be £96,827 made up of the loan amount plus interest (£20,698), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.12%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.97% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.12% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £452.84 and 156 monthly payments of £543.78.

The total amount payable would be £97,087 made up of the loan amount plus interest (£20,698), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.23%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.86% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.23% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £456.50 and 156 monthly payments of £544.35.

The total amount payable would be £97,004 made up of the loan amount plus interest (£20,875), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.23%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.86% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.23% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £456.50 and 156 monthly payments of £544.35.

The total amount payable would be £97,264 made up of the loan amount plus interest (£20,875), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.23%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.86% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.23% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £456.50 and 156 monthly payments of £544.35.

The total amount payable would be £97,004 made up of the loan amount plus interest (£20,875), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.23%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.86% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.23% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £456.50 and 156 monthly payments of £544.35.

The total amount payable would be £97,264 made up of the loan amount plus interest (£20,875), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.33%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.76% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.33% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £459.84 and 156 monthly payments of £544.86.

The total amount payable would be £97,163 made up of the loan amount plus interest (£21,034), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.33%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.76% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.33% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £459.84 and 156 monthly payments of £544.86.

The total amount payable would be £97,423 made up of the loan amount plus interest (£21,034), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.33%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.76% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.33% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £459.84 and 156 monthly payments of £544.86.

The total amount payable would be £97,163 made up of the loan amount plus interest (£21,034), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.33%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.76% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.33% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £459.84 and 156 monthly payments of £544.86.

The total amount payable would be £97,423 made up of the loan amount plus interest (£21,034), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.36%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.73% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.36% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £460.85 and 156 monthly payments of £545.01.

The total amount payable would be £98,211 made up of the loan amount plus interest (£21,082), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.36%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.73% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.36% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £460.85 and 156 monthly payments of £545.01.

The total amount payable would be £98,211 made up of the loan amount plus interest (£21,082), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.43%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.66% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £463.20 and 156 monthly payments of £545.36.

The total amount payable would be £96,323 made up of the loan amount plus interest (£21,193) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.43%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.66% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £463.20 and 156 monthly payments of £545.36.

The total amount payable would be £96,583 made up of the loan amount plus interest (£21,193), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.43%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.66% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £463.20 and 156 monthly payments of £545.36.

The total amount payable would be £96,323 made up of the loan amount plus interest (£21,193) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.43%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.66% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £463.20 and 156 monthly payments of £545.36.

The total amount payable would be £96,583 made up of the loan amount plus interest (£21,193), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.51%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.51% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £531.31 and 214 monthly payments of £656.46.

The total amount payable would be £156,426 made up of the loan amount plus interest (£44,297), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.51%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.51% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £531.31 and 214 monthly payments of £656.46.

The total amount payable would be £156,686 made up of the loan amount plus interest (£44,297), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.51%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.51% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £531.31 and 214 monthly payments of £656.46.

The total amount payable would be £156,426 made up of the loan amount plus interest (£44,297), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.51%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.51% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.51% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £531.31 and 214 monthly payments of £656.46.

The total amount payable would be £156,686 made up of the loan amount plus interest (£44,297), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.54%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.54% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.54% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £532.83 and 214 monthly payments of £656.66.

The total amount payable would be £156,508 made up of the loan amount plus interest (£44,379), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.54%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.54% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.54% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £532.83 and 214 monthly payments of £656.66.

The total amount payable would be £156,768 made up of the loan amount plus interest (£44,379), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.54%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.54% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.54% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £532.83 and 214 monthly payments of £656.66.

The total amount payable would be £156,508 made up of the loan amount plus interest (£44,379), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.54%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.54% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.54% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £532.83 and 214 monthly payments of £656.66.

The total amount payable would be £156,768 made up of the loan amount plus interest (£44,379), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.58%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 80%

Your interest rate is fixed at 1.58% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.58% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £534.86 and 214 monthly payments of £656.91.

The total amount payable would be £156,614 made up of the loan amount plus interest (£44,485), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.58%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 80%

Your interest rate is fixed at 1.58% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.58% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £534.86 and 214 monthly payments of £656.91.

The total amount payable would be £156,614 made up of the loan amount plus interest (£44,485), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.63%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.63% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.63% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £537.40 and 214 monthly payments of £657.23.

