Our guest book is full of great reviews

Proud to support hospitality UK business owners for 20+ years

Steve Hallsworth, owner of Jericho's boutique guesthouse, Windermere

“They made everything happen very quickly with very little pain and great communication.”
Read Steve and Hayley’s Story

The Cumberland's business team are experts in hospitality lending throughout the mainland UK and selected islands.

We consider applications on a bespoke basis, so we will lend to both new entrants as well as experienced B&B owners.

Our team of experts are on hand to give you any support you need, as well as help you with your hospitality business lending.

Lending Criteria
We can typically lend up to 65% of the trading value on properties.
Make Enquiry
Check your eligibility and schedule a call with one of our expert advisors.
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Hospitality Business Hub
Explore top tips, industry insights, and inspiring stories to help you start or grow your dream hospitality business.
Steve Hallsworth, Jericho Owner
“They made everything happen very quickly with very little pain and great communication.”
FAQs
Would you like to find out more about our Hotel mortgages? Follow the link below to view our FAQs

Lending Criteria

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  • We can typically lend up to 65% of the trading value on properties throughout mainland UK, and the isles of Anglesey, Arran, Mull, Skye, Lewis, Harris and Wight
  • Maximum mortgage term is 25 years on a capital repayment basis. We will consider 24 months interest only
  • Freehold or long leasehold standard construction properties will be considered. Leasehold properties should have a minimum of 85 years left on the lease at the start of the mortgage and 50 years on maturity
  • Individuals, partnerships, limited companies and those looking for an investment as part of their SIPP (Self-Invested Personal Pension) can apply
  • No minimum income or home ownership required - unlike many other lenders, we consider your personal income and asset / liability position
NOT ELIGIBLE
  • Limited Companies incorporated outside the UK

Make an enquiry

Latest News

Photo: Boutique hotel in Oban re-opens following investment from The Cumberland
Boutique hotel in Oban re-opens following investment from The Cumberland

Luxury, boutique hotel, No.17 The Promenade, has reopened under its new owner, unveiling a grand renovation, following a six-figure investment from The Cumberland.

Photo: The Cumberland leads the way in hospitality lending
The Cumberland leads the way in hospitality lending

The Cumberland Building Society is looking to grow its lending to hospitality businesses by as much as 25 per cent this year.

Photo: Cumbria Tourism Awards 2022: trailblazing winners revealed
Cumbria Tourism Awards 2022: trailblazing winners revealed

The ‘Oscars’ of Cumbria’s tourism industry made an eagerly awaited comeback at this year’s awards, with the very best of the county’s vibrant visitor economy coming together to celebrate a host of trailblazing winners.


View all our news