Mortgage payment holidays

Coronavirus (COVID-19)

Updated Thursday 1 April

The deadline to apply for a new mortgage payment holiday has now passed. However, you can still extend existing deferrals to 31 July 2021, provided these extensions cover consecutive payments, and are subject to the maximum 6 months allowed.

How we can help you

If you’re currently taking a payment holiday which has been running for less than 6 months
If you need longer on your existing payment holiday, you can apply to extend this up to a maximum of 6 months.
If you’ve had previous payment support
You cannot apply for another payment holiday. However, help is still available if you are experiencing problems with mortgage payments as a result of coronavirus or any other financial difficulties.

Are you coming to the end of your mortgage payment holiday?

We will write to you in due course to explain the next steps. In the meantime, read our Q&A to find out more about what happens when your payment holiday ends.

Further help and support

If you are in financial difficulty or feel that you would benefit from some help to manage your money during this difficult time, you can find lots of useful information on our financial & mental wellbeing support page, including links to the Money Advice Service and other independent guidance.