The total amount payable would be £155,749 made up of the loan amount plus interest (£44,620), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.63%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.63% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.63% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £537.40 and 214 monthly payments of £657.23.

The total amount payable would be £156,009 made up of the loan amount plus interest (£44,620), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.63%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.63% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.63% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £537.40 and 214 monthly payments of £657.23.

The total amount payable would be £155,749 made up of the loan amount plus interest (£44,620), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.63%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.63% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.63% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £537.40 and 214 monthly payments of £657.23.

The total amount payable would be £156,009 made up of the loan amount plus interest (£44,620), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.65%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.65% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.65% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £538.42 and 214 monthly payments of £657.36.

The total amount payable would be £155,803 made up of the loan amount plus interest (£44,674), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.65%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.65% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.65% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £538.42 and 214 monthly payments of £657.36.

The total amount payable would be £156,063 made up of the loan amount plus interest (£44,674), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.65%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.65% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.65% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £538.42 and 214 monthly payments of £657.36.

The total amount payable would be £155,803 made up of the loan amount plus interest (£44,674), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.65%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.65% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.65% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £538.42 and 214 monthly payments of £657.36.

The total amount payable would be £156,063 made up of the loan amount plus interest (£44,674), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.65%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 85%

Your interest rate is fixed at 1.65% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.65% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £538.42 and 214 monthly payments of £657.36.

The total amount payable would be £156,803 made up of the loan amount plus interest (£44,674), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.65%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 85%

Your interest rate is fixed at 1.65% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.65% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £538.42 and 214 monthly payments of £657.36.

The total amount payable would be £156,803 made up of the loan amount plus interest (£44,674), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.67%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate is fixed at 1.67% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.67% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £539.44 and 214 monthly payments of £657.48.

The total amount payable would be £155,855 made up of the loan amount plus interest (£44,726), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.67%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate is fixed at 1.67% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.67% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £539.44 and 214 monthly payments of £657.48.

The total amount payable would be £155,855 made up of the loan amount plus interest (£44,726), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.68%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.41% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.68% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £471.66 and 156 monthly payments of £546.63.

The total amount payable would be £96,724 made up of the loan amount plus interest (£21,594) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.68%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.41% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.68% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £471.66 and 156 monthly payments of £546.63.

The total amount payable would be £96,984 made up of the loan amount plus interest (£21,594), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.68%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.41% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.68% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £471.66 and 156 monthly payments of £546.63.

The total amount payable would be £96,724 made up of the loan amount plus interest (£21,594) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.68%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.41% for the first 2 years, followed by our SVR until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.68% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £471.66 and 156 monthly payments of £546.63.

The total amount payable would be £96,984 made up of the loan amount plus interest (£21,594), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.71%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 1.71% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.71% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £541.49 and 214 monthly payments of £657.74.

The total amount payable would be £155,964 made up of the loan amount plus interest (£44,835), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.71%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 1.71% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.71% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £541.49 and 214 monthly payments of £657.74.

The total amount payable would be £155,964 made up of the loan amount plus interest (£44,835), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.73%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.36% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.73% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £473.36 and 156 monthly payments of £546.88.

The total amount payable would be £98,803 made up of the loan amount plus interest (£21,674), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.73%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.36% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.73% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £473.36 and 156 monthly payments of £546.88.

The total amount payable would be £98,803 made up of the loan amount plus interest (£21,674), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.73%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 90%

Your interest rate is fixed at 1.73% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.73% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £542.52 and 214 monthly payments of £657.86.

The total amount payable would be £157,017 made up of the loan amount plus interest (£44,888), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.73%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 90%

Your interest rate is fixed at 1.73% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.73% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £542.52 and 214 monthly payments of £657.86.

The total amount payable would be £157,017 made up of the loan amount plus interest (£44,888), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.78%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 1.78% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.78% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £545.08 and 214 monthly payments of £658.18.

The total amount payable would be £156,152 made up of the loan amount plus interest (£45,023), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
1.78%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 1.78% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 1.78% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £545.08 and 214 monthly payments of £658.18.

