Our charitable foundation is a registered charity that provides funding to other charities and voluntary organisations across our region
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Cumberland Building Society Charitable Foundation is a registered charity (number 1072435), which is independently operated by trustees. We make a donation to the Charitable Foundation each year which, along with any other donations that are made to it, is distributed by the trustees to charities and voluntary organisations around our region.


Relationship with the Society
The Charitable Foundation was originally set up to be the beneficiary of any conversion benefits (windfall payments) that would have otherwise have been made to investing members joining the Society after 16 November 1998 in the circumstances that the Cumberland demutualised, i.e. converted to a PLC. These payments would then have been used for charitable purposes
However, we have not, and have no intention of demutualising, and so since we started the Charitable Foundation we have made regular annual donations in order that the trustees can support local charities


In the year ending 31 March 2016, the Charitable Foundation made donations totalling almost £28,500, which included South Lakeland Carers Association, Wigton Baths Trust and Buddies (Dumfries)

Tall Ships Youth Trust Image
Tall Ships Youth Trust
In June 2016, the Foundation awarded £500 to help pay for 3 young people to take part on a voyage
The Tall Ships Youth Trust provide character building experiences on ocean-going vessels for disadvantaged and disabled young people
Buddies Image
The charity was awarded £500 to help towards their relocation costs, establishing themselves in a new permanent home
Buddies is a Dumfries-based charity which supports adults with learning disabilities primarily, and helps them to live as independently as they can manage
1st Wetheral Brownies Image
1st Wetheral Brownies
In March 2016, Wetheral Brownies received an award of £600 to help towards the costs of a residential trip for 30 children to Scotland
The Brownies took part in a variety of outdoor activities and visited Edinburgh's Camera Obscura


We welcome applications from:

Registered charities, charitable voluntary organisations and self-help groups
Particularly those supporting the vulnerable within our communities
For example children, young people, those with special needs and the elderly
National charities
Providing any donation is to support initiatives in our operating area
Our operating area is:
- Cumbria (all CA and LA postcodes)
- South-West Scotland (all DG postcodes and TD9)
- West Northumberland (NE45-49)
- Preston area of North Lancashire (all PR, FY, LA AND BB1-3 and BB5-7)
Community services
Those providing services to be used by the community
For example community centres, village halls, youth clubs. The Trustees prefer to provide funding for the purchase of specific items, such as equipment
Individuals via a charity
Requests for help for individuals via a registered charity
For example provision of mobility equipment where the charity remains the owner and is responsible for the maintenance of that equipment
Local heritage preservers
For the preservation of local heritage
Providing this is linked to community use

Donations will normally be in the region of £250 to £750, however, in exceptional circumstances a donation of £1,000 may be awarded.

We will not consider applications from charities which have applied or received a donation within the previous 12 months.

Where we have made a grant for 3 consecutive years, we are unlikely to consider a further application until after a period of 3 years has elapsed.

Examples of those areas we do not support are:

  • Requests for administration equipment, such as computers, for a charity’s own use or general expenses such as salaries
  • Overseas travel, expeditions
  • Events mainly for the general public such as village fetes/carnivals/concerts
  • Organisations supporting other charities
  • Fabric appeals for places of worship unless principally for the benefit of the community as a whole
  • Activities which are mainly/normally the responsibility of central or local government or some other responsible body
  • Hospitals, medical centres and medical research
  • Animal Welfare