Hotel Mortgage Specialists

We offer specially designed mortgages for the purchase or remortgage of hotels
Start Your Journey

At the Cumberland We consider applications on a bespoke basis, so we will lend to both new entrants as well as experienced hotel owners.

Our team of experts are on hand to give you any support you need, as well as help you with your hotel lending.

Lending Criteria
We can typically lend up to 65% of the trading value on properties.
Make Enquiry
Check your eligibility and schedule a call with one of our expert advisors.
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Paul Sloan, Hotel Owner
“I can’t reiterate enough how great my experience of working with The Cumberland team has been."
FAQs
Would you like to find out more about our Hotel mortgages? Follow the link below to view our FAQs

Lending Criteria

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  • We can typically lend up to 65% of the trading value on properties throughout mainland UK, and the isles of Anglesey, Arran, Mull, Skye, Lewis, Harris and Wight
  • Maximum mortgage term is 15 years on a capital repayment basis. We will consider 25 years funding where we can be comfortable with the underlying asset(s) in security
  • 24 months interest only will also be considered
  • Freehold or long leasehold standard construction properties will be considered. Leasehold properties should have a minimum of 85 years left on the lease at the start of the mortgage and 50 years on maturity
  • Individuals, partnerships, limited companies those looking for an investment as part of their SIPP (Self-Invested Personal Pension) can apply
NOT ELIGIBLE
  • Limited Companies incorporated outside the UK

Make an enquiry

Latest News

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The Cumberland backs Lake District hospitality industry with Windermere B&B deal

The Cumberland has demonstrated its commitment to the county’s hospitality sector emerging from the pandemic with its support for a couple’s purchase of a Lake District bed & breakfast.

Photo: The Cumberland secures deal for iconic island hotel
The Cumberland secures deal for iconic island hotel

The Cumberland has helped a former social worker break into the hospitality industry by buying an iconic Scottish hotel.

Photo: Ground breaking scheme to help holiday let owners give back to community
Ground breaking scheme to help holiday let owners give back to community

Holiday let and second home owners in Cumbria can now help their local community thanks to a ground breaking new initiative.

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