The total amount payable would be £156,152 made up of the loan amount plus interest (£45,023), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.79%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.30% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.79% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £475.41 and 156 monthly payments of £547.18.

The total amount payable would be £97,899 made up of the loan amount plus interest (£21,770), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.79%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.30% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.79% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £475.41 and 156 monthly payments of £547.18.

The total amount payable would be £97,899 made up of the loan amount plus interest (£21,770), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.89%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.20% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.89% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £478.84 and 156 monthly payments of £547.67.

The total amount payable would be £98,058 made up of the loan amount plus interest (£21,929), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
1.89%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.20% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 1.89% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £478.84 and 156 monthly payments of £547.67.

The total amount payable would be £98,058 made up of the loan amount plus interest (£21,929), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.92%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.92% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 1.92% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £422.18 and 166 monthly payments of £485.71.

The total amount payable would be £108,932 made up of the loan amount plus interest (£26,203), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.92%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.92% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 1.92% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £422.18 and 166 monthly payments of £485.71.

The total amount payable would be £109,192 made up of the loan amount plus interest (£26,203), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.92%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.92% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 1.92% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £422.18 and 166 monthly payments of £485.71.

The total amount payable would be £108,932 made up of the loan amount plus interest (£26,203), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.92%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 60%

Your interest rate is fixed at 1.92% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 1.92% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £422.18 and 166 monthly payments of £485.71.

The total amount payable would be £109,192 made up of the loan amount plus interest (£26,203), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.98%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.98% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £424.45 and 166 monthly payments of £486.38.

The total amount payable would be £109,184 made up of the loan amount plus interest (£26,455), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.98%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.98% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £424.45 and 166 monthly payments of £486.38.

The total amount payable would be £109,444 made up of the loan amount plus interest (£26,455), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.98%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.98% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £424.45 and 166 monthly payments of £486.38.

The total amount payable would be £109,184 made up of the loan amount plus interest (£26,455), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
1.98%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 75%

Your interest rate is fixed at 1.98% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 1.98% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £424.45 and 166 monthly payments of £486.38.

The total amount payable would be £109,444 made up of the loan amount plus interest (£26,455), arrangement fee (£1,999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.01%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.01% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.01% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £556.99 and 214 monthly payments of £659.61.

The total amount payable would be £155,768 made up of the loan amount plus interest (£45,638) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.01%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.01% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.01% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £556.99 and 214 monthly payments of £659.61.

The total amount payable would be £156,028 made up of the loan amount plus interest (£45,638), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.01%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.01% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.01% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £556.99 and 214 monthly payments of £659.61.

The total amount payable would be £155,768 made up of the loan amount plus interest (£45,638) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.01%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.01% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.01% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £556.99 and 214 monthly payments of £659.61.

The total amount payable would be £156,028 made up of the loan amount plus interest (£45,638), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 2.03% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £426.35 and 166 monthly payments of £486.94.

The total amount payable would be £108,395 made up of the loan amount plus interest (£26,666), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 2.03% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £426.35 and 166 monthly payments of £486.94.

The total amount payable would be £108,655 made up of the loan amount plus interest (£26,666), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 2.03% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £426.35 and 166 monthly payments of £486.94.

The total amount payable would be £108,395 made up of the loan amount plus interest (£26,666), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 60%

Your interest rate is fixed at 2.03% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £426.35 and 166 monthly payments of £486.94.

The total amount payable would be £108,655 made up of the loan amount plus interest (£26,666), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.03% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £558.04 and 214 monthly payments of £659.74.

The total amount payable would be £155,823 made up of the loan amount plus interest (£45,693) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.03% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £558.04 and 214 monthly payments of £659.74.

The total amount payable would be £156,083 made up of the loan amount plus interest (£45,693), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.03% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £558.04 and 214 monthly payments of £659.74.

The total amount payable would be £155,823 made up of the loan amount plus interest (£45,693) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.03%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.03% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.03% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £558.04 and 214 monthly payments of £659.74.

The total amount payable would be £156,083 made up of the loan amount plus interest (£45,693), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.04%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 80%

Your interest rate is fixed at 2.04% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.04% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £426.73 and 166 monthly payments of £487.05.

