Cogo’s free app enables you to view and reduce the carbon footprint of your spending.
The app highlights ways for you to improve and compensate for your climate change impact by using Open Banking to view your bank transactions and access real-time information about your carbon footprint, enabling you to become a more conscious consumer.
Cogo are on a mission to empower hundreds of millions of consumers and businesses worldwide to become conscious consumers and we’re pleased to partner with them.
Partnering with Cogo is the first step on our journey to understand our impact on the climate and the environment around us, learning more about this will us build future plans to help us do our bit for the planet.
The app is free on both iOS and Android, simply follow the link below to download it. When creating your Cogo account you will need your Cumberland Internet Banking Username and Access Code to link you accounts together.
Share the environmental and social issues that matter to you, then link your Cumberland current account to measure the impact on your spending.
Track and monitor your carbon footprint, with expert advice on how to reduce it based on your spending habits.
Both the Cumberland and Cogo take the protection of your data very seriously. If you click through to Cogo, you will be leaving the Cumberland and entering their website which is subject to their own Data Privacy Notice. We recommend that you read it before providing Cogo with any personal information or connecting your Cumberland account to their app. View Cogo’s Data Privacy Notice.
Open Banking uses secure technology. Cogo works with consents, online, which is regulated and approved by the Financial Conduct Authority. This means your data is securely stored and encrypted so it can only be used for features that are necessary to the Cogo experience.
With your consent via Open Banking, Cogo will help you identify opportunities for you to shift your spending to businesses that better align with your values. We do this by analysing your bank transactions to identify which businesses you're currently shopping with. We never share your personal transaction data with any third parties. We use very aggregated, completely anonymous data to report on the overall impact of Cogo community and to make the case to companies for improving their business practices (e.g. 15% increase in spend at business X by customers who care about the Living Wage).
It’s the impact created on the climate as we go about our daily lives and comes from the greenhouse gases emitted from each decision we make throughout the day – either directly or indirectly. It’s a way of representing your personal contribution to the polluting gases that cause climate change. These gases are often referred to as ‘greenhouse gases’ due to their effect on the planet’s climate. From the type of car you drive to the construction materials of your new wardrobe – it all leaves a footprint. You can find out more in our article explaining exactly what a carbon footprint is. To avoid confusion, it isn’t the same as ‘carbon’ which is a chemical element – we’re more familiar with it in its solid forms: diamonds, graphite and graphene.
Open Banking is a UK government regulation that gives you back ownership of your financial data. Open Banking allows you to import your transaction data securely into other applications that have been authorised by the Financial Conduct Authority. Please note the following helpful information from the Open Banking organisation:
Yes, you can! When you join Cogo, you become part of a winder community where everyone’s individual actions add up to make a significant difference. This can’t happen without the actions of every single member, including you.
You can visit the FAQs section of their website here.