Please Note: The information included within these pages is for for use by FCA authorised intermediaries only. If you are a customer please visit our customer web pages.

About Us

Holiday Let Mortgages

Welcome to The Cumberland for Intermediaries

We pride ourselves on building strong relationships with the intermediaries who choose to work with us. We offer a single point of contact along with an efficient service to help you deliver a mortgage product to suit the needs of your client.

Our underwriting is manual, meaning we are adept in handling complex and unusual cases. We consider cases that many other lenders don't, including multiple letting units on one title, properties across split titles, limited companies and more.

Why Choose The Cumberland?

  • We lend throughout mainland UK plus selected islands
  • We offer mortgages up to 75% LTV
  • We lend to first-time holiday let investors
  • We finance properties in various entities

Does your client already run a holiday let business?

We can help your client remortgage if they wish to refinance their property. We will also finance multiple holiday let properties as their business grows.

The next steps...

At The Cumberland, we're committed to working with you to ensure you get the right mortgage to suit the individual needs of your client, which is why we're pleased to offer range of standard and non-standard mortgage products.

View our lending criteria to find out which product applies to you.