The total amount payable would be £109,437 made up of the loan amount plus interest (£26,708), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.04%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 80%

Your interest rate is fixed at 2.04% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.04% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £426.73 and 166 monthly payments of £487.05.

The total amount payable would be £109,437 made up of the loan amount plus interest (£26,708), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.04%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.05% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.04% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £484.01 and 156 monthly payments of £548.42.

The total amount payable would be £99,299 made up of the loan amount plus interest (£22,170), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.04%
Initial Interest Rate
4.0% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 2.05% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.04% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £484.01 and 156 monthly payments of £548.42.

The total amount payable would be £99,299 made up of the loan amount plus interest (£22,170), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 4.0% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.05%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 2.05% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.05% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £559.08 and 214 monthly payments of £659.86.

The total amount payable would be £155,876 made up of the loan amount plus interest (£45,746) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.05%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 2.05% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.05% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £559.08 and 214 monthly payments of £659.86.

The total amount payable would be £155,876 made up of the loan amount plus interest (£45,746) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.08%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 2.08% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.08% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £428.25 and 166 monthly payments of £487.50.

The total amount payable would be £108,606 made up of the loan amount plus interest (£26,877), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.08%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 2.08% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.08% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £428.25 and 166 monthly payments of £487.50.

The total amount payable would be £108,866 made up of the loan amount plus interest (£26,877), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.08%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 2.08% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.08% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £428.25 and 166 monthly payments of £487.50.

The total amount payable would be £108,606 made up of the loan amount plus interest (£26,877), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.08%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 75%

Your interest rate is fixed at 2.08% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.08% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £428.25 and 166 monthly payments of £487.50.

The total amount payable would be £108,866 made up of the loan amount plus interest (£26,877), arrangement fee (£999), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.10%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 2.10% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.10% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £561.70 and 214 monthly payments of £660.17.

The total amount payable would be £156,011 made up of the loan amount plus interest (£45,881) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.10%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 2.10% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.10% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £561.70 and 214 monthly payments of £660.17.

The total amount payable would be £156,011 made up of the loan amount plus interest (£45,881) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.13%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate is fixed at 2.13% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.13% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £430.16 and 166 monthly payments of £488.05.

The total amount payable would be £108,815 made up of the loan amount plus interest (£27,086), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.13%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 80%

Your interest rate is fixed at 2.13% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.13% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £430.16 and 166 monthly payments of £488.05.

The total amount payable would be £108,815 made up of the loan amount plus interest (£27,086), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.14%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.95% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.14% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £487.48 and 156 monthly payments of £548.91.

The total amount payable would be £97,459 made up of the loan amount plus interest (£22,329) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.14%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.95% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.14% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £487.48 and 156 monthly payments of £548.91.

The total amount payable would be £97,459 made up of the loan amount plus interest (£22,329) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.15%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 85%

Your interest rate is fixed at 2.15% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.15% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £430.93 and 166 monthly payments of £488.27.

The total amount payable would be £109,899 made up of the loan amount plus interest (£27,170), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.15%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 85%

Your interest rate is fixed at 2.15% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.15% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £430.93 and 166 monthly payments of £488.27.

The total amount payable would be £109,899 made up of the loan amount plus interest (£27,170), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.18%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 2.18% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.18% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £565.90 and 214 monthly payments of £660.66.

The total amount payable would be £156,225 made up of the loan amount plus interest (£46,095) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR FIXED RATE
2.18%
Initial Interest Rate
3.7% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 2.18% until 1st March 2024, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (2% before 2nd March 2023 and 1% before 2nd March 2024 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2024
Representative Example:

A mortgage of £110,000 payable over 20 years initially on this fixed rate product until 1st March 2024 at 2.18% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 26 monthly payments of £565.90 and 214 monthly payments of £660.66.

The total amount payable would be £156,225 made up of the loan amount plus interest (£46,095) and other lending fees (£20).

The overall cost for comparison is 3.7% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.23%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 2.23% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.23% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £434.00 and 166 monthly payments of £489.15.

The total amount payable would be £109,236 made up of the loan amount plus interest (£27,507), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.23%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate is fixed at 2.23% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.23% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £434.00 and 166 monthly payments of £489.15.

