Getting on the property ladder can be easier than you think with The Cumberland. We can support you with mortgage deals and expert knowledge from our friendly advisors, every step of the way. Check out our simple three step process below and please get in touch for more information.
Take a look at the mortgage information we have on this page and feel free to get in touch and discuss any queries. We’re here for you.
Use our mortgage calculator to discover the kinds of deals that could be available to you, depending on your budget and deposit amount.
Book an appointment with one of our friendly, expert advisors to chat through your options and get the ball rolling on your first mortgage.
Before you start looking at properties, you should start saving for a deposit. Generally, you need to save at least 5% of the cost of the home, but if you save a larger percentage then more mortgage deals could be available to you.
It's a great idea to book a mortgage appointment as this can give you an indication of how much deposit you should save up.
This depends on your personal circumstances, such as your income and living expenses. Our online mortgage calculator could help you crunch the numbers.
On top of your deposit and monthly mortgage repayment there are plenty of other costs that need budgeting for. These include:
Our First Time Buyer Hub is filled with hand tips and expert guides on everything from making an offer to moving day. Let’s get you on the ladder.Visit the hub.
£100 cashback terms and conditions
New customers: Your Cumberland current account must be funded with a minimum of £750 per month. Your application for a Cumberland current account must commence prior to your mortgage completing, and the £100 will be credited to your Cumberland current account shortly after the completion of your mortgage and the current account switching process. Payable once per current account. Maximum one eligible current account per mortgage application. Existing customers: Your Cumberland current account must be funded with a minimum of £750 per month for the 3 successive months prior to your application.