Hospitality mortgage service for brokers

We offer specially designed mortgages for the purchase or remortgage of hospitality businesses.
For all enquiries please contact us on
(01228) 403 135

Hospitality Mortgages

All loans and product fees individually priced - available for purchase or refinance of owner occupied hotels, guest houses or B&Bs.

Lending area

Lending for guesthouses and B&Bs available in England, Wales & Scotland including islands.

Lending for hotels currently available in our operating area only. (Please see the map at the bottom of the page for details of our operating area.)

Capital overpayments

Capital overpayments of 10% per year allowed during any early repayment charge period.

Loan Size

Minimum loan £75,000

Minimum property value £250,000

Term

Maximum term 25 years (C&I)

Maximum LTV

Maximum 65% LTV for C & I

Income criteria

DCR calculations will be carried out. Projected income can be included.

Background income may be taken into account where minimum DCR are not met.

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Where We Lend

We provide mortgages throughout England, Scotland and Wales. Some of our mortgages are only available on properties in our operating area.

Our operating area is Cumbria (CA and LA postcodes), South-West Scotland (DG and TD9), West Northumberland (NE45-49), North Lancashire (PR, FY, LA AND BB1-3 and BB5-7) and North Yorkshire (HG, YO, BD20, BD23-24, DL6-11, LS21-23 and LS29).

Book a time for us to call you to discuss your needs

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Your mortgage is secured on your property. Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.