The total amount payable would be £109,236 made up of the loan amount plus interest (£27,507), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.37%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.72% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.37% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £495.52 and 156 monthly payments of £550.04.

The total amount payable would be £98,828 made up of the loan amount plus interest (£22,699), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.37%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.72% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.37% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £495.52 and 156 monthly payments of £550.04.

The total amount payable would be £98,828 made up of the loan amount plus interest (£22,699), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.38%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.38% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.38% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £439.79 and 166 monthly payments of £490.81.

The total amount payable would be £108,871 made up of the loan amount plus interest (£28,141) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.38%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.38% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.38% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £439.79 and 166 monthly payments of £490.81.

The total amount payable would be £109,131 made up of the loan amount plus interest (£28,141), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.38%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.38% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.38% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £439.79 and 166 monthly payments of £490.81.

The total amount payable would be £108,871 made up of the loan amount plus interest (£28,141) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.38%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 60%

Your interest rate is fixed at 2.38% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.38% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £439.79 and 166 monthly payments of £490.81.

The total amount payable would be £109,131 made up of the loan amount plus interest (£28,141), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.38%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 90%

Your interest rate is fixed at 2.38% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.38% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £439.79 and 166 monthly payments of £490.81.

The total amount payable would be £110,870 made up of the loan amount plus interest (£28,141), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.38%
Initial Interest Rate
3.6% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£1,999
Loan To Value
Up to 90%

Your interest rate is fixed at 2.38% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.38% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £439.79 and 166 monthly payments of £490.81.

The total amount payable would be £110,870 made up of the loan amount plus interest (£28,141), arrangement fee (£1,999) and other lending fees (£20).

The overall cost for comparison is 3.6% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.41%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.41% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.41% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £440.95 and 166 monthly payments of £491.14.

The total amount payable would be £108,998 made up of the loan amount plus interest (£28,268) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.41%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.41% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.41% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £440.95 and 166 monthly payments of £491.14.

The total amount payable would be £109,258 made up of the loan amount plus interest (£28,268), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.41%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.41% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.41% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £440.95 and 166 monthly payments of £491.14.

The total amount payable would be £108,998 made up of the loan amount plus interest (£28,268) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.41%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.41% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.41% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £440.95 and 166 monthly payments of £491.14.

The total amount payable would be £109,258 made up of the loan amount plus interest (£28,268), valuation fee (£260) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.43%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 2.43% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £441.73 and 166 monthly payments of £491.36.

The total amount payable would be £110,082 made up of the loan amount plus interest (£28,353), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.43%
Initial Interest Rate
3.5% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate is fixed at 2.43% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £441.73 and 166 monthly payments of £491.36.

The total amount payable would be £110,082 made up of the loan amount plus interest (£28,353), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.5% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.43%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 2.43% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £441.73 and 166 monthly payments of £491.36.

The total amount payable would be £109,083 made up of the loan amount plus interest (£28,353) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.43%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 2.43% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.43% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £441.73 and 166 monthly payments of £491.36.

The total amount payable would be £109,083 made up of the loan amount plus interest (£28,353) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.47%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.62% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.47% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £499.03 and 156 monthly payments of £550.52.

The total amount payable would be £98,987 made up of the loan amount plus interest (£22,858), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.47%
Initial Interest Rate
3.9% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.62% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge of 1% of the amount repaid if you repay all or part of your mortgage within the first 1 year
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.47% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £499.03 and 156 monthly payments of £550.52.

The total amount payable would be £98,987 made up of the loan amount plus interest (£22,858), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 3.9% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.48%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 2.48% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.48% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £443.67 and 166 monthly payments of £491.91.

The total amount payable would be £109,295 made up of the loan amount plus interest (£28,565) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.48%
Initial Interest Rate
3.3% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate is fixed at 2.48% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.48% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £443.67 and 166 monthly payments of £491.91.

The total amount payable would be £109,295 made up of the loan amount plus interest (£28,565) and other lending fees (£20).

The overall cost for comparison is 3.3% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.58%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 2.58% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.58% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £447.58 and 166 monthly payments of £493.00.

The total amount payable would be £109,718 made up of the loan amount plus interest (£28,988) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.58%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 90%

Your interest rate is fixed at 2.58% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.58% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £447.58 and 166 monthly payments of £493.00.

The total amount payable would be £109,718 made up of the loan amount plus interest (£28,988) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.60%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.60% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.60% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £448.36 and 166 monthly payments of £493.21.

The total amount payable would be £109,801 made up of the loan amount plus interest (£29,071) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.60%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 75%

Your interest rate is fixed at 2.60% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.60% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £448.36 and 166 monthly payments of £493.21.

The total amount payable would be £109,801 made up of the loan amount plus interest (£29,071) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.60%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 2.60% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.60% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £448.36 and 166 monthly payments of £493.21.

The total amount payable would be £109,801 made up of the loan amount plus interest (£29,071) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

5 YEAR FIXED RATE
2.60%
Initial Interest Rate
3.4% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 80%

Your interest rate is fixed at 2.60% until 1st March 2027, followed by our Standard Variable Rate (SVR), currently 4.09%, until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £1,000 Cashback - We'll give you £1,000 cashback with this mortgage
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (5% before 2nd March 2023, 4% before 2nd March 2024, 3% before 2nd March 2025, 2% before 2nd March 2026 and 1% before 2nd March 2027 of the amount repaid) if you repay all or part of your mortgage before 2nd March 2027
Representative Example:

A mortgage of £80,600 payable over 19 years initially on this fixed rate product until 1st March 2027 at 2.60% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 62 monthly payments of £448.36 and 166 monthly payments of £493.21.

The total amount payable would be £109,801 made up of the loan amount plus interest (£29,071) and other lending fees (£20).

The overall cost for comparison is 3.4% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.65%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.44% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.65% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £505.40 and 156 monthly payments of £551.39.

The total amount payable would be £98,276 made up of the loan amount plus interest (£23,146) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.65%
Initial Interest Rate
3.8% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
No fee
Loan To Value
Up to 85%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.44% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.65% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £505.40 and 156 monthly payments of £551.39.

The total amount payable would be £98,276 made up of the loan amount plus interest (£23,146) and other lending fees (£20).

The overall cost for comparison is 3.8% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.94%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.15% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.94% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £515.77 and 156 monthly payments of £552.78.

The total amount payable would be £99,741 made up of the loan amount plus interest (£23,612), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
2.94%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.15% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)
Find outHide more
  • Can repay lump sums without any early repayment charge (up to 10% per annum each financial year (1 April - 31 March) of the outstanding balance as at 1 April each year) - full details will be found in your Mortgage Illustration
  • Will have to pay an early-repayment charge (1.00% before the end of year 1 and 0.50% before the end of year 2 of the amount repaid) if you repay all or part of your mortgage before the end of the deal
  • Can add the arrangement fee to your mortgage, subject to maximum LTV.
Representative Example:

A mortgage of £75,000 payable over 15 years initially on this variable rate product for 2 years at 2.94% and then on our Standard Variable Rate (SVR), currently 4.09% for the remaining term of the mortgage, would require 24 monthly payments of £515.77 and 156 monthly payments of £552.78.

The total amount payable would be £99,741 made up of the loan amount plus interest (£23,612), arrangement fee (£999) and other lending fees (£20).

The overall cost for comparison is 4.1% APRC representative.

What is a Representative Example?

Representative Examples include the costs associated with a typical mortgage from The Cumberland. They do not take into account the information your have input into this mortgage calculator and are therefore not specific to your circumstances. For a Mortgage Illustration, please contact us directly.

2 YEAR DISCOUNT VARIABLE RATE
3.04%
Initial Interest Rate
4.1% APRC
Overall Cost for Comparison
Followed by variable rate
4.09%
Arrangement Fee
£999
Loan To Value
Up to 90%

Your interest rate tracks our Standard Variable Rate (SVR), currently 4.09%, less the agreed discount of 1.05% for the first 2 years, followed by our SVR until the end of the mortgage.

  • Include Arrangement Fee - You can add the Arrangement Fee to your mortgage
  • Free Valuation Fee - No charge for the valuation of your property
  • £100 Cashback - If you have a Cumberland current account or switch your main current account to the Cumberland (conditions apply - please see below)